New Listing
$159,900
4032 Mockingbird Ln Unit 4032
Oxnard, CA 93033
2 bd1 ba790 sqft$202/ft²
Mobile home
Sonny Bignami · eXp Realty of California Inc
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Oxnard, CA Housing Market
Balanced market+1.2% YoY
Zillow, July 2026 · Refreshes monthlyRedfin, through May 2026 · No longer updatingFreddie Mac via FRED, August 2026 · Refreshes weekly
The typical home in Oxnard, CA is worth $771,743, rose 1.2% over the past year (Zillow Home Value Index, July 2026). The last median sale price Redfin published was $775,000, +3.3% year over year (through May 2026). With 3.3 months of supply and homes going under contract in about 41 days, Oxnard is a balanced market. At today's 6.66% 30-year fixed rate, 20% down on a $771,743 home is about $3,968/mo in principal and interest.
Key numbers for Oxnard, CA
Typical home value
$771,743
+1.2% in 12 months
Zillow, July 2026
Typical asking rent
$2,864/mo
Zillow Observed Rent Index
Zillow, July 2026
Median sale price
$775,000
+3.3% year over year
Redfin, through May 2026
Days on market
41
Average pace
Redfin, through May 2026
Active listings
190
3.3 months of supply
Redfin, through May 2026
30-yr fixed rate
6.66%
Freddie Mac weekly average
Freddie Mac via FRED, August 2026
Median household income
$93,372
Home costs 8.3x income
U.S. Census ACS, 2023
Sale-to-list ratio
99.6%
Selling below asking
Redfin, through May 2026
Zillow figures are as of July 2026 and refresh monthly. Redfin figures are through May 2026 — Redfin stopped publishing its public market trackers in June 2026, so those numbers are final, not current. Mortgage rates come from Freddie Mac via FRED and update weekly.
Is Oxnard a buyer's or seller's market?
Balanced market3.3 months of supply41 days on market99.6% of asking
Oxnard, CA is a balanced market, based on 3.3 months of supply and homes selling in about 41 days. Under 4 months of supply tilts the market toward sellers: homes clear faster than they are replaced, so concessions are scarce.
Inputs are Redfin's final published period (May 2026). How we classify markets · Where the data comes from
What does the Oxnard housing market data show?
Every row below is Redfin's final published month for Oxnard, CA. Redfin, through May 2026
| Metric | Value |
|---|---|
| Median sale price | $775,000 |
| Median list price | $857,500 |
| Year-over-year price change | +3.3% |
| Median price per sq ft | $514/sq ft |
| Median days on market | 41 days |
| Active inventory | 190 listings |
| Months of supply | 3.3 months |
| Sale-to-list price ratio | 99.6% |
| Homes sold (that month) | 57 |
| New listings (that month) | 74 |
| Listings with a price cut | 20.0% |
| Market condition | Balanced market |
How to read these numbers
- Median sale price
- Half the homes that closed sold for more than this, half for less. It moves with what kind of home sold that month, so a quiet month with two big sales can swing it. Redfin's figure for Oxnard is frozen at May 2026.
- Typical home value (ZHVI)
- Zillow's estimate of what a mid-market home in Oxnard is worth right now, whether or not it sold. It is smoother than the median sale price and it still refreshes monthly, which is why this page leads with it.
- Months of supply
- How long it would take to sell every active listing at the current pace. Under 3 favors sellers, over 6 favors buyers, and 3 to 6 is the balanced band.
- Days on market
- Median time from listing to accepted offer. Short means you should have financing ready before you tour; long means there is room to negotiate on price and repairs.
- Sale-to-list ratio
- Sale price divided by the last asking price. Above 100% means bidding above asking is normal here; below 100% means the typical buyer got a discount.
- Price per square foot
- The size-adjusted price. Use it to compare a 1,400 sq ft house to a 2,600 sq ft house, not to value your own home — lot, condition and age move it a lot.
- Listings with a price cut
- Share of active listings that dropped their asking price in the month. A high share is the earliest visible sign that sellers are ahead of what buyers will pay.
- Typical asking rent (ZORI)
- Zillow's repeat-rent index for asking rents on new leases. Paired with the home value it gives the price-to-rent ratio in the rent-vs-buy section below.
How have Oxnard home prices moved?
