$499,000
1141 Sandy Creek Dr
Folsom, CA
2 bd2 ba1,020 sqft$489/ft²
House2,762 sqft lot
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Folsom, CA Housing Market
Seller's market-1.3% YoY
Zillow, July 2026 · Refreshes monthlyRedfin, through May 2026 · No longer updatingFreddie Mac via FRED, August 2026 · Refreshes weekly
The typical home in Folsom, CA is worth $763,818, fell 1.3% over the past year (Zillow Home Value Index, July 2026). The last median sale price Redfin published was $725,000, -10.5% year over year (through May 2026). With 1.9 months of supply and homes going under contract in about 14 days, Folsom is a seller's market. At today's 6.66% 30-year fixed rate, 20% down on a $763,818 home is about $3,927/mo in principal and interest.
Key numbers for Folsom, CA
Typical home value
$763,818
-1.3% in 12 months
Zillow, July 2026
Typical asking rent
$2,670/mo
Zillow Observed Rent Index
Zillow, July 2026
Median sale price
$725,000
-10.5% year over year
Redfin, through May 2026
Days on market
14
Fast-moving
Redfin, through May 2026
Active listings
156
1.9 months of supply
Redfin, through May 2026
30-yr fixed rate
6.66%
Freddie Mac weekly average
Freddie Mac via FRED, August 2026
Median household income
$139,263
Home costs 5.5x income
U.S. Census ACS, 2023
Sale-to-list ratio
99.7%
Selling below asking
Redfin, through May 2026
Zillow figures are as of July 2026 and refresh monthly. Redfin figures are through May 2026 — Redfin stopped publishing its public market trackers in June 2026, so those numbers are final, not current. Mortgage rates come from Freddie Mac via FRED and update weekly.
Is Folsom a buyer's or seller's market?
Seller's market1.9 months of supply14 days on market99.7% of asking
Folsom, CA is a seller's market, based on 1.9 months of supply and homes selling in about 14 days. Under 2 months of supply is a severe shortage: expect competition on almost anything priced correctly, and little room to negotiate below asking.
Inputs are Redfin's final published period (May 2026). How we classify markets · Where the data comes from
What does the Folsom housing market data show?
Every row below is Redfin's final published month for Folsom, CA. Redfin, through May 2026
| Metric | Value |
|---|---|
| Median sale price | $725,000 |
| Median list price | $750,000 |
| Year-over-year price change | -10.5% |
| Median price per sq ft | $386/sq ft |
| Median days on market | 14 days |
| Active inventory | 156 listings |
| Months of supply | 1.9 months |
| Sale-to-list price ratio | 99.7% |
| Homes sold (that month) | 81 |
| New listings (that month) | 107 |
| Listings with a price cut | 41.7% |
| Market condition | Seller's market |
How to read these numbers
- Median sale price
- Half the homes that closed sold for more than this, half for less. It moves with what kind of home sold that month, so a quiet month with two big sales can swing it. Redfin's figure for Folsom is frozen at May 2026.
- Typical home value (ZHVI)
- Zillow's estimate of what a mid-market home in Folsom is worth right now, whether or not it sold. It is smoother than the median sale price and it still refreshes monthly, which is why this page leads with it.
- Months of supply
- How long it would take to sell every active listing at the current pace. Under 3 favors sellers, over 6 favors buyers, and 3 to 6 is the balanced band.
- Days on market
- Median time from listing to accepted offer. Short means you should have financing ready before you tour; long means there is room to negotiate on price and repairs.
- Sale-to-list ratio
- Sale price divided by the last asking price. Above 100% means bidding above asking is normal here; below 100% means the typical buyer got a discount.
- Price per square foot
- The size-adjusted price. Use it to compare a 1,400 sq ft house to a 2,600 sq ft house, not to value your own home — lot, condition and age move it a lot.
- Listings with a price cut
- Share of active listings that dropped their asking price in the month. A high share is the earliest visible sign that sellers are ahead of what buyers will pay.
