New Build
24
$323,765
912 Dusk Dr
Summerville, SC 29486
3 bd3 ba1,551 sqft$209/ft²
House
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Summerville, SC Housing Market
Leaning buyer's-1.5% YoY
Zillow, August 2026 · Refreshes monthlyRedfin, through May 2026 · No longer updatingFreddie Mac via FRED, September 2026 · Refreshes weekly
The typical home in Summerville, SC is worth $379,909, fell 1.5% over the past year (Zillow Home Value Index, August 2026). The last median sale price Redfin published was $350,000, -3.0% year over year (through May 2026). With 4.1 months of supply and homes going under contract in about 67 days, Summerville is a leaning buyer's. At today's 7.03% 30-year fixed rate, 20% down on a $379,909 home is about $2,028/mo in principal and interest.
Key numbers for Summerville, SC
Typical home value
$379,909
-1.5% in 12 months
Zillow, August 2026
Typical asking rent
$1,895/mo
Zillow Observed Rent Index
Zillow, August 2026
Median sale price
$350,000
-3.0% year over year
Redfin, through May 2026
Days on market
67
Slow-moving
Redfin, through May 2026
Active listings
395
4.1 months of supply
Redfin, through May 2026
30-yr fixed rate
7.03%
Freddie Mac weekly average
Freddie Mac via FRED, September 2026
Median household income
$78,621
Home costs 4.8x income
U.S. Census ACS, 2023
Sale-to-list ratio
98.8%
Selling below asking
Redfin, through May 2026
Zillow figures are as of August 2026 and refresh monthly. Redfin figures are through May 2026 — Redfin stopped publishing its public market trackers in June 2026, so those numbers are final, not current. Mortgage rates come from Freddie Mac via FRED and update weekly.
Is Summerville a buyer's or seller's market?
Leaning buyer's4.1 months of supply67 days on market98.8% of asking
Summerville, SC is a leaning buyer's, based on 4.1 months of supply and homes selling in about 67 days. 4 to 5 months of supply is the neutral band: neither side holds a structural advantage, and outcomes turn on the individual property.
Inputs are Redfin's final published period (May 2026). How we classify markets · Where the data comes from
What does the Summerville housing market data show?
Every row below is Redfin's final published month for Summerville, SC. Redfin, through May 2026
| Metric | Value |
|---|---|
| Median sale price | $350,000 |
| Median list price | $380,000 |
| Year-over-year price change | -3.0% |
| Median price per sq ft | $198/sq ft |
| Median days on market | 67 days |
| Active inventory | 395 listings |
| Months of supply | 4.1 months |
| Sale-to-list price ratio | 98.8% |
| Homes sold (that month) | 97 |
| New listings (that month) | 139 |
| Listings with a price cut | 30.1% |
| Market condition | Leaning buyer's |
How to read these numbers
- Median sale price
- Half the homes that closed sold for more than this, half for less. It moves with what kind of home sold that month, so a quiet month with two big sales can swing it. Redfin's figure for Summerville is frozen at May 2026.
- Typical home value (ZHVI)
- Zillow's estimate of what a mid-market home in Summerville is worth right now, whether or not it sold. It is smoother than the median sale price and it still refreshes monthly, which is why this page leads with it.
- Months of supply
- How long it would take to sell every active listing at the current pace. Under 3 favors sellers, over 6 favors buyers, and 3 to 6 is the balanced band.
- Days on market
- Median time from listing to accepted offer. Short means you should have financing ready before you tour; long means there is room to negotiate on price and repairs.
- Sale-to-list ratio
- Sale price divided by the last asking price. Above 100% means bidding above asking is normal here; below 100% means the typical buyer got a discount.
- Price per square foot
- The size-adjusted price. Use it to compare a 1,400 sq ft house to a 2,600 sq ft house, not to value your own home — lot, condition and age move it a lot.
- Listings with a price cut
- Share of active listings that dropped their asking price in the month. A high share is the earliest visible sign that sellers are ahead of what buyers will pay.
