New Listing
24
$295,000
3999 Harrisburg Dr
Harrisburg, NC 28075
3 bd2 ba1,575 sqft$187/ft²
House20,038 sqft lot
Bestway Realty
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Harrisburg, NC Housing Market
Buyer's market-1.0% YoY
Zillow, August 2026 · Refreshes monthlyRedfin, through May 2026 · No longer updatingFreddie Mac via FRED, September 2026 · Refreshes weekly
The typical home in Harrisburg, NC is worth $496,423, fell 1.0% over the past year (Zillow Home Value Index, August 2026). The last median sale price Redfin published was $500,000, -1.1% year over year (through May 2026). With 5.2 months of supply and homes going under contract in about 51 days, Harrisburg is a buyer's market. At today's 7.03% 30-year fixed rate, 20% down on a $496,423 home is about $2,650/mo in principal and interest.
Key numbers for Harrisburg, NC
Typical home value
$496,423
-1.0% in 12 months
Zillow, August 2026
Typical asking rent
$2,519/mo
Zillow Observed Rent Index
Zillow, August 2026
Median sale price
$500,000
-1.1% year over year
Redfin, through May 2026
Days on market
51
Average pace
Redfin, through May 2026
Active listings
130
5.2 months of supply
Redfin, through May 2026
30-yr fixed rate
7.03%
Freddie Mac weekly average
Freddie Mac via FRED, September 2026
Median household income
$143,393
Home costs 3.5x income
U.S. Census ACS, 2023
Sale-to-list ratio
98.9%
Selling below asking
Redfin, through May 2026
Zillow figures are as of August 2026 and refresh monthly. Redfin figures are through May 2026 — Redfin stopped publishing its public market trackers in June 2026, so those numbers are final, not current. Mortgage rates come from Freddie Mac via FRED and update weekly.
Is Harrisburg a buyer's or seller's market?
Buyer's market5.2 months of supply51 days on market98.9% of asking
Harrisburg, NC is a buyer's market, based on 5.2 months of supply and homes selling in about 51 days. Above 5 months of supply, homes start accumulating faster than they clear, which is where buyers gain leverage on price, repairs, and closing costs.
Inputs are Redfin's final published period (May 2026). How we classify markets · Where the data comes from
What does the Harrisburg housing market data show?
Every row below is Redfin's final published month for Harrisburg, NC. Redfin, through May 2026
| Metric | Value |
|---|---|
| Median sale price | $500,000 |
| Median list price | $532,500 |
| Year-over-year price change | -1.1% |
| Median price per sq ft | $209/sq ft |
| Median days on market | 51 days |
| Active inventory | 130 listings |
| Months of supply | 5.2 months |
| Sale-to-list price ratio | 98.9% |
| Homes sold (that month) | 25 |
| New listings (that month) | 38 |
| Listings with a price cut | 28.5% |
| Market condition | Buyer's market |
How to read these numbers
- Median sale price
- Half the homes that closed sold for more than this, half for less. It moves with what kind of home sold that month, so a quiet month with two big sales can swing it. Redfin's figure for Harrisburg is frozen at May 2026.
- Typical home value (ZHVI)
- Zillow's estimate of what a mid-market home in Harrisburg is worth right now, whether or not it sold. It is smoother than the median sale price and it still refreshes monthly, which is why this page leads with it.
- Months of supply
- How long it would take to sell every active listing at the current pace. Under 3 favors sellers, over 6 favors buyers, and 3 to 6 is the balanced band.
- Days on market
- Median time from listing to accepted offer. Short means you should have financing ready before you tour; long means there is room to negotiate on price and repairs.
- Sale-to-list ratio
- Sale price divided by the last asking price. Above 100% means bidding above asking is normal here; below 100% means the typical buyer got a discount.
- Price per square foot
- The size-adjusted price. Use it to compare a 1,400 sq ft house to a 2,600 sq ft house, not to value your own home — lot, condition and age move it a lot.
- Listings with a price cut
- Share of active listings that dropped their asking price in the month. A high share is the earliest visible sign that sellers are ahead of what buyers will pay.
- Typical asking rent (ZORI)
- Zillow's repeat-rent index for asking rents on new leases. Paired with the home value it gives the price-to-rent ratio in the rent-vs-buy section below.