Over the last three years the median sale price in Oxnard, CA rose 4.9%, from $739,000 to $775,000. The live Zillow value series has rose 1.2% in the last 12 months, which is the more current read now that Redfin's series has stopped. 20.0% of Oxnard listings cut their asking price in the final Redfin month — a modest share, which is what a market looks like when sellers are pricing close to where homes actually clear. For prices to fall meaningfully from here, supply would have to keep building past 3.3 months while the sale-to-list ratio slips below its current 99.6%. Watch those two together — they move before the median does.
Redfin, through May 2026 — the chart ends at Redfin's final published month.
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What does it cost to buy a home in Oxnard?
Priced off the typical home value of $771,743 at the current 6.66% 30-year fixed rate. These are principal and interest only — property taxes, homeowner's insurance, HOA dues and mortgage insurance are on top, and they vary enough by property that we will not guess them for you.
| Down payment | Cash at close | Loan amount | Monthly P&I |
|---|---|---|---|
| 20% | $154,349 | $617,394 | $3,968/mo |
| 5% | $38,587 | $733,155 | $4,711/mo |
Zillow, July 2026 for the price · Freddie Mac via FRED, August 2026 for the rate
What income do you need?
Lenders generally want housing costs under 28% of gross income. On the 20%-down payment of $3,968, that implies roughly $170,037 a year before you add taxes and insurance. The median household in Oxnard earns $93,372, about $76,665 short of that threshold — the typical local household needs a larger down payment, a co-borrower, or a home below the typical home value to fit the 28% rule. That puts the price-to-income ratio at 8.3x — well above the 3x that was historically considered affordable, which is why down payment size drives who can buy here.
Run it with your own numbers: affordability calculator · mortgage calculator
Buying in Oxnard in the next 12 months?
Tell us your timeline. We send the Oxnard market brief: the price ranges that actually clear, how long homes sit, and what to fix on your credit before you apply.
Is it cheaper to rent or buy in Oxnard?
Typical asking rent in Oxnard, CA is $2,864/mo, against a typical home value of $771,743. That is a price-to-rent ratio of 22.5x, which means renting tends to be the cheaper monthly option unless you stay long enough for appreciation to close the gap. Compared head to head, 20% down puts principal and interest at $3,968 a month — $1,104 more than renting before taxes and insurance, so the ownership case here rests on equity and appreciation rather than monthly cash flow.
Zillow, July 2026 for both value and rent
Add your own down payment, tax rate and time horizon in the rent vs. buy calculator.
Is inventory rising or falling in Oxnard?
Active listings in Oxnard, CA went from 251 in May 2025 to 190 in May 2026, a -24.3% change. Falling inventory tightens competition. When supply drops while demand holds, sale-to-list ratios rise before the median sale price does.
| Month | Active listings | New listings |
|---|---|---|
| June 2025 | 248 | 82 |
| July 2025 | 248 | 81 |
| August 2025 | 234 | 89 |
| September 2025 | 220 | 76 |
| October 2025 | 202 | 75 |
| November 2025 | 198 | 66 |
| December 2025 | 163 | 44 |
| January 2026 | 185 | 85 |
| February 2026 | 185 | 73 |
| March 2026 | 170 | 63 |
| April 2026 | 182 | 93 |
| May 2026 | 190 | 74 |
Redfin, through May 2026
How does Oxnard compare to California and the U.S.?
Oxnard homes sell for $775,000 — 13% below the California median of $887,400. Against the national median of $410,700, Oxnard runs 89% higher. Year-over-year, Oxnard moved +3.3% against California's +3.4% — a smaller swing than the state as a whole.
| Market | Median sale price | YoY | Days on market |
|---|---|---|---|
| Oxnard, CA | $775,000 | +3.3% | 41 days |
| California statewide | $887,400 | +3.4% | 33 days |
| United States | $410,700 | not published | not published |
City and state rows: Redfin, through May 2026 · U.S. row: Freddie Mac via FRED, April 2026 (MSPUS, quarterly)
What to do next in Oxnard
What buyers should watch
- Months of supply, currently 3.3. It turns before price does — when it climbs past 6, sellers start taking offers they would have rejected a quarter earlier.
- The share of listings cutting price, currently 20.0%. A listing that has already cut once is the one most likely to accept below asking.
- The gap between 5% and 20% down here is $744 a month in principal and interest alone, before mortgage insurance. That gap, not the price, is usually what decides your timeline.
