New Listing
3
$100,000
147 Bratton Dr Lots 63,61,57,59
Jacksonville, NC 28540
Land24,829 sqft lot
Emily Albertson · Coldwell Banker Sea Coast Advantage - Jacksonville
View photos & details
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Jacksonville, NC Housing Market
Balanced market+3.0% YoY
Zillow, August 2026 · Refreshes monthlyRedfin, through May 2026 · No longer updatingFreddie Mac via FRED, September 2026 · Refreshes weekly
The typical home in Jacksonville, NC is worth $263,173, rose 3.0% over the past year (Zillow Home Value Index, August 2026). The last median sale price Redfin published was $251,500, +2.6% year over year (through May 2026). With 3.7 months of supply and homes going under contract in about 42 days, Jacksonville is a balanced market. At today's 7.03% 30-year fixed rate, 20% down on a $263,173 home is about $1,405/mo in principal and interest.
Key numbers for Jacksonville, NC
Typical home value
$263,173
+3.0% in 12 months
Zillow, August 2026
Typical asking rent
$1,417/mo
Zillow Observed Rent Index
Zillow, August 2026
Median sale price
$251,500
+2.6% year over year
Redfin, through May 2026
Days on market
42
Average pace
Redfin, through May 2026
Active listings
185
3.7 months of supply
Redfin, through May 2026
30-yr fixed rate
7.03%
Freddie Mac weekly average
Freddie Mac via FRED, September 2026
Median household income
$54,069
Home costs 4.9x income
U.S. Census ACS, 2023
Sale-to-list ratio
98.4%
Selling below asking
Redfin, through May 2026
Zillow figures are as of August 2026 and refresh monthly. Redfin figures are through May 2026 — Redfin stopped publishing its public market trackers in June 2026, so those numbers are final, not current. Mortgage rates come from Freddie Mac via FRED and update weekly.
Is Jacksonville a buyer's or seller's market?
Balanced market3.7 months of supply42 days on market98.4% of asking
Jacksonville, NC is a balanced market, based on 3.7 months of supply and homes selling in about 42 days. Under 4 months of supply tilts the market toward sellers: homes clear faster than they are replaced, so concessions are scarce.
Inputs are Redfin's final published period (May 2026). How we classify markets · Where the data comes from
What does the Jacksonville housing market data show?
Every row below is Redfin's final published month for Jacksonville, NC. Redfin, through May 2026
| Metric | Value |
|---|---|
| Median sale price | $251,500 |
| Median list price | $273,500 |
| Year-over-year price change | +2.6% |
| Median price per sq ft | $166/sq ft |
| Median days on market | 42 days |
| Active inventory | 185 listings |
| Months of supply | 3.7 months |
| Sale-to-list price ratio | 98.4% |
| Homes sold (that month) | 50 |
| New listings (that month) | 78 |
| Listings with a price cut | 23.8% |
| Market condition | Balanced market |
How to read these numbers
- Median sale price
- Half the homes that closed sold for more than this, half for less. It moves with what kind of home sold that month, so a quiet month with two big sales can swing it. Redfin's figure for Jacksonville is frozen at May 2026.
- Typical home value (ZHVI)
- Zillow's estimate of what a mid-market home in Jacksonville is worth right now, whether or not it sold. It is smoother than the median sale price and it still refreshes monthly, which is why this page leads with it.
- Months of supply
- How long it would take to sell every active listing at the current pace. Under 3 favors sellers, over 6 favors buyers, and 3 to 6 is the balanced band.
- Days on market
- Median time from listing to accepted offer. Short means you should have financing ready before you tour; long means there is room to negotiate on price and repairs.
- Sale-to-list ratio
- Sale price divided by the last asking price. Above 100% means bidding above asking is normal here; below 100% means the typical buyer got a discount.
- Price per square foot
- The size-adjusted price. Use it to compare a 1,400 sq ft house to a 2,600 sq ft house, not to value your own home — lot, condition and age move it a lot.
- Listings with a price cut
- Share of active listings that dropped their asking price in the month. A high share is the earliest visible sign that sellers are ahead of what buyers will pay.
- Typical asking rent (ZORI)
- Zillow's repeat-rent index for asking rents on new leases. Paired with the home value it gives the price-to-rent ratio in the rent-vs-buy section below.
How have Jacksonville home prices moved?
