$157,000
32 Galloway Dr
Concord, CA
1 bd1 ba600 sqft$262/ft²
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Compass Real Estate · Concord, CA
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Concord, CA(512) 555-0184TX License #0512847
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Concord, CA Housing Market
Seller's market-2.2% YoY
Zillow, July 2026 · Refreshes monthlyRedfin, through May 2026 · No longer updatingFreddie Mac via FRED, August 2026 · Refreshes weekly
The typical home in Concord, CA is worth $733,409, fell 2.2% over the past year (Zillow Home Value Index, July 2026). The last median sale price Redfin published was $809,000, +4.4% year over year (through May 2026). With 2.1 months of supply and homes going under contract in about 18 days, Concord is a seller's market. At today's 6.66% 30-year fixed rate, 20% down on a $733,409 home is about $3,770/mo in principal and interest.
Key numbers for Concord, CA
Typical home value
$733,409
-2.2% in 12 months
Zillow, July 2026
Typical asking rent
$2,599/mo
Zillow Observed Rent Index
Zillow, July 2026
Median sale price
$809,000
+4.4% year over year
Redfin, through May 2026
Days on market
18
Fast-moving
Redfin, through May 2026
Active listings
209
2.1 months of supply
Redfin, through May 2026
30-yr fixed rate
6.66%
Freddie Mac weekly average
Freddie Mac via FRED, August 2026
Median household income
$109,195
Home costs 6.7x income
U.S. Census ACS, 2023
Sale-to-list ratio
100.7%
Selling above asking
Redfin, through May 2026
Zillow figures are as of July 2026 and refresh monthly. Redfin figures are through May 2026 — Redfin stopped publishing its public market trackers in June 2026, so those numbers are final, not current. Mortgage rates come from Freddie Mac via FRED and update weekly.
Is Concord a buyer's or seller's market?
Seller's market2.1 months of supply18 days on market100.7% of asking
Concord, CA is a seller's market, based on 2.1 months of supply and homes selling in about 18 days. Under 4 months of supply tilts the market toward sellers: homes clear faster than they are replaced, so concessions are scarce.
Inputs are Redfin's final published period (May 2026). How we classify markets · Where the data comes from
What does the Concord housing market data show?
Every row below is Redfin's final published month for Concord, CA. Redfin, through May 2026
| Metric | Value |
|---|---|
| Median sale price | $809,000 |
| Median list price | $775,000 |
| Year-over-year price change | +4.4% |
| Median price per sq ft | $526/sq ft |
| Median days on market | 18 days |
| Active inventory | 209 listings |
| Months of supply | 2.1 months |
| Sale-to-list price ratio | 100.7% |
| Homes sold (that month) | 98 |
| New listings (that month) | 123 |
| Listings with a price cut | 33.0% |
| Market condition | Seller's market |
How to read these numbers
- Median sale price
- Half the homes that closed sold for more than this, half for less. It moves with what kind of home sold that month, so a quiet month with two big sales can swing it. Redfin's figure for Concord is frozen at May 2026.
- Typical home value (ZHVI)
- Zillow's estimate of what a mid-market home in Concord is worth right now, whether or not it sold. It is smoother than the median sale price and it still refreshes monthly, which is why this page leads with it.
- Months of supply
- How long it would take to sell every active listing at the current pace. Under 3 favors sellers, over 6 favors buyers, and 3 to 6 is the balanced band.
- Days on market
- Median time from listing to accepted offer. Short means you should have financing ready before you tour; long means there is room to negotiate on price and repairs.
- Sale-to-list ratio
- Sale price divided by the last asking price. Above 100% means bidding above asking is normal here; below 100% means the typical buyer got a discount.
- Price per square foot
- The size-adjusted price. Use it to compare a 1,400 sq ft house to a 2,600 sq ft house, not to value your own home — lot, condition and age move it a lot.
- Listings with a price cut
- Share of active listings that dropped their asking price in the month. A high share is the earliest visible sign that sellers are ahead of what buyers will pay.