- Rate moves. At 6.66%, every full point of rate change moves the payment on a $771,743 home more than a 5% price change does.
- Your credit tier before you shop, not after — it sets the rate you are quoted. Run your numbers first.
What sellers should know
- The median Oxnard listing goes under contract in 41 days. If yours passes that mark, the market is telling you the price is wrong — not that you need more showings.
- Homes here close at 99.6% of asking. Price to that ratio from day one rather than chasing the market down in cuts.
- In the last published month Oxnard added 74 new listings against 57 sales — more competition arriving than clearing, so early timing matters.
- Your equity moved +1.2% in the last 12 months on the Zillow value series. That, not the price you paid, is what sets your net proceeds.
- Comparable ZIP-level pricing inside Oxnard varies more than the citywide median suggests — check the ZIP pages below before you set a number.
Homes for sale in Oxnard
There are currently 190 homes listed for sale in Oxnard, California. The median listing price is $857K. Featured listings range from $159,900 to $5,300,000.
New Listing
29
$715,000
1231 Lost Point Ln
Oxnard, CA 93030
3 bd3 ba1,750 sqft$409/ft²
Condo1,750 sqft lot
Lydia Gable Realty Group · Compass
View photos & details
New Listing
39
$749,000
2400 W Hemlock St
Oxnard, CA 93035
3 bd2 ba1,321 sqft$567/ft²
House5,663 sqft lot
Alfredo Manzano · Platinum Real Estate Vip
View photos & details
New Listing
30
$830,000
600 Freeport Ln
Oxnard, CA 93035
4 bd3 ba1,846 sqft$450/ft²
House4,792 sqft lot
Matias Stofenmacher · Edgestone Real Estate, Inc.
View photos & details
New Listing
$840,000
1220 W Robert Ave
Oxnard, CA 93030
4 bd2 ba1,928 sqft$436/ft²
House7,405 sqft lot
Maria Abundis · Maria Abundis, Broker
View photos & details
New Listing
20
$850,000
1842 Sonata Dr
Oxnard, CA 93030
3 bd3 ba1,787 sqft$476/ft²
House3,920 sqft lot
Cristian Castro · RE/MAX Gold Coast-Beach Marina Office
View photos & details
New Listing
6
$859,000
1501 Pisco Ln
Oxnard, CA 93035
4 bd3 ba1,766 sqft$486/ft²
House6,098 sqft lot
Vicente Arzate · eXp Realty of California Inc
View photos & details
New Listing
43
$869,900
693 Nile River Dr
Oxnard, CA 93036
5 bd3 ba2,321 sqft$375/ft²
House3,620 sqft lot
Charles Olaleye · Crown Realty Partners
View photos & details
New Listing
51
$1,100,000
1085 Canal St
Oxnard, CA 93035
3 bd4 ba2,232 sqft$493/ft²
House1,368 sqft lot
Desti Centineo · RE/MAX Gold Coast-Beach Marina Office
View photos & details
New Listing
36
$2,899,000
3612 Ocean Dr
Oxnard, CA 93035
4 bd3 ba3,100 sqft$935/ft²
House2,614 sqft lot
Ann Howarth · RE/MAX Gold Coast-Beach Office
View photos & details
New Listing
63
$3,150,000
4114 Caribbean St
Oxnard, CA 93035
4 bd5 ba3,760 sqft$838/ft²
House6,098 sqft lot
Arlene Beckwith · KellerWilliamsWestVenturaCount
View photos & details
New Listing
54
$5,300,000
2131 Ravoli Dr
Oxnard, CA 93035
5 bd6 ba5,069 sqft$1046/ft²
House7,105 sqft lot
Michele Dougherty · Stark Realty, Inc
View photos & details
Looking to buy in Oxnard?
Get connected with a local real estate expert — free, no obligation.
Active listings
190
Homes on market
Median list price
$857K
Avg. days on market
41
Days until sale
New this week
74
Newly listed
Price drops:20.0%of listings
Sale-to-list:99.6%
How much do homes cost in Oxnard by property type?
How the Oxnard, CA market breaks down across single-family homes, condos and townhouses. Redfin, through May 2026
| Property type | Median price | Price / sq ft | Homes sold | Days on market |
|---|---|---|---|---|
| Single-family | $785,000 | $536/sq ft | 43 | 38 days |
| Condo / co-op | $670,000 | $514/sq ft | 11 | 89 days |
| Townhouse | $557,500 | $518/sq ft | 2 | 131 days |
Who lives in Oxnard?
