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Featured local agent — Pajaro Dunes, CA
Sarah Mitchell
Compass Real Estate · Pajaro Dunes, CA
“Your trusted relocation specialist since 2009. 350+ homes sold. Zero-pressure, data-first approach.”
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Pajaro Dunes, CA Housing Market
The last median sale price Redfin published was $1.13M (through May 2026). With 2.0 months of supply and homes going under contract in about 66 days, Pajaro Dunes is a balanced market. At today's 6.66% 30-year fixed rate, 20% down on a $1.13M home is about $5,784/mo in principal and interest.
Key numbers for Pajaro Dunes, CA
Median sale price
$1.13M
Last published period
Redfin, through May 2026
Days on market
66
Slow-moving
Redfin, through May 2026
Active listings
8
2.0 months of supply
Redfin, through May 2026
30-yr fixed rate
6.66%
Freddie Mac weekly average
Freddie Mac via FRED, August 2026
Sale-to-list ratio
93.8%
Selling below asking
Redfin, through May 2026
Zillow figures refresh monthly. Redfin figures are through May 2026 — Redfin stopped publishing its public market trackers in June 2026, so those numbers are final, not current. Mortgage rates come from Freddie Mac via FRED and update weekly.
Is Pajaro Dunes a buyer's or seller's market?
Pajaro Dunes, CA is a balanced market, based on 2.0 months of supply and homes selling in about 66 days. Under 4 months of supply tilts the market toward sellers: homes clear faster than they are replaced, so concessions are scarce.
Inputs are Redfin's final published period (May 2026). How we classify markets · Where the data comes from
What does the Pajaro Dunes housing market data show?
Every row below is Redfin's final published month for Pajaro Dunes, CA. Redfin, through May 2026
| Metric | Value |
|---|---|
| Median sale price | $1.13M |
| Median list price | $1.18M |
| Median price per sq ft | $1,069/sq ft |
| Median days on market | 66 days |
| Active inventory | 8 listings |
| Months of supply | 2.0 months |
| Sale-to-list price ratio | 93.8% |
| Homes sold (that month) | 4 |
| New listings (that month) | 5 |
| Listings with a price cut | 50.0% |
| Market condition | Balanced market |
How to read these numbers
- Median sale price
- Half the homes that closed sold for more than this, half for less. It moves with what kind of home sold that month, so a quiet month with two big sales can swing it. Redfin's figure for Pajaro Dunes is frozen at May 2026.
- Typical home value (ZHVI)
- Zillow's estimate of what a mid-market home in Pajaro Dunes is worth right now, whether or not it sold. It is smoother than the median sale price and it still refreshes monthly, which is why this page leads with it.
- Months of supply
- How long it would take to sell every active listing at the current pace. Under 3 favors sellers, over 6 favors buyers, and 3 to 6 is the balanced band.
- Days on market
- Median time from listing to accepted offer. Short means you should have financing ready before you tour; long means there is room to negotiate on price and repairs.
- Sale-to-list ratio
- Sale price divided by the last asking price. Above 100% means bidding above asking is normal here; below 100% means the typical buyer got a discount.
- Price per square foot
- The size-adjusted price. Use it to compare a 1,400 sq ft house to a 2,600 sq ft house, not to value your own home — lot, condition and age move it a lot.
- Listings with a price cut
- Share of active listings that dropped their asking price in the month. A high share is the earliest visible sign that sellers are ahead of what buyers will pay.
- Typical asking rent (ZORI)
- Zillow's repeat-rent index for asking rents on new leases. Paired with the home value it gives the price-to-rent ratio in the rent-vs-buy section below.
How have Pajaro Dunes home prices moved?
Over the last three years the median sale price in Pajaro Dunes, CA fell 17.0%, from $1.35M to $1.13M. 50.0% of Pajaro Dunes listings cut their asking price in the final Redfin month — a high share, and the clearest sign that list prices were running ahead of what buyers would pay. For prices to fall meaningfully from here, supply would have to keep building past 2.0 months while the sale-to-list ratio slips below its current 93.8%. Watch those two together — they move before the median does.
Redfin, through May 2026 — the chart ends at Redfin's final published month.
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What does it cost to buy a home in Pajaro Dunes?
Priced off the median sale price of $1.13M at the current 6.66% 30-year fixed rate. These are principal and interest only — property taxes, homeowner's insurance, HOA dues and mortgage insurance are on top, and they vary enough by property that we will not guess them for you.
| Down payment | Cash at close | Loan amount | Monthly P&I |
|---|---|---|---|
| 20% | $225,000 | $900,000 | $5,784/mo |
| 5% | $56,250 | $1.07M | $6,868/mo |
Redfin, through May 2026 for the price · Freddie Mac via FRED, August 2026 for the rate
What income do you need?
Lenders generally want housing costs under 28% of gross income. On the 20%-down payment of $5,784, that implies roughly $247,870 a year before you add taxes and insurance. We do not hold a Census income figure for Pajaro Dunes, so we cannot compare that threshold to local earnings.
Run it with your own numbers: affordability calculator · mortgage calculator
Buying in Pajaro Dunes in the next 12 months?
Tell us your timeline. We send the Pajaro Dunes market brief: the price ranges that actually clear, how long homes sit, and what to fix on your credit before you apply.
Is it cheaper to rent or buy in Pajaro Dunes?
Zillow does not publish a rent index (ZORI) for Pajaro Dunes, CA, so we cannot compute a price-to-rent ratio here without borrowing a nearby market's rents and calling them local — which we will not do. The rent vs. buy calculator works with a rent figure you supply.
Is inventory rising or falling in Pajaro Dunes?
