Brokers — List your Company Here
Featured local agent — Utah
Sarah Mitchell
Compass Real Estate · Utah
“Your trusted relocation specialist since 2009. 350+ homes sold. Zero-pressure, data-first approach.”
This spot is open. Be the only brokerage featured on this page — one slot, no auction.
Claim this spot* Example only — dummy agent for illustration. Your logo, name, tagline, link, and lead routing replace this content.
Utah housing market
Utah housing market summary
The typical home in Utah is worth $534,582, up 1.5% over the past year. Homes that actually closed went for a median of $560,200 after 41 days on market. On supply, pricing discipline, and speed of sale, Utah currently reads as a balanced market at 4.3 months of supply. At today's 7.03% 30-year fixed rate, that typical home costs $2,854 a month in principal and interest with 20.0% down.
Sources: Zillow, August 2026 · Refreshes monthly · Redfin, through May 2026 · Freddie Mac via FRED, September 2026
Utah housing market at a glance
Every tile carries the provider and the month it was published
Typical home value
$534,582
+1.5% YoY · Zillow, August 2026
Median sale price
$560,200
Redfin, through May 2026
Typical asking rent
$1,698/mo
Median of 62 cities · Zillow, August 2026
30-yr fixed rate
7.03%
Freddie Mac via FRED, September 2026
Monthly P&I
$2,854
20.0% down, 30-yr fixed
Days on market
41
+2 days YoY
Active listings
14,466
-1.2% YoY
Median household income
$91,750
U.S. Census ACS, 2023
Typical home value is Zillow's ZHVI — the value of a typical home across the whole housing stock, not just the homes that sold. Median sale price is what actually closed. Redfin stopped publishing public market trackers in June 2026; latest available period is May 2026.
Where Utah home prices are heading
Utah's typical home value is $534,582, up 1.5% over 12 months. The two-year number matters more than the one-year number: it spans a full rate cycle rather than a single seasonal swing. Values are currently 0.9% below their two-year high, which means sellers who bought at the top may need to bring money to closing rather than take equity out of it.
Against the national picture, Utah runs 45.0% above the U.S. typical home value of $368,697, and its 12-month move of +1.5% is outpacing the national pace of +1.2%.
What would have to change for Utah prices to fall. Prices fall when supply outruns demand for long enough that sellers compete on price rather than waiting. Utah is carrying 4.3 months of supply — inside the four-to-six-month band where neither side dictates terms. Active listings are -1.2% year over year and new listings -6.7%, which is close to flat. The other lever is the rate. At 7.03%, existing owners with cheaper mortgages have little reason to list, which is what has kept supply artificially low across most of the country. A sustained move down in rates unlocks those sellers and adds inventory; it also adds buyers. Which side moves first decides the direction.
Market trends
Statewide monthly series · Redfin, through May 2026 · No longer updating · Redfin stopped publishing public market trackers in June 2026; latest available period is May 2026.
What it costs to buy in Utah at today's rate
Down payment
$106,916
20.0% of value
Loan amount
$427,665
30-yr fixed
Monthly P&I
$2,854
at 7.03%
Income needed
$122,314
28.0% front-end ratio
A buyer purchasing the typical Utah home at $534,582 puts $106,916 down, finances $427,665, and pays $2,854 a month in principal and interest. Property taxes, homeowners insurance, HOA dues, and mortgage insurance sit on top of that and vary by county — budget for them separately rather than assuming the P&I figure is the payment.
Lenders typically want principal and interest under 28.0% of gross income, which puts the qualifying income for that purchase at roughly $122,314. Utah's median household earns $91,750 (Census ACS 2023) — a gap of $30,564 above what the median household brings in. Put differently, the median household would spend 37.3% of gross income on principal and interest alone — above the ratio most lenders underwrite to, which is why buyers here typically need a larger down payment, a co-borrower, or a cheaper city than the statewide typical home.
The value-to-income ratio in Utah is 5.8x. Anything above 5x means prices have run well ahead of local earnings; buyers are relying on dual incomes, prior equity, or outside capital rather than local wages. Model your own numbers in the affordability calculator or the mortgage calculator.
