$499,900
4 Grandview Dr
Blue Point, NY
Land5,663 sqft lot
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Sarah Mitchell
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Compass Real Estate · Blue Point, NY
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Blue Point, NY(512) 555-0184TX License #0512847
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Blue Point, NY Housing Market
Seller's market+7.5% YoY
Zillow, August 2026 · Refreshes monthlyRedfin, through May 2026 · No longer updatingFreddie Mac via FRED, September 2026 · Refreshes weekly
The typical home in Blue Point, NY is worth $727,445, rose 7.5% over the past year (Zillow Home Value Index, August 2026). The last median sale price Redfin published was $825,000, +7.8% year over year (through May 2026). With 4.0 months of supply and homes going under contract in about 11 days, Blue Point is a seller's market. At today's 7.03% 30-year fixed rate, 20% down on a $727,445 home is about $3,884/mo in principal and interest.
Key numbers for Blue Point, NY
Typical home value
$727,445
+7.5% in 12 months
Zillow, August 2026
Median sale price
$825,000
+7.8% year over year
Redfin, through May 2026
Days on market
11
Fast-moving
Redfin, through May 2026
Active listings
4
4.0 months of supply
Redfin, through May 2026
30-yr fixed rate
7.03%
Freddie Mac weekly average
Freddie Mac via FRED, September 2026
Median household income
$148,684
Home costs 4.9x income
U.S. Census ACS, 2023
Sale-to-list ratio
120.4%
Selling above asking
Redfin, through May 2026
Zillow figures are as of August 2026 and refresh monthly. Redfin figures are through May 2026 — Redfin stopped publishing its public market trackers in June 2026, so those numbers are final, not current. Mortgage rates come from Freddie Mac via FRED and update weekly.
Is Blue Point a buyer's or seller's market?
Seller's market4.0 months of supply11 days on market120.4% of asking
Blue Point, NY is a seller's market, based on 4.0 months of supply and homes selling in about 11 days. 4 to 5 months of supply is the neutral band: neither side holds a structural advantage, and outcomes turn on the individual property.
Inputs are Redfin's final published period (May 2026). How we classify markets · Where the data comes from
What does the Blue Point housing market data show?
Every row below is Redfin's final published month for Blue Point, NY. Redfin, through May 2026
| Metric | Value |
|---|---|
| Median sale price | $825,000 |
| Median list price | $737,500 |
| Year-over-year price change | +7.8% |
| Median price per sq ft | $604/sq ft |
| Median days on market | 11 days |
| Active inventory | 4 listings |
| Months of supply | 4.0 months |
| Sale-to-list price ratio | 120.4% |
| Homes sold (that month) | 1 |
| New listings (that month) | 2 |
| Listings with a price cut | 50.0% |
| Market condition | Seller's market |
How to read these numbers
- Median sale price
- Half the homes that closed sold for more than this, half for less. It moves with what kind of home sold that month, so a quiet month with two big sales can swing it. Redfin's figure for Blue Point is frozen at May 2026.
- Typical home value (ZHVI)
- Zillow's estimate of what a mid-market home in Blue Point is worth right now, whether or not it sold. It is smoother than the median sale price and it still refreshes monthly, which is why this page leads with it.
- Months of supply
- How long it would take to sell every active listing at the current pace. Under 3 favors sellers, over 6 favors buyers, and 3 to 6 is the balanced band.
- Days on market
- Median time from listing to accepted offer. Short means you should have financing ready before you tour; long means there is room to negotiate on price and repairs.
- Sale-to-list ratio
- Sale price divided by the last asking price. Above 100% means bidding above asking is normal here; below 100% means the typical buyer got a discount.
- Price per square foot
- The size-adjusted price. Use it to compare a 1,400 sq ft house to a 2,600 sq ft house, not to value your own home — lot, condition and age move it a lot.
- Listings with a price cut
- Share of active listings that dropped their asking price in the month. A high share is the earliest visible sign that sellers are ahead of what buyers will pay.
- Typical asking rent (ZORI)
- Zillow's repeat-rent index for asking rents on new leases. Paired with the home value it gives the price-to-rent ratio in the rent-vs-buy section below.
How have Blue Point home prices moved?
Over the last three years the median sale price in Blue Point, NY rose 32.0%, from $625,000 to $825,000. The live Zillow value series has rose 7.5% in the last 12 months, which is the more current read now that Redfin's series has stopped. 50.0% of Blue Point listings cut their asking price in the final Redfin month — a high share, and the clearest sign that list prices were running ahead of what buyers would pay. For prices to fall meaningfully from here, supply would have to keep building past 4.0 months while the sale-to-list ratio slips below its current 120.4%. Watch those two together — they move before the median does.
