3
$165,000
26188 County Road 4
Simonton Lake, IN 46514
4 bd2 ba1,368 sqft$121/ft²
Multi-family40,075 sqft lot
Darla Brock · SUNRISE Realty
View photos & details
Brokers — List your Company Here
Featured local agent — Simonton Lake, IN
Example placement
Sarah Mitchell
CNESRESABR
Compass Real Estate · Simonton Lake, IN
“Your trusted relocation specialist since 2009. 350+ homes sold. Zero-pressure, data-first approach.”
Simonton Lake, IN(512) 555-0184TX License #0512847
Visit website →sarahmitchellhomes.com
5.0 · 47 reviews
This spot is open. Be the only brokerage featured on this page — one slot, no auction.
Claim this spot* Example only — dummy agent for illustration. Your logo, name, tagline, link, and lead routing replace this content.
Simonton Lake, IN Housing Market
Seller's market-36.6% YoY
Redfin, through May 2026 · No longer updatingFreddie Mac via FRED, September 2026 · Refreshes weekly
The last median sale price Redfin published was $210,000, -36.6% year over year (through May 2026). With 3.6 months of supply and homes going under contract in about 4 days, Simonton Lake is a seller's market. At today's 7.03% 30-year fixed rate, 20% down on a $210,000 home is about $1,121/mo in principal and interest.
Key numbers for Simonton Lake, IN
Median sale price
$210,000
-36.6% year over year
Redfin, through May 2026
Days on market
4
Fast-moving
Redfin, through May 2026
Active listings
18
3.6 months of supply
Redfin, through May 2026
30-yr fixed rate
7.03%
Freddie Mac weekly average
Freddie Mac via FRED, September 2026
Median household income
$74,233
Home costs 2.8x income
U.S. Census ACS, 2023
Sale-to-list ratio
100.4%
Selling above asking
Redfin, through May 2026
Zillow figures refresh monthly. Redfin figures are through May 2026 — Redfin stopped publishing its public market trackers in June 2026, so those numbers are final, not current. Mortgage rates come from Freddie Mac via FRED and update weekly.
Is Simonton Lake a buyer's or seller's market?
Seller's market3.6 months of supply4 days on market100.4% of asking
Simonton Lake, IN is a seller's market, based on 3.6 months of supply and homes selling in about 4 days. Under 4 months of supply tilts the market toward sellers: homes clear faster than they are replaced, so concessions are scarce.
Inputs are Redfin's final published period (May 2026). How we classify markets · Where the data comes from
What does the Simonton Lake housing market data show?
Every row below is Redfin's final published month for Simonton Lake, IN. Redfin, through May 2026
| Metric | Value |
|---|---|
| Median sale price | $210,000 |
| Median list price | $329,900 |
| Year-over-year price change | -36.6% |
| Median price per sq ft | $135/sq ft |
| Median days on market | 4 days |
| Active inventory | 18 listings |
| Months of supply | 3.6 months |
| Sale-to-list price ratio | 100.4% |
| Homes sold (that month) | 5 |
| New listings (that month) | 13 |
| Listings with a price cut | 22.2% |
| Market condition | Seller's market |
How to read these numbers
- Median sale price
- Half the homes that closed sold for more than this, half for less. It moves with what kind of home sold that month, so a quiet month with two big sales can swing it. Redfin's figure for Simonton Lake is frozen at May 2026.
- Typical home value (ZHVI)
- Zillow's estimate of what a mid-market home in Simonton Lake is worth right now, whether or not it sold. It is smoother than the median sale price and it still refreshes monthly, which is why this page leads with it.
- Months of supply
- How long it would take to sell every active listing at the current pace. Under 3 favors sellers, over 6 favors buyers, and 3 to 6 is the balanced band.
- Days on market
- Median time from listing to accepted offer. Short means you should have financing ready before you tour; long means there is room to negotiate on price and repairs.
- Sale-to-list ratio
- Sale price divided by the last asking price. Above 100% means bidding above asking is normal here; below 100% means the typical buyer got a discount.