Figures are illustrative, not a quote or a pre-approval. Rate: Freddie Mac via FRED, September 2026 · Value: Zillow, August 2026 · Income: U.S. Census ACS, 2023
Buying in Utah in the next 12 months?
Tell us your timeline. We send the Utah market brief: the price ranges that are actually clearing, the cities where your budget goes furthest, and what to fix on your credit before you apply.
Rent or buy in Utah?
Zillow publishes its rent index per city rather than per state, so the honest statewide read is the median across the 62 largest Utah cities that carry it: $1,698 a month. Set against a typical home value of $534,582, that is a price-to-rent ratio of 26.2x.
Above 20x, the arithmetic favours renting over short horizons: the purchase premium takes years of appreciation to recover, and that appreciation is not guaranteed. Principal and interest on the typical home runs $1,156 more per month than that typical rent — and that is before taxes, insurance, and the roughly 1% of value a year most owners spend on maintenance.
For a second read on the same question, the Census ACS puts median gross rent across all Utah households — every unit type, not just what is currently listed — at $1,405 a month (2023), with 70.6% of Utah households owning rather than renting. Asking rents lead the ACS figure because they reflect today's new leases rather than the whole stock of existing ones.
Run the rent-vs-buy calculator with your own holding period and down payment — the statewide ratio is a starting point, not an answer.
Supply: what is on the market in Utah
| Measure | Latest | Year earlier | Change |
|---|---|---|---|
| Active listings | 14,466 | 14,641 | -1.2% |
| New listings | 5,500 | 5,895 | -6.7% |
| Homes sold | 3,362 | 3,777 | -11.0% |
| Months of supply | 4.3 | 3.9 | +0.4 |
| Sale-to-list ratio | 99.0% | 99.1% | Below asking |
What these mean. Active listings is the shelf — everything a buyer could tour today. New listings is restock rate; when it falls faster than sales, the shelf empties. Months of supply is active inventory divided by homes sold per month: at the current sales pace, how many months it would take to sell every home currently listed. Under 4 months of supply tilts toward sellers, 4 to 5 months is the neutral band, and above 5 months tilts toward buyers — above 7 months is a glut. These are the same thresholds the market verdict on every city and ZIP page is scored against. Sale-to-list ratio is the discipline check — above 100% means homes are clearing over asking on average, below means sellers are conceding.
Redfin, through May 2026 · No longer updating — Redfin stopped publishing public market trackers in June 2026; latest available period is May 2026. Zillow's inventory and new-listing counts are published per city and appear on the individual city pages.
Where Utah home values are moving fastest
12-month change in typical home value · Zillow, August 2026
Rising fastest
Falling
- 1.Ivins-3.5%
- 2.Woodland Hills-3.3%
- 3.Hurricane-2.7%
- 4.Santa Clara-2.5%
- 5.La Verkin-2.4%
- 6.Washington Terrace-1.8%
- 7.Bluffdale-1.7%
- 8.Saratoga Springs-1.4%
Computed from Zillow's typical home value for each city at August 2026 against the same month a year earlier, across the 150 largest Utah cities by population. Small markets swing hardest because a handful of transactions moves the index — read the city page before treating a large move as a trend.
The most and least expensive cities in Utah
Typical home value across the 150 largest cities · Zillow, August 2026
Most expensive
- 1.Park City$1.61M
- 2.West Mountain$1.25M
- 3.Alpine$1.20M
- 4.Kamas$1.20M
- 5.Highland$974,274
- 6.Midway$939,463
- 7.Daniel$903,894
- 8.Woodland Hills$854,126
- 9.Holladay$846,093
- 10.Eden$822,935
Most affordable
- 1.Helper$288,065
- 2.Vernal$297,882
- 3.Price$310,530
- 4.Sunset$373,599
- 5.Maeser$387,597
- 6.Logan$389,638
- 7.Washington Terrace$390,908
- 8.Stockton$395,462
- 9.Ogden$395,517
- 10.Naples$404,441
The spread between Park City and Helper is 5.6x — one reason a single statewide number is close to useless for a buyer with a fixed budget. Pick the city first, then the price band. Speed is a separate axis from price: Toquerville was the quickest of these markets to clear at 3 days on market (Redfin, through May 2026).
