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Featured local agent — Ocean Pointe, HI
Sarah Mitchell
Compass Real Estate · Ocean Pointe, HI
“Your trusted relocation specialist since 2009. 350+ homes sold. Zero-pressure, data-first approach.”
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Ocean Pointe, HI Housing Market
The last median sale price Redfin published was $992,500, +12.2% year over year (through May 2026). With 5.7 months of supply and homes going under contract in about 60 days, Ocean Pointe is a buyer's market. At today's 7.03% 30-year fixed rate, 20% down on a $992,500 home is about $5,299/mo in principal and interest.
Key numbers for Ocean Pointe, HI
Median sale price
$992,500
+12.2% year over year
Redfin, through May 2026
Days on market
60
Average pace
Redfin, through May 2026
Active listings
113
5.7 months of supply
Redfin, through May 2026
30-yr fixed rate
7.03%
Freddie Mac weekly average
Freddie Mac via FRED, September 2026
Median household income
$143,394
Home costs 6.9x income
U.S. Census ACS, 2023
Sale-to-list ratio
100.0%
Selling below asking
Redfin, through May 2026
Zillow figures refresh monthly. Redfin figures are through May 2026 — Redfin stopped publishing its public market trackers in June 2026, so those numbers are final, not current. Mortgage rates come from Freddie Mac via FRED and update weekly.
Is Ocean Pointe a buyer's or seller's market?
Ocean Pointe, HI is a buyer's market, based on 5.7 months of supply and homes selling in about 60 days. Above 5 months of supply, homes start accumulating faster than they clear, which is where buyers gain leverage on price, repairs, and closing costs.
Inputs are Redfin's final published period (May 2026). How we classify markets · Where the data comes from
What does the Ocean Pointe housing market data show?
Every row below is Redfin's final published month for Ocean Pointe, HI. Redfin, through May 2026
| Metric | Value |
|---|---|
| Median sale price | $992,500 |
| Median list price | $950,000 |
| Year-over-year price change | +12.2% |
| Median price per sq ft | $629/sq ft |
| Median days on market | 60 days |
| Active inventory | 113 listings |
| Months of supply | 5.7 months |
| Sale-to-list price ratio | 100.0% |
| Homes sold (that month) | 20 |
| New listings (that month) | 29 |
| Listings with a price cut | 22.1% |
| Market condition | Buyer's market |
How to read these numbers
- Median sale price
- Half the homes that closed sold for more than this, half for less. It moves with what kind of home sold that month, so a quiet month with two big sales can swing it. Redfin's figure for Ocean Pointe is frozen at May 2026.
- Typical home value (ZHVI)
- Zillow's estimate of what a mid-market home in Ocean Pointe is worth right now, whether or not it sold. It is smoother than the median sale price and it still refreshes monthly, which is why this page leads with it.
- Months of supply
- How long it would take to sell every active listing at the current pace. Under 3 favors sellers, over 6 favors buyers, and 3 to 6 is the balanced band.
- Days on market
- Median time from listing to accepted offer. Short means you should have financing ready before you tour; long means there is room to negotiate on price and repairs.
- Sale-to-list ratio
- Sale price divided by the last asking price. Above 100% means bidding above asking is normal here; below 100% means the typical buyer got a discount.
- Price per square foot
- The size-adjusted price. Use it to compare a 1,400 sq ft house to a 2,600 sq ft house, not to value your own home — lot, condition and age move it a lot.
- Listings with a price cut
- Share of active listings that dropped their asking price in the month. A high share is the earliest visible sign that sellers are ahead of what buyers will pay.
- Typical asking rent (ZORI)
- Zillow's repeat-rent index for asking rents on new leases. Paired with the home value it gives the price-to-rent ratio in the rent-vs-buy section below.
How have Ocean Pointe home prices moved?
Over the last three years the median sale price in Ocean Pointe, HI rose 12.1%, from $885,000 to $992,500. 22.1% of Ocean Pointe listings cut their asking price in the final Redfin month — a modest share, which is what a market looks like when sellers are pricing close to where homes actually clear. For prices to fall meaningfully from here, supply would have to keep building past 5.7 months while the sale-to-list ratio slips below its current 100.0%. Watch those two together — they move before the median does.
Redfin, through May 2026 — the chart ends at Redfin's final published month.
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What does it cost to buy a home in Ocean Pointe?
Priced off the median sale price of $992,500 at the current 7.03% 30-year fixed rate. These are principal and interest only — property taxes, homeowner's insurance, HOA dues and mortgage insurance are on top, and they vary enough by property that we will not guess them for you.
| Down payment | Cash at close | Loan amount | Monthly P&I |
|---|---|---|---|
| 20% | $198,500 | $794,000 | $5,299/mo |
| 5% | $49,625 | $942,875 | $6,292/mo |
Redfin, through May 2026 for the price · Freddie Mac via FRED, September 2026 for the rate
What income do you need?
Lenders generally want housing costs under 28% of gross income. On the 20%-down payment of $5,299, that implies roughly $227,079 a year before you add taxes and insurance. The median household in Ocean Pointe earns $143,394, about $83,685 short of that threshold — the typical local household needs a larger down payment, a co-borrower, or a home below the median sale price to fit the 28% rule. That puts the price-to-income ratio at 6.9x — well above the 3x that was historically considered affordable, which is why down payment size drives who can buy here.
Run it with your own numbers: affordability calculator · mortgage calculator
Buying in Ocean Pointe in the next 12 months?
