New Listing
2
$90,000
103 High Ave SW
Concord, NC 28025
Land5,706 sqft lot
Costello Real Estate and Investments LLC
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Sarah Mitchell
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Compass Real Estate · Concord, NC
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Concord, NC(512) 555-0184TX License #0512847
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Concord, NC Housing Market
Balanced market-1.6% YoY
Zillow, August 2026 · Refreshes monthlyRedfin, through May 2026 · No longer updatingFreddie Mac via FRED, September 2026 · Refreshes weekly
The typical home in Concord, NC is worth $380,870, fell 1.6% over the past year (Zillow Home Value Index, August 2026). The last median sale price Redfin published was $363,000, -5.4% year over year (through May 2026). With 3.3 months of supply and homes going under contract in about 56 days, Concord is a balanced market. At today's 7.03% 30-year fixed rate, 20% down on a $380,870 home is about $2,033/mo in principal and interest.
Key numbers for Concord, NC
Typical home value
$380,870
-1.6% in 12 months
Zillow, August 2026
Typical asking rent
$1,813/mo
Zillow Observed Rent Index
Zillow, August 2026
Median sale price
$363,000
-5.4% year over year
Redfin, through May 2026
Days on market
56
Average pace
Redfin, through May 2026
Active listings
435
3.3 months of supply
Redfin, through May 2026
30-yr fixed rate
7.03%
Freddie Mac weekly average
Freddie Mac via FRED, September 2026
Median household income
$84,752
Home costs 4.5x income
U.S. Census ACS, 2023
Sale-to-list ratio
98.5%
Selling below asking
Redfin, through May 2026
Zillow figures are as of August 2026 and refresh monthly. Redfin figures are through May 2026 — Redfin stopped publishing its public market trackers in June 2026, so those numbers are final, not current. Mortgage rates come from Freddie Mac via FRED and update weekly.
Is Concord a buyer's or seller's market?
Balanced market3.3 months of supply56 days on market98.5% of asking
Concord, NC is a balanced market, based on 3.3 months of supply and homes selling in about 56 days. Under 4 months of supply tilts the market toward sellers: homes clear faster than they are replaced, so concessions are scarce.
Inputs are Redfin's final published period (May 2026). How we classify markets · Where the data comes from
What does the Concord housing market data show?
Every row below is Redfin's final published month for Concord, NC. Redfin, through May 2026
| Metric | Value |
|---|---|
| Median sale price | $363,000 |
| Median list price | $416,000 |
| Year-over-year price change | -5.4% |
| Median price per sq ft | $204/sq ft |
| Median days on market | 56 days |
| Active inventory | 435 listings |
| Months of supply | 3.3 months |
| Sale-to-list price ratio | 98.5% |
| Homes sold (that month) | 133 |
| New listings (that month) | 171 |
| Listings with a price cut | 34.7% |
| Market condition | Balanced market |
How to read these numbers
- Median sale price
- Half the homes that closed sold for more than this, half for less. It moves with what kind of home sold that month, so a quiet month with two big sales can swing it. Redfin's figure for Concord is frozen at May 2026.
- Typical home value (ZHVI)
- Zillow's estimate of what a mid-market home in Concord is worth right now, whether or not it sold. It is smoother than the median sale price and it still refreshes monthly, which is why this page leads with it.
- Months of supply
- How long it would take to sell every active listing at the current pace. Under 3 favors sellers, over 6 favors buyers, and 3 to 6 is the balanced band.
- Days on market
- Median time from listing to accepted offer. Short means you should have financing ready before you tour; long means there is room to negotiate on price and repairs.
- Sale-to-list ratio
- Sale price divided by the last asking price. Above 100% means bidding above asking is normal here; below 100% means the typical buyer got a discount.
- Price per square foot
- The size-adjusted price. Use it to compare a 1,400 sq ft house to a 2,600 sq ft house, not to value your own home — lot, condition and age move it a lot.
- Listings with a price cut
- Share of active listings that dropped their asking price in the month. A high share is the earliest visible sign that sellers are ahead of what buyers will pay.
