New Listing
36
$1,085,000
9612 Eagle Hills Way
Gilroy, CA 95020
3 bd2 ba1,739 sqft$624/ft²
House6,221 sqft lot
Charlie Sanchez · David Anthony Investment Group
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Gilroy, CA Housing Market
Seller's market-1.8% YoY
Zillow, July 2026 · Refreshes monthlyRedfin, through May 2026 · No longer updatingFreddie Mac via FRED, August 2026 · Refreshes weekly
The typical home in Gilroy, CA is worth $1.05M, fell 1.8% over the past year (Zillow Home Value Index, July 2026). The last median sale price Redfin published was $1.20M, +14.3% year over year (through May 2026). With 2.8 months of supply and homes going under contract in about 21 days, Gilroy is a seller's market. At today's 6.66% 30-year fixed rate, 20% down on a $1.05M home is about $5,413/mo in principal and interest.
Key numbers for Gilroy, CA
Typical home value
$1.05M
-1.8% in 12 months
Zillow, July 2026
Typical asking rent
$3,273/mo
Zillow Observed Rent Index
Zillow, July 2026
Median sale price
$1.20M
+14.3% year over year
Redfin, through May 2026
Days on market
21
Average pace
Redfin, through May 2026
Active listings
76
2.8 months of supply
Redfin, through May 2026
30-yr fixed rate
6.66%
Freddie Mac weekly average
Freddie Mac via FRED, August 2026
Median household income
$131,554
Home costs 8.0x income
U.S. Census ACS, 2023
Sale-to-list ratio
99.0%
Selling below asking
Redfin, through May 2026
Zillow figures are as of July 2026 and refresh monthly. Redfin figures are through May 2026 — Redfin stopped publishing its public market trackers in June 2026, so those numbers are final, not current. Mortgage rates come from Freddie Mac via FRED and update weekly.
Is Gilroy a buyer's or seller's market?
Seller's market2.8 months of supply21 days on market99.0% of asking
Gilroy, CA is a seller's market, based on 2.8 months of supply and homes selling in about 21 days. Under 4 months of supply tilts the market toward sellers: homes clear faster than they are replaced, so concessions are scarce.
Inputs are Redfin's final published period (May 2026). How we classify markets · Where the data comes from
What does the Gilroy housing market data show?
Every row below is Redfin's final published month for Gilroy, CA. Redfin, through May 2026
| Metric | Value |
|---|---|
| Median sale price | $1.20M |
| Median list price | $1.08M |
| Year-over-year price change | +14.3% |
| Median price per sq ft | $527/sq ft |
| Median days on market | 21 days |
| Active inventory | 76 listings |
| Months of supply | 2.8 months |
| Sale-to-list price ratio | 99.0% |
| Homes sold (that month) | 27 |
| New listings (that month) | 42 |
| Listings with a price cut | 32.9% |
| Market condition | Seller's market |
How to read these numbers
- Median sale price
- Half the homes that closed sold for more than this, half for less. It moves with what kind of home sold that month, so a quiet month with two big sales can swing it. Redfin's figure for Gilroy is frozen at May 2026.
- Typical home value (ZHVI)
- Zillow's estimate of what a mid-market home in Gilroy is worth right now, whether or not it sold. It is smoother than the median sale price and it still refreshes monthly, which is why this page leads with it.
- Months of supply
- How long it would take to sell every active listing at the current pace. Under 3 favors sellers, over 6 favors buyers, and 3 to 6 is the balanced band.
- Days on market
- Median time from listing to accepted offer. Short means you should have financing ready before you tour; long means there is room to negotiate on price and repairs.
- Sale-to-list ratio
- Sale price divided by the last asking price. Above 100% means bidding above asking is normal here; below 100% means the typical buyer got a discount.
- Price per square foot
- The size-adjusted price. Use it to compare a 1,400 sq ft house to a 2,600 sq ft house, not to value your own home — lot, condition and age move it a lot.
- Listings with a price cut
- Share of active listings that dropped their asking price in the month. A high share is the earliest visible sign that sellers are ahead of what buyers will pay.
- Typical asking rent (ZORI)
- Zillow's repeat-rent index for asking rents on new leases. Paired with the home value it gives the price-to-rent ratio in the rent-vs-buy section below.
How have Gilroy home prices moved?
