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Sarah Mitchell

CNESRESABR

Compass Real Estate · Roseville, CA

“Your trusted relocation specialist since 2009. 350+ homes sold. Zero-pressure, data-first approach.”

Roseville, CA(512) 555-0184TX License #0512847
Visit website →sarahmitchellhomes.com
5.0 · 47 reviews

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Roseville, CA Housing Market

Seller's market-0.1% YoY
Zillow, July 2026 · Refreshes monthlyRedfin, through May 2026 · No longer updatingFreddie Mac via FRED, August 2026 · Refreshes weekly

The typical home in Roseville, CA is worth $651,227, held roughly flat 0.1% over the past year (Zillow Home Value Index, July 2026). The last median sale price Redfin published was $660,000, +3.6% year over year (through May 2026). With 2.0 months of supply and homes going under contract in about 21 days, Roseville is a seller's market. At today's 6.66% 30-year fixed rate, 20% down on a $651,227 home is about $3,348/mo in principal and interest.

Key numbers for Roseville, CA

Typical home value

$651,227

-0.1% in 12 months

Zillow, July 2026

Typical asking rent

$2,579/mo

Zillow Observed Rent Index

Zillow, July 2026

Median sale price

$660,000

+3.6% year over year

Redfin, through May 2026

Days on market

21

Average pace

Redfin, through May 2026

Active listings

342

2.0 months of supply

Redfin, through May 2026

30-yr fixed rate

6.66%

Freddie Mac weekly average

Freddie Mac via FRED, August 2026

Median household income

$117,354

Home costs 5.5x income

U.S. Census ACS, 2023

Sale-to-list ratio

100.0%

Selling below asking

Redfin, through May 2026

Zillow figures are as of July 2026 and refresh monthly. Redfin figures are through May 2026 — Redfin stopped publishing its public market trackers in June 2026, so those numbers are final, not current. Mortgage rates come from Freddie Mac via FRED and update weekly.

Is Roseville a buyer's or seller's market?

Seller's market2.0 months of supply21 days on market100.0% of asking

Roseville, CA is a seller's market, based on 2.0 months of supply and homes selling in about 21 days. Under 4 months of supply tilts the market toward sellers: homes clear faster than they are replaced, so concessions are scarce.

Inputs are Redfin's final published period (May 2026). How we classify markets · Where the data comes from

What does the Roseville housing market data show?

Every row below is Redfin's final published month for Roseville, CA. Redfin, through May 2026

Housing market statistics for Roseville, CA, Redfin through May 2026
MetricValue
Median sale price$660,000
Median list price$671,500
Year-over-year price change+3.6%
Median price per sq ft$338/sq ft
Median days on market21 days
Active inventory342 listings
Months of supply2.0 months
Sale-to-list price ratio100.0%
Homes sold (that month)169
New listings (that month)244
Listings with a price cut32.5%
Market conditionSeller's market

How to read these numbers

Median sale price
Half the homes that closed sold for more than this, half for less. It moves with what kind of home sold that month, so a quiet month with two big sales can swing it. Redfin's figure for Roseville is frozen at May 2026.
Typical home value (ZHVI)
Zillow's estimate of what a mid-market home in Roseville is worth right now, whether or not it sold. It is smoother than the median sale price and it still refreshes monthly, which is why this page leads with it.
Months of supply
How long it would take to sell every active listing at the current pace. Under 3 favors sellers, over 6 favors buyers, and 3 to 6 is the balanced band.
Days on market
Median time from listing to accepted offer. Short means you should have financing ready before you tour; long means there is room to negotiate on price and repairs.
Sale-to-list ratio
Sale price divided by the last asking price. Above 100% means bidding above asking is normal here; below 100% means the typical buyer got a discount.
Price per square foot
The size-adjusted price. Use it to compare a 1,400 sq ft house to a 2,600 sq ft house, not to value your own home — lot, condition and age move it a lot.
Listings with a price cut
Share of active listings that dropped their asking price in the month. A high share is the earliest visible sign that sellers are ahead of what buyers will pay.
Typical asking rent (ZORI)
Zillow's repeat-rent index for asking rents on new leases. Paired with the home value it gives the price-to-rent ratio in the rent-vs-buy section below.

How have Roseville home prices moved?

Over the last three years the median sale price in Roseville, CA rose 5.9%, from $623,500 to $660,000. The live Zillow value series has held roughly flat 0.1% in the last 12 months, which is the more current read now that Redfin's series has stopped. 32.5% of Roseville listings cut their asking price in the final Redfin month — a high share, and the clearest sign that list prices were running ahead of what buyers would pay. For prices to fall meaningfully from here, supply would have to keep building past 2.0 months while the sale-to-list ratio slips below its current 100.0%. Watch those two together — they move before the median does.