Active listings in Pajaro Dunes, CA went from 13 in February 2025 to 8 in May 2026, a -38.5% change. Falling inventory tightens competition. When supply drops while demand holds, sale-to-list ratios rise before the median sale price does.
| Month | Active listings | New listings |
|---|---|---|
| March 2025 | 11 | 1 |
| June 2025 | 20 | 7 |
| July 2025 | 23 | 4 |
| September 2025 | 17 | 1 |
| October 2025 | 13 | 1 |
| November 2025 | 13 | 2 |
| December 2025 | 12 | 1 |
| January 2026 | 8 | not published |
| February 2026 | 12 | 5 |
| March 2026 | 13 | 4 |
| April 2026 | 13 | 5 |
| May 2026 | 8 | 5 |
Redfin, through May 2026
How does Pajaro Dunes compare to California and the U.S.?
Pajaro Dunes homes sell for $1.13M — 27% above the California median of $887,400. Against the national median of $410,700, Pajaro Dunes runs 174% higher.
| Market | Median sale price | YoY | Days on market |
|---|---|---|---|
| Pajaro Dunes, CA | $1.13M | not published | 66 days |
| California statewide | $887,400 | +3.4% | 33 days |
| United States | $410,700 | not published | not published |
City and state rows: Redfin, through May 2026 · U.S. row: Freddie Mac via FRED, April 2026 (MSPUS, quarterly)
What to do next in Pajaro Dunes
What buyers should watch
- Months of supply, currently 2.0. It turns before price does — when it climbs past 6, sellers start taking offers they would have rejected a quarter earlier.
- The share of listings cutting price, currently 50.0%. A listing that has already cut once is the one most likely to accept below asking.
- The gap between 5% and 20% down here is $1,084 a month in principal and interest alone, before mortgage insurance. That gap, not the price, is usually what decides your timeline.
- Rate moves. At 6.66%, every full point of rate change moves the payment on a $1.13M home more than a 5% price change does.
- Your credit tier before you shop, not after — it sets the rate you are quoted. Run your numbers first.
What sellers should know
- The median Pajaro Dunes listing goes under contract in 66 days. If yours passes that mark, the market is telling you the price is wrong — not that you need more showings.
- Homes here close at 93.8% of asking. Price to that ratio from day one rather than chasing the market down in cuts.
- In the last published month Pajaro Dunes added 5 new listings against 4 sales — more competition arriving than clearing, so early timing matters.
- Comparable ZIP-level pricing inside Pajaro Dunes varies more than the citywide median suggests — check the ZIP pages below before you set a number.
Homes for sale in Pajaro Dunes
There are currently 8 homes listed for sale in Pajaro Dunes, California. The median listing price is $1.2M.
Active listings
8
Homes on market
Median list price
$1.2M
Avg. days on market
66
Days until sale
New this week
5
Newly listed
How much do homes cost in Pajaro Dunes by property type?
How the Pajaro Dunes, CA market breaks down across single-family homes, condos and townhouses. Redfin, through May 2026
| Property type | Median price | Price / sq ft | Homes sold | Days on market |
|---|---|---|---|---|
| Condo / co-op | $1.13M | $1,069/sq ft | 4 | 66 days |
| Townhouse | $2.15M | $974/sq ft | 1 | 24 days |
Who lives in Pajaro Dunes?
American Community Survey estimates for Pajaro Dunes. U.S. Census ACS, 2023
Population
103
Households
57
Median age
70.5 years
Owner-occupied
100.0%
Median home value
$2.00M
100.0% of occupied homes in Pajaro Dunes are owner-occupied, and the rest are rented — which is the share that decides how much of the local housing stock ever reaches the for-sale market.
Which cities are near Pajaro Dunes, CA?
Ordered by distance from Pajaro Dunes, not by size. Compare Pajaro Dunes side by side with any of them.
Pajaro Dunes housing market FAQ
Is Pajaro Dunes a buyer's or seller's market?
Pajaro Dunes, CA is currently a balanced market. That read comes from 2.0 months of supply, homes going under contract in about 66 days, and sellers getting 93.8% of their asking price in the last month Redfin published (May 2026).
How much do homes cost in Pajaro Dunes?
The median sale price in the last month Redfin published was $1.13M, about $1,069 per square foot.
Is Pajaro Dunes cheaper than the rest of California?
Pajaro Dunes's median sale price of $1.13M is 27% higher than the California statewide median of $887,400, and 174% above the U.S. median of $410,700. Both figures are for the same period.
How long do homes take to sell in Pajaro Dunes?
Homes in Pajaro Dunes, CA spent a median of 66 days on market before going under contract, versus 33 days statewide. Over two months means buyers have time to inspect, compare and negotiate. (Redfin, through May 2026.)
What income do you need to buy a home in Pajaro Dunes?
At the current 30-year fixed rate of 6.66%, 20% down on a $1.13M home is about $5,784 a month in principal and interest. Lenders typically want that under 28% of gross income, which works out to roughly $247,870 a year before taxes, insurance, HOA dues or mortgage insurance.
Are home prices rising in Pajaro Dunes?
We do not hold a complete 12-month value series for Pajaro Dunes, CA yet, so we are not going to call a direction. The price chart above shows every period we do have.
What are the cheapest ZIP codes in Pajaro Dunes?
Pajaro Dunes ZIP-level sale prices are not all published for the same period, so ranking them would compare different months. The ZIP pages listed on this page show what we hold for each one individually.
Is now a good time to buy in Pajaro Dunes?
That depends on your timeline, not on a headline. What the data says today: Pajaro Dunes, CA is a balanced market with 2.0 months of supply, the 30-year fixed rate is 6.66%. Properties Incorporated publishes the data; it does not give financial advice.
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