Over the last three years the median sale price in Gilroy, CA rose 15.7%, from $1.04M to $1.20M. The live Zillow value series has fell 1.8% in the last 12 months, which is the more current read now that Redfin's series has stopped. 32.9% of Gilroy listings cut their asking price in the final Redfin month — a high share, and the clearest sign that list prices were running ahead of what buyers would pay. For prices to fall meaningfully from here, supply would have to keep building past 2.8 months while the sale-to-list ratio slips below its current 99.0%. Watch those two together — they move before the median does.
Redfin, through May 2026 — the chart ends at Redfin's final published month.
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What does it cost to buy a home in Gilroy?
Priced off the typical home value of $1.05M at the current 6.66% 30-year fixed rate. These are principal and interest only — property taxes, homeowner's insurance, HOA dues and mortgage insurance are on top, and they vary enough by property that we will not guess them for you.
| Down payment | Cash at close | Loan amount | Monthly P&I |
|---|---|---|---|
| 20% | $210,591 | $842,365 | $5,413/mo |
| 5% | $52,648 | $1.00M | $6,428/mo |
Zillow, July 2026 for the price · Freddie Mac via FRED, August 2026 for the rate
What income do you need?
Lenders generally want housing costs under 28% of gross income. On the 20%-down payment of $5,413, that implies roughly $231,997 a year before you add taxes and insurance. The median household in Gilroy earns $131,554, about $100,443 short of that threshold — the typical local household needs a larger down payment, a co-borrower, or a home below the typical home value to fit the 28% rule. That puts the price-to-income ratio at 8.0x — well above the 3x that was historically considered affordable, which is why down payment size drives who can buy here.
Run it with your own numbers: affordability calculator · mortgage calculator
Buying in Gilroy in the next 12 months?
Tell us your timeline. We send the Gilroy market brief: the price ranges that actually clear, how long homes sit, and what to fix on your credit before you apply.
Is it cheaper to rent or buy in Gilroy?
Typical asking rent in Gilroy, CA is $3,273/mo, against a typical home value of $1.05M. That is a price-to-rent ratio of 26.8x, which means renting tends to be the cheaper monthly option unless you stay long enough for appreciation to close the gap. Compared head to head, 20% down puts principal and interest at $5,413 a month — $2,140 more than renting before taxes and insurance, so the ownership case here rests on equity and appreciation rather than monthly cash flow.
Zillow, July 2026 for both value and rent
Add your own down payment, tax rate and time horizon in the rent vs. buy calculator.
Is inventory rising or falling in Gilroy?
Active listings in Gilroy, CA went from 81 in May 2025 to 76 in May 2026, a -6.2% change. Inventory has been roughly flat, which usually keeps prices moving with rates rather than with local supply.
| Month | Active listings | New listings |
|---|---|---|
| June 2025 | 92 | 45 |
| July 2025 | 81 | 34 |
| August 2025 | 75 | 36 |
| September 2025 | 71 | 34 |
| October 2025 | 61 | 37 |
| November 2025 | 51 | 13 |
| December 2025 | 31 | 9 |
| January 2026 | 41 | 41 |
| February 2026 | 56 | 36 |
| March 2026 | 63 | 53 |
| April 2026 | 68 | 43 |
| May 2026 | 76 | 42 |
Redfin, through May 2026
How does Gilroy compare to California and the U.S.?
Gilroy homes sell for $1.20M — 35% above the California median of $887,400. Against the national median of $410,700, Gilroy runs 192% higher. Year-over-year, Gilroy moved +14.3% against California's +3.4% — a bigger swing than the state as a whole.
| Market | Median sale price | YoY | Days on market |
|---|---|---|---|
| Gilroy, CA | $1.20M | +14.3% | 21 days |
| California statewide | $887,400 | +3.4% | 33 days |
| United States | $410,700 | not published | not published |
City and state rows: Redfin, through May 2026 · U.S. row: Freddie Mac via FRED, April 2026 (MSPUS, quarterly)
What to do next in Gilroy
What buyers should watch
- Months of supply, currently 2.8. It turns before price does — when it climbs past 6, sellers start taking offers they would have rejected a quarter earlier.
- The share of listings cutting price, currently 32.9%. A listing that has already cut once is the one most likely to accept below asking.
