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Sarah Mitchell
Compass Real Estate · ZIP 21702
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21702 ZIP Code Housing Market
$446,000median sale price
What is the 21702 housing market like right now?
The median home sale price in ZIP code 21702 is $446,000, down 5.0% year-over-year. Homes sell in an average of 43 days with 140 active listings. The market is currently a balanced market. (Source: Redfin monthly MLS data, as of March 2026 — the most recent Redfin release; Redfin publishes each month's data on a ~6-week lag.)
Is the 21702 ZIP code a buyer's or seller's market?
ZIP code 21702 is currently a balanced market and homes selling in about 43 days. How we determine this →
What are the latest 21702 housing market stats?
| Metric | Value |
|---|---|
| Median sale price | $446,000 |
| Median list price | $477,495 |
| Year-over-year price change | -5.0% |
| Average days on market | 43 days |
| Active inventory | 140 listings |
| Sale-to-list price ratio | 99.3% |
| Market condition | Balanced market |
Source: Redfin · Updated monthly
The 21702 zip code, located in Clover Hill, MD, is currently classified as a balanced market. The median sale price stands at $446,000, representing a -5.0% change year over year. Homes in this area spend an average of 43 days on the market before going under contract. There are currently 140 active listings in the area, which influences how much negotiating power buyers and sellers have.
ZIP 21702 sits in the Clover Hill, MD area, roughly 1.8 miles from downtown Clover Hill. Because home prices are set street by street, this ZIP can move differently from Clover Hill's citywide averages. The figures below reflect 21702 specifically — drawn from Redfin transactions, U.S. Census data for its 49,605 residents, and Zillow value estimates.
Homes sold
176
Last 12 weeks
Days on market
43
Average pace
Active listings
140
Sale-to-list
99.3%
Below asking
What is driving the 21702 housing market?
The 21702 real estate market is shaped by a combination of local demand, housing supply, and broader economic trends. As a balanced market, homes are selling at approximately 99.3% of their listed price.
Year-over-year price trends are one of the most important indicators for both homebuyers and investors. Prices in 21702 have declined -5.0% compared to last year, which may present opportunities for buyers looking to enter the market at a lower price point. For context, it's valuable to compare this trend against neighboring zip codes and the broader metro area to determine whether this performance is localized or part of a regional pattern.
The Zillow Home Value Index (ZHVI) for 21702 stands at $465,766, which represents Zillow's estimate of the typical home value in the area. The Zillow Observed Rent Index (ZORI) indicates typical rents of $2,019 per month. This gives a price-to-rent ratio of approximately 19.2, which sits in a moderate range where the buy-versus-rent decision depends heavily on individual financial circumstances and time horizon. Use our mortgage calculator to estimate monthly payments based on current home values and interest rates.
Who lives in 21702?
Population
49,605
Median income
$106,983/yr
Median age
38.1 years
Owner-occupied
65.2%
College grads
41.4%
Avg commute
35.27 min
What is it like living in 21702?
Zip code 21702 is home to approximately 49,605 residents. The median household income is $106,983 per year, which shapes the types of homes and amenities available in the area. With a median age of 38.1 years, the community's age profile influences everything from school enrollment to local business types and recreational offerings. Approximately 65.2% of housing units are owner-occupied, indicating a stable, ownership-oriented community where residents have a vested interest in maintaining property values and neighborhood quality.
About 41.4% of residents hold a bachelor's degree or higher, which often correlates with access to knowledge-economy jobs and higher earning potential in the area. The average commute time is 35.27 minutes, which is above the national average and may reflect a suburban or exurban setting where residents trade commute time for more affordable housing or larger lots. These demographic factors, combined with the market data above, help paint a complete picture of what it's like to live and own property in 21702.
Which public schools serve ZIP 21702?
7 schools tracked · 3,799 students
The largest public schools serving ZIP code 21702 by enrollment, drawn from the National Center for Education Statistics. School quality is a commonly cited factor in home-buying decisions — these are the campuses families in this area are most likely to encounter.
Monocacy Middle
Grades 6-8 · 932 students
Waverley Elementary
Grades PK-5 · 926 students
Whittier Elementary
Grades PK-5 · 730 students
Yellow Springs Elementary
Grades PK-5 · 605 students
Monocacy Elementary
Grades PK-5 · 549 students
Heather Ridge
Grades 6-12 · 57 students
Frederick County Career & Technology Center
Grades 9-12
Source: National Center for Education Statistics, Common Core of Data directory. Updated annually. Ratings and test scores are not currently displayed.
Frequently asked questions about 21702
What is the median home price in 21702?
The current median sale price in 21702 is $446,000, based on recent Redfin transaction data. Prices have changed -5.0% compared to last year. For the most up-to-date pricing and to see how this compares to nearby areas, use our comparison tool.
Is 21702 a buyer's or seller's market?
The 21702 zip code is currently classified as a balanced market. This assessment is based on key indicators including months of supply, sale-to-list price ratios, and average days on market.
What is the population of zip code 21702?
Zip code 21702 has a population of approximately 49,605 residents. The median household income is $106,983 per year. About 65.2% of homes are owner-occupied. This data is sourced from the U.S. Census Bureau and is updated annually.
How do I research neighborhoods in 21702?
Properties Incorporated provides comprehensive data for 21702 including median home prices, price history charts, days on market, active inventory, and Census Bureau demographics. To compare this area with other zip codes or cities, use our comparison tool. For mortgage planning, our mortgage calculator estimates monthly payments based on current prices and interest rates.
How often is the data for 21702 updated?
Market data on Properties Incorporated is updated regularly as new information becomes available. Redfin sales data is typically refreshed monthly, Zillow home value and rent estimates update monthly, and Census Bureau demographics are updated annually.
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