Brokers — List your Company Here
Featured local agent — El Rio, CA
Sarah Mitchell
Compass Real Estate · El Rio, CA
“Your trusted relocation specialist since 2009. 350+ homes sold. Zero-pressure, data-first approach.”
This spot is open. Be the only brokerage featured on this page — one slot, no auction.
Claim this spot* Example only — dummy agent for illustration. Your logo, name, tagline, link, and lead routing replace this content.
El Rio, CA Housing Market
The last median sale price Redfin published was $990,500, +43.5% year over year (through May 2026). With 0.5 months of supply and homes going under contract in about 9 days, El Rio is a strong seller's market. At today's 6.66% 30-year fixed rate, 20% down on a $990,500 home is about $5,092/mo in principal and interest.
Key numbers for El Rio, CA
Median sale price
$990,500
+43.5% year over year
Redfin, through May 2026
Days on market
9
Fast-moving
Redfin, through May 2026
Active listings
1
0.5 months of supply
Redfin, through May 2026
30-yr fixed rate
6.66%
Freddie Mac weekly average
Freddie Mac via FRED, August 2026
Median household income
$83,233
Home costs 11.9x income
U.S. Census ACS, 2023
Sale-to-list ratio
111.7%
Selling above asking
Redfin, through May 2026
Zillow figures refresh monthly. Redfin figures are through May 2026 — Redfin stopped publishing its public market trackers in June 2026, so those numbers are final, not current. Mortgage rates come from Freddie Mac via FRED and update weekly.
Is El Rio a buyer's or seller's market?
El Rio, CA is a strong seller's market, based on 0.5 months of supply and homes selling in about 9 days. Under 2 months of supply is a severe shortage: expect competition on almost anything priced correctly, and little room to negotiate below asking.
Inputs are Redfin's final published period (May 2026). How we classify markets · Where the data comes from
What does the El Rio housing market data show?
Every row below is Redfin's final published month for El Rio, CA. Redfin, through May 2026
| Metric | Value |
|---|---|
| Median sale price | $990,500 |
| Median list price | $707,000 |
| Year-over-year price change | +43.5% |
| Median price per sq ft | $897/sq ft |
| Median days on market | 9 days |
| Active inventory | 1 listings |
| Months of supply | 0.5 months |
| Sale-to-list price ratio | 111.7% |
| Homes sold (that month) | 2 |
| New listings (that month) | 2 |
| Market condition | Strong seller's market |
How to read these numbers
- Median sale price
- Half the homes that closed sold for more than this, half for less. It moves with what kind of home sold that month, so a quiet month with two big sales can swing it. Redfin's figure for El Rio is frozen at May 2026.
- Typical home value (ZHVI)
- Zillow's estimate of what a mid-market home in El Rio is worth right now, whether or not it sold. It is smoother than the median sale price and it still refreshes monthly, which is why this page leads with it.
- Months of supply
- How long it would take to sell every active listing at the current pace. Under 3 favors sellers, over 6 favors buyers, and 3 to 6 is the balanced band.
- Days on market
- Median time from listing to accepted offer. Short means you should have financing ready before you tour; long means there is room to negotiate on price and repairs.
- Sale-to-list ratio
- Sale price divided by the last asking price. Above 100% means bidding above asking is normal here; below 100% means the typical buyer got a discount.
- Price per square foot
- The size-adjusted price. Use it to compare a 1,400 sq ft house to a 2,600 sq ft house, not to value your own home — lot, condition and age move it a lot.
- Listings with a price cut
- Share of active listings that dropped their asking price in the month. A high share is the earliest visible sign that sellers are ahead of what buyers will pay.
- Typical asking rent (ZORI)
- Zillow's repeat-rent index for asking rents on new leases. Paired with the home value it gives the price-to-rent ratio in the rent-vs-buy section below.
How have El Rio home prices moved?
