New Listing
30
$45,000
149 Ridgewood Dr
Kalispell, MT 59901
2 bd1 ba644 sqft$70/ft²
Mobile home
Amber Isbell · eXp Realty - Kalispell
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Kalispell, MT Housing Market
Buyer's market+1.1% YoY
Zillow, August 2026 · Refreshes monthlyRedfin, through May 2026 · No longer updatingFreddie Mac via FRED, September 2026 · Refreshes weekly
The typical home in Kalispell, MT is worth $562,374, rose 1.1% over the past year (Zillow Home Value Index, August 2026). The last median sale price Redfin published was $537,000, +5.5% year over year (through May 2026). With 5.4 months of supply and homes going under contract in about 118 days, Kalispell is a buyer's market. At today's 7.03% 30-year fixed rate, 20% down on a $562,374 home is about $3,002/mo in principal and interest.
Key numbers for Kalispell, MT
Typical home value
$562,374
+1.1% in 12 months
Zillow, August 2026
Typical asking rent
$1,931/mo
Zillow Observed Rent Index
Zillow, August 2026
Median sale price
$537,000
+5.5% year over year
Redfin, through May 2026
Days on market
118
Slow-moving
Redfin, through May 2026
Active listings
217
5.4 months of supply
Redfin, through May 2026
30-yr fixed rate
7.03%
Freddie Mac weekly average
Freddie Mac via FRED, September 2026
Median household income
$61,590
Home costs 9.1x income
U.S. Census ACS, 2023
Zillow figures are as of August 2026 and refresh monthly. Redfin figures are through May 2026 — Redfin stopped publishing its public market trackers in June 2026, so those numbers are final, not current. Mortgage rates come from Freddie Mac via FRED and update weekly.
Is Kalispell a buyer's or seller's market?
Buyer's market5.4 months of supply118 days on market
Kalispell, MT is a buyer's market, based on 5.4 months of supply and homes selling in about 118 days. Above 5 months of supply, homes start accumulating faster than they clear, which is where buyers gain leverage on price, repairs, and closing costs.
Inputs are Redfin's final published period (May 2026). How we classify markets · Where the data comes from
What does the Kalispell housing market data show?
Every row below is Redfin's final published month for Kalispell, MT. Redfin, through May 2026
| Metric | Value |
|---|---|
| Median sale price | $537,000 |
| Median list price | $539,000 |
| Year-over-year price change | +5.5% |
| Median price per sq ft | $334/sq ft |
| Median days on market | 118 days |
| Active inventory | 217 listings |
| Months of supply | 5.4 months |
| Homes sold (that month) | 40 |
| New listings (that month) | 58 |
| Listings with a price cut | 19.8% |
| Market condition | Buyer's market |
How to read these numbers
- Median sale price
- Half the homes that closed sold for more than this, half for less. It moves with what kind of home sold that month, so a quiet month with two big sales can swing it. Redfin's figure for Kalispell is frozen at May 2026.
- Typical home value (ZHVI)
- Zillow's estimate of what a mid-market home in Kalispell is worth right now, whether or not it sold. It is smoother than the median sale price and it still refreshes monthly, which is why this page leads with it.
- Months of supply
- How long it would take to sell every active listing at the current pace. Under 3 favors sellers, over 6 favors buyers, and 3 to 6 is the balanced band.
- Days on market
- Median time from listing to accepted offer. Short means you should have financing ready before you tour; long means there is room to negotiate on price and repairs.
- Sale-to-list ratio
- Sale price divided by the last asking price. Above 100% means bidding above asking is normal here; below 100% means the typical buyer got a discount.
- Price per square foot
- The size-adjusted price. Use it to compare a 1,400 sq ft house to a 2,600 sq ft house, not to value your own home — lot, condition and age move it a lot.
- Listings with a price cut
- Share of active listings that dropped their asking price in the month. A high share is the earliest visible sign that sellers are ahead of what buyers will pay.
- Typical asking rent (ZORI)
- Zillow's repeat-rent index for asking rents on new leases. Paired with the home value it gives the price-to-rent ratio in the rent-vs-buy section below.
How have Kalispell home prices moved?