- Price per square foot
- The size-adjusted price. Use it to compare a 1,400 sq ft house to a 2,600 sq ft house, not to value your own home — lot, condition and age move it a lot.
- Listings with a price cut
- Share of active listings that dropped their asking price in the month. A high share is the earliest visible sign that sellers are ahead of what buyers will pay.
- Typical asking rent (ZORI)
- Zillow's repeat-rent index for asking rents on new leases. Paired with the home value it gives the price-to-rent ratio in the rent-vs-buy section below.
How have Simonton Lake home prices moved?
Over the last three years the median sale price in Simonton Lake, IN fell 31.1%, from $305,000 to $210,000. 22.2% of Simonton Lake listings cut their asking price in the final Redfin month — a modest share, which is what a market looks like when sellers are pricing close to where homes actually clear. For prices to fall meaningfully from here, supply would have to keep building past 3.6 months while the sale-to-list ratio slips below its current 100.4%. Watch those two together — they move before the median does.
Redfin, through May 2026 — the chart ends at Redfin's final published month.
Get Simonton Lake market alerts
Weekly updates on prices, inventory, and trends. Free forever.
What does it cost to buy a home in Simonton Lake?
Priced off the median sale price of $210,000 at the current 7.03% 30-year fixed rate. These are principal and interest only — property taxes, homeowner's insurance, HOA dues and mortgage insurance are on top, and they vary enough by property that we will not guess them for you.
| Down payment | Cash at close | Loan amount | Monthly P&I |
|---|---|---|---|
| 20% | $42,000 | $168,000 | $1,121/mo |
| 5% | $10,500 | $199,500 | $1,331/mo |
Redfin, through May 2026 for the price · Freddie Mac via FRED, September 2026 for the rate
What income do you need?
Lenders generally want housing costs under 28% of gross income. On the 20%-down payment of $1,121, that implies roughly $48,047 a year before you add taxes and insurance. The median household in Simonton Lake earns $74,233, about $26,186 more than that threshold — the typical local household clears the payment on a typical local home with 20% down. That puts the price-to-income ratio at 2.8x — close to the historical 3x norm, which is unusual in 2026.
Run it with your own numbers: affordability calculator · mortgage calculator
Buying in Simonton Lake in the next 12 months?
Tell us your timeline. We send the Simonton Lake market brief: the price ranges that actually clear, how long homes sit, and what to fix on your credit before you apply.
Is it cheaper to rent or buy in Simonton Lake?
Zillow does not publish a rent index (ZORI) for Simonton Lake, IN, so we cannot compute a price-to-rent ratio here without borrowing a nearby market's rents and calling them local — which we will not do. The rent vs. buy calculator works with a rent figure you supply.
Is inventory rising or falling in Simonton Lake?
Active listings in Simonton Lake, IN went from 6 in May 2025 to 18 in May 2026, a +200.0% change. Rising inventory is the single most useful leading indicator for buyers: more choice, longer marketing times, and more sellers willing to negotiate before price cuts show up in the median.
| Month | Active listings | New listings |
|---|---|---|
| June 2025 | 9 | 8 |
| July 2025 | 12 | 7 |
| August 2025 | 11 | 5 |
| September 2025 | 13 | 7 |
| October 2025 | 11 | 7 |
| November 2025 | 10 | 3 |
| December 2025 | 13 | 6 |
| January 2026 | 13 | 5 |
| February 2026 | 12 | 6 |
| March 2026 | 15 | 8 |
| April 2026 | 16 | 8 |
| May 2026 | 18 | 13 |
Redfin, through May 2026
How does Simonton Lake compare to Indiana and the U.S.?
Simonton Lake homes sell for $210,000 — 27% below the Indiana median of $287,300. Against the national median of $410,700, Simonton Lake runs 49% lower. Year-over-year, Simonton Lake moved -36.6% against Indiana's +4.2% — a bigger swing than the state as a whole.
| Market | Median sale price | YoY | Days on market |
|---|---|---|---|
| Simonton Lake, IN | $210,000 | -36.6% | 4 days |
| Indiana statewide | $287,300 | +4.2% | 26 days |
| United States | $410,700 | not published | not published |
City and state rows: Redfin, through May 2026 · U.S. row: Freddie Mac via FRED, April 2026 (MSPUS, quarterly)
What to do next in Simonton Lake
What buyers should watch
- Months of supply, currently 3.6. It turns before price does — when it climbs past 6, sellers start taking offers they would have rejected a quarter earlier.