How Utah compares
| Market | Typical value | 12-mo change | Median income | Value / income |
|---|---|---|---|---|
| Utah | $534,582 | +1.5% | $91,750 | 5.8x |
| United States | $368,697 | +1.2% | — | — |
| Nevada | $442,027 | -1.8% | $75,561 | 5.8x |
| Arizona | $417,990 | -1.1% | $76,872 | 5.4x |
| Colorado | $532,748 | -1.4% | $92,470 | 5.8x |
The three states above are Utah's nearest land neighbours — the markets buyers most often price against when a move is still negotiable. Nevada and Arizona and Colorado carry lower typical home value than Utah, which is what makes them the usual destination for equity-funded moves out of Utah.
Values and 12-month changes: Zillow, August 2026 · Refreshes monthly. Income: U.S. Census ACS, 2023. ACS publishes household income per state, not for the nation on the same basis, so the U.S. row shows home value only.
Utah housing markets by city
221 cities tracked — the 60 largest by population shown
Salt Lake City
$572,003
West Valley City
$465,915
West Jordan
$554,733
Provo
$480,829
St. George
Pop. 99K
Orem
$501,606
Sandy
$659,401
Ogden
$395,517
Layton
$523,008
Lehi
$569,889
South Jordan
$661,471
Millcreek
$633,137
Taylorsville
$492,974
Herriman
$601,499
Logan
$389,638
Draper
$811,598
Murray
$546,866
Eagle Mountain
$504,093
Bountiful
$570,821
Riverton
$620,009
Saratoga Springs
$552,914
Spanish Fork
$513,715
Roy
$432,698
Pleasant Grove
$551,600
Tooele
$430,286
Cedar City
$405,026
Midvale
$485,327
Springville
$504,734
American Fork
$523,873
Syracuse
$581,475
Cottonwood Heights
$778,589
Clearfield
$418,546
Kaysville
$682,855
Holladay
$846,093
Washington
$540,326
South Salt Lake
$438,981
Farmington
$685,023
Clinton
$493,381
North Salt Lake
$568,573
Payson
$471,307
Hurricane
$500,643
North Ogden
$527,471
West Haven
$524,762
Brigham City
$409,653
Highland
$974,274
Bluffdale
$611,342
South Ogden
$424,241
Heber
Pop. 17K
Centerville
$579,740
Santaquin
$494,691
Smithfield
$466,830
Grantsville
$532,336
Vineyard
$523,988
Mapleton
$723,283
Lindon
$728,148
West Point
$553,507
Woods Cross
$524,388
North Logan
$554,780
Stansbury Park
$511,051
Pleasant View
$672,407
Get Utah market alerts
Weekly updates on prices, inventory, and trends. Free forever.
What to do next in Utah
If you are buying
- Set the payment before the price. Start from what you can carry monthly, then work backwards with the affordability calculator — the typical Utah home is $2,854/mo in P&I today.
- Pick the city, not the state. Values across Utah run from $288,065 in Helper to $1.61M in Park City.
- Put two finalists head to head in the city comparison tool before you tour anything.
- Fix the credit file before you shop the rate. A better score moves the payment more than haggling over price does at 7.03%.
If you are selling
- Price against your city, not the statewide figure — the spread between Utah markets is wider than the year-over-year move in any of them.
- Read the supply table above. At 4.3 months of supply, neither side has leverage, so presentation and pricing accuracy decide the outcome.
- Watch days on market in your city, not the state. The statewide median was 41 days (Redfin, through May 2026); your city page carries its own.
- Time the listing against new-listing volume. New listings are -6.7% year over year — less competition than a year ago.
Utah housing market questions
What is the typical home value in Utah?