Redfin, through May 2026 — the chart ends at Redfin's final published month.
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What does it cost to buy a home in Blue Point?
Priced off the typical home value of $727,445 at the current 7.03% 30-year fixed rate. These are principal and interest only — property taxes, homeowner's insurance, HOA dues and mortgage insurance are on top, and they vary enough by property that we will not guess them for you.
| Down payment | Cash at close | Loan amount | Monthly P&I |
|---|---|---|---|
| 20% | $145,489 | $581,956 | $3,884/mo |
| 5% | $36,372 | $691,073 | $4,612/mo |
Zillow, August 2026 for the price · Freddie Mac via FRED, September 2026 for the rate
What income do you need?
Lenders generally want housing costs under 28% of gross income. On the 20%-down payment of $3,884, that implies roughly $166,436 a year before you add taxes and insurance. The median household in Blue Point earns $148,684, about $17,752 short of that threshold — the typical local household needs a larger down payment, a co-borrower, or a home below the typical home value to fit the 28% rule. That puts the price-to-income ratio at 4.9x — above the historical 3x norm but in line with much of the country in 2026.
Run it with your own numbers: affordability calculator · mortgage calculator
Buying in Blue Point in the next 12 months?
Tell us your timeline. We send the Blue Point market brief: the price ranges that actually clear, how long homes sit, and what to fix on your credit before you apply.
Is it cheaper to rent or buy in Blue Point?
Zillow does not publish a rent index (ZORI) for Blue Point, NY, so we cannot compute a price-to-rent ratio here without borrowing a nearby market's rents and calling them local — which we will not do. The rent vs. buy calculator works with a rent figure you supply.
Is inventory rising or falling in Blue Point?
Active listings in Blue Point, NY went from 10 in May 2025 to 4 in May 2026, a -60.0% change. Falling inventory tightens competition. When supply drops while demand holds, sale-to-list ratios rise before the median sale price does.
| Month | Active listings | New listings |
|---|---|---|
| June 2025 | 9 | 4 |
| July 2025 | 5 | 4 |
| August 2025 | 7 | 7 |
| September 2025 | 6 | 6 |
| October 2025 | 2 | 1 |
| November 2025 | 1 | 2 |
| December 2025 | 2 | 1 |
| January 2026 | 6 | 4 |
| February 2026 | 4 | not published |
| March 2026 | 6 | 2 |
| April 2026 | 11 | 7 |
| May 2026 | 4 | 2 |
Redfin, through May 2026
How does Blue Point compare to New York and the U.S.?
Blue Point homes sell for $825,000 — 33% above the New York median of $620,500. Against the national median of $410,700, Blue Point runs 101% higher. Year-over-year, Blue Point moved +7.8% against New York's +5.1% — a bigger swing than the state as a whole.
| Market | Median sale price | YoY | Days on market |
|---|---|---|---|
| Blue Point, NY | $825,000 | +7.8% | 11 days |
| New York statewide | $620,500 | +5.1% | 42 days |
| United States | $410,700 | not published | not published |
City and state rows: Redfin, through May 2026 · U.S. row: Freddie Mac via FRED, April 2026 (MSPUS, quarterly)
What to do next in Blue Point
What buyers should watch
- Months of supply, currently 4.0. It turns before price does — when it climbs past 6, sellers start taking offers they would have rejected a quarter earlier.
- The share of listings cutting price, currently 50.0%. A listing that has already cut once is the one most likely to accept below asking.
- The gap between 5% and 20% down here is $728 a month in principal and interest alone, before mortgage insurance. That gap, not the price, is usually what decides your timeline.
- Rate moves. At 7.03%, every full point of rate change moves the payment on a $727,445 home more than a 5% price change does.
- Your credit tier before you shop, not after — it sets the rate you are quoted. Run your numbers first.
What sellers should know
- The median Blue Point listing goes under contract in 11 days. If yours passes that mark, the market is telling you the price is wrong — not that you need more showings.
- Homes here close at 120.4% of asking. Price at the number you want and let competition do the rest.
- In the last published month Blue Point added 2 new listings against 1 sales — more competition arriving than clearing, so early timing matters.
- Your equity moved +7.5% in the last 12 months on the Zillow value series. That, not the price you paid, is what sets your net proceeds.
- Comparable ZIP-level pricing inside Blue Point varies more than the citywide median suggests — check the ZIP pages below before you set a number.
