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Featured local agent — Santa Ysabel, CA
Sarah Mitchell
Compass Real Estate · Santa Ysabel, CA
“Your trusted relocation specialist since 2009. 350+ homes sold. Zero-pressure, data-first approach.”
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Santa Ysabel, CA Housing Market
The typical home in Santa Ysabel, CA is worth $763,509, held roughly flat 0.1% over the past year (Zillow Home Value Index, July 2026). The last median sale price Redfin published was $998,000 (through May 2026). With homes going under contract in about 18 days, Santa Ysabel is a balanced market. At today's 6.66% 30-year fixed rate, 20% down on a $763,509 home is about $3,925/mo in principal and interest.
Key numbers for Santa Ysabel, CA
Typical home value
$763,509
+0.1% in 12 months
Zillow, July 2026
Median sale price
$998,000
Last published period
Redfin, through December 2025
Days on market
18
Fast-moving
Redfin, through December 2025
30-yr fixed rate
6.66%
Freddie Mac weekly average
Freddie Mac via FRED, August 2026
Sale-to-list ratio
100.0%
Selling above asking
Redfin, through December 2025
Zillow figures are as of July 2026 and refresh monthly. Redfin figures are through May 2026 — Redfin stopped publishing its public market trackers in June 2026, so those numbers are final, not current. Mortgage rates come from Freddie Mac via FRED and update weekly.
Is Santa Ysabel a buyer's or seller's market?
Santa Ysabel, CA is a balanced market and homes selling in about 18 days. We classify markets from months of supply, sale-to-list ratio and days on market together — no single number decides it.
Inputs are Redfin's final published period (May 2026). How we classify markets · Where the data comes from
What does the Santa Ysabel housing market data show?
Every row below is Redfin's final published month for Santa Ysabel, CA. Redfin, through December 2025
| Metric | Value |
|---|---|
| Median sale price | $998,000 |
| Median price per sq ft | $348/sq ft |
| Median days on market | 18 days |
| Sale-to-list price ratio | 100.0% |
| Homes sold (that month) | 1 |
| Market condition | Balanced market |
How to read these numbers
- Median sale price
- Half the homes that closed sold for more than this, half for less. It moves with what kind of home sold that month, so a quiet month with two big sales can swing it. Redfin's figure for Santa Ysabel is frozen at May 2026.
- Typical home value (ZHVI)
- Zillow's estimate of what a mid-market home in Santa Ysabel is worth right now, whether or not it sold. It is smoother than the median sale price and it still refreshes monthly, which is why this page leads with it.
- Months of supply
- How long it would take to sell every active listing at the current pace. Under 3 favors sellers, over 6 favors buyers, and 3 to 6 is the balanced band.
- Days on market
- Median time from listing to accepted offer. Short means you should have financing ready before you tour; long means there is room to negotiate on price and repairs.
- Sale-to-list ratio
- Sale price divided by the last asking price. Above 100% means bidding above asking is normal here; below 100% means the typical buyer got a discount.
- Price per square foot
- The size-adjusted price. Use it to compare a 1,400 sq ft house to a 2,600 sq ft house, not to value your own home — lot, condition and age move it a lot.
- Listings with a price cut
- Share of active listings that dropped their asking price in the month. A high share is the earliest visible sign that sellers are ahead of what buyers will pay.
- Typical asking rent (ZORI)
- Zillow's repeat-rent index for asking rents on new leases. Paired with the home value it gives the price-to-rent ratio in the rent-vs-buy section below.
How have Santa Ysabel home prices moved?
Across the 4 months we hold for Santa Ysabel, CA, the median sale price rose 42.6%, from $699,900 in September 2021 to $998,000. The live Zillow value series has held roughly flat 0.1% in the last 12 months, which is the more current read now that Redfin's series has stopped.
Redfin, through December 2025 — the chart ends at Redfin's final published month.
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What does it cost to buy a home in Santa Ysabel?
Priced off the typical home value of $763,509 at the current 6.66% 30-year fixed rate. These are principal and interest only — property taxes, homeowner's insurance, HOA dues and mortgage insurance are on top, and they vary enough by property that we will not guess them for you.
| Down payment | Cash at close | Loan amount | Monthly P&I |
|---|---|---|---|
| 20% | $152,702 | $610,807 | $3,925/mo |
| 5% | $38,175 | $725,333 | $4,661/mo |
Zillow, July 2026 for the price · Freddie Mac via FRED, August 2026 for the rate
What income do you need?
Lenders generally want housing costs under 28% of gross income. On the 20%-down payment of $3,925, that implies roughly $168,223 a year before you add taxes and insurance. We do not hold a Census income figure for Santa Ysabel, so we cannot compare that threshold to local earnings.
Run it with your own numbers: affordability calculator · mortgage calculator
Buying in Santa Ysabel in the next 12 months?
Tell us your timeline. We send the Santa Ysabel market brief: the price ranges that actually clear, how long homes sit, and what to fix on your credit before you apply.
