$86,900
2576 Lewis St
Jacksonville, FL
2 bd2 ba1,624 sqft$54/ft²
House6,970 sqft lot
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Compass Real Estate · Jacksonville, FL
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Jacksonville, FL Housing Market
Balanced market-1.4% YoY
Zillow, August 2026 · Refreshes monthlyRedfin, through May 2026 · No longer updatingFreddie Mac via FRED, September 2026 · Refreshes weekly
The typical home in Jacksonville, FL is worth $285,103, fell 1.4% over the past year (Zillow Home Value Index, August 2026). The last median sale price Redfin published was $316,990, +3.9% year over year (through May 2026). With 3.9 months of supply and homes going under contract in about 59 days, Jacksonville is a balanced market. At today's 7.03% 30-year fixed rate, 20% down on a $285,103 home is about $1,522/mo in principal and interest.
Key numbers for Jacksonville, FL
Typical home value
$285,103
-1.4% in 12 months
Zillow, August 2026
Typical asking rent
$1,601/mo
Zillow Observed Rent Index
Zillow, August 2026
Median sale price
$316,990
+3.9% year over year
Redfin, through May 2026
Days on market
59
Average pace
Redfin, through May 2026
Active listings
4,227
3.9 months of supply
Redfin, through May 2026
30-yr fixed rate
7.03%
Freddie Mac weekly average
Freddie Mac via FRED, September 2026
Median household income
$66,981
Home costs 4.3x income
U.S. Census ACS, 2023
Sale-to-list ratio
97.8%
Selling below asking
Redfin, through May 2026
Zillow figures are as of August 2026 and refresh monthly. Redfin figures are through May 2026 — Redfin stopped publishing its public market trackers in June 2026, so those numbers are final, not current. Mortgage rates come from Freddie Mac via FRED and update weekly.
Is Jacksonville a buyer's or seller's market?
Balanced market3.9 months of supply59 days on market97.8% of asking
Jacksonville, FL is a balanced market, based on 3.9 months of supply and homes selling in about 59 days. Under 4 months of supply tilts the market toward sellers: homes clear faster than they are replaced, so concessions are scarce.
Inputs are Redfin's final published period (May 2026). How we classify markets · Where the data comes from
What does the Jacksonville housing market data show?
Every row below is Redfin's final published month for Jacksonville, FL. Redfin, through May 2026
| Metric | Value |
|---|---|
| Median sale price | $316,990 |
| Median list price | $312,295 |
| Year-over-year price change | +3.9% |
| Median price per sq ft | $187/sq ft |
| Median days on market | 59 days |
| Active inventory | 4,227 listings |
| Months of supply | 3.9 months |
| Sale-to-list price ratio | 97.8% |
| Homes sold (that month) | 1,081 |
| New listings (that month) | 1,467 |
| Listings with a price cut | 33.5% |
| Market condition | Balanced market |
How to read these numbers
- Median sale price
- Half the homes that closed sold for more than this, half for less. It moves with what kind of home sold that month, so a quiet month with two big sales can swing it. Redfin's figure for Jacksonville is frozen at May 2026.
- Typical home value (ZHVI)
- Zillow's estimate of what a mid-market home in Jacksonville is worth right now, whether or not it sold. It is smoother than the median sale price and it still refreshes monthly, which is why this page leads with it.
- Months of supply
- How long it would take to sell every active listing at the current pace. Under 3 favors sellers, over 6 favors buyers, and 3 to 6 is the balanced band.
- Days on market
- Median time from listing to accepted offer. Short means you should have financing ready before you tour; long means there is room to negotiate on price and repairs.
- Sale-to-list ratio
- Sale price divided by the last asking price. Above 100% means bidding above asking is normal here; below 100% means the typical buyer got a discount.
- Price per square foot
- The size-adjusted price. Use it to compare a 1,400 sq ft house to a 2,600 sq ft house, not to value your own home — lot, condition and age move it a lot.
- Listings with a price cut
- Share of active listings that dropped their asking price in the month. A high share is the earliest visible sign that sellers are ahead of what buyers will pay.
