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Featured local agent — Kirby, TX
Sarah Mitchell
Compass Real Estate · Kirby, TX
“Your trusted relocation specialist since 2009. 350+ homes sold. Zero-pressure, data-first approach.”
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Kirby, TX Housing Market
The typical home in Kirby, TX is worth $171,929, fell 3.0% over the past year (Zillow Home Value Index, August 2026). The last median sale price Redfin published was $289,000, +77.8% year over year (through May 2026). With 21.0 months of supply and homes going under contract in about 115 days, Kirby is a buyer's market. At today's 7.03% 30-year fixed rate, 20% down on a $171,929 home is about $918/mo in principal and interest.
Key numbers for Kirby, TX
Typical home value
$171,929
-3.0% in 12 months
Zillow, August 2026
Typical asking rent
$1,469/mo
Zillow Observed Rent Index
Zillow, August 2026
Median sale price
$289,000
+77.8% year over year
Redfin, through May 2026
Days on market
115
Slow-moving
Redfin, through May 2026
Active listings
21
21.0 months of supply
Redfin, through May 2026
30-yr fixed rate
7.03%
Freddie Mac weekly average
Freddie Mac via FRED, September 2026
Median household income
$58,700
Home costs 2.9x income
U.S. Census ACS, 2023
Sale-to-list ratio
100.0%
Selling above asking
Redfin, through May 2026
Zillow figures are as of August 2026 and refresh monthly. Redfin figures are through May 2026 — Redfin stopped publishing its public market trackers in June 2026, so those numbers are final, not current. Mortgage rates come from Freddie Mac via FRED and update weekly.
Is Kirby a buyer's or seller's market?
Kirby, TX is a buyer's market, based on 21.0 months of supply and homes selling in about 115 days. Above 7 months of supply is a glut: inventory is well ahead of the sales pace, and buyers can take time to inspect, compare, and negotiate concessions.
Inputs are Redfin's final published period (May 2026). How we classify markets · Where the data comes from
What does the Kirby housing market data show?
Every row below is Redfin's final published month for Kirby, TX. Redfin, through May 2026
| Metric | Value |
|---|---|
| Median sale price | $289,000 |
| Median list price | $154,999 |
| Year-over-year price change | +77.8% |
| Median price per sq ft | $220/sq ft |
| Median days on market | 115 days |
| Active inventory | 21 listings |
| Months of supply | 21.0 months |
| Sale-to-list price ratio | 100.0% |
| Homes sold (that month) | 1 |
| New listings (that month) | 5 |
| Listings with a price cut | 28.6% |
| Market condition | Buyer's market |
How to read these numbers
- Median sale price
- Half the homes that closed sold for more than this, half for less. It moves with what kind of home sold that month, so a quiet month with two big sales can swing it. Redfin's figure for Kirby is frozen at May 2026.
- Typical home value (ZHVI)
- Zillow's estimate of what a mid-market home in Kirby is worth right now, whether or not it sold. It is smoother than the median sale price and it still refreshes monthly, which is why this page leads with it.
- Months of supply
- How long it would take to sell every active listing at the current pace. Under 3 favors sellers, over 6 favors buyers, and 3 to 6 is the balanced band.
- Days on market
- Median time from listing to accepted offer. Short means you should have financing ready before you tour; long means there is room to negotiate on price and repairs.
- Sale-to-list ratio
- Sale price divided by the last asking price. Above 100% means bidding above asking is normal here; below 100% means the typical buyer got a discount.
- Price per square foot
- The size-adjusted price. Use it to compare a 1,400 sq ft house to a 2,600 sq ft house, not to value your own home — lot, condition and age move it a lot.
- Listings with a price cut
- Share of active listings that dropped their asking price in the month. A high share is the earliest visible sign that sellers are ahead of what buyers will pay.
- Typical asking rent (ZORI)
- Zillow's repeat-rent index for asking rents on new leases. Paired with the home value it gives the price-to-rent ratio in the rent-vs-buy section below.
How have Kirby home prices moved?