- The gap between 5% and 20% down here is $1,015 a month in principal and interest alone, before mortgage insurance. That gap, not the price, is usually what decides your timeline.
- Rate moves. At 6.66%, every full point of rate change moves the payment on a $1.05M home more than a 5% price change does.
- Your credit tier before you shop, not after — it sets the rate you are quoted. Run your numbers first.
What sellers should know
- The median Gilroy listing goes under contract in 21 days. If yours passes that mark, the market is telling you the price is wrong — not that you need more showings.
- Homes here close at 99.0% of asking. Price to that ratio from day one rather than chasing the market down in cuts.
- In the last published month Gilroy added 42 new listings against 27 sales — more competition arriving than clearing, so early timing matters.
- Your equity moved -1.8% in the last 12 months on the Zillow value series. That, not the price you paid, is what sets your net proceeds.
- Comparable ZIP-level pricing inside Gilroy varies more than the citywide median suggests — check the ZIP pages below before you set a number.
Homes for sale in Gilroy
There are currently 76 homes listed for sale in Gilroy, California. The median listing price is $1.1M. Featured listings range from $1,085,000 to $4,999,995.
New Listing
32
$1,198,000
6455 Kensington Pl
Gilroy, CA 95020
4 bd2 ba2,147 sqft$558/ft²
House12,818 sqft lot
Diana Dufur · Coldwell Banker Realty
View photos & details
New Listing
64
$1,249,888
7390 Miller Ave
Gilroy, CA 95020
5 bd3 ba2,530 sqft$494/ft²
House9,029 sqft lot
Douglas Marshall · Christie's International Real Estate Sereno
View photos & details
New Listing
53
$1,259,950
1536 Jackdow Ct
Gilroy, CA 95020
4 bd3 ba2,639 sqft$477/ft²
House8,336 sqft lot
Kat Hutchinson · Bayview Residential Brokerage
View photos & details
New Listing
70
$1,398,000
2610 Lone Oak Ln
Gilroy, CA 95020
5 bd5 ba3,035 sqft$461/ft²
House7,560 sqft lot
Filirene Ayson · Coldwell Banker Realty
View photos & details
New Build
17
$1,399,000
7387 Ailes Ct
Gilroy, CA 95020
4 bd4 ba2,942 sqft$476/ft²
House6,780 sqft lot
Maria Nichols · Reveal Real Estate
View photos & details
New Build
45
$1,499,900
1225 Michael Bo Ln
Gilroy, CA 95020
5 bd4 ba3,119 sqft$481/ft²
House4,241 sqft lot
Jeanette Torres · Realty World Dominion
View photos & details
New Build
38
$1,569,900
7392 Ailes Ct
Gilroy, CA 95020
4 bd4 ba2,942 sqft$534/ft²
House6,780 sqft lot
Maria Nichols · Reveal Real Estate
View photos & details
New Listing
76
$1,599,000
2852 Taymouth Way
Gilroy, CA 95020
4 bd3 ba3,191 sqft$501/ft²
House6,000 sqft lot
Michael Lombardo · Compass
View photos & details
New Listing
77
$1,599,888
2075 Mantelli Dr
Gilroy, CA 95020
6 bd4 ba3,583 sqft$447/ft²
House12,180 sqft lot
Lex Orosco · Real Brokerage Technologies
View photos & details
New Listing
106
$2,895,000
3465 Susie Ln
Gilroy, CA 95020
4 bd4 ba4,200 sqft$689/ft²
House11.54 acres
Christine Graziano · Intero Real Estate Services
View photos & details
New Listing
20
$4,999,995
12000 Heritage Way
Gilroy, CA 95020
4 bd6 ba8,250 sqft$606/ft²
House31.72 acres
Christopher Guizar · Realty One Group Infinity
View photos & details
Looking to buy in Gilroy?
Get connected with a local real estate expert — free, no obligation.
Active listings
76
Homes on market
Median list price
$1.1M
Avg. days on market
21
Days until sale
New this week
42
Newly listed
Price drops:32.9%of listings
Sale-to-list:99.0%
How much do homes cost in Gilroy by property type?
How the Gilroy, CA market breaks down across single-family homes, condos and townhouses. Redfin, through May 2026
| Property type | Median price | Price / sq ft | Homes sold | Days on market |
|---|---|---|---|---|
| Single-family | $1.18M | $532/sq ft | 26 | 22 days |
| Condo / co-op | $695,000 | $474/sq ft | 3 | 21 days |
| Townhouse | $745,000 | $467/sq ft | 2 | 28 days |
Who lives in Gilroy?
