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Featured local agent — Spencerport, NY
Sarah Mitchell
Compass Real Estate · Spencerport, NY
“Your trusted relocation specialist since 2009. 350+ homes sold. Zero-pressure, data-first approach.”
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Spencerport, NY Housing Market
The typical home in Spencerport, NY is worth $330,759, rose 5.5% over the past year (Zillow Home Value Index, August 2026). The last median sale price Redfin published was $443,500, +50.7% year over year (through May 2026). With 0.5 months of supply and homes going under contract in about 10 days, Spencerport is a strong seller's market. At today's 7.03% 30-year fixed rate, 20% down on a $330,759 home is about $1,766/mo in principal and interest.
Key numbers for Spencerport, NY
Typical home value
$330,759
+5.5% in 12 months
Zillow, August 2026
Typical asking rent
$1,625/mo
Zillow Observed Rent Index
Zillow, August 2026
Median sale price
$443,500
+50.7% year over year
Redfin, through May 2026
Days on market
10
Fast-moving
Redfin, through May 2026
Active listings
1
0.5 months of supply
Redfin, through May 2026
30-yr fixed rate
7.03%
Freddie Mac weekly average
Freddie Mac via FRED, September 2026
Median household income
$79,200
Home costs 4.2x income
U.S. Census ACS, 2023
Sale-to-list ratio
127.6%
Selling above asking
Redfin, through May 2026
Zillow figures are as of August 2026 and refresh monthly. Redfin figures are through May 2026 — Redfin stopped publishing its public market trackers in June 2026, so those numbers are final, not current. Mortgage rates come from Freddie Mac via FRED and update weekly.
Is Spencerport a buyer's or seller's market?
Spencerport, NY is a strong seller's market, based on 0.5 months of supply and homes selling in about 10 days. Under 2 months of supply is a severe shortage: expect competition on almost anything priced correctly, and little room to negotiate below asking.
Inputs are Redfin's final published period (May 2026). How we classify markets · Where the data comes from
What does the Spencerport housing market data show?
Every row below is Redfin's final published month for Spencerport, NY. Redfin, through May 2026
| Metric | Value |
|---|---|
| Median sale price | $443,500 |
| Median list price | $299,900 |
| Year-over-year price change | +50.7% |
| Median price per sq ft | $202/sq ft |
| Median days on market | 10 days |
| Active inventory | 1 listings |
| Months of supply | 0.5 months |
| Sale-to-list price ratio | 127.6% |
| Homes sold (that month) | 2 |
| New listings (that month) | 3 |
| Market condition | Strong seller's market |
How to read these numbers
- Median sale price
- Half the homes that closed sold for more than this, half for less. It moves with what kind of home sold that month, so a quiet month with two big sales can swing it. Redfin's figure for Spencerport is frozen at May 2026.
- Typical home value (ZHVI)
- Zillow's estimate of what a mid-market home in Spencerport is worth right now, whether or not it sold. It is smoother than the median sale price and it still refreshes monthly, which is why this page leads with it.
- Months of supply
- How long it would take to sell every active listing at the current pace. Under 3 favors sellers, over 6 favors buyers, and 3 to 6 is the balanced band.
- Days on market
- Median time from listing to accepted offer. Short means you should have financing ready before you tour; long means there is room to negotiate on price and repairs.
- Sale-to-list ratio
- Sale price divided by the last asking price. Above 100% means bidding above asking is normal here; below 100% means the typical buyer got a discount.
- Price per square foot
- The size-adjusted price. Use it to compare a 1,400 sq ft house to a 2,600 sq ft house, not to value your own home — lot, condition and age move it a lot.
- Listings with a price cut
- Share of active listings that dropped their asking price in the month. A high share is the earliest visible sign that sellers are ahead of what buyers will pay.
- Typical asking rent (ZORI)
- Zillow's repeat-rent index for asking rents on new leases. Paired with the home value it gives the price-to-rent ratio in the rent-vs-buy section below.
How have Spencerport home prices moved?
Over the last three years the median sale price in Spencerport, NY rose 111.2%, from $210,000 to $443,500. The live Zillow value series has rose 5.5% in the last 12 months, which is the more current read now that Redfin's series has stopped. For prices to fall meaningfully from here, supply would have to keep building past 0.5 months while the sale-to-list ratio slips below its current 127.6%. Watch those two together — they move before the median does.
Redfin, through May 2026 — the chart ends at Redfin's final published month.
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What does it cost to buy a home in Spencerport?