- Typical asking rent (ZORI)
- Zillow's repeat-rent index for asking rents on new leases. Paired with the home value it gives the price-to-rent ratio in the rent-vs-buy section below.
How have Concord home prices moved?
Over the last three years the median sale price in Concord, CA rose 5.1%, from $770,000 to $809,000. The live Zillow value series has fell 2.2% in the last 12 months, which is the more current read now that Redfin's series has stopped. 33.0% of Concord listings cut their asking price in the final Redfin month — a high share, and the clearest sign that list prices were running ahead of what buyers would pay. For prices to fall meaningfully from here, supply would have to keep building past 2.1 months while the sale-to-list ratio slips below its current 100.7%. Watch those two together — they move before the median does.
Redfin, through May 2026 — the chart ends at Redfin's final published month.
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What does it cost to buy a home in Concord?
Priced off the typical home value of $733,409 at the current 6.66% 30-year fixed rate. These are principal and interest only — property taxes, homeowner's insurance, HOA dues and mortgage insurance are on top, and they vary enough by property that we will not guess them for you.
| Down payment | Cash at close | Loan amount | Monthly P&I |
|---|---|---|---|
| 20% | $146,682 | $586,727 | $3,770/mo |
| 5% | $36,670 | $696,739 | $4,477/mo |
Zillow, July 2026 for the price · Freddie Mac via FRED, August 2026 for the rate
What income do you need?
Lenders generally want housing costs under 28% of gross income. On the 20%-down payment of $3,770, that implies roughly $161,591 a year before you add taxes and insurance. The median household in Concord earns $109,195, about $52,396 short of that threshold — the typical local household needs a larger down payment, a co-borrower, or a home below the typical home value to fit the 28% rule. That puts the price-to-income ratio at 6.7x — well above the 3x that was historically considered affordable, which is why down payment size drives who can buy here.
Run it with your own numbers: affordability calculator · mortgage calculator
Buying in Concord in the next 12 months?
Tell us your timeline. We send the Concord market brief: the price ranges that actually clear, how long homes sit, and what to fix on your credit before you apply.
Is it cheaper to rent or buy in Concord?
Typical asking rent in Concord, CA is $2,599/mo, against a typical home value of $733,409. That is a price-to-rent ratio of 23.5x, which means renting tends to be the cheaper monthly option unless you stay long enough for appreciation to close the gap. Compared head to head, 20% down puts principal and interest at $3,770 a month — $1,172 more than renting before taxes and insurance, so the ownership case here rests on equity and appreciation rather than monthly cash flow.
Zillow, July 2026 for both value and rent
Add your own down payment, tax rate and time horizon in the rent vs. buy calculator.
Is inventory rising or falling in Concord?
Active listings in Concord, CA went from 213 in May 2025 to 209 in May 2026, a -1.9% change. Inventory has been roughly flat, which usually keeps prices moving with rates rather than with local supply.
| Month | Active listings | New listings |
|---|---|---|
| June 2025 | 219 | 129 |
| July 2025 | 220 | 104 |
| August 2025 | 210 | 108 |
| September 2025 | 206 | 117 |
| October 2025 | 195 | 106 |
| November 2025 | 155 | 67 |
| December 2025 | 109 | 54 |
| January 2026 | 140 | 97 |
| February 2026 | 147 | 100 |
| March 2026 | 159 | 128 |
| April 2026 | 215 | 159 |
| May 2026 | 209 | 123 |
Redfin, through May 2026
How does Concord compare to California and the U.S.?
