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Featured local agent — Spring Valley, OH
Sarah Mitchell
Compass Real Estate · Spring Valley, OH
“Your trusted relocation specialist since 2009. 350+ homes sold. Zero-pressure, data-first approach.”
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Spring Valley, OH Housing Market
The typical home in Spring Valley, OH is worth $480,834, rose 8.1% over the past year (Zillow Home Value Index, August 2026). The last median sale price Redfin published was $252,900 (through May 2026). With homes going under contract in about 2 days, Spring Valley is a balanced market. At today's 7.03% 30-year fixed rate, 20% down on a $480,834 home is about $2,567/mo in principal and interest.
Key numbers for Spring Valley, OH
Typical home value
$480,834
+8.1% in 12 months
Zillow, August 2026
Median sale price
$252,900
Last published period
Redfin, through October 2025
Days on market
2
Fast-moving
Redfin, through October 2025
30-yr fixed rate
7.03%
Freddie Mac weekly average
Freddie Mac via FRED, September 2026
Median household income
$66,696
Home costs 7.2x income
U.S. Census ACS, 2023
Sale-to-list ratio
100.0%
Selling above asking
Redfin, through October 2025
Zillow figures are as of August 2026 and refresh monthly. Redfin figures are through May 2026 — Redfin stopped publishing its public market trackers in June 2026, so those numbers are final, not current. Mortgage rates come from Freddie Mac via FRED and update weekly.
Is Spring Valley a buyer's or seller's market?
Spring Valley, OH is a balanced market and homes selling in about 2 days. We classify markets from months of supply, sale-to-list ratio and days on market together — no single number decides it.
Inputs are Redfin's final published period (May 2026). How we classify markets · Where the data comes from
What does the Spring Valley housing market data show?
Every row below is Redfin's final published month for Spring Valley, OH. Redfin, through October 2025
| Metric | Value |
|---|---|
| Median sale price | $252,900 |
| Median price per sq ft | $117/sq ft |
| Median days on market | 2 days |
| Sale-to-list price ratio | 100.0% |
| Homes sold (that month) | 1 |
| Market condition | Balanced market |
How to read these numbers
- Median sale price
- Half the homes that closed sold for more than this, half for less. It moves with what kind of home sold that month, so a quiet month with two big sales can swing it. Redfin's figure for Spring Valley is frozen at May 2026.
- Typical home value (ZHVI)
- Zillow's estimate of what a mid-market home in Spring Valley is worth right now, whether or not it sold. It is smoother than the median sale price and it still refreshes monthly, which is why this page leads with it.
- Months of supply
- How long it would take to sell every active listing at the current pace. Under 3 favors sellers, over 6 favors buyers, and 3 to 6 is the balanced band.
- Days on market
- Median time from listing to accepted offer. Short means you should have financing ready before you tour; long means there is room to negotiate on price and repairs.
- Sale-to-list ratio
- Sale price divided by the last asking price. Above 100% means bidding above asking is normal here; below 100% means the typical buyer got a discount.
- Price per square foot
- The size-adjusted price. Use it to compare a 1,400 sq ft house to a 2,600 sq ft house, not to value your own home — lot, condition and age move it a lot.
- Listings with a price cut
- Share of active listings that dropped their asking price in the month. A high share is the earliest visible sign that sellers are ahead of what buyers will pay.
- Typical asking rent (ZORI)
- Zillow's repeat-rent index for asking rents on new leases. Paired with the home value it gives the price-to-rent ratio in the rent-vs-buy section below.
How have Spring Valley home prices moved?
Across the 24 months we hold for Spring Valley, OH, the median sale price rose 197.5%, from $85,000 in April 2021 to $252,900. The live Zillow value series has rose 8.1% in the last 12 months, which is the more current read now that Redfin's series has stopped.
Redfin, through October 2025 — the chart ends at Redfin's final published month.
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What does it cost to buy a home in Spring Valley?
Priced off the typical home value of $480,834 at the current 7.03% 30-year fixed rate. These are principal and interest only — property taxes, homeowner's insurance, HOA dues and mortgage insurance are on top, and they vary enough by property that we will not guess them for you.
| Down payment | Cash at close | Loan amount | Monthly P&I |
|---|---|---|---|
| 20% | $96,167 | $384,667 | $2,567/mo |
| 5% | $24,042 | $456,793 | $3,048/mo |
Zillow, August 2026 for the price · Freddie Mac via FRED, September 2026 for the rate
What income do you need?
Lenders generally want housing costs under 28% of gross income. On the 20%-down payment of $2,567, that implies roughly $110,012 a year before you add taxes and insurance. The median household in Spring Valley earns $66,696, about $43,316 short of that threshold — the typical local household needs a larger down payment, a co-borrower, or a home below the typical home value to fit the 28% rule. That puts the price-to-income ratio at 7.2x — well above the 3x that was historically considered affordable, which is why down payment size drives who can buy here.
Run it with your own numbers: affordability calculator · mortgage calculator
Buying in Spring Valley in the next 12 months?
Tell us your timeline. We send the Spring Valley market brief: the price ranges that actually clear, how long homes sit, and what to fix on your credit before you apply.
Is it cheaper to rent or buy in Spring Valley?
Zillow does not publish a rent index (ZORI) for Spring Valley, OH, so we cannot compute a price-to-rent ratio here without borrowing a nearby market's rents and calling them local — which we will not do. The rent vs. buy calculator works with a rent figure you supply.