Priced off the typical home value of $330,759 at the current 7.03% 30-year fixed rate. These are principal and interest only — property taxes, homeowner's insurance, HOA dues and mortgage insurance are on top, and they vary enough by property that we will not guess them for you.
| Down payment | Cash at close | Loan amount | Monthly P&I |
|---|---|---|---|
| 20% | $66,152 | $264,607 | $1,766/mo |
| 5% | $16,538 | $314,221 | $2,097/mo |
Zillow, August 2026 for the price · Freddie Mac via FRED, September 2026 for the rate
What income do you need?
Lenders generally want housing costs under 28% of gross income. On the 20%-down payment of $1,766, that implies roughly $75,676 a year before you add taxes and insurance. The median household in Spencerport earns $79,200, about $3,524 more than that threshold — the typical local household clears the payment on a typical local home with 20% down. That puts the price-to-income ratio at 4.2x — above the historical 3x norm but in line with much of the country in 2026.
Run it with your own numbers: affordability calculator · mortgage calculator
Buying in Spencerport in the next 12 months?
Tell us your timeline. We send the Spencerport market brief: the price ranges that actually clear, how long homes sit, and what to fix on your credit before you apply.
Is it cheaper to rent or buy in Spencerport?
Typical asking rent in Spencerport, NY is $1,625/mo, against a typical home value of $330,759. That is a price-to-rent ratio of 17.0x, which means buying and renting land close enough together that the decision turns on how long you stay and your down payment. Compared head to head, 20% down puts principal and interest at $1,766 a month — $141 more than renting before taxes and insurance, so the ownership case here rests on equity and appreciation rather than monthly cash flow.
Zillow, August 2026 for both value and rent
Add your own down payment, tax rate and time horizon in the rent vs. buy calculator.
Is inventory rising or falling in Spencerport?
Active listings in Spencerport, NY went from 3 in July 2024 to 1 in May 2026, a -66.7% change. Falling inventory tightens competition. When supply drops while demand holds, sale-to-list ratios rise before the median sale price does.
| Month | Active listings | New listings |
|---|---|---|
| September 2024 | 1 | 4 |
| October 2024 | 2 | 2 |
| November 2024 | 1 | 1 |
| December 2024 | 1 | 1 |
| May 2025 | 2 | 5 |
| June 2025 | 1 | 3 |
| July 2025 | 3 | 4 |
| September 2025 | 2 | 7 |
| February 2026 | 1 | 1 |
| March 2026 | 1 | 4 |
| April 2026 | 3 | 3 |
| May 2026 | 1 | 3 |
Redfin, through May 2026
How does Spencerport compare to New York and the U.S.?
Spencerport homes sell for $443,500 — 29% below the New York median of $620,500. Against the national median of $410,700, Spencerport runs 8% higher. Year-over-year, Spencerport moved +50.7% against New York's +5.1% — a bigger swing than the state as a whole.
| Market | Median sale price | YoY | Days on market |
|---|---|---|---|
| Spencerport, NY | $443,500 | +50.7% | 10 days |
| New York statewide | $620,500 | +5.1% | 42 days |
| United States | $410,700 | not published | not published |
City and state rows: Redfin, through May 2026 · U.S. row: Freddie Mac via FRED, April 2026 (MSPUS, quarterly)
What to do next in Spencerport
What buyers should watch
- Months of supply, currently 0.5. It turns before price does — when it climbs past 6, sellers start taking offers they would have rejected a quarter earlier.
- The gap between 5% and 20% down here is $331 a month in principal and interest alone, before mortgage insurance. That gap, not the price, is usually what decides your timeline.
- Rate moves. At 7.03%, every full point of rate change moves the payment on a $330,759 home more than a 5% price change does.
- Your credit tier before you shop, not after — it sets the rate you are quoted. Run your numbers first.
What sellers should know
- The median Spencerport listing goes under contract in 10 days. If yours passes that mark, the market is telling you the price is wrong — not that you need more showings.
- Homes here close at 127.6% of asking. Price at the number you want and let competition do the rest.
- In the last published month Spencerport added 3 new listings against 2 sales — more competition arriving than clearing, so early timing matters.
- Your equity moved +5.5% in the last 12 months on the Zillow value series. That, not the price you paid, is what sets your net proceeds.
- Comparable ZIP-level pricing inside Spencerport varies more than the citywide median suggests — check the ZIP pages below before you set a number.
Homes for sale in Spencerport
There are currently 1 homes listed for sale in Spencerport, New York. The median listing price is $300K.