- Typical asking rent (ZORI)
- Zillow's repeat-rent index for asking rents on new leases. Paired with the home value it gives the price-to-rent ratio in the rent-vs-buy section below.
How have Concord home prices moved?
Over the last three years the median sale price in Concord, NC fell 2.4%, from $372,008 to $363,000. The live Zillow value series has fell 1.6% in the last 12 months, which is the more current read now that Redfin's series has stopped. 34.7% of Concord listings cut their asking price in the final Redfin month — a high share, and the clearest sign that list prices were running ahead of what buyers would pay. For prices to fall meaningfully from here, supply would have to keep building past 3.3 months while the sale-to-list ratio slips below its current 98.5%. Watch those two together — they move before the median does.
Redfin, through May 2026 — the chart ends at Redfin's final published month.
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What does it cost to buy a home in Concord?
Priced off the typical home value of $380,870 at the current 7.03% 30-year fixed rate. These are principal and interest only — property taxes, homeowner's insurance, HOA dues and mortgage insurance are on top, and they vary enough by property that we will not guess them for you.
| Down payment | Cash at close | Loan amount | Monthly P&I |
|---|---|---|---|
| 20% | $76,174 | $304,696 | $2,033/mo |
| 5% | $19,044 | $361,827 | $2,415/mo |
Zillow, August 2026 for the price · Freddie Mac via FRED, September 2026 for the rate
What income do you need?
Lenders generally want housing costs under 28% of gross income. On the 20%-down payment of $2,033, that implies roughly $87,141 a year before you add taxes and insurance. The median household in Concord earns $84,752, about $2,389 short of that threshold — the typical local household needs a larger down payment, a co-borrower, or a home below the typical home value to fit the 28% rule. That puts the price-to-income ratio at 4.5x — above the historical 3x norm but in line with much of the country in 2026.
Run it with your own numbers: affordability calculator · mortgage calculator
Buying in Concord in the next 12 months?
Tell us your timeline. We send the Concord market brief: the price ranges that actually clear, how long homes sit, and what to fix on your credit before you apply.
Is it cheaper to rent or buy in Concord?
Typical asking rent in Concord, NC is $1,813/mo, against a typical home value of $380,870. That is a price-to-rent ratio of 17.5x, which means buying and renting land close enough together that the decision turns on how long you stay and your down payment. Compared head to head, 20% down puts principal and interest at $2,033 a month — $220 more than renting before taxes and insurance, so the ownership case here rests on equity and appreciation rather than monthly cash flow.
Zillow, August 2026 for both value and rent
Add your own down payment, tax rate and time horizon in the rent vs. buy calculator.
Is inventory rising or falling in Concord?
Active listings in Concord, NC went from 435 in May 2025 to 435 in May 2026, a +0.0% change. Inventory has been roughly flat, which usually keeps prices moving with rates rather than with local supply.
| Month | Active listings | New listings |
|---|---|---|
| June 2025 | 412 | 149 |
| July 2025 | 437 | 150 |
| August 2025 | 420 | 130 |
| September 2025 | 448 | 161 |
| October 2025 | 447 | 137 |
| November 2025 | 427 | 96 |
| December 2025 | 375 | 68 |
| January 2026 | 398 | 118 |
| February 2026 | 409 | 119 |
| March 2026 | 433 | 168 |
| April 2026 | 434 | 169 |
| May 2026 | 435 | 171 |
Redfin, through May 2026
How does Concord compare to North Carolina and the U.S.?
Concord homes sell for $363,000 — 9% below the North Carolina median of $397,600. Against the national median of $410,700, Concord runs 12% lower. Year-over-year, Concord moved -5.4% against North Carolina's +2.1% — a bigger swing than the state as a whole.
| Market | Median sale price | YoY | Days on market |
|---|---|---|---|
| Concord, NC | $363,000 | -5.4% | 56 days |
| North Carolina statewide | $397,600 | +2.1% | 52 days |
| United States | $410,700 | not published | not published |
City and state rows: Redfin, through May 2026 · U.S. row: Freddie Mac via FRED, April 2026 (MSPUS, quarterly)
What to do next in Concord
What buyers should watch
- Months of supply, currently 3.3. It turns before price does — when it climbs past 6, sellers start taking offers they would have rejected a quarter earlier.
