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Sarah Mitchell

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Compass Real Estate · Belton, MO

“Your trusted relocation specialist since 2009. 350+ homes sold. Zero-pressure, data-first approach.”

Belton, MO(512) 555-0184TX License #0512847
Visit website →sarahmitchellhomes.com
5.0 · 47 reviews

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Belton, MO Housing Market

Seller's market+4.0% YoY
Zillow, August 2026 · Refreshes monthlyRedfin, through May 2026 · No longer updatingFreddie Mac via FRED, September 2026 · Refreshes weekly

The typical home in Belton, MO is worth $274,813, rose 4.0% over the past year (Zillow Home Value Index, August 2026). The last median sale price Redfin published was $295,000, -5.6% year over year (through May 2026). With 2.0 months of supply and homes going under contract in about 17 days, Belton is a seller's market. At today's 7.03% 30-year fixed rate, 20% down on a $274,813 home is about $1,467/mo in principal and interest.

Key numbers for Belton, MO

Typical home value

$274,813

+4.0% in 12 months

Zillow, August 2026

Typical asking rent

$1,686/mo

Zillow Observed Rent Index

Zillow, August 2026

Median sale price

$295,000

-5.6% year over year

Redfin, through May 2026

Days on market

17

Fast-moving

Redfin, through May 2026

30-yr fixed rate

7.03%

Freddie Mac weekly average

Freddie Mac via FRED, September 2026

Median household income

$70,525

Home costs 3.9x income

U.S. Census ACS, 2023

Zillow figures are as of August 2026 and refresh monthly. Redfin figures are through May 2026 — Redfin stopped publishing its public market trackers in June 2026, so those numbers are final, not current. Mortgage rates come from Freddie Mac via FRED and update weekly.

Is Belton a buyer's or seller's market?

Seller's market2.0 months of supply17 days on market

Belton, MO is a seller's market, based on 2.0 months of supply and homes selling in about 17 days. Under 4 months of supply tilts the market toward sellers: homes clear faster than they are replaced, so concessions are scarce.

Inputs are Redfin's final published period (May 2026). How we classify markets · Where the data comes from

What does the Belton housing market data show?

Every row below is Redfin's final published month for Belton, MO. Redfin, through May 2026

Housing market statistics for Belton, MO, Redfin through May 2026
MetricValue
Median sale price$295,000
Median list price$315,000
Year-over-year price change-5.6%
Median price per sq ft$180/sq ft
Median days on market17 days
Months of supply2.0 months
Homes sold (that month)22
New listings (that month)40
Listings with a price cut50.0%
Market conditionSeller's market

How to read these numbers

Median sale price
Half the homes that closed sold for more than this, half for less. It moves with what kind of home sold that month, so a quiet month with two big sales can swing it. Redfin's figure for Belton is frozen at May 2026.
Typical home value (ZHVI)
Zillow's estimate of what a mid-market home in Belton is worth right now, whether or not it sold. It is smoother than the median sale price and it still refreshes monthly, which is why this page leads with it.
Months of supply
How long it would take to sell every active listing at the current pace. Under 3 favors sellers, over 6 favors buyers, and 3 to 6 is the balanced band.
Days on market
Median time from listing to accepted offer. Short means you should have financing ready before you tour; long means there is room to negotiate on price and repairs.
Sale-to-list ratio
Sale price divided by the last asking price. Above 100% means bidding above asking is normal here; below 100% means the typical buyer got a discount.
Price per square foot
The size-adjusted price. Use it to compare a 1,400 sq ft house to a 2,600 sq ft house, not to value your own home — lot, condition and age move it a lot.
Listings with a price cut
Share of active listings that dropped their asking price in the month. A high share is the earliest visible sign that sellers are ahead of what buyers will pay.
Typical asking rent (ZORI)
Zillow's repeat-rent index for asking rents on new leases. Paired with the home value it gives the price-to-rent ratio in the rent-vs-buy section below.

How have Belton home prices moved?

