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Sarah Mitchell

CNESRESABR

Compass Real Estate · Sacramento, CA

“Your trusted relocation specialist since 2009. 350+ homes sold. Zero-pressure, data-first approach.”

Sacramento, CA(512) 555-0184TX License #0512847
Visit website →sarahmitchellhomes.com
5.0 · 47 reviews

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Sacramento, CA Housing Market

Seller's market-2.3% YoY
Zillow, August 2026 · Refreshes monthlyRedfin, through May 2026 · No longer updatingFreddie Mac via FRED, September 2026 · Refreshes weekly

The typical home in Sacramento, CA is worth $473,797, fell 2.3% over the past year (Zillow Home Value Index, August 2026). The last median sale price Redfin published was $506,635, -1.1% year over year (through May 2026). With 2.5 months of supply and homes going under contract in about 14 days, Sacramento is a seller's market. At today's 7.03% 30-year fixed rate, 20% down on a $473,797 home is about $2,529/mo in principal and interest.

Key numbers for Sacramento, CA

Typical home value

$473,797

-2.3% in 12 months

Zillow, August 2026

Typical asking rent

$2,056/mo

Zillow Observed Rent Index

Zillow, August 2026

Median sale price

$506,635

-1.1% year over year

Redfin, through May 2026

Days on market

14

Fast-moving

Redfin, through May 2026

Active listings

827

2.5 months of supply

Redfin, through May 2026

30-yr fixed rate

7.03%

Freddie Mac weekly average

Freddie Mac via FRED, September 2026

Median household income

$83,753

Home costs 5.7x income

U.S. Census ACS, 2023

Sale-to-list ratio

101.1%

Selling above asking

Redfin, through May 2026

Zillow figures are as of August 2026 and refresh monthly. Redfin figures are through May 2026 — Redfin stopped publishing its public market trackers in June 2026, so those numbers are final, not current. Mortgage rates come from Freddie Mac via FRED and update weekly.

Is Sacramento a buyer's or seller's market?

Seller's market2.5 months of supply14 days on market101.1% of asking

Sacramento, CA is a seller's market, based on 2.5 months of supply and homes selling in about 14 days. Under 4 months of supply tilts the market toward sellers: homes clear faster than they are replaced, so concessions are scarce.

Inputs are Redfin's final published period (May 2026). How we classify markets · Where the data comes from

What does the Sacramento housing market data show?

Every row below is Redfin's final published month for Sacramento, CA. Redfin, through May 2026

Housing market statistics for Sacramento, CA, Redfin through May 2026
MetricValue
Median sale price$506,635
Median list price$519,990
Year-over-year price change-1.1%
Median price per sq ft$335/sq ft
Median days on market14 days
Active inventory827 listings
Months of supply2.5 months
Sale-to-list price ratio101.1%
Homes sold (that month)331
New listings (that month)483
Listings with a price cut34.0%
Market conditionSeller's market

How to read these numbers

Median sale price
Half the homes that closed sold for more than this, half for less. It moves with what kind of home sold that month, so a quiet month with two big sales can swing it. Redfin's figure for Sacramento is frozen at May 2026.
Typical home value (ZHVI)
Zillow's estimate of what a mid-market home in Sacramento is worth right now, whether or not it sold. It is smoother than the median sale price and it still refreshes monthly, which is why this page leads with it.
Months of supply
How long it would take to sell every active listing at the current pace. Under 3 favors sellers, over 6 favors buyers, and 3 to 6 is the balanced band.
Days on market
Median time from listing to accepted offer. Short means you should have financing ready before you tour; long means there is room to negotiate on price and repairs.
Sale-to-list ratio
Sale price divided by the last asking price. Above 100% means bidding above asking is normal here; below 100% means the typical buyer got a discount.
Price per square foot
The size-adjusted price. Use it to compare a 1,400 sq ft house to a 2,600 sq ft house, not to value your own home — lot, condition and age move it a lot.
Listings with a price cut
Share of active listings that dropped their asking price in the month. A high share is the earliest visible sign that sellers are ahead of what buyers will pay.
Typical asking rent (ZORI)
Zillow's repeat-rent index for asking rents on new leases. Paired with the home value it gives the price-to-rent ratio in the rent-vs-buy section below.

How have Sacramento home prices moved?