- Typical asking rent (ZORI)
- Zillow's repeat-rent index for asking rents on new leases. Paired with the home value it gives the price-to-rent ratio in the rent-vs-buy section below.
How have Folsom home prices moved?
Over the last three years the median sale price in Folsom, CA fell 2.2%, from $741,500 to $725,000. The live Zillow value series has fell 1.3% in the last 12 months, which is the more current read now that Redfin's series has stopped. 41.7% of Folsom listings cut their asking price in the final Redfin month — a high share, and the clearest sign that list prices were running ahead of what buyers would pay. For prices to fall meaningfully from here, supply would have to keep building past 1.9 months while the sale-to-list ratio slips below its current 99.7%. Watch those two together — they move before the median does.
Redfin, through May 2026 — the chart ends at Redfin's final published month.
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What does it cost to buy a home in Folsom?
Priced off the typical home value of $763,818 at the current 6.66% 30-year fixed rate. These are principal and interest only — property taxes, homeowner's insurance, HOA dues and mortgage insurance are on top, and they vary enough by property that we will not guess them for you.
| Down payment | Cash at close | Loan amount | Monthly P&I |
|---|---|---|---|
| 20% | $152,764 | $611,054 | $3,927/mo |
| 5% | $38,191 | $725,627 | $4,663/mo |
Zillow, July 2026 for the price · Freddie Mac via FRED, August 2026 for the rate
What income do you need?
Lenders generally want housing costs under 28% of gross income. On the 20%-down payment of $3,927, that implies roughly $168,291 a year before you add taxes and insurance. The median household in Folsom earns $139,263, about $29,028 short of that threshold — the typical local household needs a larger down payment, a co-borrower, or a home below the typical home value to fit the 28% rule. That puts the price-to-income ratio at 5.5x — well above the 3x that was historically considered affordable, which is why down payment size drives who can buy here.
Run it with your own numbers: affordability calculator · mortgage calculator
Buying in Folsom in the next 12 months?
Tell us your timeline. We send the Folsom market brief: the price ranges that actually clear, how long homes sit, and what to fix on your credit before you apply.
Is it cheaper to rent or buy in Folsom?
Typical asking rent in Folsom, CA is $2,670/mo, against a typical home value of $763,818. That is a price-to-rent ratio of 23.8x, which means renting tends to be the cheaper monthly option unless you stay long enough for appreciation to close the gap. Compared head to head, 20% down puts principal and interest at $3,927 a month — $1,256 more than renting before taxes and insurance, so the ownership case here rests on equity and appreciation rather than monthly cash flow.
Zillow, July 2026 for both value and rent
Add your own down payment, tax rate and time horizon in the rent vs. buy calculator.
Is inventory rising or falling in Folsom?
Active listings in Folsom, CA went from 193 in May 2025 to 156 in May 2026, a -19.2% change. Falling inventory tightens competition. When supply drops while demand holds, sale-to-list ratios rise before the median sale price does.
| Month | Active listings | New listings |
|---|---|---|
| June 2025 | 201 | 104 |
| July 2025 | 197 | 93 |
| August 2025 | 176 | 77 |
| September 2025 | 169 | 80 |
| October 2025 | 160 | 77 |
| November 2025 | 143 | 46 |
| December 2025 | 125 | 32 |
| January 2026 | 107 | 63 |
| February 2026 | 114 | 84 |
| March 2026 | 140 | 118 |
| April 2026 | 154 | 106 |
| May 2026 | 156 | 107 |
Redfin, through May 2026
How does Folsom compare to California and the U.S.?