Over the last three years the median sale price in Belton, MO rose 10.2%, from $267,700 to $295,000. The live Zillow value series has rose 4.0% in the last 12 months, which is the more current read now that Redfin's series has stopped. 50.0% of Belton listings cut their asking price in the final Redfin month — a high share, and the clearest sign that list prices were running ahead of what buyers would pay.

Redfin, through May 2026 — the chart ends at Redfin's final published month.

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What does it cost to buy a home in Belton?

Priced off the typical home value of $274,813 at the current 7.03% 30-year fixed rate. These are principal and interest only — property taxes, homeowner's insurance, HOA dues and mortgage insurance are on top, and they vary enough by property that we will not guess them for you.

Monthly principal and interest by down payment in Belton, MO
Down paymentCash at closeLoan amountMonthly P&I
20%$54,963$219,851$1,467/mo
5%$13,741$261,072$1,742/mo

Zillow, August 2026 for the price · Freddie Mac via FRED, September 2026 for the rate

What income do you need?

Lenders generally want housing costs under 28% of gross income. On the 20%-down payment of $1,467, that implies roughly $62,876 a year before you add taxes and insurance. The median household in Belton earns $70,525, about $7,649 more than that threshold — the typical local household clears the payment on a typical local home with 20% down. That puts the price-to-income ratio at 3.9x — above the historical 3x norm but in line with much of the country in 2026.

Run it with your own numbers: affordability calculator · mortgage calculator

Buying in Belton in the next 12 months?

Tell us your timeline. We send the Belton market brief: the price ranges that actually clear, how long homes sit, and what to fix on your credit before you apply.

No spam, no reselling your details. Market data on this site is informational and is not financial, investment, or real estate advice.

Is it cheaper to rent or buy in Belton?

Typical asking rent in Belton, MO is $1,686/mo, against a typical home value of $274,813. That is a price-to-rent ratio of 13.6x, which means buying tends to beat renting on monthly cost over a typical hold. Compared head to head, 20% down puts principal and interest at $1,467 a month — $219 less than renting before taxes and insurance, so ownership can win on monthly cost alone once you have the down payment.

Zillow, August 2026 for both value and rent

Add your own down payment, tax rate and time horizon in the rent vs. buy calculator.

Is inventory rising or falling in Belton?

We hold fewer than two months of inventory readings for Belton, MO, so there is no trend to report yet.

How does Belton compare to Missouri and the U.S.?

Belton homes sell for $295,000 — 1% below the Missouri median of $297,500. Against the national median of $410,700, Belton runs 28% lower. Year-over-year, Belton moved -5.6% against Missouri's +4.6% — a bigger swing than the state as a whole.

Belton, MO compared with Missouri and the United States
MarketMedian sale priceYoYDays on market
Belton, MO$295,000-5.6%17 days
Missouri statewide$297,500+4.6%27 days
United States$410,700not publishednot published

City and state rows: Redfin, through May 2026 · U.S. row: Freddie Mac via FRED, April 2026 (MSPUS, quarterly)

What to do next in Belton

What buyers should watch

  • Months of supply, currently 2.0. It turns before price does — when it climbs past 6, sellers start taking offers they would have rejected a quarter earlier.
  • The share of listings cutting price, currently 50.0%. A listing that has already cut once is the one most likely to accept below asking.
  • The gap between 5% and 20% down here is $275 a month in principal and interest alone, before mortgage insurance. That gap, not the price, is usually what decides your timeline.
  • Rate moves. At 7.03%, every full point of rate change moves the payment on a $274,813 home more than a 5% price change does.
  • Your credit tier before you shop, not after — it sets the rate you are quoted. Run your numbers first.

What sellers should know

  • The median Belton listing goes under contract in 17 days. If yours passes that mark, the market is telling you the price is wrong — not that you need more showings.
  • In the last published month Belton added 40 new listings against 22 sales — more competition arriving than clearing, so early timing matters.
  • Your equity moved +4.0% in the last 12 months on the Zillow value series. That, not the price you paid, is what sets your net proceeds.
  • Comparable ZIP-level pricing inside Belton varies more than the citywide median suggests — check the ZIP pages below before you set a number.

Homes for sale in Belton

Explore homes currently listed for sale in Belton, Missouri across major real estate platforms.

