New Listing
6
$199,000
1405 Key Pkwy Unit 201A
Frederick, MD 21702
2 bd1 ba0 sqft0
Condo
Husni Kuraishi · A-K Real Estate, Inc.
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Frederick, MD Housing Market
Seller's market-2.3% YoY
Zillow, August 2026 · Refreshes monthlyRedfin, through May 2026 · No longer updatingFreddie Mac via FRED, September 2026 · Refreshes weekly
The typical home in Frederick, MD is worth $459,795, fell 2.3% over the past year (Zillow Home Value Index, August 2026). The last median sale price Redfin published was $442,500, -3.1% year over year (through May 2026). With 2.1 months of supply and homes going under contract in about 35 days, Frederick is a seller's market. At today's 7.03% 30-year fixed rate, 20% down on a $459,795 home is about $2,455/mo in principal and interest.
Key numbers for Frederick, MD
Typical home value
$459,795
-2.3% in 12 months
Zillow, August 2026
Typical asking rent
$2,182/mo
Zillow Observed Rent Index
Zillow, August 2026
Median sale price
$442,500
-3.1% year over year
Redfin, through May 2026
Days on market
35
Average pace
Redfin, through May 2026
Active listings
281
2.1 months of supply
Redfin, through May 2026
30-yr fixed rate
7.03%
Freddie Mac weekly average
Freddie Mac via FRED, September 2026
Median household income
$95,150
Home costs 4.8x income
U.S. Census ACS, 2023
Sale-to-list ratio
99.6%
Selling below asking
Redfin, through May 2026
Zillow figures are as of August 2026 and refresh monthly. Redfin figures are through May 2026 — Redfin stopped publishing its public market trackers in June 2026, so those numbers are final, not current. Mortgage rates come from Freddie Mac via FRED and update weekly.
Is Frederick a buyer's or seller's market?
Seller's market2.1 months of supply35 days on market99.6% of asking
Frederick, MD is a seller's market, based on 2.1 months of supply and homes selling in about 35 days. Under 4 months of supply tilts the market toward sellers: homes clear faster than they are replaced, so concessions are scarce.
Inputs are Redfin's final published period (May 2026). How we classify markets · Where the data comes from
What does the Frederick housing market data show?
Every row below is Redfin's final published month for Frederick, MD. Redfin, through May 2026
| Metric | Value |
|---|---|
| Median sale price | $442,500 |
| Median list price | $450,000 |
| Year-over-year price change | -3.1% |
| Median price per sq ft | $220/sq ft |
| Median days on market | 35 days |
| Active inventory | 281 listings |
| Months of supply | 2.1 months |
| Sale-to-list price ratio | 99.6% |
| Homes sold (that month) | 133 |
| New listings (that month) | 163 |
| Listings with a price cut | 38.8% |
| Market condition | Seller's market |
How to read these numbers
- Median sale price
- Half the homes that closed sold for more than this, half for less. It moves with what kind of home sold that month, so a quiet month with two big sales can swing it. Redfin's figure for Frederick is frozen at May 2026.
- Typical home value (ZHVI)
- Zillow's estimate of what a mid-market home in Frederick is worth right now, whether or not it sold. It is smoother than the median sale price and it still refreshes monthly, which is why this page leads with it.
- Months of supply
- How long it would take to sell every active listing at the current pace. Under 3 favors sellers, over 6 favors buyers, and 3 to 6 is the balanced band.
- Days on market
- Median time from listing to accepted offer. Short means you should have financing ready before you tour; long means there is room to negotiate on price and repairs.
- Sale-to-list ratio
- Sale price divided by the last asking price. Above 100% means bidding above asking is normal here; below 100% means the typical buyer got a discount.
- Price per square foot
- The size-adjusted price. Use it to compare a 1,400 sq ft house to a 2,600 sq ft house, not to value your own home — lot, condition and age move it a lot.
- Listings with a price cut
- Share of active listings that dropped their asking price in the month. A high share is the earliest visible sign that sellers are ahead of what buyers will pay.
- Typical asking rent (ZORI)
- Zillow's repeat-rent index for asking rents on new leases. Paired with the home value it gives the price-to-rent ratio in the rent-vs-buy section below.
How have Frederick home prices moved?