Folsom homes sell for $725,000 — 18% below the California median of $887,400. Against the national median of $410,700, Folsom runs 77% higher. Year-over-year, Folsom moved -10.5% against California's +3.4% — a bigger swing than the state as a whole.
| Market | Median sale price | YoY | Days on market |
|---|---|---|---|
| Folsom, CA | $725,000 | -10.5% | 14 days |
| California statewide | $887,400 | +3.4% | 33 days |
| United States | $410,700 | not published | not published |
City and state rows: Redfin, through May 2026 · U.S. row: Freddie Mac via FRED, April 2026 (MSPUS, quarterly)
What to do next in Folsom
What buyers should watch
- Months of supply, currently 1.9. It turns before price does — when it climbs past 6, sellers start taking offers they would have rejected a quarter earlier.
- The share of listings cutting price, currently 41.7%. A listing that has already cut once is the one most likely to accept below asking.
- The gap between 5% and 20% down here is $736 a month in principal and interest alone, before mortgage insurance. That gap, not the price, is usually what decides your timeline.
- Rate moves. At 6.66%, every full point of rate change moves the payment on a $763,818 home more than a 5% price change does.
- Your credit tier before you shop, not after — it sets the rate you are quoted. Run your numbers first.
What sellers should know
- The median Folsom listing goes under contract in 14 days. If yours passes that mark, the market is telling you the price is wrong — not that you need more showings.
- Homes here close at 99.7% of asking. Price to that ratio from day one rather than chasing the market down in cuts.
- In the last published month Folsom added 107 new listings against 81 sales — more competition arriving than clearing, so early timing matters.
- Your equity moved -1.3% in the last 12 months on the Zillow value series. That, not the price you paid, is what sets your net proceeds.
- Comparable ZIP-level pricing inside Folsom varies more than the citywide median suggests — check the ZIP pages below before you set a number.
Homes for sale in Folsom
There are currently 156 homes listed for sale in Folsom, California. The median listing price is $750K. Featured listings range from $499,000 to $2,849,950.
$559,000
279 Marsalla Dr
Folsom, CA
3 bd2 ba1,130 sqft$495/ft²
House3,502 sqft lot
View photos & details
$650,000
664 Townsend Ct
Folsom, CA
Land23,396 sqft lot
View photos & details
$675,000
3175 Highgate Terrace Loop
Folsom, CA
3 bd2 ba1,779 sqft$379/ft²
House4,914 sqft lot
View photos & details
$699,000
103 Rebecca Way
Folsom, CA
3 bd2 ba1,972 sqft$354/ft²
House10,001 sqft lot
View photos & details
$745,000
1364 Copping Ct
Folsom, CA
3 bd2 ba1,876 sqft$397/ft²
House7,009 sqft lot
View photos & details
$770,000
100 Crestridge Ln
Folsom, CA
3 bd2 ba1,960 sqft$393/ft²
House2,718 sqft lot
View photos & details
$775,000
784 Morningside Dr
Folsom, CA
3 bd2 ba1,753 sqft$442/ft²
House5,915 sqft lot
View photos & details
$900,000
4248 Grey Hawk St
Folsom, CA
2 bd3 ba2,148 sqft$419/ft²
House5,436 sqft lot
View photos & details
$935,000
104 Whelan Ct
Folsom, CA
3 bd2 ba2,097 sqft$446/ft²
House32,962 sqft lot
View photos & details
$975,000
611 Rogers Cir
Folsom, CA
4 bd3 ba2,700 sqft$361/ft²
House11,726 sqft lot
View photos & details
$2,849,950
712 Townsend Ct
Folsom, CA
4 bd5 ba5,471 sqft$521/ft²
House
View photos & details
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Active listings
156
Homes on market
Median list price
$750K
Avg. days on market
14
Days until sale
New this week
107
Newly listed
Price drops:41.7%of listings
Sale-to-list:99.7%
How much do homes cost in Folsom by property type?
How the Folsom, CA market breaks down across single-family homes, condos and townhouses. Redfin, through May 2026
| Property type | Median price | Price / sq ft | Homes sold | Days on market |
|---|---|---|---|---|
| Single-family | $741,000 | $390/sq ft | 73 | 13 days |
| Condo / co-op | $521,000 | $355/sq ft | 7 | 56 days |
| Townhouse | $463,000 | $343/sq ft | 1 | 3 days |
Who lives in Folsom?