How have Harrisburg home prices moved?
Over the last three years the median sale price in Harrisburg, NC rose 20.2%, from $416,000 to $500,000. The live Zillow value series has fell 1.0% in the last 12 months, which is the more current read now that Redfin's series has stopped. 28.5% of Harrisburg listings cut their asking price in the final Redfin month — a high share, and the clearest sign that list prices were running ahead of what buyers would pay. For prices to fall meaningfully from here, supply would have to keep building past 5.2 months while the sale-to-list ratio slips below its current 98.9%. Watch those two together — they move before the median does.
Redfin, through May 2026 — the chart ends at Redfin's final published month.
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What does it cost to buy a home in Harrisburg?
Priced off the typical home value of $496,423 at the current 7.03% 30-year fixed rate. These are principal and interest only — property taxes, homeowner's insurance, HOA dues and mortgage insurance are on top, and they vary enough by property that we will not guess them for you.
| Down payment | Cash at close | Loan amount | Monthly P&I |
|---|---|---|---|
| 20% | $99,285 | $397,139 | $2,650/mo |
| 5% | $24,821 | $471,602 | $3,147/mo |
Zillow, August 2026 for the price · Freddie Mac via FRED, September 2026 for the rate
What income do you need?
Lenders generally want housing costs under 28% of gross income. On the 20%-down payment of $2,650, that implies roughly $113,579 a year before you add taxes and insurance. The median household in Harrisburg earns $143,393, about $29,814 more than that threshold — the typical local household clears the payment on a typical local home with 20% down. That puts the price-to-income ratio at 3.5x — close to the historical 3x norm, which is unusual in 2026.
Run it with your own numbers: affordability calculator · mortgage calculator
Buying in Harrisburg in the next 12 months?
Tell us your timeline. We send the Harrisburg market brief: the price ranges that actually clear, how long homes sit, and what to fix on your credit before you apply.
Is it cheaper to rent or buy in Harrisburg?
Typical asking rent in Harrisburg, NC is $2,519/mo, against a typical home value of $496,423. That is a price-to-rent ratio of 16.4x, which means buying and renting land close enough together that the decision turns on how long you stay and your down payment. Compared head to head, 20% down puts principal and interest at $2,650 a month — $131 more than renting before taxes and insurance, so the ownership case here rests on equity and appreciation rather than monthly cash flow.
Zillow, August 2026 for both value and rent
Add your own down payment, tax rate and time horizon in the rent vs. buy calculator.
Is inventory rising or falling in Harrisburg?
Active listings in Harrisburg, NC went from 155 in May 2025 to 130 in May 2026, a -16.1% change. Falling inventory tightens competition. When supply drops while demand holds, sale-to-list ratios rise before the median sale price does.
| Month | Active listings | New listings |
|---|---|---|
| June 2025 | 147 | 32 |
| July 2025 | 142 | 47 |
| August 2025 | 129 | 32 |
| September 2025 | 143 | 38 |
| October 2025 | 133 | 28 |
| November 2025 | 119 | 20 |
| December 2025 | 113 | 21 |
| January 2026 | 124 | 27 |
| February 2026 | 117 | 29 |
| March 2026 | 110 | 39 |
| April 2026 | 132 | 57 |
| May 2026 | 130 | 38 |
Redfin, through May 2026
How does Harrisburg compare to North Carolina and the U.S.?
Harrisburg homes sell for $500,000 — 26% above the North Carolina median of $397,600. Against the national median of $410,700, Harrisburg runs 22% higher. Year-over-year, Harrisburg moved -1.1% against North Carolina's +2.1% — a smaller swing than the state as a whole.
| Market | Median sale price | YoY | Days on market |
|---|---|---|---|
| Harrisburg, NC | $500,000 | -1.1% | 51 days |
| North Carolina statewide | $397,600 | +2.1% | 52 days |
| United States | $410,700 | not published | not published |
City and state rows: Redfin, through May 2026 · U.S. row: Freddie Mac via FRED, April 2026 (MSPUS, quarterly)
What to do next in Harrisburg
What buyers should watch
- Months of supply, currently 5.2. It turns before price does — when it climbs past 6, sellers start taking offers they would have rejected a quarter earlier.
