$45,000
388 Moonraker Rd
Sea Ranch, CA
Land16,801 sqft lot
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Compass Real Estate · Sea Ranch, CA
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Sea Ranch, CA(512) 555-0184TX License #0512847
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Sea Ranch, CA Housing Market
Buyer's market-35.5% YoY
Redfin, through May 2026 · No longer updatingFreddie Mac via FRED, August 2026 · Refreshes weekly
The last median sale price Redfin published was $805,000, -35.5% year over year (through May 2026). With 10.3 months of supply and homes going under contract in about 28 days, Sea Ranch is a buyer's market. At today's 6.66% 30-year fixed rate, 20% down on a $805,000 home is about $4,139/mo in principal and interest.
Key numbers for Sea Ranch, CA
Median sale price
$805,000
-35.5% year over year
Redfin, through May 2026
Days on market
28
Average pace
Redfin, through May 2026
Active listings
31
10.3 months of supply
Redfin, through May 2026
30-yr fixed rate
6.66%
Freddie Mac weekly average
Freddie Mac via FRED, August 2026
Median household income
$121,731
Home costs 6.6x income
U.S. Census ACS, 2023
Sale-to-list ratio
96.3%
Selling below asking
Redfin, through May 2026
Zillow figures refresh monthly. Redfin figures are through May 2026 — Redfin stopped publishing its public market trackers in June 2026, so those numbers are final, not current. Mortgage rates come from Freddie Mac via FRED and update weekly.
Is Sea Ranch a buyer's or seller's market?
Buyer's market10.3 months of supply28 days on market96.3% of asking
Sea Ranch, CA is a buyer's market, based on 10.3 months of supply and homes selling in about 28 days. Above 7 months of supply is a glut: inventory is well ahead of the sales pace, and buyers can take time to inspect, compare, and negotiate concessions.
Inputs are Redfin's final published period (May 2026). How we classify markets · Where the data comes from
What does the Sea Ranch housing market data show?
Every row below is Redfin's final published month for Sea Ranch, CA. Redfin, through May 2026
| Metric | Value |
|---|---|
| Median sale price | $805,000 |
| Median list price | $1.30M |
| Year-over-year price change | -35.5% |
| Median price per sq ft | $739/sq ft |
| Median days on market | 28 days |
| Active inventory | 31 listings |
| Months of supply | 10.3 months |
| Sale-to-list price ratio | 96.3% |
| Homes sold (that month) | 3 |
| New listings (that month) | 10 |
| Listings with a price cut | 29.0% |
| Market condition | Buyer's market |
How to read these numbers
- Median sale price
- Half the homes that closed sold for more than this, half for less. It moves with what kind of home sold that month, so a quiet month with two big sales can swing it. Redfin's figure for Sea Ranch is frozen at May 2026.
- Typical home value (ZHVI)
- Zillow's estimate of what a mid-market home in Sea Ranch is worth right now, whether or not it sold. It is smoother than the median sale price and it still refreshes monthly, which is why this page leads with it.
- Months of supply
- How long it would take to sell every active listing at the current pace. Under 3 favors sellers, over 6 favors buyers, and 3 to 6 is the balanced band.
- Days on market
- Median time from listing to accepted offer. Short means you should have financing ready before you tour; long means there is room to negotiate on price and repairs.
- Sale-to-list ratio
- Sale price divided by the last asking price. Above 100% means bidding above asking is normal here; below 100% means the typical buyer got a discount.
- Price per square foot
- The size-adjusted price. Use it to compare a 1,400 sq ft house to a 2,600 sq ft house, not to value your own home — lot, condition and age move it a lot.
- Listings with a price cut
- Share of active listings that dropped their asking price in the month. A high share is the earliest visible sign that sellers are ahead of what buyers will pay.
- Typical asking rent (ZORI)
- Zillow's repeat-rent index for asking rents on new leases. Paired with the home value it gives the price-to-rent ratio in the rent-vs-buy section below.
How have Sea Ranch home prices moved?
Over the last three years the median sale price in Sea Ranch, CA fell 12.3%, from $917,500 to $805,000. 29.0% of Sea Ranch listings cut their asking price in the final Redfin month — a high share, and the clearest sign that list prices were running ahead of what buyers would pay. For prices to fall meaningfully from here, supply would have to keep building past 10.3 months while the sale-to-list ratio slips below its current 96.3%. Watch those two together — they move before the median does.
Redfin, through May 2026 — the chart ends at Redfin's final published month.
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What does it cost to buy a home in Sea Ranch?