Homes for sale in Blue Point
There are currently 4 homes listed for sale in Blue Point, New York. The median listing price is $738K. Featured listings range from $499,900 to $1,125,000.
$500,000
55 Oyster Cove Ln
Blue Point, NY
1 bd2 ba1,178 sqft$424/ft²
Condo1,407 sqft lot
View photos & details
$514,000
6 Oyster Cove Ln
Blue Point, NY
1 bd2 ba1,178 sqft$436/ft²
Condo1,407 sqft lot
View photos & details
$865,000
36 Atlantic Ave
Blue Point, NY
5 bd3 ba2,712 sqft$319/ft²
House15,246 sqft lot
View photos & details
$1,125,000
92 Park St
Blue Point, NY
6 bd3 ba2,863 sqft$393/ft²
House1.12 acres
View photos & details
Looking to buy in Blue Point?
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Active listings
4
Homes on market
Median list price
$738K
Avg. days on market
11
Days until sale
New this week
2
Newly listed
Price drops:50.0%of listings
Sale-to-list:120.4%
How much do homes cost in Blue Point by property type?
How the Blue Point, NY market breaks down across single-family homes, condos and townhouses. Redfin, through May 2026
| Property type | Median price | Price / sq ft | Homes sold | Days on market |
|---|---|---|---|---|
| Single-family | $825,000 | $604/sq ft | 1 | 11 days |
| Condo / co-op | $682,500 | $444/sq ft | 2 | 22 days |
Who lives in Blue Point?
American Community Survey estimates for Blue Point. U.S. Census ACS, 2023
Population
4,622
Households
2,056
Median income
$148,684/yr
Median age
46.6 years
Owner-occupied
85.9%
Median home value
$607,300
Median gross rent
$2,207/mo
Mean commute
44.5 min
85.9% of occupied homes in Blue Point are owner-occupied, and the rest are rented — which is the share that decides how much of the local housing stock ever reaches the for-sale market. The Census self-reported median home value is $607,300 against Zillow's $727,445 typical value; the gap is normal — ACS asks owners what they think their home is worth, Zillow models transactions.
Which public schools serve Blue Point?
1 schools tracked · 219 students
The largest public schools serving Blue Point, NY by enrollment, drawn from the National Center for Education Statistics. School quality is a commonly cited factor in home-buying decisions — these are the campuses families in this area are most likely to encounter.
BLUE POINT ELEMENTARY SCHOOL
Grades K-5 · 219 students
Source: National Center for Education Statistics, Common Core of Data directory. Updated annually. Ratings and test scores are not currently displayed.
Which cities are near Blue Point, NY?
Ordered by distance from Blue Point, not by size. Compare Blue Point side by side with any of them.
Blue Point housing market FAQ
Is Blue Point a buyer's or seller's market?
Blue Point, NY is currently a seller's market. That read comes from 4.0 months of supply, homes going under contract in about 11 days, and sellers getting 120.4% of their asking price in the last month Redfin published (May 2026).
How much do homes cost in Blue Point?
The typical home in Blue Point, NY is worth $727,445 (Zillow Home Value Index, August 2026). The median sale price in the last month Redfin published was $825,000, about $604 per square foot.
Is Blue Point cheaper than the rest of New York?
Blue Point's median sale price of $825,000 is 33% higher than the New York statewide median of $620,500, and 101% above the U.S. median of $410,700. Both figures are for the same period.
How long do homes take to sell in Blue Point?
Homes in Blue Point, NY spent a median of 11 days on market before going under contract, versus 42 days statewide. Under three weeks means well-priced listings move before most buyers can schedule a second showing. (Redfin, through May 2026.)
What income do you need to buy a home in Blue Point?
At the current 30-year fixed rate of 7.03%, 20% down on a $727,445 home is about $3,884 a month in principal and interest. Lenders typically want that under 28% of gross income, which works out to roughly $166,436 a year before taxes, insurance, HOA dues or mortgage insurance. The local median household income is $148,684.
Are home prices rising in Blue Point?
The typical home value in Blue Point, NY rose 7.5% over the last 12 months, from $676,924 to $727,445 (Zillow, August 2026). This is the live series — it refreshes monthly.
What are the cheapest ZIP codes in Blue Point?
Blue Point ZIP-level sale prices are not all published for the same period, so ranking them would compare different months. The ZIP pages listed on this page show what we hold for each one individually.
Is now a good time to buy in Blue Point?
That depends on your timeline, not on a headline. What the data says today: Blue Point, NY is a seller's market with 4.0 months of supply, the 30-year fixed rate is 7.03%. Properties Incorporated publishes the data; it does not give financial advice.
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