Over the last three years the median sale price in Sacramento, CA rose 1.5%, from $499,000 to $506,635. The live Zillow value series has fell 2.3% in the last 12 months, which is the more current read now that Redfin's series has stopped. 34.0% of Sacramento listings cut their asking price in the final Redfin month — a high share, and the clearest sign that list prices were running ahead of what buyers would pay. For prices to fall meaningfully from here, supply would have to keep building past 2.5 months while the sale-to-list ratio slips below its current 101.1%. Watch those two together — they move before the median does.

Redfin, through May 2026 — the chart ends at Redfin's final published month.

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What does it cost to buy a home in Sacramento?

Priced off the typical home value of $473,797 at the current 7.03% 30-year fixed rate. These are principal and interest only — property taxes, homeowner's insurance, HOA dues and mortgage insurance are on top, and they vary enough by property that we will not guess them for you.

Monthly principal and interest by down payment in Sacramento, CA
Down paymentCash at closeLoan amountMonthly P&I
20%$94,759$379,038$2,529/mo
5%$23,690$450,108$3,004/mo

Zillow, August 2026 for the price · Freddie Mac via FRED, September 2026 for the rate

What income do you need?

Lenders generally want housing costs under 28% of gross income. On the 20%-down payment of $2,529, that implies roughly $108,402 a year before you add taxes and insurance. The median household in Sacramento earns $83,753, about $24,649 short of that threshold — the typical local household needs a larger down payment, a co-borrower, or a home below the typical home value to fit the 28% rule. That puts the price-to-income ratio at 5.7x — well above the 3x that was historically considered affordable, which is why down payment size drives who can buy here.

Run it with your own numbers: affordability calculator · mortgage calculator

Buying in Sacramento in the next 12 months?

Tell us your timeline. We send the Sacramento market brief: the price ranges that actually clear, how long homes sit, and what to fix on your credit before you apply.

No spam, no reselling your details. Market data on this site is informational and is not financial, investment, or real estate advice.

Is it cheaper to rent or buy in Sacramento?

Typical asking rent in Sacramento, CA is $2,056/mo, against a typical home value of $473,797. That is a price-to-rent ratio of 19.2x, which means buying and renting land close enough together that the decision turns on how long you stay and your down payment. Compared head to head, 20% down puts principal and interest at $2,529 a month — $473 more than renting before taxes and insurance, so the ownership case here rests on equity and appreciation rather than monthly cash flow.

Zillow, August 2026 for both value and rent

Add your own down payment, tax rate and time horizon in the rent vs. buy calculator.

Is inventory rising or falling in Sacramento?

Active listings in Sacramento, CA went from 912 in May 2025 to 827 in May 2026, a -9.3% change. Inventory has been roughly flat, which usually keeps prices moving with rates rather than with local supply.

Active listings by month in Sacramento, CA
MonthActive listingsNew listings
June 2025944445
July 2025984496
August 2025931410
September 2025897425
October 2025894427
November 2025808302
December 2025651222
January 2026667345
February 2026702349
March 2026750495
April 2026823509
May 2026827483

Redfin, through May 2026

How does Sacramento compare to California and the U.S.?

Sacramento homes sell for $506,635 — 43% below the California median of $887,400. Against the national median of $410,700, Sacramento runs 23% higher. Year-over-year, Sacramento moved -1.1% against California's +3.4% — a smaller swing than the state as a whole.

Sacramento, CA compared with California and the United States
MarketMedian sale priceYoYDays on market
Sacramento, CA$506,635-1.1%14 days
California statewide$887,400+3.4%33 days
United States$410,700not publishednot published

City and state rows: Redfin, through May 2026 · U.S. row: Freddie Mac via FRED, April 2026 (MSPUS, quarterly)

What to do next in Sacramento

What buyers should watch

  • Months of supply, currently 2.5. It turns before price does — when it climbs past 6, sellers start taking offers they would have rejected a quarter earlier.
  • The share of listings cutting price, currently 34.0%. A listing that has already cut once is the one most likely to accept below asking.
  • The gap between 5% and 20% down here is $474 a month in principal and interest alone, before mortgage insurance. That gap, not the price, is usually what decides your timeline.
  • Rate moves. At 7.03%, every full point of rate change moves the payment on a $473,797 home more than a 5% price change does.
  • Your credit tier before you shop, not after — it sets the rate you are quoted. Run your numbers first.