Redfin, through May 2026 — the chart ends at Redfin's final published month.

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What does it cost to buy a home in Roseville?

Priced off the typical home value of $651,227 at the current 6.66% 30-year fixed rate. These are principal and interest only — property taxes, homeowner's insurance, HOA dues and mortgage insurance are on top, and they vary enough by property that we will not guess them for you.

Monthly principal and interest by down payment in Roseville, CA
Down paymentCash at closeLoan amountMonthly P&I
20%$130,245$520,982$3,348/mo
5%$32,561$618,666$3,976/mo

Zillow, July 2026 for the price · Freddie Mac via FRED, August 2026 for the rate

What income do you need?

Lenders generally want housing costs under 28% of gross income. On the 20%-down payment of $3,348, that implies roughly $143,484 a year before you add taxes and insurance. The median household in Roseville earns $117,354, about $26,130 short of that threshold — the typical local household needs a larger down payment, a co-borrower, or a home below the typical home value to fit the 28% rule. That puts the price-to-income ratio at 5.5x — well above the 3x that was historically considered affordable, which is why down payment size drives who can buy here.

Run it with your own numbers: affordability calculator · mortgage calculator

Buying in Roseville in the next 12 months?

Tell us your timeline. We send the Roseville market brief: the price ranges that actually clear, how long homes sit, and what to fix on your credit before you apply.

No spam, no reselling your details. Market data on this site is informational and is not financial, investment, or real estate advice.

Is it cheaper to rent or buy in Roseville?

Typical asking rent in Roseville, CA is $2,579/mo, against a typical home value of $651,227. That is a price-to-rent ratio of 21.0x, which means renting tends to be the cheaper monthly option unless you stay long enough for appreciation to close the gap. Compared head to head, 20% down puts principal and interest at $3,348 a month — $769 more than renting before taxes and insurance, so the ownership case here rests on equity and appreciation rather than monthly cash flow.

Zillow, July 2026 for both value and rent

Add your own down payment, tax rate and time horizon in the rent vs. buy calculator.

Is inventory rising or falling in Roseville?

Active listings in Roseville, CA went from 488 in May 2025 to 342 in May 2026, a -29.9% change. Falling inventory tightens competition. When supply drops while demand holds, sale-to-list ratios rise before the median sale price does.

Active listings by month in Roseville, CA
MonthActive listingsNew listings
June 2025516222
July 2025483185
August 2025455206
September 2025420175
October 2025382162
November 2025338111
December 202527996
January 2026266150
February 2026270155
March 2026278210
April 2026327243
May 2026342244

Redfin, through May 2026

How does Roseville compare to California and the U.S.?

Roseville homes sell for $660,00026% below the California median of $887,400. Against the national median of $410,700, Roseville runs 61% higher. Year-over-year, Roseville moved +3.6% against California's +3.4%a bigger swing than the state as a whole.

Roseville, CA compared with California and the United States
MarketMedian sale priceYoYDays on market
Roseville, CA$660,000+3.6%21 days
California statewide$887,400+3.4%33 days
United States$410,700not publishednot published

City and state rows: Redfin, through May 2026 · U.S. row: Freddie Mac via FRED, April 2026 (MSPUS, quarterly)

What to do next in Roseville

What buyers should watch

  • Months of supply, currently 2.0. It turns before price does — when it climbs past 6, sellers start taking offers they would have rejected a quarter earlier.
  • The share of listings cutting price, currently 32.5%. A listing that has already cut once is the one most likely to accept below asking.
  • The gap between 5% and 20% down here is $628 a month in principal and interest alone, before mortgage insurance. That gap, not the price, is usually what decides your timeline.
  • Rate moves. At 6.66%, every full point of rate change moves the payment on a $651,227 home more than a 5% price change does.
  • Your credit tier before you shop, not after — it sets the rate you are quoted. Run your numbers first.

What sellers should know

  • The median Roseville listing goes under contract in 21 days. If yours passes that mark, the market is telling you the price is wrong — not that you need more showings.
  • Homes here close at 100.0% of asking. Price to that ratio from day one rather than chasing the market down in cuts.
  • In the last published month Roseville added 244 new listings against 169 sales — more competition arriving than clearing, so early timing matters.
  • Your equity moved -0.1% in the last 12 months on the Zillow value series. That, not the price you paid, is what sets your net proceeds.
  • Comparable ZIP-level pricing inside Roseville varies more than the citywide median suggests — check the ZIP pages below before you set a number.

Homes for sale in Roseville

There are currently 342 homes listed for sale in Roseville, California. The median listing price is $672K.

