$85,900
35601 Line School Rd
Champion, NY
3 bd1 ba1,137 sqft$76/ft²
House15.49 acres
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Sarah Mitchell
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Compass Real Estate · Champion, NY
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Champion, NY(512) 555-0184TX License #0512847
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Champion, NY Housing Market
Buyer's market-53.8% YoY
Redfin, through February 2026 · No longer updatingFreddie Mac via FRED, September 2026 · Refreshes weekly
The last median sale price Redfin published was $157,940, -53.8% year over year (through May 2026). With 4.0 months of supply and homes going under contract in about 79 days, Champion is a buyer's market. At today's 7.03% 30-year fixed rate, 20% down on a $157,940 home is about $843/mo in principal and interest.
Key numbers for Champion, NY
Median sale price
$157,940
-53.8% year over year
Redfin, through February 2026
Days on market
79
Slow-moving
Redfin, through February 2026
Active listings
4
4.0 months of supply
Redfin, through February 2026
30-yr fixed rate
7.03%
Freddie Mac weekly average
Freddie Mac via FRED, September 2026
Sale-to-list ratio
91.6%
Selling below asking
Redfin, through February 2026
Zillow figures refresh monthly. Redfin figures are through May 2026 — Redfin stopped publishing its public market trackers in June 2026, so those numbers are final, not current. Mortgage rates come from Freddie Mac via FRED and update weekly.
Is Champion a buyer's or seller's market?
Buyer's market4.0 months of supply79 days on market91.6% of asking
Champion, NY is a buyer's market, based on 4.0 months of supply and homes selling in about 79 days. 4 to 5 months of supply is the neutral band: neither side holds a structural advantage, and outcomes turn on the individual property.
Inputs are Redfin's final published period (May 2026). How we classify markets · Where the data comes from
What does the Champion housing market data show?
Every row below is Redfin's final published month for Champion, NY. Redfin, through February 2026
| Metric | Value |
|---|---|
| Median sale price | $157,940 |
| Year-over-year price change | -53.8% |
| Median price per sq ft | $178/sq ft |
| Median days on market | 79 days |
| Active inventory | 4 listings |
| Months of supply | 4.0 months |
| Sale-to-list price ratio | 91.6% |
| Homes sold (that month) | 1 |
| Market condition | Buyer's market |
How to read these numbers
- Median sale price
- Half the homes that closed sold for more than this, half for less. It moves with what kind of home sold that month, so a quiet month with two big sales can swing it. Redfin's figure for Champion is frozen at May 2026.
- Typical home value (ZHVI)
- Zillow's estimate of what a mid-market home in Champion is worth right now, whether or not it sold. It is smoother than the median sale price and it still refreshes monthly, which is why this page leads with it.
- Months of supply
- How long it would take to sell every active listing at the current pace. Under 3 favors sellers, over 6 favors buyers, and 3 to 6 is the balanced band.
- Days on market
- Median time from listing to accepted offer. Short means you should have financing ready before you tour; long means there is room to negotiate on price and repairs.
- Sale-to-list ratio
- Sale price divided by the last asking price. Above 100% means bidding above asking is normal here; below 100% means the typical buyer got a discount.
- Price per square foot
- The size-adjusted price. Use it to compare a 1,400 sq ft house to a 2,600 sq ft house, not to value your own home — lot, condition and age move it a lot.
- Listings with a price cut
- Share of active listings that dropped their asking price in the month. A high share is the earliest visible sign that sellers are ahead of what buyers will pay.
- Typical asking rent (ZORI)
- Zillow's repeat-rent index for asking rents on new leases. Paired with the home value it gives the price-to-rent ratio in the rent-vs-buy section below.
How have Champion home prices moved?
Over the last three years the median sale price in Champion, NY fell 16.4%, from $188,950 to $157,940. For prices to fall meaningfully from here, supply would have to keep building past 4.0 months while the sale-to-list ratio slips below its current 91.6%. Watch those two together — they move before the median does.