Over the last three years the median sale price in Kirby, TX rose 41.0%, from $205,000 to $289,000. The live Zillow value series has fell 3.0% in the last 12 months, which is the more current read now that Redfin's series has stopped. 28.6% of Kirby listings cut their asking price in the final Redfin month — a high share, and the clearest sign that list prices were running ahead of what buyers would pay. For prices to fall meaningfully from here, supply would have to keep building past 21.0 months while the sale-to-list ratio slips below its current 100.0%. Watch those two together — they move before the median does.
Redfin, through May 2026 — the chart ends at Redfin's final published month.
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What does it cost to buy a home in Kirby?
Priced off the typical home value of $171,929 at the current 7.03% 30-year fixed rate. These are principal and interest only — property taxes, homeowner's insurance, HOA dues and mortgage insurance are on top, and they vary enough by property that we will not guess them for you.
| Down payment | Cash at close | Loan amount | Monthly P&I |
|---|---|---|---|
| 20% | $34,386 | $137,544 | $918/mo |
| 5% | $8,596 | $163,333 | $1,090/mo |
Zillow, August 2026 for the price · Freddie Mac via FRED, September 2026 for the rate
What income do you need?
Lenders generally want housing costs under 28% of gross income. On the 20%-down payment of $918, that implies roughly $39,337 a year before you add taxes and insurance. The median household in Kirby earns $58,700, about $19,363 more than that threshold — the typical local household clears the payment on a typical local home with 20% down. That puts the price-to-income ratio at 2.9x — close to the historical 3x norm, which is unusual in 2026.
Run it with your own numbers: affordability calculator · mortgage calculator
Buying in Kirby in the next 12 months?
Tell us your timeline. We send the Kirby market brief: the price ranges that actually clear, how long homes sit, and what to fix on your credit before you apply.
Is it cheaper to rent or buy in Kirby?
Typical asking rent in Kirby, TX is $1,469/mo, against a typical home value of $171,929. That is a price-to-rent ratio of 9.8x, which means buying tends to beat renting on monthly cost over a typical hold. Compared head to head, 20% down puts principal and interest at $918 a month — $551 less than renting before taxes and insurance, so ownership can win on monthly cost alone once you have the down payment.
Zillow, August 2026 for both value and rent
Add your own down payment, tax rate and time horizon in the rent vs. buy calculator.
Is inventory rising or falling in Kirby?
Active listings in Kirby, TX went from 17 in May 2025 to 21 in May 2026, a +23.5% change. Rising inventory is the single most useful leading indicator for buyers: more choice, longer marketing times, and more sellers willing to negotiate before price cuts show up in the median.
| Month | Active listings | New listings |
|---|---|---|
| June 2025 | 17 | 8 |
| July 2025 | 19 | 7 |
| August 2025 | 26 | 12 |
| September 2025 | 26 | 5 |
| October 2025 | 26 | 3 |
| November 2025 | 30 | 5 |
| December 2025 | 24 | 3 |
| January 2026 | 19 | 3 |
| February 2026 | 21 | 4 |
| March 2026 | 23 | 7 |
| April 2026 | 18 | 6 |
| May 2026 | 21 | 5 |
Redfin, through May 2026
How does Kirby compare to Texas and the U.S.?
Kirby homes sell for $289,000 — 19% below the Texas median of $356,100. Against the national median of $410,700, Kirby runs 30% lower. Year-over-year, Kirby moved +77.8% against Texas's +2.1% — a bigger swing than the state as a whole.
| Market | Median sale price | YoY | Days on market |
|---|---|---|---|
| Kirby, TX | $289,000 | +77.8% | 115 days |
| Texas statewide | $356,100 | +2.1% | 56 days |
| United States | $410,700 | not published | not published |
City and state rows: Redfin, through May 2026 · U.S. row: Freddie Mac via FRED, April 2026 (MSPUS, quarterly)
What to do next in Kirby
What buyers should watch
- Months of supply, currently 21.0. It turns before price does — when it climbs past 6, sellers start taking offers they would have rejected a quarter earlier.
- The share of listings cutting price, currently 28.6%. A listing that has already cut once is the one most likely to accept below asking.
- The gap between 5% and 20% down here is $172 a month in principal and interest alone, before mortgage insurance. That gap, not the price, is usually what decides your timeline.
- Rate moves. At 7.03%, every full point of rate change moves the payment on a $171,929 home more than a 5% price change does.
