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Featured local agent — Shell Ridge, CA
Sarah Mitchell
Compass Real Estate · Shell Ridge, CA
“Your trusted relocation specialist since 2009. 350+ homes sold. Zero-pressure, data-first approach.”
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Shell Ridge, CA Housing Market
The last median sale price Redfin published was $1.49M (through May 2026). With 2.0 months of supply and homes going under contract in about 67 days, Shell Ridge is a balanced market. At today's 6.66% 30-year fixed rate, 20% down on a $1.49M home is about $7,634/mo in principal and interest.
Key numbers for Shell Ridge, CA
Median sale price
$1.49M
Last published period
Redfin, through May 2026
Days on market
67
Slow-moving
Redfin, through May 2026
Active listings
2
2.0 months of supply
Redfin, through May 2026
30-yr fixed rate
6.66%
Freddie Mac weekly average
Freddie Mac via FRED, August 2026
Median household income
$250,001
Home costs 5.9x income
U.S. Census ACS, 2023
Sale-to-list ratio
99.1%
Selling below asking
Redfin, through May 2026
Zillow figures refresh monthly. Redfin figures are through May 2026 — Redfin stopped publishing its public market trackers in June 2026, so those numbers are final, not current. Mortgage rates come from Freddie Mac via FRED and update weekly.
Is Shell Ridge a buyer's or seller's market?
Shell Ridge, CA is a balanced market, based on 2.0 months of supply and homes selling in about 67 days. Under 4 months of supply tilts the market toward sellers: homes clear faster than they are replaced, so concessions are scarce.
Inputs are Redfin's final published period (May 2026). How we classify markets · Where the data comes from
What does the Shell Ridge housing market data show?
Every row below is Redfin's final published month for Shell Ridge, CA. Redfin, through May 2026
| Metric | Value |
|---|---|
| Median sale price | $1.49M |
| Median list price | $1.80M |
| Median price per sq ft | $765/sq ft |
| Median days on market | 67 days |
| Active inventory | 2 listings |
| Months of supply | 2.0 months |
| Sale-to-list price ratio | 99.1% |
| Homes sold (that month) | 1 |
| New listings (that month) | 3 |
| Market condition | Balanced market |
How to read these numbers
- Median sale price
- Half the homes that closed sold for more than this, half for less. It moves with what kind of home sold that month, so a quiet month with two big sales can swing it. Redfin's figure for Shell Ridge is frozen at May 2026.
- Typical home value (ZHVI)
- Zillow's estimate of what a mid-market home in Shell Ridge is worth right now, whether or not it sold. It is smoother than the median sale price and it still refreshes monthly, which is why this page leads with it.
- Months of supply
- How long it would take to sell every active listing at the current pace. Under 3 favors sellers, over 6 favors buyers, and 3 to 6 is the balanced band.
- Days on market
- Median time from listing to accepted offer. Short means you should have financing ready before you tour; long means there is room to negotiate on price and repairs.
- Sale-to-list ratio
- Sale price divided by the last asking price. Above 100% means bidding above asking is normal here; below 100% means the typical buyer got a discount.
- Price per square foot
- The size-adjusted price. Use it to compare a 1,400 sq ft house to a 2,600 sq ft house, not to value your own home — lot, condition and age move it a lot.
- Listings with a price cut
- Share of active listings that dropped their asking price in the month. A high share is the earliest visible sign that sellers are ahead of what buyers will pay.
- Typical asking rent (ZORI)
- Zillow's repeat-rent index for asking rents on new leases. Paired with the home value it gives the price-to-rent ratio in the rent-vs-buy section below.
How have Shell Ridge home prices moved?
Over the last three years the median sale price in Shell Ridge, CA rose 18.8%, from $1.25M to $1.49M. For prices to fall meaningfully from here, supply would have to keep building past 2.0 months while the sale-to-list ratio slips below its current 99.1%. Watch those two together — they move before the median does.
Redfin, through May 2026 — the chart ends at Redfin's final published month.
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What does it cost to buy a home in Shell Ridge?
Priced off the median sale price of $1.49M at the current 6.66% 30-year fixed rate. These are principal and interest only — property taxes, homeowner's insurance, HOA dues and mortgage insurance are on top, and they vary enough by property that we will not guess them for you.
| Down payment | Cash at close | Loan amount | Monthly P&I |
|---|---|---|---|
| 20% | $297,000 | $1.19M | $7,634/mo |
| 5% | $74,250 | $1.41M | $9,066/mo |
Redfin, through May 2026 for the price · Freddie Mac via FRED, August 2026 for the rate
What income do you need?
Lenders generally want housing costs under 28% of gross income. On the 20%-down payment of $7,634, that implies roughly $327,189 a year before you add taxes and insurance. The median household in Shell Ridge earns $250,001, about $77,188 short of that threshold — the typical local household needs a larger down payment, a co-borrower, or a home below the median sale price to fit the 28% rule. That puts the price-to-income ratio at 5.9x — well above the 3x that was historically considered affordable, which is why down payment size drives who can buy here.
Run it with your own numbers: affordability calculator · mortgage calculator
Buying in Shell Ridge in the next 12 months?
Tell us your timeline. We send the Shell Ridge market brief: the price ranges that actually clear, how long homes sit, and what to fix on your credit before you apply.
Is it cheaper to rent or buy in Shell Ridge?
Zillow does not publish a rent index (ZORI) for Shell Ridge, CA, so we cannot compute a price-to-rent ratio here without borrowing a nearby market's rents and calling them local — which we will not do. The rent vs. buy calculator works with a rent figure you supply.
Is inventory rising or falling in Shell Ridge?
