Brokers — List your Company Here
Featured local agent — Clover Hill, MD
Sarah Mitchell
Compass Real Estate · Clover Hill, MD
“Your trusted relocation specialist since 2009. 350+ homes sold. Zero-pressure, data-first approach.”
This spot is open. Be the only brokerage featured on this page — one slot, no auction.
Claim this spot* Example only — dummy agent for illustration. Your logo, name, tagline, link, and lead routing replace this content.
Clover Hill, MD Housing Market
The last median sale price Redfin published was $632,500, +40.5% year over year (through May 2026). With 0.6 months of supply and homes going under contract in about 40 days, Clover Hill is a seller's market. At today's 7.03% 30-year fixed rate, 20% down on a $632,500 home is about $3,377/mo in principal and interest.
Key numbers for Clover Hill, MD
Median sale price
$632,500
+40.5% year over year
Redfin, through May 2026
Days on market
40
Average pace
Redfin, through May 2026
Active listings
5
0.6 months of supply
Redfin, through May 2026
30-yr fixed rate
7.03%
Freddie Mac weekly average
Freddie Mac via FRED, September 2026
Sale-to-list ratio
99.2%
Selling below asking
Redfin, through May 2026
Zillow figures refresh monthly. Redfin figures are through May 2026 — Redfin stopped publishing its public market trackers in June 2026, so those numbers are final, not current. Mortgage rates come from Freddie Mac via FRED and update weekly.
Is Clover Hill a buyer's or seller's market?
Clover Hill, MD is a seller's market, based on 0.6 months of supply and homes selling in about 40 days. Under 2 months of supply is a severe shortage: expect competition on almost anything priced correctly, and little room to negotiate below asking.
Inputs are Redfin's final published period (May 2026). How we classify markets · Where the data comes from
What does the Clover Hill housing market data show?
Every row below is Redfin's final published month for Clover Hill, MD. Redfin, through May 2026
| Metric | Value |
|---|---|
| Median sale price | $632,500 |
| Median list price | $625,000 |
| Year-over-year price change | +40.5% |
| Median price per sq ft | $225/sq ft |
| Median days on market | 40 days |
| Active inventory | 5 listings |
| Months of supply | 0.6 months |
| Sale-to-list price ratio | 99.2% |
| Homes sold (that month) | 8 |
| New listings (that month) | 5 |
| Listings with a price cut | 40.0% |
| Market condition | Seller's market |
How to read these numbers
- Median sale price
- Half the homes that closed sold for more than this, half for less. It moves with what kind of home sold that month, so a quiet month with two big sales can swing it. Redfin's figure for Clover Hill is frozen at May 2026.
- Typical home value (ZHVI)
- Zillow's estimate of what a mid-market home in Clover Hill is worth right now, whether or not it sold. It is smoother than the median sale price and it still refreshes monthly, which is why this page leads with it.
- Months of supply
- How long it would take to sell every active listing at the current pace. Under 3 favors sellers, over 6 favors buyers, and 3 to 6 is the balanced band.
- Days on market
- Median time from listing to accepted offer. Short means you should have financing ready before you tour; long means there is room to negotiate on price and repairs.
- Sale-to-list ratio
- Sale price divided by the last asking price. Above 100% means bidding above asking is normal here; below 100% means the typical buyer got a discount.
- Price per square foot
- The size-adjusted price. Use it to compare a 1,400 sq ft house to a 2,600 sq ft house, not to value your own home — lot, condition and age move it a lot.
- Listings with a price cut
- Share of active listings that dropped their asking price in the month. A high share is the earliest visible sign that sellers are ahead of what buyers will pay.
- Typical asking rent (ZORI)
- Zillow's repeat-rent index for asking rents on new leases. Paired with the home value it gives the price-to-rent ratio in the rent-vs-buy section below.
How have Clover Hill home prices moved?