- The share of listings cutting price, currently 28.5%. A listing that has already cut once is the one most likely to accept below asking.
- The gap between 5% and 20% down here is $497 a month in principal and interest alone, before mortgage insurance. That gap, not the price, is usually what decides your timeline.
- Rate moves. At 7.03%, every full point of rate change moves the payment on a $496,423 home more than a 5% price change does.
- Your credit tier before you shop, not after — it sets the rate you are quoted. Run your numbers first.
What sellers should know
- The median Harrisburg listing goes under contract in 51 days. If yours passes that mark, the market is telling you the price is wrong — not that you need more showings.
- Homes here close at 98.9% of asking. Price to that ratio from day one rather than chasing the market down in cuts.
- In the last published month Harrisburg added 38 new listings against 25 sales — more competition arriving than clearing, so early timing matters.
- Your equity moved -1.0% in the last 12 months on the Zillow value series. That, not the price you paid, is what sets your net proceeds.
- Comparable ZIP-level pricing inside Harrisburg varies more than the citywide median suggests — check the ZIP pages below before you set a number.
Homes for sale in Harrisburg
There are currently 130 homes listed for sale in Harrisburg, North Carolina. The median listing price is $533K. Featured listings range from $295,000 to $796,900.
New Build
3
$439,900
4365 Black Ct
Harrisburg, NC 28075
3 bd3 ba1,904 sqft$231/ft²
Townhouse
View photos & details
New Build
3
$448,900
4383 Black Ct
Harrisburg, NC 28075
3 bd3 ba1,957 sqft$229/ft²
Townhouse
View photos & details
New Listing
29
$475,000
3235 Gavin Ln
Harrisburg, NC 28075
3 bd2 ba1,862 sqft$255/ft²
House7,841 sqft lot
Keller Williams Lake Norman
View photos & details
New Listing
34
$475,000
1392 Bottle Brush Ln
Harrisburg, NC 28075
5 bd4 ba3,043 sqft$156/ft²
House8,276 sqft lot
Better Homes and Garden Real Estate Paracle
View photos & details
New Listing
22
$480,000
437 Hillcrest Dr
Harrisburg, NC 28075
4 bd3 ba2,198 sqft$218/ft²
House23,087 sqft lot
Howard Hanna Allen Tate Huntersville
View photos & details
New Listing
25
$560,000
4840 Annelise Dr
Harrisburg, NC 28075
5 bd3 ba3,037 sqft$184/ft²
House10,019 sqft lot
EXP Realty LLC Ballantyne
View photos & details
New Listing
$599,999
7901 Tottenham Dr
Harrisburg, NC 28075
5 bd3 ba2,803 sqft$214/ft²
House15,682 sqft lot
TT Realty & Investment Group
View photos & details
New Listing
28
$609,000
7824 Whisperingwood Dr
Harrisburg, NC 28075
5 bd4 ba3,462 sqft$176/ft²
House10,454 sqft lot
Keller Williams Connected
View photos & details
New Listing
46
$669,000
7512 Chasewater Dr
Harrisburg, NC 28075
5 bd3 ba3,838 sqft$174/ft²
House15,682 sqft lot
Odell Realty, LLC
View photos & details
New Listing
43
$775,000
9018 Kensington Forest Dr
Harrisburg, NC 28075
4 bd5 ba3,671 sqft$211/ft²
House25,265 sqft lot
Horizon Realty Carolinas
View photos & details
New Build
4
$796,900
7144 Bil Mar Dr
Harrisburg, NC 28075
5 bd5 ba3,453 sqft$231/ft²
House
View photos & details
Looking to buy in Harrisburg?
Get connected with a local real estate expert — free, no obligation.
Active listings
130
Homes on market
Median list price
$533K
Avg. days on market
51
Days until sale
New this week
38
Newly listed
Price drops:28.5%of listings
Sale-to-list:98.9%
How much do homes cost in Harrisburg by property type?
How the Harrisburg, NC market breaks down across single-family homes, condos and townhouses. Redfin, through May 2026
| Property type | Median price | Price / sq ft | Homes sold | Days on market |
|---|---|---|---|---|
| Single-family | $551,250 | $207/sq ft | 20 | 57 days |
| Condo / co-op | $208,500 | $223/sq ft | 2 | 18 days |
| Townhouse | $371,400 | $214/sq ft | 3 | 96 days |
Who lives in Harrisburg?