- The share of listings cutting price, currently 22.2%. A listing that has already cut once is the one most likely to accept below asking.
- The gap between 5% and 20% down here is $210 a month in principal and interest alone, before mortgage insurance. That gap, not the price, is usually what decides your timeline.
- Rate moves. At 7.03%, every full point of rate change moves the payment on a $210,000 home more than a 5% price change does.
- Your credit tier before you shop, not after — it sets the rate you are quoted. Run your numbers first.
What sellers should know
- The median Simonton Lake listing goes under contract in 4 days. If yours passes that mark, the market is telling you the price is wrong — not that you need more showings.
- Homes here close at 100.4% of asking. Price at the number you want and let competition do the rest.
- In the last published month Simonton Lake added 13 new listings against 5 sales — more competition arriving than clearing, so early timing matters.
- Comparable ZIP-level pricing inside Simonton Lake varies more than the citywide median suggests — check the ZIP pages below before you set a number.
Homes for sale in Simonton Lake
There are currently 18 homes listed for sale in Simonton Lake, Indiana. The median listing price is $330K. Featured listings range from $165,000 to $875,000.
13
$209,900
26060 County Road 4
Simonton Lake, IN 46514
3 bd2 ba1,924 sqft$109/ft²
House28,314 sqft lot
Darla Brock · SUNRISE Realty
View photos & details
26
$219,900
26022 County Road 4
Simonton Lake, IN 46514
3 bd1 ba984 sqft$223/ft²
House21,780 sqft lot
Brad Beer · Heart City Realty LLC
View photos & details
23
$284,900
51220 Maplewood Dr
Simonton Lake, IN 46514
3 bd2 ba1,824 sqft$156/ft²
House23,522 sqft lot
Allen Stewart · Stewart Realty
View photos & details
36
$299,000
26877 Dumbarton Ct
Simonton Lake, IN 46514
4 bd3 ba2,562 sqft$117/ft²
House19,166 sqft lot
Amy Mishler · SUNRISE Realty
View photos & details
New Listing
35
$314,900
25831 Northland Crossing Dr
Simonton Lake, IN 46514
4 bd2 ba2,832 sqft$111/ft²
House2.49 acres
Kevin Foy · RE/MAX Oak Crest - Elkhart
View photos & details
35
$379,900
51262 Shady Ln
Simonton Lake, IN 46514
3 bd3 ba2,994 sqft$127/ft²
House36,590 sqft lot
Terrie Forrest · McKinnies Realty, LLC Elkhart
View photos & details
31
$425,000
24785 N Shore Dr
Simonton Lake, IN 46514
4 bd3 ba2,364 sqft$180/ft²
House19,166 sqft lot
Robin Sharpe · Cressy & Everett- Elkhart
View photos & details
Price Drop −$15K
36
$475,000
51268 Channel Ct
Simonton Lake, IN 46514
3 bd3 ba1,536 sqft$309/ft²
House17,424 sqft lot
Julie Thatcher · Coldwell Banker Real Estate Group
View photos & details
Price Drop −$10K
26
$560,000
50938 N Shore Dr
Simonton Lake, IN 46514
2 bd1 ba1,590 sqft$352/ft²
House10,454 sqft lot
Zachery Hochstetler · Myers Trust Real Estate
View photos & details
36
$739,900
51081 Twilight Dr
Simonton Lake, IN 46514
5 bd3 ba3,220 sqft$230/ft²
House10,890 sqft lot
Amy Bevier · St. Joseph Realty Group
View photos & details
36
$875,000
51198 Aqua Dr
Simonton Lake, IN 46514
4 bd3 ba2,476 sqft$353/ft²
House27,269 sqft lot
Chantel Boone · RE/MAX Results
View photos & details
Looking to buy in Simonton Lake?
