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Featured local agent — La Jolla Amago, CA
Sarah Mitchell
Compass Real Estate · La Jolla Amago, CA
“Your trusted relocation specialist since 2009. 350+ homes sold. Zero-pressure, data-first approach.”
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La Jolla Amago, CA Housing Market
The last median sale price Redfin published was $820,000 (through May 2026). With homes going under contract in about 20 days, La Jolla Amago is a balanced market. At today's 6.66% 30-year fixed rate, 20% down on a $820,000 home is about $4,216/mo in principal and interest.
Key numbers for La Jolla Amago, CA
Median sale price
$820,000
Last published period
Redfin, through April 2025
Days on market
20
Fast-moving
Redfin, through April 2025
30-yr fixed rate
6.66%
Freddie Mac weekly average
Freddie Mac via FRED, August 2026
Sale-to-list ratio
96.6%
Selling below asking
Redfin, through April 2025
Zillow figures refresh monthly. Redfin figures are through May 2026 — Redfin stopped publishing its public market trackers in June 2026, so those numbers are final, not current. Mortgage rates come from Freddie Mac via FRED and update weekly.
Is La Jolla Amago a buyer's or seller's market?
La Jolla Amago, CA is a balanced market and homes selling in about 20 days. We classify markets from months of supply, sale-to-list ratio and days on market together — no single number decides it.
Inputs are Redfin's final published period (May 2026). How we classify markets · Where the data comes from
What does the La Jolla Amago housing market data show?
Every row below is Redfin's final published month for La Jolla Amago, CA. Redfin, through April 2025
| Metric | Value |
|---|---|
| Median sale price | $820,000 |
| Median price per sq ft | $771/sq ft |
| Median days on market | 20 days |
| Sale-to-list price ratio | 96.6% |
| Homes sold (that month) | 1 |
| Market condition | Balanced market |
How to read these numbers
- Median sale price
- Half the homes that closed sold for more than this, half for less. It moves with what kind of home sold that month, so a quiet month with two big sales can swing it. Redfin's figure for La Jolla Amago is frozen at May 2026.
- Typical home value (ZHVI)
- Zillow's estimate of what a mid-market home in La Jolla Amago is worth right now, whether or not it sold. It is smoother than the median sale price and it still refreshes monthly, which is why this page leads with it.
- Months of supply
- How long it would take to sell every active listing at the current pace. Under 3 favors sellers, over 6 favors buyers, and 3 to 6 is the balanced band.
- Days on market
- Median time from listing to accepted offer. Short means you should have financing ready before you tour; long means there is room to negotiate on price and repairs.
- Sale-to-list ratio
- Sale price divided by the last asking price. Above 100% means bidding above asking is normal here; below 100% means the typical buyer got a discount.
- Price per square foot
- The size-adjusted price. Use it to compare a 1,400 sq ft house to a 2,600 sq ft house, not to value your own home — lot, condition and age move it a lot.
- Listings with a price cut
- Share of active listings that dropped their asking price in the month. A high share is the earliest visible sign that sellers are ahead of what buyers will pay.
- Typical asking rent (ZORI)
- Zillow's repeat-rent index for asking rents on new leases. Paired with the home value it gives the price-to-rent ratio in the rent-vs-buy section below.
How have La Jolla Amago home prices moved?
Across the 7 months we hold for La Jolla Amago, CA, the median sale price rose 28.8%, from $636,500 in May 2021 to $820,000.
Redfin, through April 2025 — the chart ends at Redfin's final published month.
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What does it cost to buy a home in La Jolla Amago?
Priced off the median sale price of $820,000 at the current 6.66% 30-year fixed rate. These are principal and interest only — property taxes, homeowner's insurance, HOA dues and mortgage insurance are on top, and they vary enough by property that we will not guess them for you.
| Down payment | Cash at close | Loan amount | Monthly P&I |
|---|---|---|---|
| 20% | $164,000 | $656,000 | $4,216/mo |
| 5% | $41,000 | $779,000 | $5,006/mo |
Redfin, through April 2025 for the price · Freddie Mac via FRED, August 2026 for the rate
What income do you need?
Lenders generally want housing costs under 28% of gross income. On the 20%-down payment of $4,216, that implies roughly $180,670 a year before you add taxes and insurance. We do not hold a Census income figure for La Jolla Amago, so we cannot compare that threshold to local earnings.
Run it with your own numbers: affordability calculator · mortgage calculator
Buying in La Jolla Amago in the next 12 months?
Tell us your timeline. We send the La Jolla Amago market brief: the price ranges that actually clear, how long homes sit, and what to fix on your credit before you apply.