Over the last three years the median sale price in Jacksonville, NC rose 13.0%, from $222,500 to $251,500. The live Zillow value series has rose 3.0% in the last 12 months, which is the more current read now that Redfin's series has stopped. 23.8% of Jacksonville listings cut their asking price in the final Redfin month — a modest share, which is what a market looks like when sellers are pricing close to where homes actually clear. For prices to fall meaningfully from here, supply would have to keep building past 3.7 months while the sale-to-list ratio slips below its current 98.4%. Watch those two together — they move before the median does.
Redfin, through May 2026 — the chart ends at Redfin's final published month.
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What does it cost to buy a home in Jacksonville?
Priced off the typical home value of $263,173 at the current 7.03% 30-year fixed rate. These are principal and interest only — property taxes, homeowner's insurance, HOA dues and mortgage insurance are on top, and they vary enough by property that we will not guess them for you.
| Down payment | Cash at close | Loan amount | Monthly P&I |
|---|---|---|---|
| 20% | $52,635 | $210,538 | $1,405/mo |
| 5% | $13,159 | $250,014 | $1,668/mo |
Zillow, August 2026 for the price · Freddie Mac via FRED, September 2026 for the rate
What income do you need?
Lenders generally want housing costs under 28% of gross income. On the 20%-down payment of $1,405, that implies roughly $60,213 a year before you add taxes and insurance. The median household in Jacksonville earns $54,069, about $6,144 short of that threshold — the typical local household needs a larger down payment, a co-borrower, or a home below the typical home value to fit the 28% rule. That puts the price-to-income ratio at 4.9x — above the historical 3x norm but in line with much of the country in 2026.
Run it with your own numbers: affordability calculator · mortgage calculator
Buying in Jacksonville in the next 12 months?
Tell us your timeline. We send the Jacksonville market brief: the price ranges that actually clear, how long homes sit, and what to fix on your credit before you apply.
Is it cheaper to rent or buy in Jacksonville?
Typical asking rent in Jacksonville, NC is $1,417/mo, against a typical home value of $263,173. That is a price-to-rent ratio of 15.5x, which means buying and renting land close enough together that the decision turns on how long you stay and your down payment. Compared head to head, 20% down puts principal and interest at $1,405 a month — $12 less than renting before taxes and insurance, so ownership can win on monthly cost alone once you have the down payment.
Zillow, August 2026 for both value and rent
Add your own down payment, tax rate and time horizon in the rent vs. buy calculator.
Is inventory rising or falling in Jacksonville?
Active listings in Jacksonville, NC went from 116 in May 2025 to 185 in May 2026, a +59.5% change. Rising inventory is the single most useful leading indicator for buyers: more choice, longer marketing times, and more sellers willing to negotiate before price cuts show up in the median.
| Month | Active listings | New listings |
|---|---|---|
| June 2025 | 109 | 61 |
| July 2025 | 118 | 82 |
| August 2025 | 128 | 77 |
| September 2025 | 126 | 59 |
| October 2025 | 153 | 78 |
| November 2025 | 149 | 43 |
| December 2025 | 146 | 52 |
| January 2026 | 140 | 53 |
| February 2026 | 150 | 65 |
| March 2026 | 143 | 77 |
| April 2026 | 166 | 96 |
| May 2026 | 185 | 78 |
Redfin, through May 2026
How does Jacksonville compare to North Carolina and the U.S.?
Jacksonville homes sell for $251,500 — 37% below the North Carolina median of $397,600. Against the national median of $410,700, Jacksonville runs 39% lower. Year-over-year, Jacksonville moved +2.6% against North Carolina's +2.1% — a bigger swing than the state as a whole.
| Market | Median sale price | YoY | Days on market |
|---|---|---|---|
| Jacksonville, NC | $251,500 | +2.6% | 42 days |
| North Carolina statewide | $397,600 | +2.1% | 52 days |
| United States | $410,700 | not published | not published |
City and state rows: Redfin, through May 2026 · U.S. row: Freddie Mac via FRED, April 2026 (MSPUS, quarterly)
What to do next in Jacksonville
What buyers should watch
- Months of supply, currently 3.7. It turns before price does — when it climbs past 6, sellers start taking offers they would have rejected a quarter earlier.
- The share of listings cutting price, currently 23.8%. A listing that has already cut once is the one most likely to accept below asking.
- The gap between 5% and 20% down here is $263 a month in principal and interest alone, before mortgage insurance. That gap, not the price, is usually what decides your timeline.
