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Featured local agent — Kila, MT
Sarah Mitchell
Compass Real Estate · Kila, MT
“Your trusted relocation specialist since 2009. 350+ homes sold. Zero-pressure, data-first approach.”
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Kila, MT Housing Market
The typical home in Kila, MT is worth $727,273, rose 1.4% over the past year (Zillow Home Value Index, August 2026). The last median sale price Redfin published was $549,000 (through May 2026). With 2.0 months of supply and homes going under contract in about 52 days, Kila is a balanced market. At today's 7.03% 30-year fixed rate, 20% down on a $727,273 home is about $3,883/mo in principal and interest.
Key numbers for Kila, MT
Typical home value
$727,273
+1.4% in 12 months
Zillow, August 2026
Median sale price
$549,000
Last published period
Redfin, through November 2025
Days on market
52
Average pace
Redfin, through November 2025
Active listings
2
2.0 months of supply
Redfin, through November 2025
30-yr fixed rate
7.03%
Freddie Mac weekly average
Freddie Mac via FRED, September 2026
Zillow figures are as of August 2026 and refresh monthly. Redfin figures are through May 2026 — Redfin stopped publishing its public market trackers in June 2026, so those numbers are final, not current. Mortgage rates come from Freddie Mac via FRED and update weekly.
Is Kila a buyer's or seller's market?
Kila, MT is a balanced market, based on 2.0 months of supply and homes selling in about 52 days. Under 4 months of supply tilts the market toward sellers: homes clear faster than they are replaced, so concessions are scarce.
Inputs are Redfin's final published period (May 2026). How we classify markets · Where the data comes from
What does the Kila housing market data show?
Every row below is Redfin's final published month for Kila, MT. Redfin, through November 2025
| Metric | Value |
|---|---|
| Median sale price | $549,000 |
| Median price per sq ft | $326/sq ft |
| Median days on market | 52 days |
| Active inventory | 2 listings |
| Months of supply | 2.0 months |
| Homes sold (that month) | 1 |
| Market condition | Balanced market |
How to read these numbers
- Median sale price
- Half the homes that closed sold for more than this, half for less. It moves with what kind of home sold that month, so a quiet month with two big sales can swing it. Redfin's figure for Kila is frozen at May 2026.
- Typical home value (ZHVI)
- Zillow's estimate of what a mid-market home in Kila is worth right now, whether or not it sold. It is smoother than the median sale price and it still refreshes monthly, which is why this page leads with it.
- Months of supply
- How long it would take to sell every active listing at the current pace. Under 3 favors sellers, over 6 favors buyers, and 3 to 6 is the balanced band.
- Days on market
- Median time from listing to accepted offer. Short means you should have financing ready before you tour; long means there is room to negotiate on price and repairs.
- Sale-to-list ratio
- Sale price divided by the last asking price. Above 100% means bidding above asking is normal here; below 100% means the typical buyer got a discount.
- Price per square foot
- The size-adjusted price. Use it to compare a 1,400 sq ft house to a 2,600 sq ft house, not to value your own home — lot, condition and age move it a lot.
- Listings with a price cut
- Share of active listings that dropped their asking price in the month. A high share is the earliest visible sign that sellers are ahead of what buyers will pay.
- Typical asking rent (ZORI)
- Zillow's repeat-rent index for asking rents on new leases. Paired with the home value it gives the price-to-rent ratio in the rent-vs-buy section below.
How have Kila home prices moved?
Across the 22 months we hold for Kila, MT, the median sale price rose 29.2%, from $425,000 in July 2021 to $549,000. The live Zillow value series has rose 1.4% in the last 12 months, which is the more current read now that Redfin's series has stopped.
Redfin, through November 2025 — the chart ends at Redfin's final published month.
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What does it cost to buy a home in Kila?
Priced off the typical home value of $727,273 at the current 7.03% 30-year fixed rate. These are principal and interest only — property taxes, homeowner's insurance, HOA dues and mortgage insurance are on top, and they vary enough by property that we will not guess them for you.
| Down payment | Cash at close | Loan amount | Monthly P&I |
|---|---|---|---|
| 20% | $145,455 | $581,818 | $3,883/mo |
| 5% | $36,364 | $690,909 | $4,611/mo |
Zillow, August 2026 for the price · Freddie Mac via FRED, September 2026 for the rate
What income do you need?
Lenders generally want housing costs under 28% of gross income. On the 20%-down payment of $3,883, that implies roughly $166,396 a year before you add taxes and insurance. We do not hold a Census income figure for Kila, so we cannot compare that threshold to local earnings.
Run it with your own numbers: affordability calculator · mortgage calculator
Buying in Kila in the next 12 months?
Tell us your timeline. We send the Kila market brief: the price ranges that actually clear, how long homes sit, and what to fix on your credit before you apply.
Is it cheaper to rent or buy in Kila?
Zillow does not publish a rent index (ZORI) for Kila, MT, so we cannot compute a price-to-rent ratio here without borrowing a nearby market's rents and calling them local — which we will not do. The rent vs. buy calculator works with a rent figure you supply.
Is inventory rising or falling in Kila?