Over the last three years the median sale price in Kalispell, MT rose 14.5%, from $469,000 to $537,000. The live Zillow value series has rose 1.1% in the last 12 months, which is the more current read now that Redfin's series has stopped. 19.8% of Kalispell listings cut their asking price in the final Redfin month — a modest share, which is what a market looks like when sellers are pricing close to where homes actually clear.
Redfin, through May 2026 — the chart ends at Redfin's final published month.
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What does it cost to buy a home in Kalispell?
Priced off the typical home value of $562,374 at the current 7.03% 30-year fixed rate. These are principal and interest only — property taxes, homeowner's insurance, HOA dues and mortgage insurance are on top, and they vary enough by property that we will not guess them for you.
| Down payment | Cash at close | Loan amount | Monthly P&I |
|---|---|---|---|
| 20% | $112,475 | $449,899 | $3,002/mo |
| 5% | $28,119 | $534,255 | $3,565/mo |
Zillow, August 2026 for the price · Freddie Mac via FRED, September 2026 for the rate
What income do you need?
Lenders generally want housing costs under 28% of gross income. On the 20%-down payment of $3,002, that implies roughly $128,668 a year before you add taxes and insurance. The median household in Kalispell earns $61,590, about $67,078 short of that threshold — the typical local household needs a larger down payment, a co-borrower, or a home below the typical home value to fit the 28% rule. That puts the price-to-income ratio at 9.1x — well above the 3x that was historically considered affordable, which is why down payment size drives who can buy here.
Run it with your own numbers: affordability calculator · mortgage calculator
Buying in Kalispell in the next 12 months?
Tell us your timeline. We send the Kalispell market brief: the price ranges that actually clear, how long homes sit, and what to fix on your credit before you apply.
Is it cheaper to rent or buy in Kalispell?
Typical asking rent in Kalispell, MT is $1,931/mo, against a typical home value of $562,374. That is a price-to-rent ratio of 24.3x, which means renting tends to be the cheaper monthly option unless you stay long enough for appreciation to close the gap. Compared head to head, 20% down puts principal and interest at $3,002 a month — $1,071 more than renting before taxes and insurance, so the ownership case here rests on equity and appreciation rather than monthly cash flow.
Zillow, August 2026 for both value and rent
Add your own down payment, tax rate and time horizon in the rent vs. buy calculator.
Is inventory rising or falling in Kalispell?
Active listings in Kalispell, MT went from 230 in May 2025 to 217 in May 2026, a -5.7% change. Inventory has been roughly flat, which usually keeps prices moving with rates rather than with local supply.
| Month | Active listings | New listings |
|---|---|---|
| June 2025 | 211 | 54 |
| July 2025 | 208 | 49 |
| August 2025 | 197 | 54 |
| September 2025 | 202 | 51 |
| October 2025 | 192 | 52 |
| November 2025 | 176 | 32 |
| December 2025 | 156 | 24 |
| January 2026 | 168 | 44 |
| February 2026 | 175 | 46 |
| March 2026 | 193 | 60 |
| April 2026 | 212 | 59 |
| May 2026 | 217 | 58 |
Redfin, through May 2026
How does Kalispell compare to Montana and the U.S.?
Kalispell homes sell for $537,000 — 2% above the Montana median of $528,600. Against the national median of $410,700, Kalispell runs 31% higher. Year-over-year, Kalispell moved +5.5% against Montana's +1.5% — a bigger swing than the state as a whole.
| Market | Median sale price | YoY | Days on market |
|---|---|---|---|
| Kalispell, MT | $537,000 | +5.5% | 118 days |
| Montana statewide | $528,600 | +1.5% | 69 days |
| United States | $410,700 | not published | not published |
City and state rows: Redfin, through May 2026 · U.S. row: Freddie Mac via FRED, April 2026 (MSPUS, quarterly)
What to do next in Kalispell
What buyers should watch
- Months of supply, currently 5.4. It turns before price does — when it climbs past 6, sellers start taking offers they would have rejected a quarter earlier.
- The share of listings cutting price, currently 19.8%. A listing that has already cut once is the one most likely to accept below asking.
- The gap between 5% and 20% down here is $563 a month in principal and interest alone, before mortgage insurance. That gap, not the price, is usually what decides your timeline.