- Your credit tier before you shop, not after — it sets the rate you are quoted. Run your numbers first.
What sellers should know
- The median Kirby listing goes under contract in 115 days. If yours passes that mark, the market is telling you the price is wrong — not that you need more showings.
- Homes here close at 100.0% of asking. Price at the number you want and let competition do the rest.
- In the last published month Kirby added 5 new listings against 1 sales — more competition arriving than clearing, so early timing matters.
- Your equity moved -3.0% in the last 12 months on the Zillow value series. That, not the price you paid, is what sets your net proceeds.
- Comparable ZIP-level pricing inside Kirby varies more than the citywide median suggests — check the ZIP pages below before you set a number.
Homes for sale in Kirby
There are currently 21 homes listed for sale in Kirby, Texas. The median listing price is $155K.
Active listings
21
Homes on market
Median list price
$155K
Avg. days on market
115
Days until sale
New this week
5
Newly listed
How much do homes cost in Kirby by property type?
How the Kirby, TX market breaks down across single-family homes, condos and townhouses. Redfin, through May 2026
| Property type | Median price | Price / sq ft | Homes sold | Days on market |
|---|---|---|---|---|
| Single-family | $289,000 | $220/sq ft | 1 | 115 days |
Who lives in Kirby?
American Community Survey estimates for Kirby. U.S. Census ACS, 2023
Population
8,100
Households
2,912
Median income
$58,700/yr
Median age
39.1 years
Owner-occupied
70.4%
Median home value
$159,000
Median gross rent
$1,114/mo
Mean commute
24 min
70.4% of occupied homes in Kirby are owner-occupied, and the rest are rented — which is the share that decides how much of the local housing stock ever reaches the for-sale market. The Census self-reported median home value is $159,000 against Zillow's $171,929 typical value; the gap is normal — ACS asks owners what they think their home is worth, Zillow models transactions. Census median gross rent (all leases, including long-held ones) is $1,114/mo, below Zillow's $1,469/mo asking rent on new leases — the difference is roughly what a mover pays over a stayer.
Which cities are near Kirby, TX?
Ordered by distance from Kirby, not by size. Compare Kirby side by side with any of them.
Kirby housing market FAQ
Is Kirby a buyer's or seller's market?
Kirby, TX is currently a buyer's market. That read comes from 21.0 months of supply, homes going under contract in about 115 days, and sellers getting 100.0% of their asking price in the last month Redfin published (May 2026).
How much do homes cost in Kirby?
The typical home in Kirby, TX is worth $171,929 (Zillow Home Value Index, August 2026). The median sale price in the last month Redfin published was $289,000, about $220 per square foot.
Is Kirby cheaper than the rest of Texas?
Kirby's median sale price of $289,000 is 19% lower than the Texas statewide median of $356,100, and 30% below the U.S. median of $410,700. Both figures are for the same period.
How long do homes take to sell in Kirby?
Homes in Kirby, TX spent a median of 115 days on market before going under contract, versus 56 days statewide. Over two months means buyers have time to inspect, compare and negotiate. (Redfin, through May 2026.)
What income do you need to buy a home in Kirby?
At the current 30-year fixed rate of 7.03%, 20% down on a $171,929 home is about $918 a month in principal and interest. Lenders typically want that under 28% of gross income, which works out to roughly $39,337 a year before taxes, insurance, HOA dues or mortgage insurance. The local median household income is $58,700.
Are home prices rising in Kirby?
The typical home value in Kirby, TX fell 3.0% over the last 12 months, from $177,321 to $171,929 (Zillow, August 2026). This is the live series — it refreshes monthly.
What are the cheapest ZIP codes in Kirby?
Kirby ZIP-level sale prices are not all published for the same period, so ranking them would compare different months. The ZIP pages listed on this page show what we hold for each one individually.
Is now a good time to buy in Kirby?
That depends on your timeline, not on a headline. What the data says today: Kirby, TX is a buyer's market with 21.0 months of supply, the 30-year fixed rate is 7.03%, and the price-to-rent ratio of 9.8x means buying tends to beat renting on monthly cost over a typical hold. Properties Incorporated publishes the data; it does not give financial advice.
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