What sellers should know

  • The median Sacramento listing goes under contract in 14 days. If yours passes that mark, the market is telling you the price is wrong — not that you need more showings.
  • Homes here close at 101.1% of asking. Price at the number you want and let competition do the rest.
  • In the last published month Sacramento added 483 new listings against 331 sales — more competition arriving than clearing, so early timing matters.
  • Your equity moved -2.3% in the last 12 months on the Zillow value series. That, not the price you paid, is what sets your net proceeds.
  • Comparable ZIP-level pricing inside Sacramento varies more than the citywide median suggests — check the ZIP pages below before you set a number.

Homes for sale in Sacramento

There are currently 827 homes listed for sale in Sacramento, California. The median listing price is $520K. Featured listings range from $410,000 to $2,398,000.

5 bedroom house for sale at 2248 Marconi Ave Sacramento - $410,000
$410,000

2248 Marconi Ave

Sacramento, CA

5 bd2 ba1,964 sqft$209/ft²
House15,682 sqft lot
View photos & details
3 bedroom house for sale at 3700 24th Ave Sacramento - $419,914
$419,914

3700 24th Ave

Sacramento, CA

3 bd2 ba900 sqft$467/ft²
House8,276 sqft lot
View photos & details
3 bedroom house for sale at 6776 Jujube Ln Sacramento - $480,000
$480,000

6776 Jujube Ln

Sacramento, CA

3 bd3 ba1,404 sqft$342/ft²
House2,200 sqft lot
View photos & details
3 bedroom house for sale at 1172 Spruce Tree Cir Sacramento - $495,000
$495,000

1172 Spruce Tree Cir

Sacramento, CA

3 bd2 ba1,393 sqft$355/ft²
House4,356 sqft lot
View photos & details
4 bedroom house for sale at 2236 Shaw St Sacramento - $495,000
$495,000

2236 Shaw St

Sacramento, CA

4 bd2 ba1,617 sqft$306/ft²
House2.50 acres
View photos & details
4 bedroom house for sale at 3046 Bridgeford Dr Sacramento - $518,000
$518,000

3046 Bridgeford Dr

Sacramento, CA

4 bd2 ba1,716 sqft$302/ft²
House9,583 sqft lot
View photos & details
4 bedroom house for sale at 4500 Windsong St Sacramento - $599,999
$599,999

4500 Windsong St

Sacramento, CA

4 bd2 ba2,405 sqft$249/ft²
House7,148 sqft lot
View photos & details
2 bedroom house for sale at 2038 20th St Sacramento - $600,000
$600,000

2038 20th St

Sacramento, CA

2 bd3 ba1,320 sqft$455/ft²
House1,119 sqft lot
View photos & details
4 bedroom house for sale at 534 Valim Way Sacramento - $740,000
$740,000

534 Valim Way

Sacramento, CA

4 bd3 ba2,238 sqft$331/ft²
House6,098 sqft lot
View photos & details
7 bedroom multi-family for sale at 2660 19th Ave Sacramento - $829,000
$829,000

2660 19th Ave

Sacramento, CA

7 bd3 ba2,560 sqft$324/ft²
Multi-family20,038 sqft lot
View photos & details
4 bedroom house for sale at 4632 Sunset Dr Sacramento - $1,025,000
$1,025,000

4632 Sunset Dr

Sacramento, CA

4 bd3 ba2,379 sqft$431/ft²
House11,761 sqft lot
View photos & details
5 bedroom house for sale at 1425 37th St Sacramento - $2,398,000
$2,398,000

1425 37th St

Sacramento, CA

5 bd5 ba3,275 sqft$732/ft²
House7,301 sqft lot
View photos & details

Looking to buy in Sacramento?

Get connected with a local real estate expert — free, no obligation.

Active listings

827

Homes on market

Median list price

$520K

Avg. days on market

14

Days until sale

New this week

483

Newly listed

Price drops:34.0%of listings
Sale-to-list:101.1%

How much do homes cost in Sacramento by property type?