- Rate moves. At 7.03%, every full point of rate change moves the payment on a $562,374 home more than a 5% price change does.
- Your credit tier before you shop, not after — it sets the rate you are quoted. Run your numbers first.
What sellers should know
- The median Kalispell listing goes under contract in 118 days. If yours passes that mark, the market is telling you the price is wrong — not that you need more showings.
- In the last published month Kalispell added 58 new listings against 40 sales — more competition arriving than clearing, so early timing matters.
- Your equity moved +1.1% in the last 12 months on the Zillow value series. That, not the price you paid, is what sets your net proceeds.
- Comparable ZIP-level pricing inside Kalispell varies more than the citywide median suggests — check the ZIP pages below before you set a number.
Homes for sale in Kalispell
There are currently 217 homes listed for sale in Kalispell, Montana. The median listing price is $539K. Featured listings range from $45,000 to $1,640,000.
New Listing
13
$152,500
650 Reserve Pl
Kalispell, MT 59901
Land1.17 acres
Brian Schlauch · Revel Real Estate, Inc
View photos & details
New Listing
36
$439,000
20 Cheery Lynn Ct
Kalispell, MT 59901
3 bd2 ba1,876 sqft$234/ft²
Mobile home19,602 sqft lot
Hilary Jo Anderson · Timber Haven Realty Advisors
View photos & details
New Listing
17
$469,000
Nhn Swiss Dr
Kalispell, MT 59901
Land8.78 acres
Stephanie Thompson · RE/MAX Mountain View
View photos & details
New Listing
41
$565,000
1264 Morning Eagle Dr
Kalispell, MT 59901
3 bd2 ba1,710 sqft$330/ft²
House11,326 sqft lot
Kara Chapman · Performance Real Estate, Inc.
View photos & details
New Build
4
$569,000
514 St Regis Dr
Kalispell, MT 59901
3 bd2 ba1,394 sqft$408/ft²
House7,187 sqft lot
Jill Brass · Montana Real Estate Associates
View photos & details
New Build
15
$599,000
3415 Baneberry Ln
Kalispell, MT 59901
3 bd2 ba1,500 sqft$399/ft²
House6,752 sqft lot
Larry Sartain · Silverbrook Realty
View photos & details
New Listing
47
$719,900
393 Forest Edge Trl
Kalispell, MT 59901
3 bd2 ba1,884 sqft$382/ft²
House18,644 sqft lot
Debra Mills · Montana Brokers, Inc.
View photos & details
New Listing
42
$899,000
231 White Pine Rd
Kalispell, MT 59901
3 bd3 ba3,100 sqft$290/ft²
House25,570 sqft lot
Bill Leininger · Dean & Leininger, Inc
View photos & details
New Listing
67
$949,000
106 Rainbow Dr
Kalispell, MT 59901
4 bd3 ba2,844 sqft$334/ft²
House40,511 sqft lot
Lindsay Daniels · PureWest Real Estate - Kalispell
View photos & details
New Listing
93
$1,195,000
103 E Many Lakes Dr
Kalispell, MT 59901
5 bd4 ba3,958 sqft$302/ft²
House1.47 acres
Eric Perlstein · Keller Williams Realty Northwest Montana
View photos & details
New Listing
86
$1,640,000
1052 Foxtail Dr
Kalispell, MT 59901
4 bd4 ba3,112 sqft$527/ft²
House1.76 acres
Jake Berry · Engel & Volkers Western Frontier - Whitefish
View photos & details
Looking to buy in Kalispell?
Get connected with a local real estate expert — free, no obligation.
Active listings
217
Homes on market
Median list price
$539K
Avg. days on market
118
Days until sale
New this week
58
Newly listed
Price drops:19.8%of listings
How much do homes cost in Kalispell by property type?
How the Kalispell, MT market breaks down across single-family homes, condos and townhouses. Redfin, through May 2026
| Property type | Median price | Price / sq ft | Homes sold | Days on market |
|---|---|---|---|---|
| Single-family | $577,000 | $334/sq ft | 28 | 95 days |
| Condo / co-op | $570,000 | $372/sq ft | 1 | 238 days |
| Townhouse | $440,750 | $328/sq ft | 10 | 144 days |
Who lives in Kalispell?