3 bedroom house for sale at 116 Hollywood Blvd Belton 64012 - $195,000
New Listing
30
$195,000

116 Hollywood Blvd

Belton, MO 64012

3 bd1 ba910 sqft$214/ft²
House7,623 sqft lot

EXP Realty LLC

View photos & details
3 bedroom house for sale at 604 E 164th Ter Belton 64012 - $250,000
New Listing
35
$250,000

604 E 164th Ter

Belton, MO 64012

3 bd1 ba1,524 sqft$164/ft²
House14,985 sqft lot

ReeceNichols- Leawood Town Center

View photos & details
3 bedroom house for sale at 610 Belton Ave Belton 64012 - $275,000
New Listing
37
$275,000

610 Belton Ave

Belton, MO 64012

3 bd2 ba1,420 sqft$194/ft²
House8,880 sqft lot

ReeceNichols - Overland Park

View photos & details
3 bedroom house for sale at 18935 S Oak St Belton 64012 - $289,900
15
$289,900

18935 S Oak St

Belton, MO 64012

3 bd2 ba1,417 sqft$205/ft²
House11,326 sqft lot

ReeceNichols - Lees Summit

View photos & details
4 bedroom house for sale at 517 Stacey Dr Belton 64012 - $315,000
New Listing
36
$315,000

517 Stacey Dr

Belton, MO 64012

4 bd3 ba1,982 sqft$159/ft²
House8,756 sqft lot

Real Broker, LLC

View photos & details
4 bedroom house for sale at 15705 Hight Ave Belton 64012 - $330,000
New Listing
24
$330,000

15705 Hight Ave

Belton, MO 64012

4 bd3 ba1,980 sqft$167/ft²
House8,756 sqft lot

Boss Realty

View photos & details
3 bedroom house for sale at 20802 S Dean Rd Belton 64012 - $385,000
69
$385,000

20802 S Dean Rd

Belton, MO 64012

3 bd3 ba2,016 sqft$191/ft²
House3.06 acres

Platinum Realty LLC

View photos & details
4 bedroom house for sale at 705 Fallen Leaf Dr Belton 64012 - $416,990
New Build
$416,990

705 Fallen Leaf Dr

Belton, MO 64012

4 bd3 ba2,190 sqft$190/ft²
House8,288 sqft lot

DRH Realty of Kansas City, LLC

View photos & details
4 bedroom house for sale at 722 Fallen Leaf Dr Belton 64012 - $419,990
New Build
41
$419,990

722 Fallen Leaf Dr

Belton, MO 64012

4 bd3 ba2,190 sqft$192/ft²
House8,640 sqft lot

DRH Realty of Kansas City, LLC

View photos & details
4 bedroom house for sale at 713 Fallen Leaf Dr Belton 64012 - $424,990
New BuildPrice Drop −$20K
26
$424,990

713 Fallen Leaf Dr

Belton, MO 64012

4 bd3 ba2,511 sqft$169/ft²
House
View photos & details
5 bedroom house for sale at 713 Solstice Cir Belton 64012 - $427,000
New Build
$427,000

713 Solstice Cir

Belton, MO 64012

5 bd4 ba2,966 sqft$144/ft²
House10,637 sqft lot

DRH Realty of Kansas City, LLC

View photos & details
4 bedroom house for sale at 718 Fallen Leaf Dr Belton 64012 - $434,990
New Build
26
$434,990

718 Fallen Leaf Dr

Belton, MO 64012

4 bd3 ba2,511 sqft$173/ft²
House
View photos & details

Looking to buy in Belton?

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Price drops:50.0%of listings

How much do homes cost in Belton by property type?

How the Belton, MO market breaks down across single-family homes, condos and townhouses. Redfin, through May 2026

Median price, price per square foot, homes sold and days on market by property type in Belton, MO
Property typeMedian pricePrice / sq ftHomes soldDays on market
Single-family$300,000$187/sq ft2119 days
Townhouse$190,000$124/sq ft115 days

Who lives in Belton?

