- Coverage
- National and state-level series — 42 series currently loaded
- Cadence
- Weekly for rates, monthly or quarterly for the rest
- Licence
- FRED aggregates series from federal agencies and private providers. Federal series are public domain; some third-party series carry the originating provider's terms. We use only series FRED marks as freely redistributable and cite both FRED and the originating publisher.
- Why we use it
- The mortgage rate is the single biggest lever on affordability. A one-point move changes the monthly payment on a $400,000 loan by roughly $250. Every calculator on this site opens at 7.03% for the week ending September 24, 2026, straight from this series.