$37,900
Townline Rd
Bergen, NY
Land2.00 acres
View photos & details
Brokers — List your Company Here
Featured local agent — Bergen, NY
Example placement
Sarah Mitchell
CNESRESABR
Compass Real Estate · Bergen, NY
“Your trusted relocation specialist since 2009. 350+ homes sold. Zero-pressure, data-first approach.”
Bergen, NY(512) 555-0184TX License #0512847
Visit website →sarahmitchellhomes.com
5.0 · 47 reviews
This spot is open. Be the only brokerage featured on this page — one slot, no auction.
Claim this spot* Example only — dummy agent for illustration. Your logo, name, tagline, link, and lead routing replace this content.
Bergen, NY Housing Market
Seller's market+9.1% YoY
Zillow, July 2026 · Refreshes monthlyRedfin, through May 2026 · No longer updatingFreddie Mac via FRED, August 2026 · Refreshes weekly
The typical home in Bergen, NY is worth $268,457, rose 9.1% over the past year (Zillow Home Value Index, July 2026). The last median sale price Redfin published was $222,000 (through May 2026). With homes going under contract in about 9 days, Bergen is a seller's market. At today's 6.66% 30-year fixed rate, 20% down on a $268,457 home is about $1,380/mo in principal and interest.
Key numbers for Bergen, NY
Typical home value
$268,457
+9.1% in 12 months
Zillow, July 2026
Median sale price
$222,000
Last published period
Redfin, through May 2026
Days on market
9
Fast-moving
Redfin, through May 2026
30-yr fixed rate
6.66%
Freddie Mac weekly average
Freddie Mac via FRED, August 2026
Median household income
$80,521
Home costs 3.3x income
U.S. Census ACS, 2023
Sale-to-list ratio
115.2%
Selling above asking
Redfin, through May 2026
Zillow figures are as of July 2026 and refresh monthly. Redfin figures are through May 2026 — Redfin stopped publishing its public market trackers in June 2026, so those numbers are final, not current. Mortgage rates come from Freddie Mac via FRED and update weekly.
Is Bergen a buyer's or seller's market?
Seller's market9 days on market115.2% of asking
Bergen, NY is a seller's market and homes selling in about 9 days. We classify markets from months of supply, sale-to-list ratio and days on market together — no single number decides it.
Inputs are Redfin's final published period (May 2026). How we classify markets · Where the data comes from
What does the Bergen housing market data show?
Every row below is Redfin's final published month for Bergen, NY. Redfin, through May 2026
| Metric | Value |
|---|---|
| Median sale price | $222,000 |
| Median price per sq ft | $147/sq ft |
| Median days on market | 9 days |
| Sale-to-list price ratio | 115.2% |
| Homes sold (that month) | 3 |
| Market condition | Seller's market |
How to read these numbers
- Median sale price
- Half the homes that closed sold for more than this, half for less. It moves with what kind of home sold that month, so a quiet month with two big sales can swing it. Redfin's figure for Bergen is frozen at May 2026.
- Typical home value (ZHVI)
- Zillow's estimate of what a mid-market home in Bergen is worth right now, whether or not it sold. It is smoother than the median sale price and it still refreshes monthly, which is why this page leads with it.
- Months of supply
- How long it would take to sell every active listing at the current pace. Under 3 favors sellers, over 6 favors buyers, and 3 to 6 is the balanced band.
- Days on market
- Median time from listing to accepted offer. Short means you should have financing ready before you tour; long means there is room to negotiate on price and repairs.
- Sale-to-list ratio
- Sale price divided by the last asking price. Above 100% means bidding above asking is normal here; below 100% means the typical buyer got a discount.
- Price per square foot
- The size-adjusted price. Use it to compare a 1,400 sq ft house to a 2,600 sq ft house, not to value your own home — lot, condition and age move it a lot.
- Listings with a price cut
- Share of active listings that dropped their asking price in the month. A high share is the earliest visible sign that sellers are ahead of what buyers will pay.
- Typical asking rent (ZORI)
- Zillow's repeat-rent index for asking rents on new leases. Paired with the home value it gives the price-to-rent ratio in the rent-vs-buy section below.
How have Bergen home prices moved?
Over the last three years the median sale price in Bergen, NY rose 4.7%, from $212,000 to $222,000. The live Zillow value series has rose 9.1% in the last 12 months, which is the more current read now that Redfin's series has stopped.
Redfin, through May 2026 — the chart ends at Redfin's final published month.
