$15,000
Lake St
Cape Vincent, NY
Land5,362 sqft lot
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Sarah Mitchell
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Compass Real Estate · Cape Vincent, NY
“Your trusted relocation specialist since 2009. 350+ homes sold. Zero-pressure, data-first approach.”
Cape Vincent, NY(512) 555-0184TX License #0512847
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Cape Vincent, NY Housing Market
Buyer's market+8.0% YoY
Zillow, August 2026 · Refreshes monthlyRedfin, through May 2026 · No longer updatingFreddie Mac via FRED, September 2026 · Refreshes weekly
The typical home in Cape Vincent, NY is worth $256,638, rose 8.0% over the past year (Zillow Home Value Index, August 2026). The last median sale price Redfin published was $250,000 (through May 2026). With 4.0 months of supply and homes going under contract in about 94 days, Cape Vincent is a buyer's market. At today's 7.03% 30-year fixed rate, 20% down on a $256,638 home is about $1,370/mo in principal and interest.
Key numbers for Cape Vincent, NY
Typical home value
$256,638
+8.0% in 12 months
Zillow, August 2026
Median sale price
$250,000
Last published period
Redfin, through May 2026
Days on market
94
Slow-moving
Redfin, through May 2026
Active listings
8
4.0 months of supply
Redfin, through May 2026
30-yr fixed rate
7.03%
Freddie Mac weekly average
Freddie Mac via FRED, September 2026
Median household income
$58,229
Home costs 4.4x income
U.S. Census ACS, 2023
Sale-to-list ratio
93.8%
Selling below asking
Redfin, through May 2026
Zillow figures are as of August 2026 and refresh monthly. Redfin figures are through May 2026 — Redfin stopped publishing its public market trackers in June 2026, so those numbers are final, not current. Mortgage rates come from Freddie Mac via FRED and update weekly.
Is Cape Vincent a buyer's or seller's market?
Buyer's market4.0 months of supply94 days on market93.8% of asking
Cape Vincent, NY is a buyer's market, based on 4.0 months of supply and homes selling in about 94 days. 4 to 5 months of supply is the neutral band: neither side holds a structural advantage, and outcomes turn on the individual property.
Inputs are Redfin's final published period (May 2026). How we classify markets · Where the data comes from
What does the Cape Vincent housing market data show?
Every row below is Redfin's final published month for Cape Vincent, NY. Redfin, through May 2026
| Metric | Value |
|---|---|
| Median sale price | $250,000 |
| Median price per sq ft | $178/sq ft |
| Median days on market | 94 days |
| Active inventory | 8 listings |
| Months of supply | 4.0 months |
| Sale-to-list price ratio | 93.8% |
| Homes sold (that month) | 2 |
| Listings with a price cut | 12.5% |
| Market condition | Buyer's market |
How to read these numbers
- Median sale price
- Half the homes that closed sold for more than this, half for less. It moves with what kind of home sold that month, so a quiet month with two big sales can swing it. Redfin's figure for Cape Vincent is frozen at May 2026.
- Typical home value (ZHVI)
- Zillow's estimate of what a mid-market home in Cape Vincent is worth right now, whether or not it sold. It is smoother than the median sale price and it still refreshes monthly, which is why this page leads with it.
- Months of supply
- How long it would take to sell every active listing at the current pace. Under 3 favors sellers, over 6 favors buyers, and 3 to 6 is the balanced band.
- Days on market
- Median time from listing to accepted offer. Short means you should have financing ready before you tour; long means there is room to negotiate on price and repairs.
- Sale-to-list ratio
- Sale price divided by the last asking price. Above 100% means bidding above asking is normal here; below 100% means the typical buyer got a discount.
- Price per square foot
- The size-adjusted price. Use it to compare a 1,400 sq ft house to a 2,600 sq ft house, not to value your own home — lot, condition and age move it a lot.
- Listings with a price cut
- Share of active listings that dropped their asking price in the month. A high share is the earliest visible sign that sellers are ahead of what buyers will pay.
- Typical asking rent (ZORI)
- Zillow's repeat-rent index for asking rents on new leases. Paired with the home value it gives the price-to-rent ratio in the rent-vs-buy section below.
How have Cape Vincent home prices moved?
Over the last three years the median sale price in Cape Vincent, NY rose 13.6%, from $220,000 to $250,000. The live Zillow value series has rose 8.0% in the last 12 months, which is the more current read now that Redfin's series has stopped. 12.5% of Cape Vincent listings cut their asking price in the final Redfin month — a modest share, which is what a market looks like when sellers are pricing close to where homes actually clear. For prices to fall meaningfully from here, supply would have to keep building past 4.0 months while the sale-to-list ratio slips below its current 93.8%. Watch those two together — they move before the median does.
Redfin, through May 2026 — the chart ends at Redfin's final published month.
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What does it cost to buy a home in Cape Vincent?