- Typical asking rent (ZORI)
- Zillow's repeat-rent index for asking rents on new leases. Paired with the home value it gives the price-to-rent ratio in the rent-vs-buy section below.
How have Summerville home prices moved?
Over the last three years the median sale price in Summerville, SC rose 2.2%, from $342,500 to $350,000. The live Zillow value series has fell 1.5% in the last 12 months, which is the more current read now that Redfin's series has stopped. 30.1% of Summerville listings cut their asking price in the final Redfin month — a high share, and the clearest sign that list prices were running ahead of what buyers would pay. For prices to fall meaningfully from here, supply would have to keep building past 4.1 months while the sale-to-list ratio slips below its current 98.8%. Watch those two together — they move before the median does.
Redfin, through May 2026 — the chart ends at Redfin's final published month.
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What does it cost to buy a home in Summerville?
Priced off the typical home value of $379,909 at the current 7.03% 30-year fixed rate. These are principal and interest only — property taxes, homeowner's insurance, HOA dues and mortgage insurance are on top, and they vary enough by property that we will not guess them for you.
| Down payment | Cash at close | Loan amount | Monthly P&I |
|---|---|---|---|
| 20% | $75,982 | $303,928 | $2,028/mo |
| 5% | $18,995 | $360,914 | $2,408/mo |
Zillow, August 2026 for the price · Freddie Mac via FRED, September 2026 for the rate
What income do you need?
Lenders generally want housing costs under 28% of gross income. On the 20%-down payment of $2,028, that implies roughly $86,921 a year before you add taxes and insurance. The median household in Summerville earns $78,621, about $8,300 short of that threshold — the typical local household needs a larger down payment, a co-borrower, or a home below the typical home value to fit the 28% rule. That puts the price-to-income ratio at 4.8x — above the historical 3x norm but in line with much of the country in 2026.
Run it with your own numbers: affordability calculator · mortgage calculator
Buying in Summerville in the next 12 months?
Tell us your timeline. We send the Summerville market brief: the price ranges that actually clear, how long homes sit, and what to fix on your credit before you apply.
Is it cheaper to rent or buy in Summerville?
Typical asking rent in Summerville, SC is $1,895/mo, against a typical home value of $379,909. That is a price-to-rent ratio of 16.7x, which means buying and renting land close enough together that the decision turns on how long you stay and your down payment. Compared head to head, 20% down puts principal and interest at $2,028 a month — $133 more than renting before taxes and insurance, so the ownership case here rests on equity and appreciation rather than monthly cash flow.
Zillow, August 2026 for both value and rent
Add your own down payment, tax rate and time horizon in the rent vs. buy calculator.
Is inventory rising or falling in Summerville?
Active listings in Summerville, SC went from 382 in May 2025 to 395 in May 2026, a +3.4% change. Inventory has been roughly flat, which usually keeps prices moving with rates rather than with local supply.
| Month | Active listings | New listings |
|---|---|---|
| June 2025 | 414 | 126 |
| July 2025 | 382 | 90 |
| August 2025 | 387 | 103 |
| September 2025 | 380 | 94 |
| October 2025 | 360 | 99 |
| November 2025 | 360 | 87 |
| December 2025 | 327 | 73 |
| January 2026 | 370 | 110 |
| February 2026 | 367 | 111 |
| March 2026 | 386 | 142 |
| April 2026 | 388 | 129 |
| May 2026 | 395 | 139 |
Redfin, through May 2026
How does Summerville compare to South Carolina and the U.S.?
Summerville homes sell for $350,000 — 11% below the South Carolina median of $394,000. Against the national median of $410,700, Summerville runs 15% lower. Year-over-year, Summerville moved -3.0% against South Carolina's +1.2% — a bigger swing than the state as a whole.
| Market | Median sale price | YoY | Days on market |
|---|---|---|---|
| Summerville, SC | $350,000 | -3.0% | 67 days |
| South Carolina statewide | $394,000 | +1.2% | 72 days |
| United States | $410,700 | not published | not published |
City and state rows: Redfin, through May 2026 · U.S. row: Freddie Mac via FRED, April 2026 (MSPUS, quarterly)
What to do next in Summerville
What buyers should watch
- Months of supply, currently 4.1. It turns before price does — when it climbs past 6, sellers start taking offers they would have rejected a quarter earlier.