American Community Survey estimates for Folsom. U.S. Census ACS, 2023
Population
82,140
Households
29,234
Median income
$139,263/yr
Median age
40.4 years
Owner-occupied
69.0%
Median home value
$702,200
Median gross rent
$2,279/mo
Mean commute
25.5 min
69.0% of occupied homes in Folsom are owner-occupied, and the rest are rented — which is the share that decides how much of the local housing stock ever reaches the for-sale market. The Census self-reported median home value is $702,200 against Zillow's $763,818 typical value; the gap is normal — ACS asks owners what they think their home is worth, Zillow models transactions. Census median gross rent (all leases, including long-held ones) is $2,279/mo, below Zillow's $2,670/mo asking rent on new leases — the difference is roughly what a mover pays over a stayer.
Which public schools serve Folsom?
16 schools tracked · 13,179 students
The largest public schools serving Folsom, CA by enrollment, drawn from the National Center for Education Statistics. School quality is a commonly cited factor in home-buying decisions — these are the campuses families in this area are most likely to encounter.
Folsom High
Grades 9-12 · 2,806 students
Vista del Lago High
Grades 9-12 · 1,750 students
Sutter Middle
Grades 6-8 · 1,628 students
Folsom Middle
Grades 6-8 · 1,403 students
Mangini Ranch Elementary
Grades K-5 · 656 students
Theodore Judah Elementary
Grades K-5 · 626 students
Russell Ranch Elementary
Grades K-5 · 609 students
Gold Ridge Elementary
Grades K-5 · 535 students
Source: National Center for Education Statistics, Common Core of Data directory. Updated annually. Ratings and test scores are not currently displayed.
Which cities are near Folsom, CA?
Ordered by distance from Folsom, not by size. Compare Folsom side by side with any of them.
Folsom housing market FAQ
Is Folsom a buyer's or seller's market?
Folsom, CA is currently a seller's market. That read comes from 1.9 months of supply, homes going under contract in about 14 days, and sellers getting 99.7% of their asking price in the last month Redfin published (May 2026).
How much do homes cost in Folsom?
The typical home in Folsom, CA is worth $763,818 (Zillow Home Value Index, July 2026). The median sale price in the last month Redfin published was $725,000, about $386 per square foot.
Is Folsom cheaper than the rest of California?
Folsom's median sale price of $725,000 is 18% lower than the California statewide median of $887,400, and 77% above the U.S. median of $410,700. Both figures are for the same period.
How long do homes take to sell in Folsom?
Homes in Folsom, CA spent a median of 14 days on market before going under contract, versus 33 days statewide. Under three weeks means well-priced listings move before most buyers can schedule a second showing. (Redfin, through May 2026.)
What income do you need to buy a home in Folsom?
At the current 30-year fixed rate of 6.66%, 20% down on a $763,818 home is about $3,927 a month in principal and interest. Lenders typically want that under 28% of gross income, which works out to roughly $168,291 a year before taxes, insurance, HOA dues or mortgage insurance. The local median household income is $139,263.
Are home prices rising in Folsom?
The typical home value in Folsom, CA fell 1.3% over the last 12 months, from $773,967 to $763,818 (Zillow, July 2026). This is the live series — it refreshes monthly.
What are the cheapest ZIP codes in Folsom?
Folsom ZIP-level sale prices are not all published for the same period, so ranking them would compare different months. The ZIP pages listed on this page show what we hold for each one individually.
Is now a good time to buy in Folsom?
That depends on your timeline, not on a headline. What the data says today: Folsom, CA is a seller's market with 1.9 months of supply, the 30-year fixed rate is 6.66%, and the price-to-rent ratio of 23.8x means renting tends to be the cheaper monthly option unless you stay long enough for appreciation to close the gap. Properties Incorporated publishes the data; it does not give financial advice.
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