Active listings
1
Homes on market
Median list price
$300K
Avg. days on market
10
Days until sale
New this week
3
Newly listed
How much do homes cost in Spencerport by property type?
How the Spencerport, NY market breaks down across single-family homes, condos and townhouses. Redfin, through May 2026
| Property type | Median price | Price / sq ft | Homes sold | Days on market |
|---|---|---|---|---|
| Single-family | $443,500 | $202/sq ft | 2 | 10 days |
| Condo / co-op | $166,000 | $136/sq ft | 1 | 6 days |
| Townhouse | $200,000 | $156/sq ft | 1 | 9 days |
Who lives in Spencerport?
American Community Survey estimates for Spencerport. U.S. Census ACS, 2023
Population
3,660
Households
1,568
Median income
$79,200/yr
Median age
42.2 years
Owner-occupied
63.8%
Median home value
$187,700
Median gross rent
$962/mo
Mean commute
19.6 min
63.8% of occupied homes in Spencerport are owner-occupied, and the rest are rented — which is the share that decides how much of the local housing stock ever reaches the for-sale market. The Census self-reported median home value is $187,700 against Zillow's $330,759 typical value; the gap is normal — ACS asks owners what they think their home is worth, Zillow models transactions. Census median gross rent (all leases, including long-held ones) is $962/mo, below Zillow's $1,625/mo asking rent on new leases — the difference is roughly what a mover pays over a stayer.
Which public schools serve Spencerport?
7 schools tracked · 3,976 students
The largest public schools serving Spencerport, NY by enrollment, drawn from the National Center for Education Statistics. School quality is a commonly cited factor in home-buying decisions — these are the campuses families in this area are most likely to encounter.
SPENCERPORT HIGH SCHOOL
Grades 9-12 · 1,165 students
A M COSGROVE MIDDLE SCHOOL
Grades 6-8 · 846 students
TERRY TAYLOR ELEMENTARY SCHOOL
Grades PK-5 · 465 students
CANAL VIEW ELEMENTARY SCHOOL
Grades PK-5 · 431 students
MONROE 2-ORLEANS BOCES
Grades K-12 · 371 students
LEO BERNABI SCHOOL
Grades PK-5 · 349 students
WILLIAM C MUNN SCHOOL
Grades PK-5 · 349 students
Source: National Center for Education Statistics, Common Core of Data directory. Updated annually. Ratings and test scores are not currently displayed.
Which cities are near Spencerport, NY?
Ordered by distance from Spencerport, not by size. Compare Spencerport side by side with any of them.
Spencerport housing market FAQ
Is Spencerport a buyer's or seller's market?
Spencerport, NY is currently a strong seller's market. That read comes from 0.5 months of supply, homes going under contract in about 10 days, and sellers getting 127.6% of their asking price in the last month Redfin published (May 2026).
How much do homes cost in Spencerport?
The typical home in Spencerport, NY is worth $330,759 (Zillow Home Value Index, August 2026). The median sale price in the last month Redfin published was $443,500, about $202 per square foot.
Is Spencerport cheaper than the rest of New York?
Spencerport's median sale price of $443,500 is 29% lower than the New York statewide median of $620,500, and 8% above the U.S. median of $410,700. Both figures are for the same period.
How long do homes take to sell in Spencerport?
Homes in Spencerport, NY spent a median of 10 days on market before going under contract, versus 42 days statewide. Under three weeks means well-priced listings move before most buyers can schedule a second showing. (Redfin, through May 2026.)
What income do you need to buy a home in Spencerport?
At the current 30-year fixed rate of 7.03%, 20% down on a $330,759 home is about $1,766 a month in principal and interest. Lenders typically want that under 28% of gross income, which works out to roughly $75,676 a year before taxes, insurance, HOA dues or mortgage insurance. The local median household income is $79,200.
Are home prices rising in Spencerport?
The typical home value in Spencerport, NY rose 5.5% over the last 12 months, from $313,600 to $330,759 (Zillow, August 2026). This is the live series — it refreshes monthly.
What are the cheapest ZIP codes in Spencerport?
Spencerport ZIP-level sale prices are not all published for the same period, so ranking them would compare different months. The ZIP pages listed on this page show what we hold for each one individually.
Is now a good time to buy in Spencerport?
That depends on your timeline, not on a headline. What the data says today: Spencerport, NY is a strong seller's market with 0.5 months of supply, the 30-year fixed rate is 7.03%, and the price-to-rent ratio of 17.0x means buying and renting land close enough together that the decision turns on how long you stay and your down payment. Properties Incorporated publishes the data; it does not give financial advice.
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