Get Bergen market alerts
Weekly updates on prices, inventory, and trends. Free forever.
What does it cost to buy a home in Bergen?
Priced off the typical home value of $268,457 at the current 6.66% 30-year fixed rate. These are principal and interest only — property taxes, homeowner's insurance, HOA dues and mortgage insurance are on top, and they vary enough by property that we will not guess them for you.
| Down payment | Cash at close | Loan amount | Monthly P&I |
|---|---|---|---|
| 20% | $53,691 | $214,766 | $1,380/mo |
| 5% | $13,423 | $255,034 | $1,639/mo |
Zillow, July 2026 for the price · Freddie Mac via FRED, August 2026 for the rate
What income do you need?
Lenders generally want housing costs under 28% of gross income. On the 20%-down payment of $1,380, that implies roughly $59,149 a year before you add taxes and insurance. The median household in Bergen earns $80,521, about $21,372 more than that threshold — the typical local household clears the payment on a typical local home with 20% down. That puts the price-to-income ratio at 3.3x — close to the historical 3x norm, which is unusual in 2026.
Run it with your own numbers: affordability calculator · mortgage calculator
Buying in Bergen in the next 12 months?
Tell us your timeline. We send the Bergen market brief: the price ranges that actually clear, how long homes sit, and what to fix on your credit before you apply.
Is it cheaper to rent or buy in Bergen?
Zillow does not publish a rent index (ZORI) for Bergen, NY, so we cannot compute a price-to-rent ratio here without borrowing a nearby market's rents and calling them local — which we will not do. The rent vs. buy calculator works with a rent figure you supply.
Is inventory rising or falling in Bergen?
Active listings in Bergen, NY went from 1 in January 2024 to 2 in February 2026, a +100.0% change. Rising inventory is the single most useful leading indicator for buyers: more choice, longer marketing times, and more sellers willing to negotiate before price cuts show up in the median.
| Month | Active listings | New listings |
|---|---|---|
| May 2024 | 2 | 5 |
| June 2024 | 3 | 2 |
| August 2024 | 1 | 1 |
| September 2024 | 2 | 2 |
| November 2024 | 2 | 1 |
| December 2024 | 2 | not published |
| February 2025 | 2 | 1 |
| March 2025 | 2 | 1 |
| April 2025 | 2 | not published |
| June 2025 | 2 | not published |
| November 2025 | 1 | not published |
| February 2026 | 2 | 2 |
Redfin, through February 2026
How does Bergen compare to New York and the U.S.?
Bergen homes sell for $222,000 — 64% below the New York median of $620,500. Against the national median of $410,700, Bergen runs 46% lower.
| Market | Median sale price | YoY | Days on market |
|---|---|---|---|
| Bergen, NY | $222,000 | not published | 9 days |
| New York statewide | $620,500 | +5.1% | 42 days |
| United States | $410,700 | not published | not published |
City and state rows: Redfin, through May 2026 · U.S. row: Freddie Mac via FRED, April 2026 (MSPUS, quarterly)
What to do next in Bergen
What buyers should watch
- The gap between 5% and 20% down here is $259 a month in principal and interest alone, before mortgage insurance. That gap, not the price, is usually what decides your timeline.
- Rate moves. At 6.66%, every full point of rate change moves the payment on a $268,457 home more than a 5% price change does.
- Your credit tier before you shop, not after — it sets the rate you are quoted. Run your numbers first.
What sellers should know
- The median Bergen listing goes under contract in 9 days. If yours passes that mark, the market is telling you the price is wrong — not that you need more showings.
- Homes here close at 115.2% of asking. Price at the number you want and let competition do the rest.
- Your equity moved +9.1% in the last 12 months on the Zillow value series. That, not the price you paid, is what sets your net proceeds.
- Comparable ZIP-level pricing inside Bergen varies more than the citywide median suggests — check the ZIP pages below before you set a number.
Homes for sale in Bergen
Explore homes currently listed for sale in Bergen, New York across major real estate platforms.
$159,000
17 Buffalo St
Bergen, NY
5 bd2 ba2,000 sqft$80/ft²
Multi-family15,181 sqft lot
View photos & details
$199,900
11 Hunter St
Bergen, NY
3 bd2 ba1,512 sqft$132/ft²
House37,462 sqft lot
View photos & details
$199,900
17 McKenzie St
Bergen, NY
8 bd3 ba3,552 sqft$56/ft²
Multi-family18,478 sqft lot
View photos & details
$209,900
13 Canterbury Ct
Bergen, NY
2 bd1 ba1,144 sqft$183/ft²
House17,250 sqft lot
View photos & details
$299,900
38 Munger St
Bergen, NY
3 bd2 ba1,400 sqft$214/ft²
House20,473 sqft lot
View photos & details
Looking to buy in Bergen?