Get connected with a local real estate expert — free, no obligation.
Active listings
18
Homes on market
Median list price
$330K
Avg. days on market
4
Days until sale
New this week
13
Newly listed
Price drops:22.2%of listings
Sale-to-list:100.4%
How much do homes cost in Simonton Lake by property type?
How the Simonton Lake, IN market breaks down across single-family homes, condos and townhouses. Redfin, through May 2026
| Property type | Median price | Price / sq ft | Homes sold | Days on market |
|---|---|---|---|---|
| Single-family | $216,000 | $144/sq ft | 4 | 4 days |
| Condo / co-op | $261,000 | $130/sq ft | 1 | 17 days |
| Townhouse | $170,000 | $73/sq ft | 1 | 87 days |
Who lives in Simonton Lake?
American Community Survey estimates for Simonton Lake. U.S. Census ACS, 2023
Population
4,113
Households
1,709
Median income
$74,233/yr
Median age
49.5 years
Owner-occupied
79.2%
Median home value
$230,600
Median gross rent
$1,101/mo
Mean commute
20.9 min
79.2% of occupied homes in Simonton Lake are owner-occupied, and the rest are rented — which is the share that decides how much of the local housing stock ever reaches the for-sale market.
Which cities are near Simonton Lake, IN?
Ordered by distance from Simonton Lake, not by size. Compare Simonton Lake side by side with any of them.
Which ZIP codes are in Simonton Lake?
These are the ZIP codes we see on active Simonton Lake listings. Redfin did not publish a matching ZIP-level sale row for the same period, so we are not ranking them by price here — each ZIP page shows exactly what we hold for it.
Simonton Lake housing market FAQ
Is Simonton Lake a buyer's or seller's market?
Simonton Lake, IN is currently a seller's market. That read comes from 3.6 months of supply, homes going under contract in about 4 days, and sellers getting 100.4% of their asking price in the last month Redfin published (May 2026).
How much do homes cost in Simonton Lake?
The median sale price in the last month Redfin published was $210,000, about $135 per square foot.
Is Simonton Lake cheaper than the rest of Indiana?
Simonton Lake's median sale price of $210,000 is 27% lower than the Indiana statewide median of $287,300, and 49% below the U.S. median of $410,700. Both figures are for the same period.
How long do homes take to sell in Simonton Lake?
Homes in Simonton Lake, IN spent a median of 4 days on market before going under contract, versus 26 days statewide. Under three weeks means well-priced listings move before most buyers can schedule a second showing. (Redfin, through May 2026.)
What income do you need to buy a home in Simonton Lake?
At the current 30-year fixed rate of 7.03%, 20% down on a $210,000 home is about $1,121 a month in principal and interest. Lenders typically want that under 28% of gross income, which works out to roughly $48,047 a year before taxes, insurance, HOA dues or mortgage insurance. The local median household income is $74,233.
Are home prices rising in Simonton Lake?
Redfin's last published year-over-year change for Simonton Lake, IN was -36.6%, measured through May 2026. That series is frozen; treat it as a historical reading rather than a current trend.
What are the cheapest ZIP codes in Simonton Lake?
Simonton Lake ZIP-level sale prices are not all published for the same period, so ranking them would compare different months. The ZIP pages listed on this page show what we hold for each one individually.
Is now a good time to buy in Simonton Lake?
That depends on your timeline, not on a headline. What the data says today: Simonton Lake, IN is a seller's market with 3.6 months of supply, the 30-year fixed rate is 7.03%. Properties Incorporated publishes the data; it does not give financial advice.
Be the brokerage on this page
1 slot per pageGet featured on Simonton Lake, IN
Your logo, brokerage name, and direct link to your site — featured at the top of this page in front of every visitor researching this whole city. One brokerage, no rotation, no bidding war.
- Goes live in 24 hours
- Cancel anytime
- Do-follow backlink to your site
Keep researching Simonton Lake
Nearby markets
Get the Simonton Lake market brief
Get the Simonton Lake, IN market brief
One email: what homes are actually clearing at around $210,000, how long they sit, which ZIPs run cheaper, and what to fix on your credit before you apply.