- Rate moves. At 7.03%, every full point of rate change moves the payment on a $263,173 home more than a 5% price change does.
- Your credit tier before you shop, not after — it sets the rate you are quoted. Run your numbers first.
What sellers should know
- The median Jacksonville listing goes under contract in 42 days. If yours passes that mark, the market is telling you the price is wrong — not that you need more showings.
- Homes here close at 98.4% of asking. Price to that ratio from day one rather than chasing the market down in cuts.
- In the last published month Jacksonville added 78 new listings against 50 sales — more competition arriving than clearing, so early timing matters.
- Your equity moved +3.0% in the last 12 months on the Zillow value series. That, not the price you paid, is what sets your net proceeds.
- Comparable ZIP-level pricing inside Jacksonville varies more than the citywide median suggests — check the ZIP pages below before you set a number.
Homes for sale in Jacksonville
There are currently 185 homes listed for sale in Jacksonville, North Carolina. The median listing price is $274K. Featured listings range from $100,000 to $518,000.
New Listing
24
$168,000
211 Bracken Pl
Jacksonville, NC 28540
2 bd2 ba1,368 sqft$123/ft²
Townhouse2,614 sqft lot
Kylee Verhoff · Anchor & Co. of Eastern North Carolina
View photos & details
New Listing
32
$212,000
706 Vernon Dr
Jacksonville, NC 28540
3 bd1 ba1,131 sqft$187/ft²
House12,197 sqft lot
Rebecca Godissart · CENTURY 21 Champion Real Estate
View photos & details
New Listing
19
$220,000
625 Shadowridge Rd
Jacksonville, NC 28546
3 bd2 ba1,064 sqft$207/ft²
House11,326 sqft lot
Megan Doyle · Berkshire Hathaway HomeServices Carolina Premier Properties
View photos & details
New Listing
30
$289,000
408 Carole Dr
Jacksonville, NC 28540
3 bd2 ba1,318 sqft$219/ft²
House22,651 sqft lot
Whittney Crouch · Red Door Realty NC, Inc
View photos & details
New Listing
32
$299,900
217 Merin Height Rd
Jacksonville, NC 28546
3 bd2 ba1,585 sqft$189/ft²
House7,841 sqft lot
Kylee Verhoff · Anchor & Co. of Eastern North Carolina
View photos & details
New Listing
62
$329,900
709 Cattail Ct
Jacksonville, NC 28540
3 bd2 ba1,714 sqft$192/ft²
House18,731 sqft lot
Cristina Jurado · CENTURY 21 Champion Real Estate
View photos & details
New Build
30
$341,000
755 Regiment Rd
Jacksonville, NC 28546
3 bd3 ba1,763 sqft$193/ft²
House9,583 sqft lot
Terri Alphin Smith · Terri Alphin Smith & Co
View photos & details
New Build
25
$344,340
311 Merchant Point Blvd Lot 69
Jacksonville, NC 28546
4 bd2 ba1,774 sqft$194/ft²
House8,276 sqft lot
Team D.r. Horton · D.R. Horton, Inc
View photos & details
New Listing
57
$399,000
404 California Cutoff Rd
Jacksonville, NC 28546
3 bd3 ba2,055 sqft$194/ft²
House2.51 acres
Holly Griffith · SERHANT
View photos & details
New Build
38
$468,000
304 Water Wagon Trl
Jacksonville, NC 28546
5 bd5 ba3,317 sqft$141/ft²
House15,246 sqft lot
Terri Alphin Smith · Terri Alphin Smith & Co
View photos & details
New Build
47
$518,000
500 Huggins Way
Jacksonville, NC 28546
4 bd4 ba3,878 sqft$134/ft²
House20,909 sqft lot
Terri Alphin Smith · Terri Alphin Smith & Co
View photos & details
Looking to buy in Jacksonville?
Get connected with a local real estate expert — free, no obligation.
Active listings
185
Homes on market
Median list price
$274K
Avg. days on market
42
Days until sale
New this week
78
Newly listed
Price drops:23.8%of listings
Sale-to-list:98.4%
How much do homes cost in Jacksonville by property type?