Is it cheaper to rent or buy in Santa Ysabel?
Zillow does not publish a rent index (ZORI) for Santa Ysabel, CA, so we cannot compute a price-to-rent ratio here without borrowing a nearby market's rents and calling them local — which we will not do. The rent vs. buy calculator works with a rent figure you supply.
Is inventory rising or falling in Santa Ysabel?
We hold fewer than two months of inventory readings for Santa Ysabel, CA, so there is no trend to report yet.
How does Santa Ysabel compare to California and the U.S.?
Santa Ysabel homes sell for $998,000 — 12% above the California median of $887,400. Against the national median of $410,700, Santa Ysabel runs 143% higher.
| Market | Median sale price | YoY | Days on market |
|---|---|---|---|
| Santa Ysabel, CA | $998,000 | not published | 18 days |
| California statewide | $887,400 | +3.4% | 33 days |
| United States | $410,700 | not published | not published |
City and state rows: Redfin, through December 2025 · U.S. row: Freddie Mac via FRED, April 2026 (MSPUS, quarterly)
What to do next in Santa Ysabel
What buyers should watch
- The gap between 5% and 20% down here is $736 a month in principal and interest alone, before mortgage insurance. That gap, not the price, is usually what decides your timeline.
- Rate moves. At 6.66%, every full point of rate change moves the payment on a $763,509 home more than a 5% price change does.
- Your credit tier before you shop, not after — it sets the rate you are quoted. Run your numbers first.
What sellers should know
- The median Santa Ysabel listing goes under contract in 18 days. If yours passes that mark, the market is telling you the price is wrong — not that you need more showings.
- Homes here close at 100.0% of asking. Price at the number you want and let competition do the rest.
- Your equity moved +0.1% in the last 12 months on the Zillow value series. That, not the price you paid, is what sets your net proceeds.
- Comparable ZIP-level pricing inside Santa Ysabel varies more than the citywide median suggests — check the ZIP pages below before you set a number.
Homes for sale in Santa Ysabel
Explore homes currently listed for sale in Santa Ysabel, California across major real estate platforms.
Which public schools serve Santa Ysabel?
1 schools tracked · 47 students
The largest public schools serving Santa Ysabel, CA by enrollment, drawn from the National Center for Education Statistics. School quality is a commonly cited factor in home-buying decisions — these are the campuses families in this area are most likely to encounter.
Spencer Valley Elementary
Grades K-8 · 47 students
Source: National Center for Education Statistics, Common Core of Data directory. Updated annually. Ratings and test scores are not currently displayed.
Which cities are near Santa Ysabel, CA?
Ordered by distance from Santa Ysabel, not by size. Compare Santa Ysabel side by side with any of them.
Santa Ysabel housing market FAQ
Is Santa Ysabel a buyer's or seller's market?
Santa Ysabel, CA is currently a balanced market based on the supply, pace-of-sale and sale-to-list data we hold for this city. Redfin's public market tracker last published in May 2026, so this classification will not move until a new source fills that gap.
How much do homes cost in Santa Ysabel?
The typical home in Santa Ysabel, CA is worth $763,509 (Zillow Home Value Index, July 2026). The median sale price in the last month Redfin published was $998,000, about $348 per square foot.
Is Santa Ysabel cheaper than the rest of California?
Santa Ysabel's median sale price of $998,000 is 12% higher than the California statewide median of $887,400, and 143% above the U.S. median of $410,700. Both figures are for the same period.
How long do homes take to sell in Santa Ysabel?
Homes in Santa Ysabel, CA spent a median of 18 days on market before going under contract, versus 33 days statewide. Under three weeks means well-priced listings move before most buyers can schedule a second showing. (Redfin, through May 2026.)
What income do you need to buy a home in Santa Ysabel?
At the current 30-year fixed rate of 6.66%, 20% down on a $763,509 home is about $3,925 a month in principal and interest. Lenders typically want that under 28% of gross income, which works out to roughly $168,223 a year before taxes, insurance, HOA dues or mortgage insurance.
Are home prices rising in Santa Ysabel?
The typical home value in Santa Ysabel, CA held roughly flat 0.1% over the last 12 months, from $762,926 to $763,509 (Zillow, July 2026). This is the live series — it refreshes monthly.
What are the cheapest ZIP codes in Santa Ysabel?
Santa Ysabel ZIP-level sale prices are not all published for the same period, so ranking them would compare different months. The ZIP pages listed on this page show what we hold for each one individually.
Is now a good time to buy in Santa Ysabel?
That depends on your timeline, not on a headline. What the data says today: Santa Ysabel, CA is a balanced market, the 30-year fixed rate is 6.66%. Properties Incorporated publishes the data; it does not give financial advice.
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One email: what homes are actually clearing at around $763,509, how long they sit, which ZIPs run cheaper, and what to fix on your credit before you apply.