American Community Survey estimates for Harrisburg. U.S. Census ACS, 2023
Population
19,203
Households
5,804
Median income
$143,393/yr
Median age
39 years
Owner-occupied
92.5%
Median home value
$431,900
Median gross rent
$2,407/mo
Mean commute
30 min
92.5% of occupied homes in Harrisburg are owner-occupied, and the rest are rented — which is the share that decides how much of the local housing stock ever reaches the for-sale market. The Census self-reported median home value is $431,900 against Zillow's $496,423 typical value; the gap is normal — ACS asks owners what they think their home is worth, Zillow models transactions. Census median gross rent (all leases, including long-held ones) is $2,407/mo, below Zillow's $2,519/mo asking rent on new leases — the difference is roughly what a mover pays over a stayer.
Which public schools serve Harrisburg?
5 schools tracked · 5,025 students
The largest public schools serving Harrisburg, NC by enrollment, drawn from the National Center for Education Statistics. School quality is a commonly cited factor in home-buying decisions — these are the campuses families in this area are most likely to encounter.
Hickory Ridge High
Grades 9-12 · 1,673 students
Hickory Ridge Elementary
Grades K-5 · 1,073 students
Hickory Ridge Middle
Grades 6-8 · 994 students
Harrisburg Elementary
Grades PK-5 · 847 students
A.C.E. Academy
Grades K-8 · 438 students
Source: National Center for Education Statistics, Common Core of Data directory. Updated annually. Ratings and test scores are not currently displayed.
Which cities are near Harrisburg, NC?
Ordered by distance from Harrisburg, not by size. Compare Harrisburg side by side with any of them.
Which ZIP codes are in Harrisburg?
These are the ZIP codes we see on active Harrisburg listings. Redfin did not publish a matching ZIP-level sale row for the same period, so we are not ranking them by price here — each ZIP page shows exactly what we hold for it.
Harrisburg housing market FAQ
Is Harrisburg a buyer's or seller's market?
Harrisburg, NC is currently a buyer's market. That read comes from 5.2 months of supply, homes going under contract in about 51 days, and sellers getting 98.9% of their asking price in the last month Redfin published (May 2026).
How much do homes cost in Harrisburg?
The typical home in Harrisburg, NC is worth $496,423 (Zillow Home Value Index, August 2026). The median sale price in the last month Redfin published was $500,000, about $209 per square foot.
Is Harrisburg cheaper than the rest of North Carolina?
Harrisburg's median sale price of $500,000 is 26% higher than the North Carolina statewide median of $397,600, and 22% above the U.S. median of $410,700. Both figures are for the same period.
How long do homes take to sell in Harrisburg?
Homes in Harrisburg, NC spent a median of 51 days on market before going under contract, versus 52 days statewide. That is a normal pace: enough time to see a home twice, not enough to wait a month. (Redfin, through May 2026.)
What income do you need to buy a home in Harrisburg?
At the current 30-year fixed rate of 7.03%, 20% down on a $496,423 home is about $2,650 a month in principal and interest. Lenders typically want that under 28% of gross income, which works out to roughly $113,579 a year before taxes, insurance, HOA dues or mortgage insurance. The local median household income is $143,393.
Are home prices rising in Harrisburg?
The typical home value in Harrisburg, NC fell 1.0% over the last 12 months, from $501,390 to $496,423 (Zillow, August 2026). This is the live series — it refreshes monthly.
What are the cheapest ZIP codes in Harrisburg?
Harrisburg ZIP-level sale prices are not all published for the same period, so ranking them would compare different months. The ZIP pages listed on this page show what we hold for each one individually.
Is now a good time to buy in Harrisburg?
That depends on your timeline, not on a headline. What the data says today: Harrisburg, NC is a buyer's market with 5.2 months of supply, the 30-year fixed rate is 7.03%, and the price-to-rent ratio of 16.4x means buying and renting land close enough together that the decision turns on how long you stay and your down payment. Properties Incorporated publishes the data; it does not give financial advice.
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