- Typical asking rent (ZORI)
- Zillow's repeat-rent index for asking rents on new leases. Paired with the home value it gives the price-to-rent ratio in the rent-vs-buy section below.
How have Jacksonville home prices moved?
Over the last three years the median sale price in Jacksonville, FL rose 5.7%, from $300,000 to $316,990. The live Zillow value series has fell 1.4% in the last 12 months, which is the more current read now that Redfin's series has stopped. 33.5% of Jacksonville listings cut their asking price in the final Redfin month — a high share, and the clearest sign that list prices were running ahead of what buyers would pay. For prices to fall meaningfully from here, supply would have to keep building past 3.9 months while the sale-to-list ratio slips below its current 97.8%. Watch those two together — they move before the median does.
Redfin, through May 2026 — the chart ends at Redfin's final published month.
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What does it cost to buy a home in Jacksonville?
Priced off the typical home value of $285,103 at the current 7.03% 30-year fixed rate. These are principal and interest only — property taxes, homeowner's insurance, HOA dues and mortgage insurance are on top, and they vary enough by property that we will not guess them for you.
| Down payment | Cash at close | Loan amount | Monthly P&I |
|---|---|---|---|
| 20% | $57,021 | $228,083 | $1,522/mo |
| 5% | $14,255 | $270,848 | $1,807/mo |
Zillow, August 2026 for the price · Freddie Mac via FRED, September 2026 for the rate
What income do you need?
Lenders generally want housing costs under 28% of gross income. On the 20%-down payment of $1,522, that implies roughly $65,230 a year before you add taxes and insurance. The median household in Jacksonville earns $66,981, about $1,751 more than that threshold — the typical local household clears the payment on a typical local home with 20% down. That puts the price-to-income ratio at 4.3x — above the historical 3x norm but in line with much of the country in 2026.
Run it with your own numbers: affordability calculator · mortgage calculator
Buying in Jacksonville in the next 12 months?
Tell us your timeline. We send the Jacksonville market brief: the price ranges that actually clear, how long homes sit, and what to fix on your credit before you apply.
Is it cheaper to rent or buy in Jacksonville?
Typical asking rent in Jacksonville, FL is $1,601/mo, against a typical home value of $285,103. That is a price-to-rent ratio of 14.8x, which means buying tends to beat renting on monthly cost over a typical hold. Compared head to head, 20% down puts principal and interest at $1,522 a month — $79 less than renting before taxes and insurance, so ownership can win on monthly cost alone once you have the down payment.
Zillow, August 2026 for both value and rent
Add your own down payment, tax rate and time horizon in the rent vs. buy calculator.
Is inventory rising or falling in Jacksonville?
Active listings in Jacksonville, FL went from 5,448 in May 2025 to 4,227 in May 2026, a -22.4% change. Falling inventory tightens competition. When supply drops while demand holds, sale-to-list ratios rise before the median sale price does.
| Month | Active listings | New listings |
|---|---|---|
| June 2025 | 5,408 | 1,605 |
| July 2025 | 5,318 | 1,487 |
| August 2025 | 5,288 | 1,554 |
| September 2025 | 5,205 | 1,372 |
| October 2025 | 5,116 | 1,423 |
| November 2025 | 4,789 | 1,018 |
| December 2025 | 4,220 | 891 |
| January 2026 | 4,409 | 1,426 |
| February 2026 | 4,335 | 1,385 |
| March 2026 | 4,378 | 1,597 |
| April 2026 | 4,338 | 1,559 |
| May 2026 | 4,227 | 1,467 |
Redfin, through May 2026
How does Jacksonville compare to Florida and the U.S.?
Jacksonville homes sell for $316,990 — 25% below the Florida median of $421,500. Against the national median of $410,700, Jacksonville runs 23% lower. Year-over-year, Jacksonville moved +3.9% against Florida's +2.6% — a bigger swing than the state as a whole.
| Market | Median sale price | YoY | Days on market |
|---|---|---|---|
| Jacksonville, FL | $316,990 | +3.9% | 59 days |
| Florida statewide | $421,500 | +2.6% | 66 days |
| United States | $410,700 | not published | not published |
City and state rows: Redfin, through May 2026 · U.S. row: Freddie Mac via FRED, April 2026 (MSPUS, quarterly)
What to do next in Jacksonville
What buyers should watch
- Months of supply, currently 3.9. It turns before price does — when it climbs past 6, sellers start taking offers they would have rejected a quarter earlier.