Over the last three years the median sale price in El Rio, CA rose 57.2%, from $630,000 to $990,500. For prices to fall meaningfully from here, supply would have to keep building past 0.5 months while the sale-to-list ratio slips below its current 111.7%. Watch those two together — they move before the median does.
Redfin, through May 2026 — the chart ends at Redfin's final published month.
Get El Rio market alerts
Weekly updates on prices, inventory, and trends. Free forever.
What does it cost to buy a home in El Rio?
Priced off the median sale price of $990,500 at the current 6.66% 30-year fixed rate. These are principal and interest only — property taxes, homeowner's insurance, HOA dues and mortgage insurance are on top, and they vary enough by property that we will not guess them for you.
| Down payment | Cash at close | Loan amount | Monthly P&I |
|---|---|---|---|
| 20% | $198,100 | $792,400 | $5,092/mo |
| 5% | $49,525 | $940,975 | $6,047/mo |
Redfin, through May 2026 for the price · Freddie Mac via FRED, August 2026 for the rate
What income do you need?
Lenders generally want housing costs under 28% of gross income. On the 20%-down payment of $5,092, that implies roughly $218,236 a year before you add taxes and insurance. The median household in El Rio earns $83,233, about $135,003 short of that threshold — the typical local household needs a larger down payment, a co-borrower, or a home below the median sale price to fit the 28% rule. That puts the price-to-income ratio at 11.9x — well above the 3x that was historically considered affordable, which is why down payment size drives who can buy here.
Run it with your own numbers: affordability calculator · mortgage calculator
Buying in El Rio in the next 12 months?
Tell us your timeline. We send the El Rio market brief: the price ranges that actually clear, how long homes sit, and what to fix on your credit before you apply.
Is it cheaper to rent or buy in El Rio?
Zillow does not publish a rent index (ZORI) for El Rio, CA, so we cannot compute a price-to-rent ratio here without borrowing a nearby market's rents and calling them local — which we will not do. The rent vs. buy calculator works with a rent figure you supply.
Is inventory rising or falling in El Rio?
Active listings in El Rio, CA went from 5 in July 2024 to 1 in May 2026, a -80.0% change. Falling inventory tightens competition. When supply drops while demand holds, sale-to-list ratios rise before the median sale price does.
| Month | Active listings | New listings |
|---|---|---|
| August 2024 | 4 | 2 |
| September 2024 | 3 | 2 |
| October 2024 | 2 | 1 |
| December 2024 | 2 | not published |
| January 2025 | 1 | 1 |
| March 2025 | 4 | 2 |
| April 2025 | 1 | 1 |
| June 2025 | 1 | 1 |
| August 2025 | 1 | 1 |
| October 2025 | 2 | 2 |
| December 2025 | 1 | 3 |
| May 2026 | 1 | 2 |
Redfin, through May 2026
How does El Rio compare to California and the U.S.?
El Rio homes sell for $990,500 — 12% above the California median of $887,400. Against the national median of $410,700, El Rio runs 141% higher. Year-over-year, El Rio moved +43.5% against California's +3.4% — a bigger swing than the state as a whole.
| Market | Median sale price | YoY | Days on market |
|---|---|---|---|
| El Rio, CA | $990,500 | +43.5% | 9 days |
| California statewide | $887,400 | +3.4% | 33 days |
| United States | $410,700 | not published | not published |
City and state rows: Redfin, through May 2026 · U.S. row: Freddie Mac via FRED, April 2026 (MSPUS, quarterly)
What to do next in El Rio
What buyers should watch
- Months of supply, currently 0.5. It turns before price does — when it climbs past 6, sellers start taking offers they would have rejected a quarter earlier.
- The gap between 5% and 20% down here is $955 a month in principal and interest alone, before mortgage insurance. That gap, not the price, is usually what decides your timeline.
- Rate moves. At 6.66%, every full point of rate change moves the payment on a $990,500 home more than a 5% price change does.
- Your credit tier before you shop, not after — it sets the rate you are quoted. Run your numbers first.