American Community Survey estimates for Kalispell. U.S. Census ACS, 2023
Population
26,830
Households
11,108
Median income
$61,590/yr
Median age
35.6 years
Owner-occupied
59.9%
Median home value
$381,400
Median gross rent
$1,019/mo
Mean commute
14.3 min
59.9% of occupied homes in Kalispell are owner-occupied, and the rest are rented — which is the share that decides how much of the local housing stock ever reaches the for-sale market. The Census self-reported median home value is $381,400 against Zillow's $562,374 typical value; the gap is normal — ACS asks owners what they think their home is worth, Zillow models transactions. Census median gross rent (all leases, including long-held ones) is $1,019/mo, below Zillow's $1,931/mo asking rent on new leases — the difference is roughly what a mover pays over a stayer.
Which public schools serve Kalispell?
22 schools tracked · 8,608 students
The largest public schools serving Kalispell, MT by enrollment, drawn from the National Center for Education Statistics. School quality is a commonly cited factor in home-buying decisions — these are the campuses families in this area are most likely to encounter.
Flathead High School
Grades 9-12 · 1,628 students
Glacier High School
Grades 9-12 · 1,477 students
Kalispell Middle School
Grades 6-8 · 1,024 students
Edgerton School
Grades PK-5 · 509 students
Jeannette Rankin Elementary Sc
Grades PK-5 · 426 students
West Valley School
Grades PK-4 · 422 students
Lillian Peterson School
Grades PK-5 · 351 students
East Evergreen School
Grades PK-4 · 351 students
Source: National Center for Education Statistics, Common Core of Data directory. Updated annually. Ratings and test scores are not currently displayed.
Which cities are near Kalispell, MT?
Ordered by distance from Kalispell, not by size. Compare Kalispell side by side with any of them.
Which ZIP codes are in Kalispell?
These are the ZIP codes we see on active Kalispell listings. Redfin did not publish a matching ZIP-level sale row for the same period, so we are not ranking them by price here — each ZIP page shows exactly what we hold for it.
Kalispell housing market FAQ
Is Kalispell a buyer's or seller's market?
Kalispell, MT is currently a buyer's market. That read comes from 5.4 months of supply, homes going under contract in about 118 days in the last month Redfin published (May 2026).
How much do homes cost in Kalispell?
The typical home in Kalispell, MT is worth $562,374 (Zillow Home Value Index, August 2026). The median sale price in the last month Redfin published was $537,000, about $334 per square foot.
Is Kalispell cheaper than the rest of Montana?
Kalispell's median sale price of $537,000 is 2% higher than the Montana statewide median of $528,600, and 31% above the U.S. median of $410,700. Both figures are for the same period.
How long do homes take to sell in Kalispell?
Homes in Kalispell, MT spent a median of 118 days on market before going under contract, versus 69 days statewide. Over two months means buyers have time to inspect, compare and negotiate. (Redfin, through May 2026.)
What income do you need to buy a home in Kalispell?
At the current 30-year fixed rate of 7.03%, 20% down on a $562,374 home is about $3,002 a month in principal and interest. Lenders typically want that under 28% of gross income, which works out to roughly $128,668 a year before taxes, insurance, HOA dues or mortgage insurance. The local median household income is $61,590.
Are home prices rising in Kalispell?
The typical home value in Kalispell, MT rose 1.1% over the last 12 months, from $556,305 to $562,374 (Zillow, August 2026). This is the live series — it refreshes monthly.
What are the cheapest ZIP codes in Kalispell?
Kalispell ZIP-level sale prices are not all published for the same period, so ranking them would compare different months. The ZIP pages listed on this page show what we hold for each one individually.
Is now a good time to buy in Kalispell?
That depends on your timeline, not on a headline. What the data says today: Kalispell, MT is a buyer's market with 5.4 months of supply, the 30-year fixed rate is 7.03%, and the price-to-rent ratio of 24.3x means renting tends to be the cheaper monthly option unless you stay long enough for appreciation to close the gap. Properties Incorporated publishes the data; it does not give financial advice.
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