- The share of listings cutting price, currently 33.5%. A listing that has already cut once is the one most likely to accept below asking.
- The gap between 5% and 20% down here is $285 a month in principal and interest alone, before mortgage insurance. That gap, not the price, is usually what decides your timeline.
- Rate moves. At 7.03%, every full point of rate change moves the payment on a $285,103 home more than a 5% price change does.
- Your credit tier before you shop, not after — it sets the rate you are quoted. Run your numbers first.
What sellers should know
- The median Jacksonville listing goes under contract in 59 days. If yours passes that mark, the market is telling you the price is wrong — not that you need more showings.
- Homes here close at 97.8% of asking. Price to that ratio from day one rather than chasing the market down in cuts.
- In the last published month Jacksonville added 1,467 new listings against 1,081 sales — more competition arriving than clearing, so early timing matters.
- Your equity moved -1.4% in the last 12 months on the Zillow value series. That, not the price you paid, is what sets your net proceeds.
- Comparable ZIP-level pricing inside Jacksonville varies more than the citywide median suggests — check the ZIP pages below before you set a number.
Homes for sale in Jacksonville
There are currently 4,227 homes listed for sale in Jacksonville, Florida. The median listing price is $312K. Featured listings range from $86,900 to $979,000.
$209,000
8232 Watercourse Way
Jacksonville, FL
3 bd3 ba1,338 sqft$156/ft²
Townhouse2,178 sqft lot
View photos & details
$225,000
2909 St Johns Ave Unit A7
Jacksonville, FL
2 bd2 ba1,160 sqft$194/ft²
Condo
View photos & details
$265,000
2520 Larsen Rd
Jacksonville, FL
3 bd2 ba1,195 sqft$222/ft²
House8,276 sqft lot
View photos & details
$265,000
2633 Rentz Rd
Jacksonville, FL
3 bd2 ba1,040 sqft$255/ft²
House8,712 sqft lot
View photos & details
$275,000
4582 Merrimac Ave
Jacksonville, FL
3 bd1 ba1,228 sqft$224/ft²
House6,098 sqft lot
View photos & details
$309,990
5708 Lagoon Cruise Way
Jacksonville, FL
3 bd2 ba1,622 sqft$191/ft²
House
View photos & details
$385,000
1569 Paso Fino Dr
Jacksonville, FL
4 bd3 ba2,485 sqft$155/ft²
House7,405 sqft lot
View photos & details
$425,000
11108 Fairbanks Grant Rd W
Jacksonville, FL
3 bd2 ba2,184 sqft$195/ft²
House8,276 sqft lot
View photos & details
$450,000
2337 Gilmore St
Jacksonville, FL
3 bd2 ba1,180 sqft$381/ft²
Multi-family6,534 sqft lot
View photos & details
$789,000
7257 San Pedro Rd
Jacksonville, FL
4 bd3 ba2,813 sqft$280/ft²
House12,197 sqft lot
View photos & details
$979,000
5322 Legacy Pines Way
Jacksonville, FL
4 bd3 ba2,682 sqft$365/ft²
House9,148 sqft lot
View photos & details
Looking to buy in Jacksonville?
Get connected with a local real estate expert — free, no obligation.
Active listings
4,227
Homes on market
Median list price
$312K
Avg. days on market
59
Days until sale
New this week
1,467
Newly listed
Price drops:33.5%of listings
Sale-to-list:97.8%
How much do homes cost in Jacksonville by property type?
How the Jacksonville, FL market breaks down across single-family homes, condos and townhouses. Redfin, through May 2026
| Property type | Median price | Price / sq ft | Homes sold | Days on market |
|---|---|---|---|---|
| Single-family | $334,900 | $191/sq ft | 871 | 56 days |
| Condo / co-op | $175,000 | $150/sq ft | 101 | 77 days |
| Townhouse | $270,000 | $177/sq ft | 107 | 61 days |
Who lives in Jacksonville?