Over the last three years the median sale price in Clover Hill, MD rose 10.0%, from $575,000 to $632,500. 40.0% of Clover Hill listings cut their asking price in the final Redfin month — a high share, and the clearest sign that list prices were running ahead of what buyers would pay. For prices to fall meaningfully from here, supply would have to keep building past 0.6 months while the sale-to-list ratio slips below its current 99.2%. Watch those two together — they move before the median does.
Redfin, through May 2026 — the chart ends at Redfin's final published month.
Get Clover Hill market alerts
Weekly updates on prices, inventory, and trends. Free forever.
What does it cost to buy a home in Clover Hill?
Priced off the median sale price of $632,500 at the current 7.03% 30-year fixed rate. These are principal and interest only — property taxes, homeowner's insurance, HOA dues and mortgage insurance are on top, and they vary enough by property that we will not guess them for you.
| Down payment | Cash at close | Loan amount | Monthly P&I |
|---|---|---|---|
| 20% | $126,500 | $506,000 | $3,377/mo |
| 5% | $31,625 | $600,875 | $4,010/mo |
Redfin, through May 2026 for the price · Freddie Mac via FRED, September 2026 for the rate
What income do you need?
Lenders generally want housing costs under 28% of gross income. On the 20%-down payment of $3,377, that implies roughly $144,713 a year before you add taxes and insurance. We do not hold a Census income figure for Clover Hill, so we cannot compare that threshold to local earnings.
Run it with your own numbers: affordability calculator · mortgage calculator
Buying in Clover Hill in the next 12 months?
Tell us your timeline. We send the Clover Hill market brief: the price ranges that actually clear, how long homes sit, and what to fix on your credit before you apply.
Is it cheaper to rent or buy in Clover Hill?
Zillow does not publish a rent index (ZORI) for Clover Hill, MD, so we cannot compute a price-to-rent ratio here without borrowing a nearby market's rents and calling them local — which we will not do. The rent vs. buy calculator works with a rent figure you supply.
Is inventory rising or falling in Clover Hill?
Active listings in Clover Hill, MD went from 11 in May 2025 to 5 in May 2026, a -54.5% change. Falling inventory tightens competition. When supply drops while demand holds, sale-to-list ratios rise before the median sale price does.
| Month | Active listings | New listings |
|---|---|---|
| June 2025 | 16 | 7 |
| July 2025 | 13 | 3 |
| August 2025 | 11 | 5 |
| September 2025 | 8 | 3 |
| October 2025 | 7 | 5 |
| November 2025 | 9 | 4 |
| December 2025 | 8 | 3 |
| January 2026 | 4 | 4 |
| February 2026 | 6 | 2 |
| March 2026 | 7 | 7 |
| April 2026 | 9 | 7 |
| May 2026 | 5 | 5 |
Redfin, through May 2026
How does Clover Hill compare to Maryland and the U.S.?
Clover Hill homes sell for $632,500 — 33% above the Maryland median of $477,300. Against the national median of $410,700, Clover Hill runs 54% higher. Year-over-year, Clover Hill moved +40.5% against Maryland's +5.5% — a bigger swing than the state as a whole.
| Market | Median sale price | YoY | Days on market |
|---|---|---|---|
| Clover Hill, MD | $632,500 | +40.5% | 40 days |
| Maryland statewide | $477,300 | +5.5% | 34 days |
| United States | $410,700 | not published | not published |
City and state rows: Redfin, through May 2026 · U.S. row: Freddie Mac via FRED, April 2026 (MSPUS, quarterly)
What to do next in Clover Hill
What buyers should watch
- Months of supply, currently 0.6. It turns before price does — when it climbs past 6, sellers start taking offers they would have rejected a quarter earlier.
- The share of listings cutting price, currently 40.0%. A listing that has already cut once is the one most likely to accept below asking.
- The gap between 5% and 20% down here is $633 a month in principal and interest alone, before mortgage insurance. That gap, not the price, is usually what decides your timeline.