Concord homes sell for $809,000 — 9% below the California median of $887,400. Against the national median of $410,700, Concord runs 97% higher. Year-over-year, Concord moved +4.4% against California's +3.4% — a bigger swing than the state as a whole.
| Market | Median sale price | YoY | Days on market |
|---|---|---|---|
| Concord, CA | $809,000 | +4.4% | 18 days |
| California statewide | $887,400 | +3.4% | 33 days |
| United States | $410,700 | not published | not published |
City and state rows: Redfin, through May 2026 · U.S. row: Freddie Mac via FRED, April 2026 (MSPUS, quarterly)
What to do next in Concord
What buyers should watch
- Months of supply, currently 2.1. It turns before price does — when it climbs past 6, sellers start taking offers they would have rejected a quarter earlier.
- The share of listings cutting price, currently 33.0%. A listing that has already cut once is the one most likely to accept below asking.
- The gap between 5% and 20% down here is $707 a month in principal and interest alone, before mortgage insurance. That gap, not the price, is usually what decides your timeline.
- Rate moves. At 6.66%, every full point of rate change moves the payment on a $733,409 home more than a 5% price change does.
- Your credit tier before you shop, not after — it sets the rate you are quoted. Run your numbers first.
What sellers should know
- The median Concord listing goes under contract in 18 days. If yours passes that mark, the market is telling you the price is wrong — not that you need more showings.
- Homes here close at 100.7% of asking. Price at the number you want and let competition do the rest.
- In the last published month Concord added 123 new listings against 98 sales — more competition arriving than clearing, so early timing matters.
- Your equity moved -2.2% in the last 12 months on the Zillow value series. That, not the price you paid, is what sets your net proceeds.
- Comparable ZIP-level pricing inside Concord varies more than the citywide median suggests — check the ZIP pages below before you set a number.
Homes for sale in Concord
There are currently 209 homes listed for sale in Concord, California. The median listing price is $775K. Featured listings range from $157,000 to $1,500,000.
$298,000
3155 San Ramon Rd
Concord, CA
2 bd1 ba848 sqft$351/ft²
House5,400 sqft lot
View photos & details
$350,000
5035 Valley Crest Dr Apt 169
Concord, CA
2 bd2 ba1,080 sqft$324/ft²
Condo
View photos & details
$369,000
1505 Kirker Pass Rd Apt 119
Concord, CA
2 bd1 ba744 sqft$496/ft²
Condo
View photos & details
$699,000
2137 Holbrook Dr
Concord, CA
3 bd2 ba1,126 sqft$621/ft²
House6,120 sqft lot
View photos & details
$749,000
2828 Hilltop Rd
Concord, CA
4 bd2 ba1,463 sqft$512/ft²
House4,998 sqft lot
View photos & details
$775,000
1306 Craig Dr
Concord, CA
3 bd2 ba1,216 sqft$637/ft²
House8,740 sqft lot
View photos & details
$875,000
2479 Pacheco St
Concord, CA
3 bd2 ba1,541 sqft$568/ft²
House7,500 sqft lot
View photos & details
$900,000
4321 Cowell Rd
Concord, CA
4 bd3 ba1,966 sqft$458/ft²
House8,296 sqft lot
View photos & details
$900,000
4423 Canoe Birch Ct
Concord, CA
3 bd2 ba1,365 sqft$659/ft²
House5,780 sqft lot
View photos & details
$975,000
3366 Euclid Ave
Concord, CA
4 bd4 ba2,380 sqft$410/ft²
House10,890 sqft lot
View photos & details
$1,500,000
3744 Northridge Dr
Concord, CA
4 bd3 ba2,487 sqft$603/ft²
House11,761 sqft lot
View photos & details
Looking to buy in Concord?
Get connected with a local real estate expert — free, no obligation.
Active listings
209
Homes on market
Median list price
$775K
Avg. days on market
18
Days until sale
New this week
123
Newly listed
Price drops:33.0%of listings
Sale-to-list:100.7%
How much do homes cost in Concord by property type?
How the Concord, CA market breaks down across single-family homes, condos and townhouses. Redfin, through May 2026
| Property type | Median price | Price / sq ft | Homes sold | Days on market |
|---|---|---|---|---|
| Single-family | $862,500 | $548/sq ft | 76 | 15 days |
| Condo / co-op | $325,000 | $354/sq ft | 11 | 20 days |
| Townhouse | $480,000 | $424/sq ft | 10 | 30 days |
Who lives in Concord?