- The share of listings cutting price, currently 30.1%. A listing that has already cut once is the one most likely to accept below asking.
- The gap between 5% and 20% down here is $380 a month in principal and interest alone, before mortgage insurance. That gap, not the price, is usually what decides your timeline.
- Rate moves. At 7.03%, every full point of rate change moves the payment on a $379,909 home more than a 5% price change does.
- Your credit tier before you shop, not after — it sets the rate you are quoted. Run your numbers first.
What sellers should know
- The median Summerville listing goes under contract in 67 days. If yours passes that mark, the market is telling you the price is wrong — not that you need more showings.
- Homes here close at 98.8% of asking. Price to that ratio from day one rather than chasing the market down in cuts.
- In the last published month Summerville added 139 new listings against 97 sales — more competition arriving than clearing, so early timing matters.
- Your equity moved -1.5% in the last 12 months on the Zillow value series. That, not the price you paid, is what sets your net proceeds.
- Comparable ZIP-level pricing inside Summerville varies more than the citywide median suggests — check the ZIP pages below before you set a number.
Homes for sale in Summerville
There are currently 395 homes listed for sale in Summerville, South Carolina. The median listing price is $380K. Featured listings range from $323,765 to $769,900.
New Listing
33
$325,000
120 Tyron Rd
Summerville, SC 29483
3 bd3 ba1,432 sqft$227/ft²
House6,970 sqft lot
View photos & details
New Listing
36
$365,000
110 Avalon Rd
Summerville, SC 29483
4 bd3 ba2,360 sqft$155/ft²
House6,098 sqft lot
View photos & details
New Listing
36
$369,990
496 Oak View Way
Summerville, SC 29483
3 bd3 ba1,817 sqft$204/ft²
House6,970 sqft lot
View photos & details
New Build
7
$415,770
259 Grouper Ln
Summerville, SC 29483
4 bd4 ba2,298 sqft$181/ft²
House
View photos & details
New Build
29
$475,640
199 Bee Tree Blvd
Summerville, SC 29486
5 bd4 ba2,632 sqft$181/ft²
House
View photos & details
New Listing
49
$479,900
153 Collared Dove Ct
Summerville, SC 29483
2 bd2 ba1,851 sqft$259/ft²
House6,098 sqft lot
View photos & details
New Listing
65
$495,000
134 Saint Germain Dr
Summerville, SC 29483
4 bd4 ba3,171 sqft$156/ft²
House20,038 sqft lot
View photos & details
New Listing
64
$525,000
190 Helena Park Dr
Summerville, SC 29486
3 bd3 ba2,343 sqft$224/ft²
House9,148 sqft lot
View photos & details
New Build
19
$550,990
5358 Bending Flats Way
Summerville, SC 29485
4 bd4 ba2,728 sqft$202/ft²
House
View photos & details
New Listing
31
$585,000
445 Watergrass Way
Summerville, SC 29485
4 bd3 ba2,314 sqft$253/ft²
House6,534 sqft lot
View photos & details
New Listing
71
$769,900
112 Ayers Cir
Summerville, SC 29485
5 bd4 ba3,435 sqft$224/ft²
House22,651 sqft lot
View photos & details
Looking to buy in Summerville?
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Active listings
395
Homes on market
Median list price
$380K
Avg. days on market
67
Days until sale
New this week
139
Newly listed
Price drops:30.1%of listings
Sale-to-list:98.8%
How much do homes cost in Summerville by property type?
How the Summerville, SC market breaks down across single-family homes, condos and townhouses. Redfin, through May 2026
| Property type | Median price | Price / sq ft | Homes sold | Days on market |
|---|---|---|---|---|
| Single-family | $375,000 | $207/sq ft | 71 | 62 days |
| Condo / co-op | $222,500 | $149/sq ft | 2 | 117 days |
| Townhouse | $275,550 | $170/sq ft | 23 | 71 days |
Who lives in Summerville?