American Community Survey estimates for Belton. U.S. Census ACS, 2023

Population

24,618

Households

9,964

Median income

$70,525/yr

Median age

37 years

Owner-occupied

61.2%

Median home value

$185,400

Median gross rent

$1,235/mo

Mean commute

25.7 min

61.2% of occupied homes in Belton are owner-occupied, and the rest are rented — which is the share that decides how much of the local housing stock ever reaches the for-sale market. The Census self-reported median home value is $185,400 against Zillow's $274,813 typical value; the gap is normal — ACS asks owners what they think their home is worth, Zillow models transactions. Census median gross rent (all leases, including long-held ones) is $1,235/mo, below Zillow's $1,686/mo asking rent on new leases — the difference is roughly what a mover pays over a stayer.

Which public schools serve Belton?

8 schools tracked · 4,205 students

The largest public schools serving Belton, MO by enrollment, drawn from the National Center for Education Statistics. School quality is a commonly cited factor in home-buying decisions — these are the campuses families in this area are most likely to encounter.

BELTON HIGH

Grades 9-12 · 1,272 students

Public

BELTON MIDDLE SCHOOL

Grades 7-8 · 620 students

Public

Wilckens STEAM Acad @Hillcrest

Grades K-6 · 482 students

Public

MILL CREEK UPPER ELEM.

Grades 5-6 · 463 students

Public

CAMBRIDGE ELEM.

Grades K-4 · 439 students

Public

GLADDEN ELEM.

Grades K-4 · 368 students

Public

KENTUCKY TRAIL ELEM.

Grades K-4 · 337 students

Public

GRACE EARLY CHILD. ED. CTR.

Grades PK · 224 students

Public

Source: National Center for Education Statistics, Common Core of Data directory. Updated annually. Ratings and test scores are not currently displayed.

Which cities are near Belton, MO?

Ordered by distance from Belton, not by size. Compare Belton side by side with any of them.

Which ZIP codes are in Belton?

These are the ZIP codes we see on active Belton listings. Redfin did not publish a matching ZIP-level sale row for the same period, so we are not ranking them by price here — each ZIP page shows exactly what we hold for it.

Belton housing market FAQ

Is Belton a buyer's or seller's market?

Belton, MO is currently a seller's market. That read comes from 2.0 months of supply, homes going under contract in about 17 days in the last month Redfin published (May 2026).

How much do homes cost in Belton?

The typical home in Belton, MO is worth $274,813 (Zillow Home Value Index, August 2026). The median sale price in the last month Redfin published was $295,000, about $180 per square foot.

Is Belton cheaper than the rest of Missouri?

Belton's median sale price of $295,000 is 1% lower than the Missouri statewide median of $297,500, and 28% below the U.S. median of $410,700. Both figures are for the same period.

How long do homes take to sell in Belton?

Homes in Belton, MO spent a median of 17 days on market before going under contract, versus 27 days statewide. Under three weeks means well-priced listings move before most buyers can schedule a second showing. (Redfin, through May 2026.)

What income do you need to buy a home in Belton?

At the current 30-year fixed rate of 7.03%, 20% down on a $274,813 home is about $1,467 a month in principal and interest. Lenders typically want that under 28% of gross income, which works out to roughly $62,876 a year before taxes, insurance, HOA dues or mortgage insurance. The local median household income is $70,525.

Are home prices rising in Belton?

The typical home value in Belton, MO rose 4.0% over the last 12 months, from $264,348 to $274,813 (Zillow, August 2026). This is the live series — it refreshes monthly.

What are the cheapest ZIP codes in Belton?

Belton ZIP-level sale prices are not all published for the same period, so ranking them would compare different months. The ZIP pages listed on this page show what we hold for each one individually.

Is now a good time to buy in Belton?

That depends on your timeline, not on a headline. What the data says today: Belton, MO is a seller's market with 2.0 months of supply, the 30-year fixed rate is 7.03%, and the price-to-rent ratio of 13.6x means buying tends to beat renting on monthly cost over a typical hold. Properties Incorporated publishes the data; it does not give financial advice.

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No spam, no reselling your details. Market data on this site is informational and is not financial, investment, or real estate advice.