Active listings in Kila, MT went from 3 in July 2022 to 2 in November 2025, a -33.3% change. Falling inventory tightens competition. When supply drops while demand holds, sale-to-list ratios rise before the median sale price does.
| Month | Active listings | New listings |
|---|---|---|
| August 2022 | 3 | 1 |
| January 2023 | 3 | not published |
| February 2023 | 2 | not published |
| March 2023 | 2 | 1 |
| April 2023 | 3 | 2 |
| May 2023 | 2 | not published |
| May 2024 | 3 | 2 |
| June 2024 | 3 | 1 |
| August 2024 | 2 | 1 |
| June 2025 | 2 | not published |
| August 2025 | 4 | 1 |
| November 2025 | 2 | not published |
Redfin, through November 2025
How does Kila compare to Montana and the U.S.?
Kila homes sell for $549,000 — 4% above the Montana median of $528,600. Against the national median of $410,700, Kila runs 34% higher.
| Market | Median sale price | YoY | Days on market |
|---|---|---|---|
| Kila, MT | $549,000 | not published | 52 days |
| Montana statewide | $528,600 | +1.5% | 69 days |
| United States | $410,700 | not published | not published |
City and state rows: Redfin, through November 2025 · U.S. row: Freddie Mac via FRED, April 2026 (MSPUS, quarterly)
What to do next in Kila
What buyers should watch
- Months of supply, currently 2.0. It turns before price does — when it climbs past 6, sellers start taking offers they would have rejected a quarter earlier.
- The gap between 5% and 20% down here is $728 a month in principal and interest alone, before mortgage insurance. That gap, not the price, is usually what decides your timeline.
- Rate moves. At 7.03%, every full point of rate change moves the payment on a $727,273 home more than a 5% price change does.
- Your credit tier before you shop, not after — it sets the rate you are quoted. Run your numbers first.
What sellers should know
- The median Kila listing goes under contract in 52 days. If yours passes that mark, the market is telling you the price is wrong — not that you need more showings.
- Your equity moved +1.4% in the last 12 months on the Zillow value series. That, not the price you paid, is what sets your net proceeds.
- Comparable ZIP-level pricing inside Kila varies more than the citywide median suggests — check the ZIP pages below before you set a number.
Homes for sale in Kila
There are currently 2 homes listed for sale in Kila, Montana.
Active listings
2
Homes on market
Avg. days on market
52
Days until sale
How much do homes cost in Kila by property type?
How the Kila, MT market breaks down across single-family homes, condos and townhouses. Redfin, through November 2025
| Property type | Median price | Price / sq ft | Homes sold | Days on market |
|---|---|---|---|---|
| Single-family | $549,000 | $326/sq ft | 1 | 52 days |
Who lives in Kila?
American Community Survey estimates for Kila. U.S. Census ACS, 2023
Population
406
Households
136
Median age
44.1 years
Owner-occupied
77.9%
Median home value
$355,600
Median gross rent
$1,125/mo
Mean commute
19.9 min
77.9% of occupied homes in Kila are owner-occupied, and the rest are rented — which is the share that decides how much of the local housing stock ever reaches the for-sale market. The Census self-reported median home value is $355,600 against Zillow's $727,273 typical value; the gap is normal — ACS asks owners what they think their home is worth, Zillow models transactions.
Which public schools serve Kila?
2 schools tracked · 174 students
The largest public schools serving Kila, MT by enrollment, drawn from the National Center for Education Statistics. School quality is a commonly cited factor in home-buying decisions — these are the campuses families in this area are most likely to encounter.
Kila School
Grades PK-6 · 135 students
Kila 7-8
Grades 7-8 · 39 students
Source: National Center for Education Statistics, Common Core of Data directory. Updated annually. Ratings and test scores are not currently displayed.
Which cities are near Kila, MT?
Ordered by distance from Kila, not by size. Compare Kila side by side with any of them.
Kila housing market FAQ
Is Kila a buyer's or seller's market?
Kila, MT is currently a balanced market. That read comes from 2.0 months of supply, homes going under contract in about 52 days in the last month Redfin published (May 2026).
How much do homes cost in Kila?
The typical home in Kila, MT is worth $727,273 (Zillow Home Value Index, August 2026). The median sale price in the last month Redfin published was $549,000, about $326 per square foot.
Is Kila cheaper than the rest of Montana?
Kila's median sale price of $549,000 is 4% higher than the Montana statewide median of $528,600, and 34% above the U.S. median of $410,700. Both figures are for the same period.
How long do homes take to sell in Kila?
Homes in Kila, MT spent a median of 52 days on market before going under contract, versus 69 days statewide. That is a normal pace: enough time to see a home twice, not enough to wait a month. (Redfin, through May 2026.)
What income do you need to buy a home in Kila?
At the current 30-year fixed rate of 7.03%, 20% down on a $727,273 home is about $3,883 a month in principal and interest. Lenders typically want that under 28% of gross income, which works out to roughly $166,396 a year before taxes, insurance, HOA dues or mortgage insurance.
Are home prices rising in Kila?
The typical home value in Kila, MT rose 1.4% over the last 12 months, from $717,136 to $727,273 (Zillow, August 2026). This is the live series — it refreshes monthly.
What are the cheapest ZIP codes in Kila?
Kila ZIP-level sale prices are not all published for the same period, so ranking them would compare different months. The ZIP pages listed on this page show what we hold for each one individually.
Is now a good time to buy in Kila?
That depends on your timeline, not on a headline. What the data says today: Kila, MT is a balanced market with 2.0 months of supply, the 30-year fixed rate is 7.03%. Properties Incorporated publishes the data; it does not give financial advice.
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One email: what homes are actually clearing at around $727,273, how long they sit, which ZIPs run cheaper, and what to fix on your credit before you apply.