Over the last three years the median sale price in Frederick, MD fell 1.1%, from $447,495 to $442,500. The live Zillow value series has fell 2.3% in the last 12 months, which is the more current read now that Redfin's series has stopped. 38.8% of Frederick listings cut their asking price in the final Redfin month — a high share, and the clearest sign that list prices were running ahead of what buyers would pay. For prices to fall meaningfully from here, supply would have to keep building past 2.1 months while the sale-to-list ratio slips below its current 99.6%. Watch those two together — they move before the median does.
Redfin, through May 2026 — the chart ends at Redfin's final published month.
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What does it cost to buy a home in Frederick?
Priced off the typical home value of $459,795 at the current 7.03% 30-year fixed rate. These are principal and interest only — property taxes, homeowner's insurance, HOA dues and mortgage insurance are on top, and they vary enough by property that we will not guess them for you.
| Down payment | Cash at close | Loan amount | Monthly P&I |
|---|---|---|---|
| 20% | $91,959 | $367,836 | $2,455/mo |
| 5% | $22,990 | $436,805 | $2,915/mo |
Zillow, August 2026 for the price · Freddie Mac via FRED, September 2026 for the rate
What income do you need?
Lenders generally want housing costs under 28% of gross income. On the 20%-down payment of $2,455, that implies roughly $105,199 a year before you add taxes and insurance. The median household in Frederick earns $95,150, about $10,049 short of that threshold — the typical local household needs a larger down payment, a co-borrower, or a home below the typical home value to fit the 28% rule. That puts the price-to-income ratio at 4.8x — above the historical 3x norm but in line with much of the country in 2026.
Run it with your own numbers: affordability calculator · mortgage calculator
Buying in Frederick in the next 12 months?
Tell us your timeline. We send the Frederick market brief: the price ranges that actually clear, how long homes sit, and what to fix on your credit before you apply.
Is it cheaper to rent or buy in Frederick?
Typical asking rent in Frederick, MD is $2,182/mo, against a typical home value of $459,795. That is a price-to-rent ratio of 17.6x, which means buying and renting land close enough together that the decision turns on how long you stay and your down payment. Compared head to head, 20% down puts principal and interest at $2,455 a month — $273 more than renting before taxes and insurance, so the ownership case here rests on equity and appreciation rather than monthly cash flow.
Zillow, August 2026 for both value and rent
Add your own down payment, tax rate and time horizon in the rent vs. buy calculator.
Is inventory rising or falling in Frederick?
Active listings in Frederick, MD went from 272 in May 2025 to 281 in May 2026, a +3.3% change. Inventory has been roughly flat, which usually keeps prices moving with rates rather than with local supply.
| Month | Active listings | New listings |
|---|---|---|
| June 2025 | 276 | 123 |
| July 2025 | 310 | 148 |
| August 2025 | 315 | 122 |
| September 2025 | 311 | 124 |
| October 2025 | 311 | 125 |
| November 2025 | 294 | 114 |
| December 2025 | 229 | 74 |
| January 2026 | 216 | 94 |
| February 2026 | 223 | 112 |
| March 2026 | 243 | 155 |
| April 2026 | 285 | 194 |
| May 2026 | 281 | 163 |
Redfin, through May 2026
How does Frederick compare to Maryland and the U.S.?
Frederick homes sell for $442,500 — 7% below the Maryland median of $477,300. Against the national median of $410,700, Frederick runs 8% higher. Year-over-year, Frederick moved -3.1% against Maryland's +5.5% — a smaller swing than the state as a whole.
| Market | Median sale price | YoY | Days on market |
|---|---|---|---|
| Frederick, MD | $442,500 | -3.1% | 35 days |
| Maryland statewide | $477,300 | +5.5% | 34 days |
| United States | $410,700 | not published | not published |
City and state rows: Redfin, through May 2026 · U.S. row: Freddie Mac via FRED, April 2026 (MSPUS, quarterly)
What to do next in Frederick
What buyers should watch
- Months of supply, currently 2.1. It turns before price does — when it climbs past 6, sellers start taking offers they would have rejected a quarter earlier.
- The share of listings cutting price, currently 38.8%. A listing that has already cut once is the one most likely to accept below asking.