Priced off the median sale price of $805,000 at the current 6.66% 30-year fixed rate. These are principal and interest only — property taxes, homeowner's insurance, HOA dues and mortgage insurance are on top, and they vary enough by property that we will not guess them for you.
| Down payment | Cash at close | Loan amount | Monthly P&I |
|---|---|---|---|
| 20% | $161,000 | $644,000 | $4,139/mo |
| 5% | $40,250 | $764,750 | $4,914/mo |
Redfin, through May 2026 for the price · Freddie Mac via FRED, August 2026 for the rate
What income do you need?
Lenders generally want housing costs under 28% of gross income. On the 20%-down payment of $4,139, that implies roughly $177,365 a year before you add taxes and insurance. The median household in Sea Ranch earns $121,731, about $55,634 short of that threshold — the typical local household needs a larger down payment, a co-borrower, or a home below the median sale price to fit the 28% rule. That puts the price-to-income ratio at 6.6x — well above the 3x that was historically considered affordable, which is why down payment size drives who can buy here.
Run it with your own numbers: affordability calculator · mortgage calculator
Buying in Sea Ranch in the next 12 months?
Tell us your timeline. We send the Sea Ranch market brief: the price ranges that actually clear, how long homes sit, and what to fix on your credit before you apply.
Is it cheaper to rent or buy in Sea Ranch?
Zillow does not publish a rent index (ZORI) for Sea Ranch, CA, so we cannot compute a price-to-rent ratio here without borrowing a nearby market's rents and calling them local — which we will not do. The rent vs. buy calculator works with a rent figure you supply.
Is inventory rising or falling in Sea Ranch?
Active listings in Sea Ranch, CA went from 30 in May 2025 to 31 in May 2026, a +3.3% change. Inventory has been roughly flat, which usually keeps prices moving with rates rather than with local supply.
| Month | Active listings | New listings |
|---|---|---|
| June 2025 | 24 | 1 |
| July 2025 | 19 | 4 |
| August 2025 | 30 | 15 |
| September 2025 | 28 | 3 |
| October 2025 | 23 | 8 |
| November 2025 | 22 | 9 |
| December 2025 | 17 | 1 |
| January 2026 | 16 | 3 |
| February 2026 | 14 | 7 |
| March 2026 | 20 | 13 |
| April 2026 | 27 | 13 |
| May 2026 | 31 | 10 |
Redfin, through May 2026
How does Sea Ranch compare to California and the U.S.?
Sea Ranch homes sell for $805,000 — 9% below the California median of $887,400. Against the national median of $410,700, Sea Ranch runs 96% higher. Year-over-year, Sea Ranch moved -35.5% against California's +3.4% — a bigger swing than the state as a whole.
| Market | Median sale price | YoY | Days on market |
|---|---|---|---|
| Sea Ranch, CA | $805,000 | -35.5% | 28 days |
| California statewide | $887,400 | +3.4% | 33 days |
| United States | $410,700 | not published | not published |
City and state rows: Redfin, through May 2026 · U.S. row: Freddie Mac via FRED, April 2026 (MSPUS, quarterly)
What to do next in Sea Ranch
What buyers should watch
- Months of supply, currently 10.3. It turns before price does — when it climbs past 6, sellers start taking offers they would have rejected a quarter earlier.
- The share of listings cutting price, currently 29.0%. A listing that has already cut once is the one most likely to accept below asking.
- The gap between 5% and 20% down here is $776 a month in principal and interest alone, before mortgage insurance. That gap, not the price, is usually what decides your timeline.
- Rate moves. At 6.66%, every full point of rate change moves the payment on a $805,000 home more than a 5% price change does.
- Your credit tier before you shop, not after — it sets the rate you are quoted. Run your numbers first.
What sellers should know
- The median Sea Ranch listing goes under contract in 28 days. If yours passes that mark, the market is telling you the price is wrong — not that you need more showings.
- Homes here close at 96.3% of asking. Price to that ratio from day one rather than chasing the market down in cuts.
- In the last published month Sea Ranch added 10 new listings against 3 sales — more competition arriving than clearing, so early timing matters.
- Comparable ZIP-level pricing inside Sea Ranch varies more than the citywide median suggests — check the ZIP pages below before you set a number.
Homes for sale in Sea Ranch
There are currently 31 homes listed for sale in Sea Ranch, California. The median listing price is $1.3M. Featured listings range from $45,000 to $2,000,000.