Get connected with a local real estate expert — free, no obligation.
Sale-to-list:115.2%
How much do homes cost in Bergen by property type?
How the Bergen, NY market breaks down across single-family homes, condos and townhouses. Redfin, through May 2026
| Property type | Median price | Price / sq ft | Homes sold | Days on market |
|---|---|---|---|---|
| Single-family | $251,000 | $161/sq ft | 2 | 9 days |
| Townhouse | $150,000 | $75/sq ft | 1 | 11 days |
Who lives in Bergen?
American Community Survey estimates for Bergen. U.S. Census ACS, 2023
Population
1,203
Households
455
Median income
$80,521/yr
Median age
35.7 years
Owner-occupied
75.2%
Median home value
$159,200
Median gross rent
$918/mo
Mean commute
22 min
75.2% of occupied homes in Bergen are owner-occupied, and the rest are rented — which is the share that decides how much of the local housing stock ever reaches the for-sale market. The Census self-reported median home value is $159,200 against Zillow's $268,457 typical value; the gap is normal — ACS asks owners what they think their home is worth, Zillow models transactions.
Which public schools serve Bergen?
2 schools tracked · 845 students
The largest public schools serving Bergen, NY by enrollment, drawn from the National Center for Education Statistics. School quality is a commonly cited factor in home-buying decisions — these are the campuses families in this area are most likely to encounter.
BYRON-BERGEN JUNIOR/SENIOR HIGH SCHOOL
Grades 6-12 · 427 students
BYRON-BERGEN ELEMENTARY SCHOOL
Grades PK-5 · 418 students
Source: National Center for Education Statistics, Common Core of Data directory. Updated annually. Ratings and test scores are not currently displayed.
Which cities are near Bergen, NY?
Ordered by distance from Bergen, not by size. Compare Bergen side by side with any of them.
Bergen housing market FAQ
Is Bergen a buyer's or seller's market?
Bergen, NY is currently a seller's market based on the supply, pace-of-sale and sale-to-list data we hold for this city. Redfin's public market tracker last published in May 2026, so this classification will not move until a new source fills that gap.
How much do homes cost in Bergen?
The typical home in Bergen, NY is worth $268,457 (Zillow Home Value Index, July 2026). The median sale price in the last month Redfin published was $222,000, about $147 per square foot.
Is Bergen cheaper than the rest of New York?
Bergen's median sale price of $222,000 is 64% lower than the New York statewide median of $620,500, and 46% below the U.S. median of $410,700. Both figures are for the same period.
How long do homes take to sell in Bergen?
Homes in Bergen, NY spent a median of 9 days on market before going under contract, versus 42 days statewide. Under three weeks means well-priced listings move before most buyers can schedule a second showing. (Redfin, through May 2026.)
What income do you need to buy a home in Bergen?
At the current 30-year fixed rate of 6.66%, 20% down on a $268,457 home is about $1,380 a month in principal and interest. Lenders typically want that under 28% of gross income, which works out to roughly $59,149 a year before taxes, insurance, HOA dues or mortgage insurance. The local median household income is $80,521.
Are home prices rising in Bergen?
The typical home value in Bergen, NY rose 9.1% over the last 12 months, from $246,137 to $268,457 (Zillow, July 2026). This is the live series — it refreshes monthly.
What are the cheapest ZIP codes in Bergen?
Bergen ZIP-level sale prices are not all published for the same period, so ranking them would compare different months. The ZIP pages listed on this page show what we hold for each one individually.
Is now a good time to buy in Bergen?
That depends on your timeline, not on a headline. What the data says today: Bergen, NY is a seller's market, the 30-year fixed rate is 6.66%. Properties Incorporated publishes the data; it does not give financial advice.
Be the brokerage on this page
1 slot per pageGet featured on Bergen, NY
Your logo, brokerage name, and direct link to your site — featured at the top of this page in front of every visitor researching this whole city. One brokerage, no rotation, no bidding war.
- Goes live in 24 hours
- Cancel anytime
- Do-follow backlink to your site
Keep researching Bergen
Nearby markets
Get the Bergen market brief
Get the Bergen, NY market brief
One email: what homes are actually clearing at around $268,457, how long they sit, which ZIPs run cheaper, and what to fix on your credit before you apply.