Is inventory rising or falling in Spring Valley?
Active listings in Spring Valley, OH went from 4 in September 2021 to 1 in August 2025, a -75.0% change. Falling inventory tightens competition. When supply drops while demand holds, sale-to-list ratios rise before the median sale price does.
| Month | Active listings | New listings |
|---|---|---|
| October 2021 | 2 | not published |
| November 2021 | 2 | not published |
| February 2022 | 2 | 2 |
| March 2022 | 1 | not published |
| May 2023 | 1 | 1 |
| September 2023 | 1 | 1 |
| November 2023 | 1 | not published |
| March 2024 | 1 | 1 |
| November 2024 | 1 | 1 |
| June 2025 | 1 | not published |
| July 2025 | 1 | not published |
| August 2025 | 1 | 1 |
Redfin, through August 2025
How does Spring Valley compare to Ohio and the U.S.?
Spring Valley homes sell for $252,900 — 11% below the Ohio median of $282,600. Against the national median of $410,700, Spring Valley runs 38% lower.
| Market | Median sale price | YoY | Days on market |
|---|---|---|---|
| Spring Valley, OH | $252,900 | not published | 2 days |
| Ohio statewide | $282,600 | +5.4% | 36 days |
| United States | $410,700 | not published | not published |
City and state rows: Redfin, through October 2025 · U.S. row: Freddie Mac via FRED, April 2026 (MSPUS, quarterly)
What to do next in Spring Valley
What buyers should watch
- The gap between 5% and 20% down here is $481 a month in principal and interest alone, before mortgage insurance. That gap, not the price, is usually what decides your timeline.
- Rate moves. At 7.03%, every full point of rate change moves the payment on a $480,834 home more than a 5% price change does.
- Your credit tier before you shop, not after — it sets the rate you are quoted. Run your numbers first.
What sellers should know
- The median Spring Valley listing goes under contract in 2 days. If yours passes that mark, the market is telling you the price is wrong — not that you need more showings.
- Homes here close at 100.0% of asking. Price at the number you want and let competition do the rest.
- Your equity moved +8.1% in the last 12 months on the Zillow value series. That, not the price you paid, is what sets your net proceeds.
- Comparable ZIP-level pricing inside Spring Valley varies more than the citywide median suggests — check the ZIP pages below before you set a number.
Homes for sale in Spring Valley
Explore homes currently listed for sale in Spring Valley, Ohio across major real estate platforms.
How much do homes cost in Spring Valley by property type?
How the Spring Valley, OH market breaks down across single-family homes, condos and townhouses. Redfin, through October 2025
| Property type | Median price | Price / sq ft | Homes sold | Days on market |
|---|---|---|---|---|
| Single-family | $252,900 | $117/sq ft | 1 | 2 days |
Who lives in Spring Valley?
American Community Survey estimates for Spring Valley. U.S. Census ACS, 2023
Population
598
Households
207
Median income
$66,696/yr
Median age
49.2 years
Owner-occupied
84.5%
Median home value
$135,600
Median gross rent
$1,163/mo
Mean commute
28.9 min
84.5% of occupied homes in Spring Valley are owner-occupied, and the rest are rented — which is the share that decides how much of the local housing stock ever reaches the for-sale market. The Census self-reported median home value is $135,600 against Zillow's $480,834 typical value; the gap is normal — ACS asks owners what they think their home is worth, Zillow models transactions.
Which cities are near Spring Valley, OH?
Ordered by distance from Spring Valley, not by size. Compare Spring Valley side by side with any of them.
Spring Valley housing market FAQ
Is Spring Valley a buyer's or seller's market?
Spring Valley, OH is currently a balanced market based on the supply, pace-of-sale and sale-to-list data we hold for this city. Redfin's public market tracker last published in May 2026, so this classification will not move until a new source fills that gap.
How much do homes cost in Spring Valley?
The typical home in Spring Valley, OH is worth $480,834 (Zillow Home Value Index, August 2026). The median sale price in the last month Redfin published was $252,900, about $117 per square foot.
Is Spring Valley cheaper than the rest of Ohio?
Spring Valley's median sale price of $252,900 is 11% lower than the Ohio statewide median of $282,600, and 38% below the U.S. median of $410,700. Both figures are for the same period.
How long do homes take to sell in Spring Valley?
Homes in Spring Valley, OH spent a median of 2 days on market before going under contract, versus 36 days statewide. Under three weeks means well-priced listings move before most buyers can schedule a second showing. (Redfin, through May 2026.)
What income do you need to buy a home in Spring Valley?
At the current 30-year fixed rate of 7.03%, 20% down on a $480,834 home is about $2,567 a month in principal and interest. Lenders typically want that under 28% of gross income, which works out to roughly $110,012 a year before taxes, insurance, HOA dues or mortgage insurance. The local median household income is $66,696.
Are home prices rising in Spring Valley?
The typical home value in Spring Valley, OH rose 8.1% over the last 12 months, from $444,714 to $480,834 (Zillow, August 2026). This is the live series — it refreshes monthly.
What are the cheapest ZIP codes in Spring Valley?
Spring Valley ZIP-level sale prices are not all published for the same period, so ranking them would compare different months. The ZIP pages listed on this page show what we hold for each one individually.
Is now a good time to buy in Spring Valley?
That depends on your timeline, not on a headline. What the data says today: Spring Valley, OH is a balanced market, the 30-year fixed rate is 7.03%. Properties Incorporated publishes the data; it does not give financial advice.
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