- Rate moves. At 7.03%, every full point of rate change moves the payment on a $632,500 home more than a 5% price change does.
- Your credit tier before you shop, not after — it sets the rate you are quoted. Run your numbers first.
What sellers should know
- The median Clover Hill listing goes under contract in 40 days. If yours passes that mark, the market is telling you the price is wrong — not that you need more showings.
- Homes here close at 99.2% of asking. Price to that ratio from day one rather than chasing the market down in cuts.
- In the last published month Clover Hill added 5 new listings against 8 sales — more clearing than arriving, which is the better window to list.
- Comparable ZIP-level pricing inside Clover Hill varies more than the citywide median suggests — check the ZIP pages below before you set a number.
Homes for sale in Clover Hill
There are currently 5 homes listed for sale in Clover Hill, Maryland. The median listing price is $625K.
Active listings
5
Homes on market
Median list price
$625K
Avg. days on market
40
Days until sale
New this week
5
Newly listed
How much do homes cost in Clover Hill by property type?
How the Clover Hill, MD market breaks down across single-family homes, condos and townhouses. Redfin, through May 2026
| Property type | Median price | Price / sq ft | Homes sold | Days on market |
|---|---|---|---|---|
| Single-family | $632,500 | $225/sq ft | 8 | 40 days |
| Townhouse | $440,000 | $244/sq ft | 1 | 47 days |
Which cities are near Clover Hill, MD?
Ordered by distance from Clover Hill, not by size. Compare Clover Hill side by side with any of them.
Clover Hill housing market FAQ
Is Clover Hill a buyer's or seller's market?
Clover Hill, MD is currently a seller's market. That read comes from 0.6 months of supply, homes going under contract in about 40 days, and sellers getting 99.2% of their asking price in the last month Redfin published (May 2026).
How much do homes cost in Clover Hill?
The median sale price in the last month Redfin published was $632,500, about $225 per square foot.
Is Clover Hill cheaper than the rest of Maryland?
Clover Hill's median sale price of $632,500 is 33% higher than the Maryland statewide median of $477,300, and 54% above the U.S. median of $410,700. Both figures are for the same period.
How long do homes take to sell in Clover Hill?
Homes in Clover Hill, MD spent a median of 40 days on market before going under contract, versus 34 days statewide. That is a normal pace: enough time to see a home twice, not enough to wait a month. (Redfin, through May 2026.)
What income do you need to buy a home in Clover Hill?
At the current 30-year fixed rate of 7.03%, 20% down on a $632,500 home is about $3,377 a month in principal and interest. Lenders typically want that under 28% of gross income, which works out to roughly $144,713 a year before taxes, insurance, HOA dues or mortgage insurance.
Are home prices rising in Clover Hill?
Redfin's last published year-over-year change for Clover Hill, MD was +40.5%, measured through May 2026. That series is frozen; treat it as a historical reading rather than a current trend.
What are the cheapest ZIP codes in Clover Hill?
Clover Hill ZIP-level sale prices are not all published for the same period, so ranking them would compare different months. The ZIP pages listed on this page show what we hold for each one individually.
Is now a good time to buy in Clover Hill?
That depends on your timeline, not on a headline. What the data says today: Clover Hill, MD is a seller's market with 0.6 months of supply, the 30-year fixed rate is 7.03%. Properties Incorporated publishes the data; it does not give financial advice.
Be the brokerage on this page
1 slot per pageGet featured on Clover Hill, MD
Your logo, brokerage name, and direct link to your site — featured at the top of this page in front of every visitor researching this whole city. One brokerage, no rotation, no bidding war.
- Goes live in 24 hours
- Cancel anytime
- Do-follow backlink to your site
Keep researching Clover Hill
Nearby markets
Get the Clover Hill market brief
Get the Clover Hill, MD market brief
One email: what homes are actually clearing at around $632,500, how long they sit, which ZIPs run cheaper, and what to fix on your credit before you apply.