- The share of listings cutting price, currently 34.7%. A listing that has already cut once is the one most likely to accept below asking.
- The gap between 5% and 20% down here is $381 a month in principal and interest alone, before mortgage insurance. That gap, not the price, is usually what decides your timeline.
- Rate moves. At 7.03%, every full point of rate change moves the payment on a $380,870 home more than a 5% price change does.
- Your credit tier before you shop, not after — it sets the rate you are quoted. Run your numbers first.
What sellers should know
- The median Concord listing goes under contract in 56 days. If yours passes that mark, the market is telling you the price is wrong — not that you need more showings.
- Homes here close at 98.5% of asking. Price to that ratio from day one rather than chasing the market down in cuts.
- In the last published month Concord added 171 new listings against 133 sales — more competition arriving than clearing, so early timing matters.
- Your equity moved -1.6% in the last 12 months on the Zillow value series. That, not the price you paid, is what sets your net proceeds.
- Comparable ZIP-level pricing inside Concord varies more than the citywide median suggests — check the ZIP pages below before you set a number.
Homes for sale in Concord
There are currently 435 homes listed for sale in Concord, North Carolina. The median listing price is $416K. Featured listings range from $90,000 to $827,730.
New Listing
18
$300,000
3396 Farm Lake Dr SW
Concord, NC 28027
3 bd2 ba1,068 sqft$281/ft²
House14,375 sqft lot
NorthGroup Real Estate LLC
View photos & details
New Listing
31
$314,900
581 Winborne Ave SW
Concord, NC 28025
4 bd3 ba2,128 sqft$148/ft²
House6,534 sqft lot
Entera Realty LLC
View photos & details
New Listing
25
$329,900
999 Ramsgate Dr SW
Concord, NC 28025
3 bd3 ba1,900 sqft$174/ft²
House4,356 sqft lot
Entera Realty LLC
View photos & details
New Listing
38
$350,000
1040 Castle Rock Ct
Concord, NC 28025
4 bd3 ba2,125 sqft$165/ft²
House11,761 sqft lot
Carolina Homes Connection, LLC
View photos & details
New Listing
31
$450,000
5994 Rocky River Rd
Concord, NC 28025
4 bd2 ba1,858 sqft$242/ft²
House2.83 acres
Ivester Jackson Christie's
View photos & details
New Listing
18
$499,000
10357 Montrose Dr NW
Concord, NC 28269
5 bd3 ba2,808 sqft$178/ft²
House10,890 sqft lot
Morton Malloy Realty
View photos & details
New Build
$741,375
608 Nutgrove Dr NW
Concord, NC 28027
5 bd4 ba3,010 sqft$246/ft²
House
View photos & details
New Listing
27
$760,000
9570 Kartey Ave NW Unit 335
Concord, NC 28027
5 bd5 ba3,784 sqft$201/ft²
House8,102 sqft lot
Coldwell Banker Realty
View photos & details
New Listing
43
$769,000
9582 Creighton Rd NW
Concord, NC 28027
5 bd5 ba3,789 sqft$203/ft²
House8,276 sqft lot
NorthGroup Real Estate LLC
View photos & details
New Build
$806,935
8386 Knockany Rd NW
Concord, NC 28027
5 bd5 ba3,620 sqft$223/ft²
House
View photos & details
New Build
$827,730
8382 Knockany Rd NW
Concord, NC 28027
5 bd5 ba3,943 sqft$210/ft²
House
View photos & details
Looking to buy in Concord?
Get connected with a local real estate expert — free, no obligation.
Active listings
435
Homes on market
Median list price
$416K
Avg. days on market
56
Days until sale
New this week
171
Newly listed
Price drops:34.7%of listings
Sale-to-list:98.5%
How much do homes cost in Concord by property type?
How the Concord, NC market breaks down across single-family homes, condos and townhouses. Redfin, through May 2026
| Property type | Median price | Price / sq ft | Homes sold | Days on market |
|---|---|---|---|---|
| Single-family | $388,375 | $206/sq ft | 118 | 55 days |
| Condo / co-op | $238,500 | $201/sq ft | 2 | 93 days |
| Townhouse | $338,504 | $200/sq ft | 13 | 92 days |
Who lives in Concord?
