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Sarah Mitchell
Compass Real Estate · ZIP 95020
“Your trusted relocation specialist since 2009. 350+ homes sold. Zero-pressure, data-first approach.”
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95020 ZIP Code Housing Market
$1.13Mmedian sale price
What is the 95020 housing market like right now?
The median home sale price in ZIP code 95020 is $1.13M. Homes sell in an average of 22 days with 89 active listings. The market is currently a balanced market. (Source: Redfin monthly MLS data, as of March 2026 — the most recent Redfin release; Redfin publishes each month's data on a ~6-week lag.)
Is the 95020 ZIP code a buyer's or seller's market?
ZIP code 95020 is currently a balanced market and homes selling in about 22 days. How we determine this →
What are the latest 95020 housing market stats?
| Metric | Value |
|---|---|
| Median sale price | $1.13M |
| Median list price | $1.25M |
| Average days on market | 22 days |
| Active inventory | 89 listings |
| Sale-to-list price ratio | 99.7% |
| Market condition | Balanced market |
Source: Redfin · Updated monthly
The 95020 zip code, located in Gilroy, CA, is currently classified as a balanced market. The median sale price stands at $1.13M. Homes in this area spend an average of 22 days on the market before going under contract. There are currently 89 active listings in the area, which influences how much negotiating power buyers and sellers have.
ZIP 95020 sits in the Gilroy, CA area, roughly 1.6 miles from downtown Gilroy. Because home prices are set street by street, this ZIP can move differently from Gilroy's citywide averages. The figures below reflect 95020 specifically — drawn from Redfin transactions, U.S. Census data for its 67,181 residents, and Zillow value estimates.
Homes sold
111
Last 12 weeks
Days on market
22
Average pace
Active listings
89
Sale-to-list
99.7%
Below asking
Market trends
What is driving the 95020 housing market?
The 95020 real estate market is shaped by a combination of local demand, housing supply, and broader economic trends. As a balanced market, homes are selling at approximately 99.7% of their listed price.
Year-over-year price trends are one of the most important indicators for both homebuyers and investors. Prices in 95020 have remained relatively stable compared to last year. For context, it's valuable to compare this trend against neighboring zip codes and the broader metro area to determine whether this performance is localized or part of a regional pattern.
The Zillow Home Value Index (ZHVI) for 95020 stands at $1.07M, which represents Zillow's estimate of the typical home value in the area. The Zillow Observed Rent Index (ZORI) indicates typical rents of $2,969 per month. This gives a price-to-rent ratio of approximately 30.0, which indicates that renting may be more cost-effective than buying in the short term, though long-term appreciation could shift that calculus. Use our mortgage calculator to estimate monthly payments based on current home values and interest rates.
Who lives in 95020?
Population
67,181
Median income
$137,117/yr
Median age
37.6 years
Owner-occupied
63.8%
College grads
28.5%
Avg commute
45.18 min
What is it like living in 95020?
Zip code 95020 is home to approximately 67,181 residents. The median household income is $137,117 per year, which shapes the types of homes and amenities available in the area. With a median age of 37.6 years, the community's age profile influences everything from school enrollment to local business types and recreational offerings. Approximately 63.8% of housing units are owner-occupied, indicating a stable, ownership-oriented community where residents have a vested interest in maintaining property values and neighborhood quality.
About 28.5% of residents hold a bachelor's degree or higher, which often correlates with access to knowledge-economy jobs and higher earning potential in the area. The average commute time is 45.18 minutes, which is above the national average and may reflect a suburban or exurban setting where residents trade commute time for more affordable housing or larger lots. These demographic factors, combined with the market data above, help paint a complete picture of what it's like to live and own property in 95020.
Which public schools serve ZIP 95020?
17 schools tracked · 10,779 students
The largest public schools serving ZIP code 95020 by enrollment, drawn from the National Center for Education Statistics. School quality is a commonly cited factor in home-buying decisions — these are the campuses families in this area are most likely to encounter.
Christopher High
Grades 9-12 · 1,667 students
Gilroy High
Grades 9-12 · 1,664 students
Las Animas Elementary
Grades K-5 · 793 students
Solorsano Middle
Grades 6-8 · 789 students
South Valley Middle
Grades 6-8 · 749 students
Luigi Aprea Elementary
Grades K-5 · 712 students
Rod Kelley Elementary
Grades K-5 · 708 students
Brownell Middle
Grades 6-8 · 695 students
Source: National Center for Education Statistics, Common Core of Data directory. Updated annually. Ratings and test scores are not currently displayed.
Frequently asked questions about 95020
What is the median home price in 95020?
The current median sale price in 95020 is $1.13M, based on recent Redfin transaction data. For the most up-to-date pricing and to see how this compares to nearby areas, use our comparison tool.
Is 95020 a buyer's or seller's market?
The 95020 zip code is currently classified as a balanced market. This assessment is based on key indicators including months of supply, sale-to-list price ratios, and average days on market.
What is the population of zip code 95020?
Zip code 95020 has a population of approximately 67,181 residents. The median household income is $137,117 per year. About 63.8% of homes are owner-occupied. This data is sourced from the U.S. Census Bureau and is updated annually.
How do I research neighborhoods in 95020?
Properties Incorporated provides comprehensive data for 95020 including median home prices, price history charts, days on market, active inventory, and Census Bureau demographics. To compare this area with other zip codes or cities, use our comparison tool. For mortgage planning, our mortgage calculator estimates monthly payments based on current prices and interest rates.
How often is the data for 95020 updated?
Market data on Properties Incorporated is updated regularly as new information becomes available. Redfin sales data is typically refreshed monthly, Zillow home value and rent estimates update monthly, and Census Bureau demographics are updated annually.
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