- The gap between 5% and 20% down here is $460 a month in principal and interest alone, before mortgage insurance. That gap, not the price, is usually what decides your timeline.
- Rate moves. At 7.03%, every full point of rate change moves the payment on a $459,795 home more than a 5% price change does.
- Your credit tier before you shop, not after — it sets the rate you are quoted. Run your numbers first.
What sellers should know
- The median Frederick listing goes under contract in 35 days. If yours passes that mark, the market is telling you the price is wrong — not that you need more showings.
- Homes here close at 99.6% of asking. Price to that ratio from day one rather than chasing the market down in cuts.
- In the last published month Frederick added 163 new listings against 133 sales — more competition arriving than clearing, so early timing matters.
- Your equity moved -2.3% in the last 12 months on the Zillow value series. That, not the price you paid, is what sets your net proceeds.
- Comparable ZIP-level pricing inside Frederick varies more than the citywide median suggests — check the ZIP pages below before you set a number.
Homes for sale in Frederick
There are currently 281 homes listed for sale in Frederick, Maryland. The median listing price is $450K. Featured listings range from $199,000 to $1,375,000.
New Listing
$312,990
232 Canfield Ter
Frederick, MD 21702
2 bd1 ba1,060 sqft$295/ft²
Townhouse3,200 sqft lot
Kathryne Cusato · Compass
View photos & details
New Listing
41
$350,000
202 Maple Ave
Frederick, MD 21701
3 bd1 ba1,152 sqft$304/ft²
House1,650 sqft lot
Robert Krop · Keller Williams Realty Centre
View photos & details
New Listing
10
$375,000
230 E 5th St
Frederick, MD 21701
2 bd2 ba1,092 sqft$343/ft²
Townhouse3,000 sqft lot
Eric Steinhoff · LPT Realty, LLC
View photos & details
New Listing
24
$469,000
340 Shortleaf Cir
Frederick, MD 21702
3 bd4 ba2,040 sqft$230/ft²
Townhouse3,600 sqft lot
Joanna Brown · Keller Williams Realty Centre
View photos & details
New Listing
$520,000
825 Dunbrooke Ct
Frederick, MD 21701
1 bd4 ba1,636 sqft$318/ft²
House2,614 sqft lot
Cynthia Lentz · Long & Foster Real Estate, Inc.
View photos & details
New Build
31
$559,990
7119 Bighorn Rd
Frederick, MD 21701
3 bd3 ba2,244 sqft$250/ft²
Townhouse
View photos & details
New Listing
63
$749,900
1710 Trotter St
Frederick, MD 21702
5 bd4 ba4,396 sqft$171/ft²
House9,000 sqft lot
Sharon Lelm · Charis Realty Group
View photos & details
New Listing
24
$875,000
9044 Clendenin Way
Frederick, MD 21704
4 bd4 ba4,262 sqft$205/ft²
House8,381 sqft lot
Eric Steinhoff · LPT Realty, LLC
View photos & details
New Listing
3
$1,050,000
9215 Shafers Mill Dr
Frederick, MD 21704
4 bd5 ba5,222 sqft$201/ft²
House8,490 sqft lot
Ololade Grabovenko · Argent Realty,LLC
View photos & details
New Listing
$1,150,000
4104 Brushfield Dr
Frederick, MD 21704
5 bd5 ba5,405 sqft$213/ft²
House20,932 sqft lot
Cheryl Holder · Redfin Corp
View photos & details
New Listing
2
$1,375,000
5019 Old Swimming Pool Rd
Frederick, MD 21703
3 bd5 ba3,667 sqft$375/ft²
House2.60 acres
James Decker · Samson Properties
View photos & details
Looking to buy in Frederick?
Get connected with a local real estate expert — free, no obligation.
Active listings
281
Homes on market
Median list price
$450K
Avg. days on market
35
Days until sale
New this week
163
Newly listed
Price drops:38.8%of listings
Sale-to-list:99.6%
How much do homes cost in Frederick by property type?
How the Frederick, MD market breaks down across single-family homes, condos and townhouses. Redfin, through May 2026
| Property type | Median price | Price / sq ft | Homes sold | Days on market |
|---|---|---|---|---|
| Single-family | $589,000 | $238/sq ft | 53 | 32 days |
| Condo / co-op | $265,000 | $214/sq ft | 16 | 47 days |
| Townhouse | $435,000 | $216/sq ft | 64 | 34 days |
Who lives in Frederick?
