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Sarah Mitchell
Compass Real Estate · ZIP 28540
“Your trusted relocation specialist since 2009. 350+ homes sold. Zero-pressure, data-first approach.”
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28540 ZIP Code Housing Market
$269,000median sale price
What is the 28540 housing market like right now?
The median home sale price in ZIP code 28540 is $269,000, down 1.1% year-over-year. Homes sell in an average of 40 days with 229 active listings. The market is currently a balanced market. (Source: Redfin monthly MLS data, as of March 2026 — the most recent Redfin release; Redfin publishes each month's data on a ~6-week lag.)
Is the 28540 ZIP code a buyer's or seller's market?
ZIP code 28540 is currently a balanced market and homes selling in about 40 days. How we determine this →
What are the latest 28540 housing market stats?
| Metric | Value |
|---|---|
| Median sale price | $269,000 |
| Median list price | $275,000 |
| Year-over-year price change | -1.1% |
| Average days on market | 40 days |
| Active inventory | 229 listings |
| Sale-to-list price ratio | 99.2% |
| Market condition | Balanced market |
Source: Redfin · Updated monthly
The 28540 zip code, located in Jacksonville, NC, is currently classified as a balanced market. The median sale price stands at $269,000, representing a -1.1% change year over year. Homes in this area spend an average of 40 days on the market before going under contract. There are currently 229 active listings in the area, which influences how much negotiating power buyers and sellers have.
ZIP 28540 sits in the Jacksonville, NC area, roughly 6.1 miles from downtown Jacksonville. Because home prices are set street by street, this ZIP can move differently from Jacksonville's citywide averages. The figures below reflect 28540 specifically — drawn from Redfin transactions, U.S. Census data for its 49,141 residents, and Zillow value estimates.
Homes sold
228
Last 12 weeks
Days on market
40
Average pace
Active listings
229
Sale-to-list
99.2%
Below asking
What is driving the 28540 housing market?
The 28540 real estate market is shaped by a combination of local demand, housing supply, and broader economic trends. As a balanced market, homes are selling at approximately 99.2% of their listed price.
Year-over-year price trends are one of the most important indicators for both homebuyers and investors. Prices in 28540 have declined -1.1% compared to last year, which may present opportunities for buyers looking to enter the market at a lower price point. For context, it's valuable to compare this trend against neighboring zip codes and the broader metro area to determine whether this performance is localized or part of a regional pattern.
The Zillow Home Value Index (ZHVI) for 28540 stands at $261,825, which represents Zillow's estimate of the typical home value in the area. The Zillow Observed Rent Index (ZORI) indicates typical rents of $1,438 per month. This gives a price-to-rent ratio of approximately 15.2, which sits in a moderate range where the buy-versus-rent decision depends heavily on individual financial circumstances and time horizon. Use our mortgage calculator to estimate monthly payments based on current home values and interest rates.
Who lives in 28540?
Population
49,141
Median income
$65,625/yr
Median age
30.2 years
Owner-occupied
61.8%
College grads
24.3%
Avg commute
25.78 min
What is it like living in 28540?
Zip code 28540 is home to approximately 49,141 residents. The median household income is $65,625 per year, which shapes the types of homes and amenities available in the area. With a median age of 30.2 years, the community's age profile influences everything from school enrollment to local business types and recreational offerings. Approximately 61.8% of housing units are owner-occupied, indicating a stable, ownership-oriented community where residents have a vested interest in maintaining property values and neighborhood quality.
About 24.3% of residents hold a bachelor's degree or higher, which often correlates with access to knowledge-economy jobs and higher earning potential in the area. The average commute time is 25.78 minutes, which is close to the national average. These demographic factors, combined with the market data above, help paint a complete picture of what it's like to live and own property in 28540.
Which public schools serve ZIP 28540?
16 schools tracked · 8,871 students
The largest public schools serving ZIP code 28540 by enrollment, drawn from the National Center for Education Statistics. School quality is a commonly cited factor in home-buying decisions — these are the campuses families in this area are most likely to encounter.
Jacksonville High
Grades 9-12 · 1,449 students
Southwest Elementary
Grades PK-5 · 740 students
Southwest High
Grades 9-12 · 685 students
Northwoods Park Middle
Grades 6-8 · 643 students
Clear View Elementary
Grades K-5 · 579 students
Bell Fork Elementary
Grades K-5 · 539 students
Summersill Elementary
Grades PK-5 · 523 students
Southwest Middle
Grades 6-8 · 520 students
Source: National Center for Education Statistics, Common Core of Data directory. Updated annually. Ratings and test scores are not currently displayed.
Frequently asked questions about 28540
What is the median home price in 28540?
The current median sale price in 28540 is $269,000, based on recent Redfin transaction data. Prices have changed -1.1% compared to last year. For the most up-to-date pricing and to see how this compares to nearby areas, use our comparison tool.
Is 28540 a buyer's or seller's market?
The 28540 zip code is currently classified as a balanced market. This assessment is based on key indicators including months of supply, sale-to-list price ratios, and average days on market.
What is the population of zip code 28540?
Zip code 28540 has a population of approximately 49,141 residents. The median household income is $65,625 per year. About 61.8% of homes are owner-occupied. This data is sourced from the U.S. Census Bureau and is updated annually.
How do I research neighborhoods in 28540?
Properties Incorporated provides comprehensive data for 28540 including median home prices, price history charts, days on market, active inventory, and Census Bureau demographics. To compare this area with other zip codes or cities, use our comparison tool. For mortgage planning, our mortgage calculator estimates monthly payments based on current prices and interest rates.
How often is the data for 28540 updated?
Market data on Properties Incorporated is updated regularly as new information becomes available. Redfin sales data is typically refreshed monthly, Zillow home value and rent estimates update monthly, and Census Bureau demographics are updated annually.
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