Active listings

342

Homes on market

Median list price

$672K

Avg. days on market

21

Days until sale

New this week

244

Newly listed

Price drops:32.5%of listings
Sale-to-list:100.0%

How much do homes cost in Roseville by property type?

How the Roseville, CA market breaks down across single-family homes, condos and townhouses. Redfin, through May 2026

Median price, price per square foot, homes sold and days on market by property type in Roseville, CA
Property typeMedian pricePrice / sq ftHomes soldDays on market
Single-family$672,500$339/sq ft16020 days
Condo / co-op$308,000$362/sq ft350 days
Townhouse$472,500$292/sq ft218 days

Who lives in Roseville?

American Community Survey estimates for Roseville. U.S. Census ACS, 2023

Population

152,438

Households

57,921

Median income

$117,354/yr

Median age

39.8 years

Owner-occupied

68.6%

Median home value

$630,600

Median gross rent

$2,099/mo

Mean commute

27.6 min

68.6% of occupied homes in Roseville are owner-occupied, and the rest are rented — which is the share that decides how much of the local housing stock ever reaches the for-sale market. The Census self-reported median home value is $630,600 against Zillow's $651,227 typical value; the gap is normal — ACS asks owners what they think their home is worth, Zillow models transactions. Census median gross rent (all leases, including long-held ones) is $2,099/mo, below Zillow's $2,579/mo asking rent on new leases — the difference is roughly what a mover pays over a stayer.

Which public schools serve Roseville?

37 schools tracked · 26,013 students

The largest public schools serving Roseville, CA by enrollment, drawn from the National Center for Education Statistics. School quality is a commonly cited factor in home-buying decisions — these are the campuses families in this area are most likely to encounter.

Woodcreek High

Grades 9-12 · 1,902 students

Public

West Park High

Grades 9-12 · 1,845 students

Public

John Adams Academy - Roseville

Grades K-12 · 1,681 students

Charter

Roseville High

Grades 9-12 · 1,551 students

Public

Oakmont High

Grades 9-12 · 1,323 students

Public

Barbara Chilton Middle

Grades 6-8 · 1,209 students

Public

Robert C. Cooley Middle

Grades 6-8 · 997 students

Public

Warren T. Eich Middle

Grades 6-8 · 960 students

Public

Source: National Center for Education Statistics, Common Core of Data directory. Updated annually. Ratings and test scores are not currently displayed.

Which cities are near Roseville, CA?

Ordered by distance from Roseville, not by size. Compare Roseville side by side with any of them.

Roseville housing market FAQ

Is Roseville a buyer's or seller's market?

Roseville, CA is currently a seller's market. That read comes from 2.0 months of supply, homes going under contract in about 21 days, and sellers getting 100.0% of their asking price in the last month Redfin published (May 2026).

How much do homes cost in Roseville?

The typical home in Roseville, CA is worth $651,227 (Zillow Home Value Index, July 2026). The median sale price in the last month Redfin published was $660,000, about $338 per square foot.

Is Roseville cheaper than the rest of California?

Roseville's median sale price of $660,000 is 26% lower than the California statewide median of $887,400, and 61% above the U.S. median of $410,700. Both figures are for the same period.

How long do homes take to sell in Roseville?

Homes in Roseville, CA spent a median of 21 days on market before going under contract, versus 33 days statewide. That is a normal pace: enough time to see a home twice, not enough to wait a month. (Redfin, through May 2026.)

What income do you need to buy a home in Roseville?

At the current 30-year fixed rate of 6.66%, 20% down on a $651,227 home is about $3,348 a month in principal and interest. Lenders typically want that under 28% of gross income, which works out to roughly $143,484 a year before taxes, insurance, HOA dues or mortgage insurance. The local median household income is $117,354.

Are home prices rising in Roseville?

The typical home value in Roseville, CA held roughly flat 0.1% over the last 12 months, from $651,971 to $651,227 (Zillow, July 2026). This is the live series — it refreshes monthly.

What are the cheapest ZIP codes in Roseville?

Roseville ZIP-level sale prices are not all published for the same period, so ranking them would compare different months. The ZIP pages listed on this page show what we hold for each one individually.

Is now a good time to buy in Roseville?

That depends on your timeline, not on a headline. What the data says today: Roseville, CA is a seller's market with 2.0 months of supply, the 30-year fixed rate is 6.66%, and the price-to-rent ratio of 21.0x means renting tends to be the cheaper monthly option unless you stay long enough for appreciation to close the gap. Properties Incorporated publishes the data; it does not give financial advice.

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No spam, no reselling your details. Market data on this site is informational and is not financial, investment, or real estate advice.