How the Jacksonville, NC market breaks down across single-family homes, condos and townhouses. Redfin, through May 2026
| Property type | Median price | Price / sq ft | Homes sold | Days on market |
|---|---|---|---|---|
| Single-family | $255,000 | $179/sq ft | 41 | 36 days |
| Condo / co-op | $126,000 | $141/sq ft | 1 | 90 days |
| Townhouse | $159,000 | $152/sq ft | 5 | 59 days |
Who lives in Jacksonville?
American Community Survey estimates for Jacksonville. U.S. Census ACS, 2023
Population
73,507
Households
22,808
Median income
$54,069/yr
Median age
23.3 years
Owner-occupied
37.0%
Median home value
$191,700
Median gross rent
$1,268/mo
Mean commute
14.7 min
37.0% of occupied homes in Jacksonville are owner-occupied, and the rest are rented — which is the share that decides how much of the local housing stock ever reaches the for-sale market. The Census self-reported median home value is $191,700 against Zillow's $263,173 typical value; the gap is normal — ACS asks owners what they think their home is worth, Zillow models transactions. Census median gross rent (all leases, including long-held ones) is $1,268/mo, below Zillow's $1,417/mo asking rent on new leases — the difference is roughly what a mover pays over a stayer.
Which public schools serve Jacksonville?
26 schools tracked · 16,282 students
The largest public schools serving Jacksonville, NC by enrollment, drawn from the National Center for Education Statistics. School quality is a commonly cited factor in home-buying decisions — these are the campuses families in this area are most likely to encounter.
Jacksonville High
Grades 9-12 · 1,449 students
White Oak High
Grades 9-12 · 1,226 students
Northside High
Grades 9-12 · 1,074 students
Jacksonville Commons Middle
Grades 6-8 · 970 students
Hunters Creek Middle
Grades 6-8 · 888 students
Morton Elementary
Grades PK-5 · 741 students
Southwest Elementary
Grades PK-5 · 740 students
Southwest High
Grades 9-12 · 685 students
Source: National Center for Education Statistics, Common Core of Data directory. Updated annually. Ratings and test scores are not currently displayed.
Which cities are near Jacksonville, NC?
Ordered by distance from Jacksonville, not by size. Compare Jacksonville side by side with any of them.
Which ZIP codes are in Jacksonville?
These are the ZIP codes we see on active Jacksonville listings. Redfin did not publish a matching ZIP-level sale row for the same period, so we are not ranking them by price here — each ZIP page shows exactly what we hold for it.
Jacksonville housing market FAQ
Is Jacksonville a buyer's or seller's market?
Jacksonville, NC is currently a balanced market. That read comes from 3.7 months of supply, homes going under contract in about 42 days, and sellers getting 98.4% of their asking price in the last month Redfin published (May 2026).
How much do homes cost in Jacksonville?
The typical home in Jacksonville, NC is worth $263,173 (Zillow Home Value Index, August 2026). The median sale price in the last month Redfin published was $251,500, about $166 per square foot.
Is Jacksonville cheaper than the rest of North Carolina?
Jacksonville's median sale price of $251,500 is 37% lower than the North Carolina statewide median of $397,600, and 39% below the U.S. median of $410,700. Both figures are for the same period.
How long do homes take to sell in Jacksonville?
Homes in Jacksonville, NC spent a median of 42 days on market before going under contract, versus 52 days statewide. That is a normal pace: enough time to see a home twice, not enough to wait a month. (Redfin, through May 2026.)
What income do you need to buy a home in Jacksonville?
At the current 30-year fixed rate of 7.03%, 20% down on a $263,173 home is about $1,405 a month in principal and interest. Lenders typically want that under 28% of gross income, which works out to roughly $60,213 a year before taxes, insurance, HOA dues or mortgage insurance. The local median household income is $54,069.
Are home prices rising in Jacksonville?
The typical home value in Jacksonville, NC rose 3.0% over the last 12 months, from $255,439 to $263,173 (Zillow, August 2026). This is the live series — it refreshes monthly.
What are the cheapest ZIP codes in Jacksonville?
Jacksonville ZIP-level sale prices are not all published for the same period, so ranking them would compare different months. The ZIP pages listed on this page show what we hold for each one individually.
Is now a good time to buy in Jacksonville?
That depends on your timeline, not on a headline. What the data says today: Jacksonville, NC is a balanced market with 3.7 months of supply, the 30-year fixed rate is 7.03%, and the price-to-rent ratio of 15.5x means buying and renting land close enough together that the decision turns on how long you stay and your down payment. Properties Incorporated publishes the data; it does not give financial advice.
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