How the Sacramento, CA market breaks down across single-family homes, condos and townhouses. Redfin, through May 2026

Median price, price per square foot, homes sold and days on market by property type in Sacramento, CA
Property typeMedian pricePrice / sq ftHomes soldDays on market
Single-family$515,000$337/sq ft29614 days
Condo / co-op$365,000$317/sq ft1716 days
Townhouse$422,000$281/sq ft557 days

Who lives in Sacramento?

American Community Survey estimates for Sacramento. U.S. Census ACS, 2023

Population

524,802

Households

199,401

Median income

$83,753/yr

Median age

35.7 years

Owner-occupied

51.5%

Median home value

$484,600

Median gross rent

$1,694/mo

Mean commute

25.6 min

51.5% of occupied homes in Sacramento are owner-occupied, and the rest are rented — which is the share that decides how much of the local housing stock ever reaches the for-sale market. The Census self-reported median home value is $484,600 against Zillow's $473,797 typical value; the gap is normal — ACS asks owners what they think their home is worth, Zillow models transactions. Census median gross rent (all leases, including long-held ones) is $1,694/mo, below Zillow's $2,056/mo asking rent on new leases — the difference is roughly what a mover pays over a stayer.

Which public schools serve Sacramento?

50 schools tracked · 69,614 students

The largest public schools serving Sacramento, CA by enrollment, drawn from the National Center for Education Statistics. School quality is a commonly cited factor in home-buying decisions — these are the campuses families in this area are most likely to encounter.

Highlands Community Charter

Grades 1-12 · 9,069 students

Charter

California Innovative Career Academy

Grades 1-12 · 3,180 students

Charter

C. K. McClatchy High

Grades 9-12 · 2,481 students

Public

Sheldon High

Grades 9-12 · 2,415 students

Public

Inderkum High

Grades 9-12 · 2,242 students

Public

Grant Union High

Grades 9-12 · 2,016 students

Public

John F. Kennedy High

Grades 9-12 · 1,888 students

Public

Rio Americano High

Grades 9-12 · 1,867 students

Public

Source: National Center for Education Statistics, Common Core of Data directory. Updated annually. Ratings and test scores are not currently displayed.

Which cities are near Sacramento, CA?

Ordered by distance from Sacramento, not by size. Compare Sacramento side by side with any of them.

Sacramento housing market FAQ

Is Sacramento a buyer's or seller's market?

Sacramento, CA is currently a seller's market. That read comes from 2.5 months of supply, homes going under contract in about 14 days, and sellers getting 101.1% of their asking price in the last month Redfin published (May 2026).

How much do homes cost in Sacramento?

The typical home in Sacramento, CA is worth $473,797 (Zillow Home Value Index, August 2026). The median sale price in the last month Redfin published was $506,635, about $335 per square foot.

Is Sacramento cheaper than the rest of California?

Sacramento's median sale price of $506,635 is 43% lower than the California statewide median of $887,400, and 23% above the U.S. median of $410,700. Both figures are for the same period.

How long do homes take to sell in Sacramento?

Homes in Sacramento, CA spent a median of 14 days on market before going under contract, versus 33 days statewide. Under three weeks means well-priced listings move before most buyers can schedule a second showing. (Redfin, through May 2026.)

What income do you need to buy a home in Sacramento?

At the current 30-year fixed rate of 7.03%, 20% down on a $473,797 home is about $2,529 a month in principal and interest. Lenders typically want that under 28% of gross income, which works out to roughly $108,402 a year before taxes, insurance, HOA dues or mortgage insurance. The local median household income is $83,753.

Are home prices rising in Sacramento?

The typical home value in Sacramento, CA fell 2.3% over the last 12 months, from $484,755 to $473,797 (Zillow, August 2026). This is the live series — it refreshes monthly.

What are the cheapest ZIP codes in Sacramento?

Sacramento ZIP-level sale prices are not all published for the same period, so ranking them would compare different months. The ZIP pages listed on this page show what we hold for each one individually.

Is now a good time to buy in Sacramento?

That depends on your timeline, not on a headline. What the data says today: Sacramento, CA is a seller's market with 2.5 months of supply, the 30-year fixed rate is 7.03%, and the price-to-rent ratio of 19.2x means buying and renting land close enough together that the decision turns on how long you stay and your down payment. Properties Incorporated publishes the data; it does not give financial advice.

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No spam, no reselling your details. Market data on this site is informational and is not financial, investment, or real estate advice.