The typical home value in Utah is $534,582 (Zillow, August 2026). That is a +1.5% change over the past 12 months. The median price of homes that actually sold was $560,200 (Redfin, through May 2026); sale prices skew toward whatever segment is transacting, which is why they differ from the typical-value figure.
Are Utah home prices going up or down?
Utah home values are up 1.5% year over year (Zillow, August 2026). Values sit 0.9% below their highest reading in the past two years.
How much income do you need to buy a home in Utah?
At the current 30-year fixed rate of 7.03%, a $534,582 home with 20.0% down carries roughly $2,854 a month in principal and interest. Using the 28% front-end ratio most lenders underwrite to, that implies a household income of about $122,314 before taxes, insurance, HOA dues, or mortgage insurance are added. Utah's median household income is $91,750 (Census ACS, 2023), a gap of $30,564 above the median household. These figures are illustrative, not a quote or a pre-approval.
Is it cheaper to rent or buy in Utah?
Typical asking rent across the largest Utah cities Zillow publishes rent data for is $1,698 a month (median of 62 cities, Zillow, August 2026). Against a typical home value of $534,582, that is a price-to-rent ratio of 26.2x. Ratios under about 15x generally favour buying if you plan to stay put; above about 20x, renting and investing the difference tends to win over short horizons. Principal and interest alone runs $1,156 more than that typical rent each month, before taxes, insurance, and maintenance.
Which Utah cities are the most affordable?
Among the largest cities we track in Utah, the lowest typical home values are in Helper ($288,065), Vernal ($297,882), Price ($310,530), Sunset ($373,599), Maeser ($387,597). Values are Zillow's typical-home-value index for August 2026.
Which Utah cities are the most expensive?
The highest typical home values among the largest Utah cities are in Park City ($1.61M), West Mountain ($1.25M), Alpine ($1.20M), Kamas ($1.20M), Highland ($974,274). Price per square foot, inventory, and days on market for each are on the individual city pages.
Which Utah cities are appreciating the fastest?
Over the past 12 months the largest home-value gains among Utah cities we track were in Hildale (+7.1%), Mona (+6.2%), Naples (+5.9%), Alpine (+4.8%), Kamas (+4.6%). Fast appreciation usually reflects constrained supply, in-migration, or a small transaction base — check the individual city page before reading it as a trend.
How long do homes take to sell in Utah?
Homes in Utah spent a median of 41 days on market in the last month Redfin published (Redfin, through May 2026). That is 2 days slower than the same month a year earlier. The quickest market among the state's largest cities was Toquerville at 3 days. Redfin stopped publishing public market trackers in June 2026; latest available period is May 2026.
How does Utah compare to neighboring states?
Utah's typical home value of $534,582 compares with Nevada at $442,027, Arizona at $417,990, Colorado at $532,748. The U.S. typical home value is $368,697, putting Utah 45.0% above the national figure. Nevada and Arizona and Colorado are cheaper on a typical-value basis.
Is now a good time to buy in Utah?
That depends on your timeline, not the headline. The measurable inputs today: a 30-year fixed rate of 7.03%, 4.3 months of supply statewide (Redfin, through May 2026), active listings -1.2% year over year, and home values +1.5% over the past year. Buyers with a five-year-plus horizon are mostly exposed to the payment, not the price, so the rate you can qualify for matters more than the month you buy. Properties Incorporated is an independent data platform, not a brokerage or lender — this is information, not advice.
Be the brokerage on this page
1 slot per pageGet featured on Utah
Your logo, brokerage name, and direct link to your site — featured at the top of this page in front of every visitor researching the entire state. One brokerage, no rotation, no bidding war.
- Goes live in 24 hours
- Cancel anytime
- Do-follow backlink to your site
Keep researching Utah
Studies & tools
How we built these numbers
Neighboring state markets
- Nevada housing market — $442,027 typical value
- Arizona housing market — $417,990 typical value
- Colorado housing market — $532,748 typical value
Get the Utah market brief
One email: the cities where your budget clears, what the payment looks like at today's rate, and the credit moves that change your number before you apply.