Redfin, through February 2026 — the chart ends at Redfin's final published month.
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What does it cost to buy a home in Champion?
Priced off the median sale price of $157,940 at the current 7.03% 30-year fixed rate. These are principal and interest only — property taxes, homeowner's insurance, HOA dues and mortgage insurance are on top, and they vary enough by property that we will not guess them for you.
| Down payment | Cash at close | Loan amount | Monthly P&I |
|---|---|---|---|
| 20% | $31,588 | $126,352 | $843/mo |
| 5% | $7,897 | $150,043 | $1,001/mo |
Redfin, through February 2026 for the price · Freddie Mac via FRED, September 2026 for the rate
What income do you need?
Lenders generally want housing costs under 28% of gross income. On the 20%-down payment of $843, that implies roughly $36,136 a year before you add taxes and insurance. We do not hold a Census income figure for Champion, so we cannot compare that threshold to local earnings.
Run it with your own numbers: affordability calculator · mortgage calculator
Buying in Champion in the next 12 months?
Tell us your timeline. We send the Champion market brief: the price ranges that actually clear, how long homes sit, and what to fix on your credit before you apply.
Is it cheaper to rent or buy in Champion?
Zillow does not publish a rent index (ZORI) for Champion, NY, so we cannot compute a price-to-rent ratio here without borrowing a nearby market's rents and calling them local — which we will not do. The rent vs. buy calculator works with a rent figure you supply.
Is inventory rising or falling in Champion?
Active listings in Champion, NY went from 1 in February 2024 to 4 in February 2026, a +300.0% change. Rising inventory is the single most useful leading indicator for buyers: more choice, longer marketing times, and more sellers willing to negotiate before price cuts show up in the median.
| Month | Active listings | New listings |
|---|---|---|
| May 2024 | 3 | not published |
| June 2024 | 6 | 4 |
| August 2024 | 6 | not published |
| October 2024 | 6 | 1 |
| November 2024 | 7 | 2 |
| February 2025 | 5 | not published |
| May 2025 | 3 | not published |
| June 2025 | 2 | 1 |
| July 2025 | 5 | 1 |
| September 2025 | 5 | not published |
| December 2025 | 4 | not published |
| February 2026 | 4 | not published |
Redfin, through February 2026
How does Champion compare to New York and the U.S.?
Champion homes sell for $157,940 — 75% below the New York median of $620,500. Against the national median of $410,700, Champion runs 62% lower. Year-over-year, Champion moved -53.8% against New York's +5.1% — a bigger swing than the state as a whole.
| Market | Median sale price | YoY | Days on market |
|---|---|---|---|
| Champion, NY | $157,940 | -53.8% | 79 days |
| New York statewide | $620,500 | +5.1% | 42 days |
| United States | $410,700 | not published | not published |
City and state rows: Redfin, through February 2026 · U.S. row: Freddie Mac via FRED, April 2026 (MSPUS, quarterly)
What to do next in Champion
What buyers should watch
- Months of supply, currently 4.0. It turns before price does — when it climbs past 6, sellers start taking offers they would have rejected a quarter earlier.
- The gap between 5% and 20% down here is $158 a month in principal and interest alone, before mortgage insurance. That gap, not the price, is usually what decides your timeline.
- Rate moves. At 7.03%, every full point of rate change moves the payment on a $157,940 home more than a 5% price change does.
- Your credit tier before you shop, not after — it sets the rate you are quoted. Run your numbers first.
What sellers should know
- The median Champion listing goes under contract in 79 days. If yours passes that mark, the market is telling you the price is wrong — not that you need more showings.
- Homes here close at 91.6% of asking. Price to that ratio from day one rather than chasing the market down in cuts.
- Comparable ZIP-level pricing inside Champion varies more than the citywide median suggests — check the ZIP pages below before you set a number.