Active listings in Shell Ridge, CA went from 1 in June 2023 to 2 in May 2026, a +100.0% change. Rising inventory is the single most useful leading indicator for buyers: more choice, longer marketing times, and more sellers willing to negotiate before price cuts show up in the median.
| Month | Active listings | New listings |
|---|---|---|
| July 2023 | 5 | 4 |
| September 2023 | 4 | 2 |
| November 2023 | 2 | 1 |
| December 2023 | 1 | not published |
| February 2024 | 1 | not published |
| July 2024 | 2 | 1 |
| August 2024 | 1 | 1 |
| April 2025 | 1 | 1 |
| July 2025 | 2 | 1 |
| September 2025 | 2 | not published |
| March 2026 | 1 | 1 |
| May 2026 | 2 | 3 |
Redfin, through May 2026
How does Shell Ridge compare to California and the U.S.?
Shell Ridge homes sell for $1.49M — 67% above the California median of $887,400. Against the national median of $410,700, Shell Ridge runs 262% higher.
| Market | Median sale price | YoY | Days on market |
|---|---|---|---|
| Shell Ridge, CA | $1.49M | not published | 67 days |
| California statewide | $887,400 | +3.4% | 33 days |
| United States | $410,700 | not published | not published |
City and state rows: Redfin, through May 2026 · U.S. row: Freddie Mac via FRED, April 2026 (MSPUS, quarterly)
What to do next in Shell Ridge
What buyers should watch
- Months of supply, currently 2.0. It turns before price does — when it climbs past 6, sellers start taking offers they would have rejected a quarter earlier.
- The gap between 5% and 20% down here is $1,431 a month in principal and interest alone, before mortgage insurance. That gap, not the price, is usually what decides your timeline.
- Rate moves. At 6.66%, every full point of rate change moves the payment on a $1.49M home more than a 5% price change does.
- Your credit tier before you shop, not after — it sets the rate you are quoted. Run your numbers first.
What sellers should know
- The median Shell Ridge listing goes under contract in 67 days. If yours passes that mark, the market is telling you the price is wrong — not that you need more showings.
- Homes here close at 99.1% of asking. Price to that ratio from day one rather than chasing the market down in cuts.
- In the last published month Shell Ridge added 3 new listings against 1 sales — more competition arriving than clearing, so early timing matters.
- Comparable ZIP-level pricing inside Shell Ridge varies more than the citywide median suggests — check the ZIP pages below before you set a number.
Homes for sale in Shell Ridge
There are currently 2 homes listed for sale in Shell Ridge, California. The median listing price is $1.8M.
Active listings
2
Homes on market
Median list price
$1.8M
Avg. days on market
67
Days until sale
New this week
3
Newly listed
How much do homes cost in Shell Ridge by property type?
How the Shell Ridge, CA market breaks down across single-family homes, condos and townhouses. Redfin, through May 2026
| Property type | Median price | Price / sq ft | Homes sold | Days on market |
|---|---|---|---|---|
| Single-family | $1.49M | $765/sq ft | 1 | 67 days |
Who lives in Shell Ridge?
American Community Survey estimates for Shell Ridge. U.S. Census ACS, 2023
Population
998
Households
347
Median income
$250,001/yr
Median age
42.9 years
Owner-occupied
92.8%
Median home value
$2.00M
Mean commute
42.1 min
92.8% of occupied homes in Shell Ridge are owner-occupied, and the rest are rented — which is the share that decides how much of the local housing stock ever reaches the for-sale market.
Which cities are near Shell Ridge, CA?
Ordered by distance from Shell Ridge, not by size. Compare Shell Ridge side by side with any of them.
Shell Ridge housing market FAQ
Is Shell Ridge a buyer's or seller's market?
Shell Ridge, CA is currently a balanced market. That read comes from 2.0 months of supply, homes going under contract in about 67 days, and sellers getting 99.1% of their asking price in the last month Redfin published (May 2026).
How much do homes cost in Shell Ridge?
The median sale price in the last month Redfin published was $1.49M, about $765 per square foot.
Is Shell Ridge cheaper than the rest of California?
Shell Ridge's median sale price of $1.49M is 67% higher than the California statewide median of $887,400, and 262% above the U.S. median of $410,700. Both figures are for the same period.
How long do homes take to sell in Shell Ridge?
Homes in Shell Ridge, CA spent a median of 67 days on market before going under contract, versus 33 days statewide. Over two months means buyers have time to inspect, compare and negotiate. (Redfin, through May 2026.)
What income do you need to buy a home in Shell Ridge?
At the current 30-year fixed rate of 6.66%, 20% down on a $1.49M home is about $7,634 a month in principal and interest. Lenders typically want that under 28% of gross income, which works out to roughly $327,189 a year before taxes, insurance, HOA dues or mortgage insurance. The local median household income is $250,001.
Are home prices rising in Shell Ridge?
We do not hold a complete 12-month value series for Shell Ridge, CA yet, so we are not going to call a direction. The price chart above shows every period we do have.
What are the cheapest ZIP codes in Shell Ridge?
Shell Ridge ZIP-level sale prices are not all published for the same period, so ranking them would compare different months. The ZIP pages listed on this page show what we hold for each one individually.
Is now a good time to buy in Shell Ridge?
That depends on your timeline, not on a headline. What the data says today: Shell Ridge, CA is a balanced market with 2.0 months of supply, the 30-year fixed rate is 6.66%. Properties Incorporated publishes the data; it does not give financial advice.
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One email: what homes are actually clearing at around $1.49M, how long they sit, which ZIPs run cheaper, and what to fix on your credit before you apply.