Priced off the typical home value of $256,638 at the current 7.03% 30-year fixed rate. These are principal and interest only — property taxes, homeowner's insurance, HOA dues and mortgage insurance are on top, and they vary enough by property that we will not guess them for you.
| Down payment | Cash at close | Loan amount | Monthly P&I |
|---|---|---|---|
| 20% | $51,328 | $205,310 | $1,370/mo |
| 5% | $12,832 | $243,806 | $1,627/mo |
Zillow, August 2026 for the price · Freddie Mac via FRED, September 2026 for the rate
What income do you need?
Lenders generally want housing costs under 28% of gross income. On the 20%-down payment of $1,370, that implies roughly $58,717 a year before you add taxes and insurance. The median household in Cape Vincent earns $58,229, about $488 short of that threshold — the typical local household needs a larger down payment, a co-borrower, or a home below the typical home value to fit the 28% rule. That puts the price-to-income ratio at 4.4x — above the historical 3x norm but in line with much of the country in 2026.
Run it with your own numbers: affordability calculator · mortgage calculator
Buying in Cape Vincent in the next 12 months?
Tell us your timeline. We send the Cape Vincent market brief: the price ranges that actually clear, how long homes sit, and what to fix on your credit before you apply.
Is it cheaper to rent or buy in Cape Vincent?
Zillow does not publish a rent index (ZORI) for Cape Vincent, NY, so we cannot compute a price-to-rent ratio here without borrowing a nearby market's rents and calling them local — which we will not do. The rent vs. buy calculator works with a rent figure you supply.
Is inventory rising or falling in Cape Vincent?
Active listings in Cape Vincent, NY went from 3 in September 2024 to 8 in May 2026, a +166.7% change. Rising inventory is the single most useful leading indicator for buyers: more choice, longer marketing times, and more sellers willing to negotiate before price cuts show up in the median.
| Month | Active listings | New listings |
|---|---|---|
| December 2024 | 5 | not published |
| January 2025 | 4 | not published |
| February 2025 | 3 | not published |
| July 2025 | 10 | 2 |
| August 2025 | 9 | 3 |
| September 2025 | 9 | 2 |
| October 2025 | 6 | not published |
| November 2025 | 3 | 1 |
| December 2025 | 3 | 1 |
| February 2026 | 6 | 1 |
| March 2026 | 7 | 2 |
| May 2026 | 8 | not published |
Redfin, through May 2026
How does Cape Vincent compare to New York and the U.S.?
Cape Vincent homes sell for $250,000 — 60% below the New York median of $620,500. Against the national median of $410,700, Cape Vincent runs 39% lower.
| Market | Median sale price | YoY | Days on market |
|---|---|---|---|
| Cape Vincent, NY | $250,000 | not published | 94 days |
| New York statewide | $620,500 | +5.1% | 42 days |
| United States | $410,700 | not published | not published |
City and state rows: Redfin, through May 2026 · U.S. row: Freddie Mac via FRED, April 2026 (MSPUS, quarterly)
What to do next in Cape Vincent
What buyers should watch
- Months of supply, currently 4.0. It turns before price does — when it climbs past 6, sellers start taking offers they would have rejected a quarter earlier.
- The share of listings cutting price, currently 12.5%. A listing that has already cut once is the one most likely to accept below asking.
- The gap between 5% and 20% down here is $257 a month in principal and interest alone, before mortgage insurance. That gap, not the price, is usually what decides your timeline.
- Rate moves. At 7.03%, every full point of rate change moves the payment on a $256,638 home more than a 5% price change does.
- Your credit tier before you shop, not after — it sets the rate you are quoted. Run your numbers first.
What sellers should know
- The median Cape Vincent listing goes under contract in 94 days. If yours passes that mark, the market is telling you the price is wrong — not that you need more showings.
- Homes here close at 93.8% of asking. Price to that ratio from day one rather than chasing the market down in cuts.
- Your equity moved +8.0% in the last 12 months on the Zillow value series. That, not the price you paid, is what sets your net proceeds.
- Comparable ZIP-level pricing inside Cape Vincent varies more than the citywide median suggests — check the ZIP pages below before you set a number.
Homes for sale in Cape Vincent
There are currently 8 homes listed for sale in Cape Vincent, New York. Featured listings range from $15,000 to $749,000.