American Community Survey estimates for Jacksonville. U.S. Census ACS, 2023
Population
961,739
Households
384,741
Median income
$66,981/yr
Median age
36.4 years
Owner-occupied
57.4%
Median home value
$266,100
Median gross rent
$1,375/mo
Mean commute
24.1 min
57.4% of occupied homes in Jacksonville are owner-occupied, and the rest are rented — which is the share that decides how much of the local housing stock ever reaches the for-sale market. The Census self-reported median home value is $266,100 against Zillow's $285,103 typical value; the gap is normal — ACS asks owners what they think their home is worth, Zillow models transactions. Census median gross rent (all leases, including long-held ones) is $1,375/mo, below Zillow's $1,601/mo asking rent on new leases — the difference is roughly what a mover pays over a stayer.
Which public schools serve Jacksonville?
50 schools tracked · 61,257 students
The largest public schools serving Jacksonville, FL by enrollment, drawn from the National Center for Education Statistics. School quality is a commonly cited factor in home-buying decisions — these are the campuses families in this area are most likely to encounter.
ATLANTIC COAST HIGH SCHOOL
Grades 9-12 · 2,768 students
SANDALWOOD HIGH SCHOOL
Grades 9-12 · 2,726 students
MANDARIN HIGH SCHOOL
Grades 9-12 · 2,398 students
FIRST COAST HIGH SCHOOL
Grades 9-12 · 2,137 students
ENGLEWOOD HIGH SCHOOL
Grades 9-12 · 1,797 students
EDWARD H. WHITE HIGH SCHOOL
Grades 9-12 · 1,666 students
WESTSIDE HIGH SCHOOL
Grades 9-12 · 1,617 students
RIVERSIDE HIGH SCHOOL
Grades 9-12 · 1,593 students
Source: National Center for Education Statistics, Common Core of Data directory. Updated annually. Ratings and test scores are not currently displayed.
Which cities are near Jacksonville, FL?
Ordered by distance from Jacksonville, not by size. Compare Jacksonville side by side with any of them.
Jacksonville housing market FAQ
Is Jacksonville a buyer's or seller's market?
Jacksonville, FL is currently a balanced market. That read comes from 3.9 months of supply, homes going under contract in about 59 days, and sellers getting 97.8% of their asking price in the last month Redfin published (May 2026).
How much do homes cost in Jacksonville?
The typical home in Jacksonville, FL is worth $285,103 (Zillow Home Value Index, August 2026). The median sale price in the last month Redfin published was $316,990, about $187 per square foot.
Is Jacksonville cheaper than the rest of Florida?
Jacksonville's median sale price of $316,990 is 25% lower than the Florida statewide median of $421,500, and 23% below the U.S. median of $410,700. Both figures are for the same period.
How long do homes take to sell in Jacksonville?
Homes in Jacksonville, FL spent a median of 59 days on market before going under contract, versus 66 days statewide. That is a normal pace: enough time to see a home twice, not enough to wait a month. (Redfin, through May 2026.)
What income do you need to buy a home in Jacksonville?
At the current 30-year fixed rate of 7.03%, 20% down on a $285,103 home is about $1,522 a month in principal and interest. Lenders typically want that under 28% of gross income, which works out to roughly $65,230 a year before taxes, insurance, HOA dues or mortgage insurance. The local median household income is $66,981.
Are home prices rising in Jacksonville?
The typical home value in Jacksonville, FL fell 1.4% over the last 12 months, from $289,028 to $285,103 (Zillow, August 2026). This is the live series — it refreshes monthly.
What are the cheapest ZIP codes in Jacksonville?
Jacksonville ZIP-level sale prices are not all published for the same period, so ranking them would compare different months. The ZIP pages listed on this page show what we hold for each one individually.
Is now a good time to buy in Jacksonville?
That depends on your timeline, not on a headline. What the data says today: Jacksonville, FL is a balanced market with 3.9 months of supply, the 30-year fixed rate is 7.03%, and the price-to-rent ratio of 14.8x means buying tends to beat renting on monthly cost over a typical hold. Properties Incorporated publishes the data; it does not give financial advice.
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