American Community Survey estimates for Oxnard. U.S. Census ACS, 2023
Population
201,014
Households
51,798
Median income
$93,372/yr
Median age
34 years
Owner-occupied
53.9%
Median home value
$617,800
Median gross rent
$1,962/mo
Mean commute
25.1 min
53.9% of occupied homes in Oxnard are owner-occupied, and the rest are rented — which is the share that decides how much of the local housing stock ever reaches the for-sale market. The Census self-reported median home value is $617,800 against Zillow's $771,743 typical value; the gap is normal — ACS asks owners what they think their home is worth, Zillow models transactions. Census median gross rent (all leases, including long-held ones) is $1,962/mo, below Zillow's $2,864/mo asking rent on new leases — the difference is roughly what a mover pays over a stayer.
Which public schools serve Oxnard?
50 schools tracked · 39,986 students
The largest public schools serving Oxnard, CA by enrollment, drawn from the National Center for Education Statistics. School quality is a commonly cited factor in home-buying decisions — these are the campuses families in this area are most likely to encounter.
Pacifica High
Grades 9-12 · 2,928 students
Oxnard High
Grades 9-12 · 2,593 students
Channel Islands High
Grades 9-12 · 2,444 students
Hueneme High
Grades 9-12 · 2,080 students
Rio Mesa High
Grades 9-12 · 2,078 students
Vista Real Charter High
Grades 9-12 · 1,327 students
Charles Blackstock Junior High
Grades 6-8 · 1,317 students
E. O. Green Junior High
Grades 6-8 · 1,041 students
Source: National Center for Education Statistics, Common Core of Data directory. Updated annually. Ratings and test scores are not currently displayed.
Which cities are near Oxnard, CA?
Ordered by distance from Oxnard, not by size. Compare Oxnard side by side with any of them.
Which ZIP codes are in Oxnard?
These are the ZIP codes we see on active Oxnard listings. Redfin did not publish a matching ZIP-level sale row for the same period, so we are not ranking them by price here — each ZIP page shows exactly what we hold for it.
Oxnard housing market FAQ
Is Oxnard a buyer's or seller's market?
Oxnard, CA is currently a balanced market. That read comes from 3.3 months of supply, homes going under contract in about 41 days, and sellers getting 99.6% of their asking price in the last month Redfin published (May 2026).
How much do homes cost in Oxnard?
The typical home in Oxnard, CA is worth $771,743 (Zillow Home Value Index, July 2026). The median sale price in the last month Redfin published was $775,000, about $514 per square foot.
Is Oxnard cheaper than the rest of California?
Oxnard's median sale price of $775,000 is 13% lower than the California statewide median of $887,400, and 89% above the U.S. median of $410,700. Both figures are for the same period.
How long do homes take to sell in Oxnard?
Homes in Oxnard, CA spent a median of 41 days on market before going under contract, versus 33 days statewide. That is a normal pace: enough time to see a home twice, not enough to wait a month. (Redfin, through May 2026.)
What income do you need to buy a home in Oxnard?
At the current 30-year fixed rate of 6.66%, 20% down on a $771,743 home is about $3,968 a month in principal and interest. Lenders typically want that under 28% of gross income, which works out to roughly $170,037 a year before taxes, insurance, HOA dues or mortgage insurance. The local median household income is $93,372.
Are home prices rising in Oxnard?
The typical home value in Oxnard, CA rose 1.2% over the last 12 months, from $762,752 to $771,743 (Zillow, July 2026). This is the live series — it refreshes monthly.
What are the cheapest ZIP codes in Oxnard?
Oxnard ZIP-level sale prices are not all published for the same period, so ranking them would compare different months. The ZIP pages listed on this page show what we hold for each one individually.
Is now a good time to buy in Oxnard?
That depends on your timeline, not on a headline. What the data says today: Oxnard, CA is a balanced market with 3.3 months of supply, the 30-year fixed rate is 6.66%, and the price-to-rent ratio of 22.5x means renting tends to be the cheaper monthly option unless you stay long enough for appreciation to close the gap. Properties Incorporated publishes the data; it does not give financial advice.
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