What sellers should know
- The median El Rio listing goes under contract in 9 days. If yours passes that mark, the market is telling you the price is wrong — not that you need more showings.
- Homes here close at 111.7% of asking. Price at the number you want and let competition do the rest.
- In the last published month El Rio added 2 new listings against 2 sales — more clearing than arriving, which is the better window to list.
- Comparable ZIP-level pricing inside El Rio varies more than the citywide median suggests — check the ZIP pages below before you set a number.
Homes for sale in El Rio
There are currently 1 homes listed for sale in El Rio, California. The median listing price is $707K.
Active listings
1
Homes on market
Median list price
$707K
Avg. days on market
9
Days until sale
New this week
2
Newly listed
How much do homes cost in El Rio by property type?
How the El Rio, CA market breaks down across single-family homes, condos and townhouses. Redfin, through May 2026
| Property type | Median price | Price / sq ft | Homes sold | Days on market |
|---|---|---|---|---|
| Single-family | $990,500 | $897/sq ft | 2 | 9 days |
Who lives in El Rio?
American Community Survey estimates for El Rio. U.S. Census ACS, 2023
Population
6,343
Households
1,692
Median income
$83,233/yr
Median age
38.7 years
Owner-occupied
57.0%
Median home value
$639,600
Median gross rent
$2,122/mo
Mean commute
24.7 min
57.0% of occupied homes in El Rio are owner-occupied, and the rest are rented — which is the share that decides how much of the local housing stock ever reaches the for-sale market.
Which cities are near El Rio, CA?
Ordered by distance from El Rio, not by size. Compare El Rio side by side with any of them.
El Rio housing market FAQ
Is El Rio a buyer's or seller's market?
El Rio, CA is currently a strong seller's market. That read comes from 0.5 months of supply, homes going under contract in about 9 days, and sellers getting 111.7% of their asking price in the last month Redfin published (May 2026).
How much do homes cost in El Rio?
The median sale price in the last month Redfin published was $990,500, about $897 per square foot.
Is El Rio cheaper than the rest of California?
El Rio's median sale price of $990,500 is 12% higher than the California statewide median of $887,400, and 141% above the U.S. median of $410,700. Both figures are for the same period.
How long do homes take to sell in El Rio?
Homes in El Rio, CA spent a median of 9 days on market before going under contract, versus 33 days statewide. Under three weeks means well-priced listings move before most buyers can schedule a second showing. (Redfin, through May 2026.)
What income do you need to buy a home in El Rio?
At the current 30-year fixed rate of 6.66%, 20% down on a $990,500 home is about $5,092 a month in principal and interest. Lenders typically want that under 28% of gross income, which works out to roughly $218,236 a year before taxes, insurance, HOA dues or mortgage insurance. The local median household income is $83,233.
Are home prices rising in El Rio?
Redfin's last published year-over-year change for El Rio, CA was +43.5%, measured through May 2026. That series is frozen; treat it as a historical reading rather than a current trend.
What are the cheapest ZIP codes in El Rio?
El Rio ZIP-level sale prices are not all published for the same period, so ranking them would compare different months. The ZIP pages listed on this page show what we hold for each one individually.
Is now a good time to buy in El Rio?
That depends on your timeline, not on a headline. What the data says today: El Rio, CA is a strong seller's market with 0.5 months of supply, the 30-year fixed rate is 6.66%. Properties Incorporated publishes the data; it does not give financial advice.
Be the brokerage on this page
1 slot per pageGet featured on El Rio, CA
Your logo, brokerage name, and direct link to your site — featured at the top of this page in front of every visitor researching this whole city. One brokerage, no rotation, no bidding war.
- Goes live in 24 hours
- Cancel anytime
- Do-follow backlink to your site
Keep researching El Rio
Nearby markets
Get the El Rio market brief
Get the El Rio, CA market brief
One email: what homes are actually clearing at around $990,500, how long they sit, which ZIPs run cheaper, and what to fix on your credit before you apply.