Homes for sale in Champion
There are currently 4 homes listed for sale in Champion, New York. Featured listings range from $85,900 to $439,900.
$117,000
16 Rulison St
Champion, NY
2 bd1 ba1,218 sqft$96/ft²
House2.50 acres
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$119,000
32960 State Route 3
Champion, NY
2 bd1 ba1,050 sqft$113/ft²
House37,440 sqft lot
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$164,000
8 S Broad St
Champion, NY
4 bd2 ba1,112 sqft$147/ft²
House12,349 sqft lot
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$219,900
29 Stone St
Champion, NY
3 bd2 ba1,320 sqft$167/ft²
House9,439 sqft lot
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$239,900
82 Champion St
Champion, NY
4 bd2 ba1,694 sqft$142/ft²
House7,501 sqft lot
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$249,900
22070 County Route 47
Champion, NY
3 bd1 ba1,008 sqft$248/ft²
House1.94 acres
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$269,000
21 Franklin St
Champion, NY
3 bd2 ba2,346 sqft$115/ft²
House11,944 sqft lot
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$349,900
32108 County Route 143
Champion, NY
3 bd2 ba1,104 sqft$317/ft²
Mobile home12.22 acres
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$378,000
34201 Jackson Ii Rd
Champion, NY
3 bd3 ba2,141 sqft$177/ft²
House1.18 acres
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$389,900
22217 Freedom Dr
Champion, NY
3 bd2 ba2,400 sqft$162/ft²
House30,000 sqft lot
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$439,900
22153 Freedom Dr
Champion, NY
3 bd2 ba2,884 sqft$153/ft²
House30,000 sqft lot
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Looking to buy in Champion?
Get connected with a local real estate expert — free, no obligation.
Active listings
4
Homes on market
Avg. days on market
79
Days until sale
Sale-to-list:91.6%
How much do homes cost in Champion by property type?
How the Champion, NY market breaks down across single-family homes, condos and townhouses. Redfin, through February 2026
| Property type | Median price | Price / sq ft | Homes sold | Days on market |
|---|---|---|---|---|
| Single-family | $309,900 | $180/sq ft | 1 | 226 days |
Which cities are near Champion, NY?
Ordered by distance from Champion, not by size. Compare Champion side by side with any of them.
Champion housing market FAQ
Is Champion a buyer's or seller's market?
Champion, NY is currently a buyer's market. That read comes from 4.0 months of supply, homes going under contract in about 79 days, and sellers getting 91.6% of their asking price in the last month Redfin published (May 2026).
How much do homes cost in Champion?
The median sale price in the last month Redfin published was $157,940, about $178 per square foot.
Is Champion cheaper than the rest of New York?
Champion's median sale price of $157,940 is 75% lower than the New York statewide median of $620,500, and 62% below the U.S. median of $410,700. Both figures are for the same period.
How long do homes take to sell in Champion?
Homes in Champion, NY spent a median of 79 days on market before going under contract, versus 42 days statewide. Over two months means buyers have time to inspect, compare and negotiate. (Redfin, through May 2026.)
What income do you need to buy a home in Champion?
At the current 30-year fixed rate of 7.03%, 20% down on a $157,940 home is about $843 a month in principal and interest. Lenders typically want that under 28% of gross income, which works out to roughly $36,136 a year before taxes, insurance, HOA dues or mortgage insurance.
Are home prices rising in Champion?
Redfin's last published year-over-year change for Champion, NY was -53.8%, measured through May 2026. That series is frozen; treat it as a historical reading rather than a current trend.
What are the cheapest ZIP codes in Champion?
Champion ZIP-level sale prices are not all published for the same period, so ranking them would compare different months. The ZIP pages listed on this page show what we hold for each one individually.
Is now a good time to buy in Champion?
That depends on your timeline, not on a headline. What the data says today: Champion, NY is a buyer's market with 4.0 months of supply, the 30-year fixed rate is 7.03%. Properties Incorporated publishes the data; it does not give financial advice.
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