$45,000
36505 Deep Woods Dr
Sea Ranch, CA
Land16,988 sqft lot
View photos & details
$68,000
315 Chinquapin Ln
Sea Ranch, CA
Land17,812 sqft lot
View photos & details
$399,000
56 Sea Meadow Dr
Sea Ranch, CA
Land20,565 sqft lot
View photos & details
$630,000
42179 Rock Cod
Sea Ranch, CA
Land12,502 sqft lot
View photos & details
$1,195,000
880 River Beach Rd
Sea Ranch, CA
2 bd2 ba1,775 sqft$673/ft²
House28,732 sqft lot
View photos & details
$1,575,000
35926 Seaward Reach
Sea Ranch, CA
2 bd2 ba2,230 sqft$706/ft²
House28,314 sqft lot
View photos & details
$1,625,000
135 Larkspur Close
Sea Ranch, CA
2 bd2 ba2,024 sqft$803/ft²
House20,168 sqft lot
View photos & details
$1,625,000
39153 Curlew Reach
Sea Ranch, CA
3 bd3 ba1,823 sqft$891/ft²
House16,000 sqft lot
View photos & details
$1,659,000
36808 Greencroft Close
Sea Ranch, CA
2 bd4 ba2,246 sqft$739/ft²
House30,187 sqft lot
View photos & details
$1,740,000
39074 Hedgegate Rd
Sea Ranch, CA
2 bd2 ba1,360 sqft$1279/ft²
House29,377 sqft lot
View photos & details
$2,000,000
283 Wild Moor Reach Unit 24-97
Sea Ranch, CA
2 bd3 ba1,836 sqft$1089/ft²
House16,000 sqft lot
View photos & details
Looking to buy in Sea Ranch?
Get connected with a local real estate expert — free, no obligation.
Active listings
31
Homes on market
Median list price
$1.3M
Avg. days on market
28
Days until sale
New this week
10
Newly listed
Price drops:29.0%of listings
Sale-to-list:96.3%
How much do homes cost in Sea Ranch by property type?
How the Sea Ranch, CA market breaks down across single-family homes, condos and townhouses. Redfin, through May 2026
| Property type | Median price | Price / sq ft | Homes sold | Days on market |
|---|---|---|---|---|
| Single-family | $805,000 | $739/sq ft | 3 | 28 days |
| Condo / co-op | $175,000 | $87/sq ft | 1 | 55 days |
Who lives in Sea Ranch?
American Community Survey estimates for Sea Ranch. U.S. Census ACS, 2023
Population
1,200
Households
654
Median income
$121,731/yr
Median age
70 years
Owner-occupied
95.1%
Median home value
$1.20M
Median gross rent
$1,350/mo
Mean commute
54.6 min
95.1% of occupied homes in Sea Ranch are owner-occupied, and the rest are rented — which is the share that decides how much of the local housing stock ever reaches the for-sale market.
Which cities are near Sea Ranch, CA?
Ordered by distance from Sea Ranch, not by size. Compare Sea Ranch side by side with any of them.
Sea Ranch housing market FAQ
Is Sea Ranch a buyer's or seller's market?
Sea Ranch, CA is currently a buyer's market. That read comes from 10.3 months of supply, homes going under contract in about 28 days, and sellers getting 96.3% of their asking price in the last month Redfin published (May 2026).
How much do homes cost in Sea Ranch?
The median sale price in the last month Redfin published was $805,000, about $739 per square foot.
Is Sea Ranch cheaper than the rest of California?
Sea Ranch's median sale price of $805,000 is 9% lower than the California statewide median of $887,400, and 96% above the U.S. median of $410,700. Both figures are for the same period.
How long do homes take to sell in Sea Ranch?
Homes in Sea Ranch, CA spent a median of 28 days on market before going under contract, versus 33 days statewide. That is a normal pace: enough time to see a home twice, not enough to wait a month. (Redfin, through May 2026.)
What income do you need to buy a home in Sea Ranch?
At the current 30-year fixed rate of 6.66%, 20% down on a $805,000 home is about $4,139 a month in principal and interest. Lenders typically want that under 28% of gross income, which works out to roughly $177,365 a year before taxes, insurance, HOA dues or mortgage insurance. The local median household income is $121,731.
Are home prices rising in Sea Ranch?
Redfin's last published year-over-year change for Sea Ranch, CA was -35.5%, measured through May 2026. That series is frozen; treat it as a historical reading rather than a current trend.
What are the cheapest ZIP codes in Sea Ranch?
Sea Ranch ZIP-level sale prices are not all published for the same period, so ranking them would compare different months. The ZIP pages listed on this page show what we hold for each one individually.
Is now a good time to buy in Sea Ranch?
That depends on your timeline, not on a headline. What the data says today: Sea Ranch, CA is a buyer's market with 10.3 months of supply, the 30-year fixed rate is 6.66%. Properties Incorporated publishes the data; it does not give financial advice.
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