American Community Survey estimates for Summerville. U.S. Census ACS, 2023
Population
51,262
Households
20,651
Median income
$78,621/yr
Median age
38.1 years
Owner-occupied
68.0%
Median home value
$295,700
Median gross rent
$1,414/mo
Mean commute
30.1 min
68.0% of occupied homes in Summerville are owner-occupied, and the rest are rented — which is the share that decides how much of the local housing stock ever reaches the for-sale market. The Census self-reported median home value is $295,700 against Zillow's $379,909 typical value; the gap is normal — ACS asks owners what they think their home is worth, Zillow models transactions. Census median gross rent (all leases, including long-held ones) is $1,414/mo, below Zillow's $1,895/mo asking rent on new leases — the difference is roughly what a mover pays over a stayer.
Which public schools serve Summerville?
26 schools tracked · 28,443 students
The largest public schools serving Summerville, SC by enrollment, drawn from the National Center for Education Statistics. School quality is a commonly cited factor in home-buying decisions — these are the campuses families in this area are most likely to encounter.
Summerville High
Grades 9-12 · 3,293 students
Ashley Ridge High
Grades 9-12 · 2,735 students
Cane Bay High
Grades 9-12 · 2,490 students
Cane Bay Middle
Grades 5-8 · 1,475 students
Sand Hill Elementary
Grades PK-5 · 1,241 students
Cane Bay Elementary
Grades PK-4 · 1,226 students
Beech Hill Elementary
Grades PK-5 · 1,209 students
Nexton Elementary
Grades PK-5 · 973 students
Source: National Center for Education Statistics, Common Core of Data directory. Updated annually. Ratings and test scores are not currently displayed.
Which cities are near Summerville, SC?
Ordered by distance from Summerville, not by size. Compare Summerville side by side with any of them.
Which ZIP codes are in Summerville?
These are the ZIP codes we see on active Summerville listings. Redfin did not publish a matching ZIP-level sale row for the same period, so we are not ranking them by price here — each ZIP page shows exactly what we hold for it.
Summerville housing market FAQ
Is Summerville a buyer's or seller's market?
Summerville, SC is currently a leaning buyer's. That read comes from 4.1 months of supply, homes going under contract in about 67 days, and sellers getting 98.8% of their asking price in the last month Redfin published (May 2026).
How much do homes cost in Summerville?
The typical home in Summerville, SC is worth $379,909 (Zillow Home Value Index, August 2026). The median sale price in the last month Redfin published was $350,000, about $198 per square foot.
Is Summerville cheaper than the rest of South Carolina?
Summerville's median sale price of $350,000 is 11% lower than the South Carolina statewide median of $394,000, and 15% below the U.S. median of $410,700. Both figures are for the same period.
How long do homes take to sell in Summerville?
Homes in Summerville, SC spent a median of 67 days on market before going under contract, versus 72 days statewide. Over two months means buyers have time to inspect, compare and negotiate. (Redfin, through May 2026.)
What income do you need to buy a home in Summerville?
At the current 30-year fixed rate of 7.03%, 20% down on a $379,909 home is about $2,028 a month in principal and interest. Lenders typically want that under 28% of gross income, which works out to roughly $86,921 a year before taxes, insurance, HOA dues or mortgage insurance. The local median household income is $78,621.
Are home prices rising in Summerville?
The typical home value in Summerville, SC fell 1.5% over the last 12 months, from $385,625 to $379,909 (Zillow, August 2026). This is the live series — it refreshes monthly.
What are the cheapest ZIP codes in Summerville?
Summerville ZIP-level sale prices are not all published for the same period, so ranking them would compare different months. The ZIP pages listed on this page show what we hold for each one individually.
Is now a good time to buy in Summerville?
That depends on your timeline, not on a headline. What the data says today: Summerville, SC is a leaning buyer's with 4.1 months of supply, the 30-year fixed rate is 7.03%, and the price-to-rent ratio of 16.7x means buying and renting land close enough together that the decision turns on how long you stay and your down payment. Properties Incorporated publishes the data; it does not give financial advice.
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