$104,900
282 Lee St
Cape Vincent, NY
1 bd1 ba400 sqft$262/ft²
House4,456 sqft lot
View photos & details
$149,900
352 S Real St
Cape Vincent, NY
5 bd3 ba2,331 sqft$64/ft²
House13,530 sqft lot
View photos & details
$158,000
29031 Stony Point Rd
Cape Vincent, NY
7 bd3 ba2,678 sqft$59/ft²
House6.95 acres
View photos & details
$175,000
176 Esselstyne St
Cape Vincent, NY
4 bd2 ba2,172 sqft$81/ft²
House10,890 sqft lot
View photos & details
$200,000
171 S Market St
Cape Vincent, NY
3 bd1 ba2,178 sqft$92/ft²
House9,278 sqft lot
View photos & details
$225,000
233 Bay St
Cape Vincent, NY
3 bd2 ba1,502 sqft$150/ft²
House10,890 sqft lot
View photos & details
$239,900
30252 Burnt Rock Rd
Cape Vincent, NY
5 bd2 ba2,385 sqft$101/ft²
House4.48 acres
View photos & details
$310,000
610 E Lake St
Cape Vincent, NY
3 bd1 ba1,344 sqft$231/ft²
House37,374 sqft lot
View photos & details
$324,900
215 William St
Cape Vincent, NY
5 bd3 ba2,835 sqft$115/ft²
House41,325 sqft lot
View photos & details
$489,000
32396 12E
Cape Vincent, NY
7 bd4 ba3,731 sqft$131/ft²
House1.30 acres
View photos & details
$749,000
4599 Bach Ln
Cape Vincent, NY
3 bd3 ba1,800 sqft$416/ft²
House30,492 sqft lot
View photos & details
Looking to buy in Cape Vincent?
Get connected with a local real estate expert — free, no obligation.
Active listings
8
Homes on market
Avg. days on market
94
Days until sale
Price drops:12.5%of listings
Sale-to-list:93.8%
How much do homes cost in Cape Vincent by property type?
How the Cape Vincent, NY market breaks down across single-family homes, condos and townhouses. Redfin, through May 2026
| Property type | Median price | Price / sq ft | Homes sold | Days on market |
|---|---|---|---|---|
| Single-family | $250,000 | $178/sq ft | 2 | 94 days |
Who lives in Cape Vincent?
American Community Survey estimates for Cape Vincent. U.S. Census ACS, 2023
Population
531
Households
209
Median income
$58,229/yr
Median age
40 years
Owner-occupied
71.3%
Median home value
$202,300
Median gross rent
$774/mo
Mean commute
23.1 min
71.3% of occupied homes in Cape Vincent are owner-occupied, and the rest are rented — which is the share that decides how much of the local housing stock ever reaches the for-sale market. The Census self-reported median home value is $202,300 against Zillow's $256,638 typical value; the gap is normal — ACS asks owners what they think their home is worth, Zillow models transactions.
Which public schools serve Cape Vincent?
1 schools tracked · 114 students
The largest public schools serving Cape Vincent, NY by enrollment, drawn from the National Center for Education Statistics. School quality is a commonly cited factor in home-buying decisions — these are the campuses families in this area are most likely to encounter.
BASHAW ELEMENTARY SCHOOL
Grades PK-5 · 114 students
Source: National Center for Education Statistics, Common Core of Data directory. Updated annually. Ratings and test scores are not currently displayed.
Which cities are near Cape Vincent, NY?
Ordered by distance from Cape Vincent, not by size. Compare Cape Vincent side by side with any of them.
Cape Vincent housing market FAQ
Is Cape Vincent a buyer's or seller's market?
Cape Vincent, NY is currently a buyer's market. That read comes from 4.0 months of supply, homes going under contract in about 94 days, and sellers getting 93.8% of their asking price in the last month Redfin published (May 2026).
How much do homes cost in Cape Vincent?
The typical home in Cape Vincent, NY is worth $256,638 (Zillow Home Value Index, August 2026). The median sale price in the last month Redfin published was $250,000, about $178 per square foot.
Is Cape Vincent cheaper than the rest of New York?
Cape Vincent's median sale price of $250,000 is 60% lower than the New York statewide median of $620,500, and 39% below the U.S. median of $410,700. Both figures are for the same period.
How long do homes take to sell in Cape Vincent?
Homes in Cape Vincent, NY spent a median of 94 days on market before going under contract, versus 42 days statewide. Over two months means buyers have time to inspect, compare and negotiate. (Redfin, through May 2026.)
What income do you need to buy a home in Cape Vincent?
At the current 30-year fixed rate of 7.03%, 20% down on a $256,638 home is about $1,370 a month in principal and interest. Lenders typically want that under 28% of gross income, which works out to roughly $58,717 a year before taxes, insurance, HOA dues or mortgage insurance. The local median household income is $58,229.
Are home prices rising in Cape Vincent?
The typical home value in Cape Vincent, NY rose 8.0% over the last 12 months, from $237,640 to $256,638 (Zillow, August 2026). This is the live series — it refreshes monthly.
What are the cheapest ZIP codes in Cape Vincent?
Cape Vincent ZIP-level sale prices are not all published for the same period, so ranking them would compare different months. The ZIP pages listed on this page show what we hold for each one individually.
Is now a good time to buy in Cape Vincent?
That depends on your timeline, not on a headline. What the data says today: Cape Vincent, NY is a buyer's market with 4.0 months of supply, the 30-year fixed rate is 7.03%. Properties Incorporated publishes the data; it does not give financial advice.
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