American Community Survey estimates for Gilroy. U.S. Census ACS, 2023
Population
58,561
Households
16,916
Median income
$131,554/yr
Median age
36 years
Owner-occupied
62.8%
Median home value
$975,800
Median gross rent
$2,270/mo
Mean commute
33.9 min
62.8% of occupied homes in Gilroy are owner-occupied, and the rest are rented — which is the share that decides how much of the local housing stock ever reaches the for-sale market. The Census self-reported median home value is $975,800 against Zillow's $1.05M typical value; the gap is normal — ACS asks owners what they think their home is worth, Zillow models transactions. Census median gross rent (all leases, including long-held ones) is $2,270/mo, below Zillow's $3,273/mo asking rent on new leases — the difference is roughly what a mover pays over a stayer.
Which public schools serve Gilroy?
17 schools tracked · 10,779 students
The largest public schools serving Gilroy, CA by enrollment, drawn from the National Center for Education Statistics. School quality is a commonly cited factor in home-buying decisions — these are the campuses families in this area are most likely to encounter.
Christopher High
Grades 9-12 · 1,667 students
Gilroy High
Grades 9-12 · 1,664 students
Las Animas Elementary
Grades K-5 · 793 students
Solorsano Middle
Grades 6-8 · 789 students
South Valley Middle
Grades 6-8 · 749 students
Luigi Aprea Elementary
Grades K-5 · 712 students
Rod Kelley Elementary
Grades K-5 · 708 students
Brownell Middle
Grades 6-8 · 695 students
Source: National Center for Education Statistics, Common Core of Data directory. Updated annually. Ratings and test scores are not currently displayed.
Which cities are near Gilroy, CA?
Ordered by distance from Gilroy, not by size. Compare Gilroy side by side with any of them.
Which ZIP codes are in Gilroy?
These are the ZIP codes we see on active Gilroy listings. Redfin did not publish a matching ZIP-level sale row for the same period, so we are not ranking them by price here — each ZIP page shows exactly what we hold for it.
Gilroy housing market FAQ
Is Gilroy a buyer's or seller's market?
Gilroy, CA is currently a seller's market. That read comes from 2.8 months of supply, homes going under contract in about 21 days, and sellers getting 99.0% of their asking price in the last month Redfin published (May 2026).
How much do homes cost in Gilroy?
The typical home in Gilroy, CA is worth $1.05M (Zillow Home Value Index, July 2026). The median sale price in the last month Redfin published was $1.20M, about $527 per square foot.
Is Gilroy cheaper than the rest of California?
Gilroy's median sale price of $1.20M is 35% higher than the California statewide median of $887,400, and 192% above the U.S. median of $410,700. Both figures are for the same period.
How long do homes take to sell in Gilroy?
Homes in Gilroy, CA spent a median of 21 days on market before going under contract, versus 33 days statewide. That is a normal pace: enough time to see a home twice, not enough to wait a month. (Redfin, through May 2026.)
What income do you need to buy a home in Gilroy?
At the current 30-year fixed rate of 6.66%, 20% down on a $1.05M home is about $5,413 a month in principal and interest. Lenders typically want that under 28% of gross income, which works out to roughly $231,997 a year before taxes, insurance, HOA dues or mortgage insurance. The local median household income is $131,554.
Are home prices rising in Gilroy?
The typical home value in Gilroy, CA fell 1.8% over the last 12 months, from $1.07M to $1.05M (Zillow, July 2026). This is the live series — it refreshes monthly.
What are the cheapest ZIP codes in Gilroy?
Gilroy ZIP-level sale prices are not all published for the same period, so ranking them would compare different months. The ZIP pages listed on this page show what we hold for each one individually.
Is now a good time to buy in Gilroy?
That depends on your timeline, not on a headline. What the data says today: Gilroy, CA is a seller's market with 2.8 months of supply, the 30-year fixed rate is 6.66%, and the price-to-rent ratio of 26.8x means renting tends to be the cheaper monthly option unless you stay long enough for appreciation to close the gap. Properties Incorporated publishes the data; it does not give financial advice.
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