American Community Survey estimates for Concord. U.S. Census ACS, 2023
Population
124,260
Households
45,635
Median income
$109,195/yr
Median age
38.6 years
Owner-occupied
61.4%
Median home value
$755,900
Median gross rent
$2,226/mo
Mean commute
32.6 min
61.4% of occupied homes in Concord are owner-occupied, and the rest are rented — which is the share that decides how much of the local housing stock ever reaches the for-sale market. The Census self-reported median home value is $755,900 against Zillow's $733,409 typical value; the gap is normal — ACS asks owners what they think their home is worth, Zillow models transactions. Census median gross rent (all leases, including long-held ones) is $2,226/mo, below Zillow's $2,599/mo asking rent on new leases — the difference is roughly what a mover pays over a stayer.
Which public schools serve Concord?
27 schools tracked · 15,049 students
The largest public schools serving Concord, CA by enrollment, drawn from the National Center for Education Statistics. School quality is a commonly cited factor in home-buying decisions — these are the campuses families in this area are most likely to encounter.
Clayton Valley Charter High
Grades 9-12 · 2,390 students
Mt. Diablo High
Grades 9-12 · 1,477 students
Concord High
Grades 9-12 · 1,118 students
Ygnacio Valley High
Grades 9-12 · 1,111 students
El Dorado Middle
Grades 6-8 · 811 students
Meadow Homes Elementary
Grades K-5 · 711 students
Oak Grove Middle
Grades 6-8 · 692 students
Rocketship Futuro Academy
Grades K-5 · 654 students
Source: National Center for Education Statistics, Common Core of Data directory. Updated annually. Ratings and test scores are not currently displayed.
Which cities are near Concord, CA?
Ordered by distance from Concord, not by size. Compare Concord side by side with any of them.
Concord housing market FAQ
Is Concord a buyer's or seller's market?
Concord, CA is currently a seller's market. That read comes from 2.1 months of supply, homes going under contract in about 18 days, and sellers getting 100.7% of their asking price in the last month Redfin published (May 2026).
How much do homes cost in Concord?
The typical home in Concord, CA is worth $733,409 (Zillow Home Value Index, July 2026). The median sale price in the last month Redfin published was $809,000, about $526 per square foot.
Is Concord cheaper than the rest of California?
Concord's median sale price of $809,000 is 9% lower than the California statewide median of $887,400, and 97% above the U.S. median of $410,700. Both figures are for the same period.
How long do homes take to sell in Concord?
Homes in Concord, CA spent a median of 18 days on market before going under contract, versus 33 days statewide. Under three weeks means well-priced listings move before most buyers can schedule a second showing. (Redfin, through May 2026.)
What income do you need to buy a home in Concord?
At the current 30-year fixed rate of 6.66%, 20% down on a $733,409 home is about $3,770 a month in principal and interest. Lenders typically want that under 28% of gross income, which works out to roughly $161,591 a year before taxes, insurance, HOA dues or mortgage insurance. The local median household income is $109,195.
Are home prices rising in Concord?
The typical home value in Concord, CA fell 2.2% over the last 12 months, from $749,820 to $733,409 (Zillow, July 2026). This is the live series — it refreshes monthly.
What are the cheapest ZIP codes in Concord?
Concord ZIP-level sale prices are not all published for the same period, so ranking them would compare different months. The ZIP pages listed on this page show what we hold for each one individually.
Is now a good time to buy in Concord?
That depends on your timeline, not on a headline. What the data says today: Concord, CA is a seller's market with 2.1 months of supply, the 30-year fixed rate is 6.66%, and the price-to-rent ratio of 23.5x means renting tends to be the cheaper monthly option unless you stay long enough for appreciation to close the gap. Properties Incorporated publishes the data; it does not give financial advice.
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