American Community Survey estimates for Frederick. U.S. Census ACS, 2023
Population
80,617
Households
32,182
Median income
$95,150/yr
Median age
37.1 years
Owner-occupied
59.2%
Median home value
$365,200
Median gross rent
$1,688/mo
Mean commute
30.1 min
59.2% of occupied homes in Frederick are owner-occupied, and the rest are rented — which is the share that decides how much of the local housing stock ever reaches the for-sale market. The Census self-reported median home value is $365,200 against Zillow's $459,795 typical value; the gap is normal — ACS asks owners what they think their home is worth, Zillow models transactions. Census median gross rent (all leases, including long-held ones) is $1,688/mo, below Zillow's $2,182/mo asking rent on new leases — the difference is roughly what a mover pays over a stayer.
Which public schools serve Frederick?
32 schools tracked · 22,604 students
The largest public schools serving Frederick, MD by enrollment, drawn from the National Center for Education Statistics. School quality is a commonly cited factor in home-buying decisions — these are the campuses families in this area are most likely to encounter.
Gov. Thomas Johnson High
Grades 9-12 · 2,031 students
Frederick High
Grades 9-12 · 1,850 students
Tuscarora High
Grades 9-12 · 1,719 students
Linganore High
Grades 9-12 · 1,620 students
Monocacy Middle
Grades 6-8 · 932 students
Waverley Elementary
Grades PK-5 · 926 students
Sugarloaf Elementary
Grades K-5 · 842 students
Ballenger Creek Middle
Grades 6-8 · 792 students
Source: National Center for Education Statistics, Common Core of Data directory. Updated annually. Ratings and test scores are not currently displayed.
Which cities are near Frederick, MD?
Ordered by distance from Frederick, not by size. Compare Frederick side by side with any of them.
Which ZIP codes are in Frederick?
These are the ZIP codes we see on active Frederick listings. Redfin did not publish a matching ZIP-level sale row for the same period, so we are not ranking them by price here — each ZIP page shows exactly what we hold for it.
Frederick housing market FAQ
Is Frederick a buyer's or seller's market?
Frederick, MD is currently a seller's market. That read comes from 2.1 months of supply, homes going under contract in about 35 days, and sellers getting 99.6% of their asking price in the last month Redfin published (May 2026).
How much do homes cost in Frederick?
The typical home in Frederick, MD is worth $459,795 (Zillow Home Value Index, August 2026). The median sale price in the last month Redfin published was $442,500, about $220 per square foot.
Is Frederick cheaper than the rest of Maryland?
Frederick's median sale price of $442,500 is 7% lower than the Maryland statewide median of $477,300, and 8% above the U.S. median of $410,700. Both figures are for the same period.
How long do homes take to sell in Frederick?
Homes in Frederick, MD spent a median of 35 days on market before going under contract, versus 34 days statewide. That is a normal pace: enough time to see a home twice, not enough to wait a month. (Redfin, through May 2026.)
What income do you need to buy a home in Frederick?
At the current 30-year fixed rate of 7.03%, 20% down on a $459,795 home is about $2,455 a month in principal and interest. Lenders typically want that under 28% of gross income, which works out to roughly $105,199 a year before taxes, insurance, HOA dues or mortgage insurance. The local median household income is $95,150.
Are home prices rising in Frederick?
The typical home value in Frederick, MD fell 2.3% over the last 12 months, from $470,439 to $459,795 (Zillow, August 2026). This is the live series — it refreshes monthly.
What are the cheapest ZIP codes in Frederick?
Frederick ZIP-level sale prices are not all published for the same period, so ranking them would compare different months. The ZIP pages listed on this page show what we hold for each one individually.
Is now a good time to buy in Frederick?
That depends on your timeline, not on a headline. What the data says today: Frederick, MD is a seller's market with 2.1 months of supply, the 30-year fixed rate is 7.03%, and the price-to-rent ratio of 17.6x means buying and renting land close enough together that the decision turns on how long you stay and your down payment. Properties Incorporated publishes the data; it does not give financial advice.
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