American Community Survey estimates for Concord. U.S. Census ACS, 2023
Population
106,518
Households
37,047
Median income
$84,752/yr
Median age
36.2 years
Owner-occupied
66.4%
Median home value
$327,600
Median gross rent
$1,365/mo
Mean commute
27.8 min
66.4% of occupied homes in Concord are owner-occupied, and the rest are rented — which is the share that decides how much of the local housing stock ever reaches the for-sale market. The Census self-reported median home value is $327,600 against Zillow's $380,870 typical value; the gap is normal — ACS asks owners what they think their home is worth, Zillow models transactions. Census median gross rent (all leases, including long-held ones) is $1,365/mo, below Zillow's $1,813/mo asking rent on new leases — the difference is roughly what a mover pays over a stayer.
Which public schools serve Concord?
36 schools tracked · 27,664 students
The largest public schools serving Concord, NC by enrollment, drawn from the National Center for Education Statistics. School quality is a commonly cited factor in home-buying decisions — these are the campuses families in this area are most likely to encounter.
West Cabarrus High
Grades 9-12 · 1,863 students
Cox Mill High School
Grades 9-12 · 1,757 students
Central Cabarrus High
Grades 9-12 · 1,323 students
Jay M Robinson High
Grades 9-12 · 1,176 students
Northwest Cabarrus High
Grades 9-12 · 1,168 students
Harris Road Middle
Grades 6-8 · 1,167 students
Cox Mill Elementary
Grades K-5 · 1,109 students
Roberta Road Middle
Grades 6-8 · 1,037 students
Source: National Center for Education Statistics, Common Core of Data directory. Updated annually. Ratings and test scores are not currently displayed.
Which cities are near Concord, NC?
Ordered by distance from Concord, not by size. Compare Concord side by side with any of them.
Which ZIP codes are in Concord?
These are the ZIP codes we see on active Concord listings. Redfin did not publish a matching ZIP-level sale row for the same period, so we are not ranking them by price here — each ZIP page shows exactly what we hold for it.
Concord housing market FAQ
Is Concord a buyer's or seller's market?
Concord, NC is currently a balanced market. That read comes from 3.3 months of supply, homes going under contract in about 56 days, and sellers getting 98.5% of their asking price in the last month Redfin published (May 2026).
How much do homes cost in Concord?
The typical home in Concord, NC is worth $380,870 (Zillow Home Value Index, August 2026). The median sale price in the last month Redfin published was $363,000, about $204 per square foot.
Is Concord cheaper than the rest of North Carolina?
Concord's median sale price of $363,000 is 9% lower than the North Carolina statewide median of $397,600, and 12% below the U.S. median of $410,700. Both figures are for the same period.
How long do homes take to sell in Concord?
Homes in Concord, NC spent a median of 56 days on market before going under contract, versus 52 days statewide. That is a normal pace: enough time to see a home twice, not enough to wait a month. (Redfin, through May 2026.)
What income do you need to buy a home in Concord?
At the current 30-year fixed rate of 7.03%, 20% down on a $380,870 home is about $2,033 a month in principal and interest. Lenders typically want that under 28% of gross income, which works out to roughly $87,141 a year before taxes, insurance, HOA dues or mortgage insurance. The local median household income is $84,752.
Are home prices rising in Concord?
The typical home value in Concord, NC fell 1.6% over the last 12 months, from $387,163 to $380,870 (Zillow, August 2026). This is the live series — it refreshes monthly.
What are the cheapest ZIP codes in Concord?
Concord ZIP-level sale prices are not all published for the same period, so ranking them would compare different months. The ZIP pages listed on this page show what we hold for each one individually.
Is now a good time to buy in Concord?
That depends on your timeline, not on a headline. What the data says today: Concord, NC is a balanced market with 3.3 months of supply, the 30-year fixed rate is 7.03%, and the price-to-rent ratio of 17.5x means buying and renting land close enough together that the decision turns on how long you stay and your down payment. Properties Incorporated publishes the data; it does not give financial advice.
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