Is it cheaper to rent or buy in La Jolla Amago?
Zillow does not publish a rent index (ZORI) for La Jolla Amago, CA, so we cannot compute a price-to-rent ratio here without borrowing a nearby market's rents and calling them local — which we will not do. The rent vs. buy calculator works with a rent figure you supply.
Is inventory rising or falling in La Jolla Amago?
We hold fewer than two months of inventory readings for La Jolla Amago, CA, so there is no trend to report yet.
How does La Jolla Amago compare to California and the U.S.?
La Jolla Amago homes sell for $820,000 — 8% below the California median of $887,400. Against the national median of $410,700, La Jolla Amago runs 100% higher.
| Market | Median sale price | YoY | Days on market |
|---|---|---|---|
| La Jolla Amago, CA | $820,000 | not published | 20 days |
| California statewide | $887,400 | +3.4% | 33 days |
| United States | $410,700 | not published | not published |
City and state rows: Redfin, through April 2025 · U.S. row: Freddie Mac via FRED, April 2026 (MSPUS, quarterly)
What to do next in La Jolla Amago
What buyers should watch
- The gap between 5% and 20% down here is $790 a month in principal and interest alone, before mortgage insurance. That gap, not the price, is usually what decides your timeline.
- Rate moves. At 6.66%, every full point of rate change moves the payment on a $820,000 home more than a 5% price change does.
- Your credit tier before you shop, not after — it sets the rate you are quoted. Run your numbers first.
What sellers should know
- The median La Jolla Amago listing goes under contract in 20 days. If yours passes that mark, the market is telling you the price is wrong — not that you need more showings.
- Homes here close at 96.6% of asking. Price to that ratio from day one rather than chasing the market down in cuts.
- Comparable ZIP-level pricing inside La Jolla Amago varies more than the citywide median suggests — check the ZIP pages below before you set a number.
Homes for sale in La Jolla Amago
Explore homes currently listed for sale in La Jolla Amago, California across major real estate platforms.
How much do homes cost in La Jolla Amago by property type?
How the La Jolla Amago, CA market breaks down across single-family homes, condos and townhouses. Redfin, through April 2025
| Property type | Median price | Price / sq ft | Homes sold | Days on market |
|---|---|---|---|---|
| Condo / co-op | $820,000 | $771/sq ft | 1 | 20 days |
| Townhouse | $1.06M | $624/sq ft | 1 | 235 days |
Which cities are near La Jolla Amago, CA?
Ordered by distance from La Jolla Amago, not by size. Compare La Jolla Amago side by side with any of them.
La Jolla Amago housing market FAQ
Is La Jolla Amago a buyer's or seller's market?
La Jolla Amago, CA is currently a balanced market based on the supply, pace-of-sale and sale-to-list data we hold for this city. Redfin's public market tracker last published in May 2026, so this classification will not move until a new source fills that gap.
How much do homes cost in La Jolla Amago?
The median sale price in the last month Redfin published was $820,000, about $771 per square foot.
Is La Jolla Amago cheaper than the rest of California?
La Jolla Amago's median sale price of $820,000 is 8% lower than the California statewide median of $887,400, and 100% above the U.S. median of $410,700. Both figures are for the same period.
How long do homes take to sell in La Jolla Amago?
Homes in La Jolla Amago, CA spent a median of 20 days on market before going under contract, versus 33 days statewide. Under three weeks means well-priced listings move before most buyers can schedule a second showing. (Redfin, through May 2026.)
What income do you need to buy a home in La Jolla Amago?
At the current 30-year fixed rate of 6.66%, 20% down on a $820,000 home is about $4,216 a month in principal and interest. Lenders typically want that under 28% of gross income, which works out to roughly $180,670 a year before taxes, insurance, HOA dues or mortgage insurance.
Are home prices rising in La Jolla Amago?
We do not hold a complete 12-month value series for La Jolla Amago, CA yet, so we are not going to call a direction. The price chart above shows every period we do have.
What are the cheapest ZIP codes in La Jolla Amago?
La Jolla Amago ZIP-level sale prices are not all published for the same period, so ranking them would compare different months. The ZIP pages listed on this page show what we hold for each one individually.
Is now a good time to buy in La Jolla Amago?
That depends on your timeline, not on a headline. What the data says today: La Jolla Amago, CA is a balanced market, the 30-year fixed rate is 6.66%. Properties Incorporated publishes the data; it does not give financial advice.
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One email: what homes are actually clearing at around $820,000, how long they sit, which ZIPs run cheaper, and what to fix on your credit before you apply.