Tell us your timeline. We send the Ocean Pointe market brief: the price ranges that actually clear, how long homes sit, and what to fix on your credit before you apply.
Is it cheaper to rent or buy in Ocean Pointe?
Zillow does not publish a rent index (ZORI) for Ocean Pointe, HI, so we cannot compute a price-to-rent ratio here without borrowing a nearby market's rents and calling them local — which we will not do. The rent vs. buy calculator works with a rent figure you supply.
Is inventory rising or falling in Ocean Pointe?
Active listings in Ocean Pointe, HI went from 120 in May 2025 to 113 in May 2026, a -5.8% change. Inventory has been roughly flat, which usually keeps prices moving with rates rather than with local supply.
| Month | Active listings | New listings |
|---|---|---|
| June 2025 | 118 | 31 |
| July 2025 | 113 | 17 |
| August 2025 | 103 | 22 |
| September 2025 | 94 | 19 |
| October 2025 | 78 | 10 |
| November 2025 | 70 | 8 |
| December 2025 | 62 | 10 |
| January 2026 | 71 | 16 |
| February 2026 | 81 | 26 |
| March 2026 | 97 | 35 |
| April 2026 | 112 | 34 |
| May 2026 | 113 | 29 |
Redfin, through May 2026
How does Ocean Pointe compare to Hawaii and the U.S.?
Ocean Pointe homes sell for $992,500 — 34% above the Hawaii median of $741,300. Against the national median of $410,700, Ocean Pointe runs 142% higher. Year-over-year, Ocean Pointe moved +12.2% against Hawaii's -0.3% — a bigger swing than the state as a whole.
| Market | Median sale price | YoY | Days on market |
|---|---|---|---|
| Ocean Pointe, HI | $992,500 | +12.2% | 60 days |
| Hawaii statewide | $741,300 | -0.3% | 86 days |
| United States | $410,700 | not published | not published |
City and state rows: Redfin, through May 2026 · U.S. row: Freddie Mac via FRED, April 2026 (MSPUS, quarterly)
What to do next in Ocean Pointe
What buyers should watch
- Months of supply, currently 5.7. It turns before price does — when it climbs past 6, sellers start taking offers they would have rejected a quarter earlier.
- The share of listings cutting price, currently 22.1%. A listing that has already cut once is the one most likely to accept below asking.
- The gap between 5% and 20% down here is $993 a month in principal and interest alone, before mortgage insurance. That gap, not the price, is usually what decides your timeline.
- Rate moves. At 7.03%, every full point of rate change moves the payment on a $992,500 home more than a 5% price change does.
- Your credit tier before you shop, not after — it sets the rate you are quoted. Run your numbers first.
What sellers should know
- The median Ocean Pointe listing goes under contract in 60 days. If yours passes that mark, the market is telling you the price is wrong — not that you need more showings.
- Homes here close at 100.0% of asking. Price to that ratio from day one rather than chasing the market down in cuts.
- In the last published month Ocean Pointe added 29 new listings against 20 sales — more competition arriving than clearing, so early timing matters.
- Comparable ZIP-level pricing inside Ocean Pointe varies more than the citywide median suggests — check the ZIP pages below before you set a number.
Homes for sale in Ocean Pointe
There are currently 113 homes listed for sale in Ocean Pointe, Hawaii. The median listing price is $950K.
Active listings
113
Homes on market
Median list price
$950K
Avg. days on market
60
Days until sale
New this week
29
Newly listed
How much do homes cost in Ocean Pointe by property type?
How the Ocean Pointe, HI market breaks down across single-family homes, condos and townhouses. Redfin, through May 2026
| Property type | Median price | Price / sq ft | Homes sold | Days on market |
|---|---|---|---|---|
| Single-family | $1.04M | $630/sq ft | 17 | 58 days |
| Condo / co-op | $601,999 | $626/sq ft | 3 | 97 days |
Who lives in Ocean Pointe?
American Community Survey estimates for Ocean Pointe. U.S. Census ACS, 2023
Population
16,276
Households
5,206
Median income
$143,394/yr
Median age
32.9 years
Owner-occupied
78.8%
Median home value
$877,600
Median gross rent
$3,347/mo
Mean commute
38.2 min
78.8% of occupied homes in Ocean Pointe are owner-occupied, and the rest are rented — which is the share that decides how much of the local housing stock ever reaches the for-sale market.
Which cities are near Ocean Pointe, HI?
Ordered by distance from Ocean Pointe, not by size. Compare Ocean Pointe side by side with any of them.
Ocean Pointe housing market FAQ
Is Ocean Pointe a buyer's or seller's market?
Ocean Pointe, HI is currently a buyer's market. That read comes from 5.7 months of supply, homes going under contract in about 60 days, and sellers getting 100.0% of their asking price in the last month Redfin published (May 2026).
How much do homes cost in Ocean Pointe?
The median sale price in the last month Redfin published was $992,500, about $629 per square foot.
Is Ocean Pointe cheaper than the rest of Hawaii?
Ocean Pointe's median sale price of $992,500 is 34% higher than the Hawaii statewide median of $741,300, and 142% above the U.S. median of $410,700. Both figures are for the same period.
How long do homes take to sell in Ocean Pointe?
Homes in Ocean Pointe, HI spent a median of 60 days on market before going under contract, versus 86 days statewide. That is a normal pace: enough time to see a home twice, not enough to wait a month. (Redfin, through May 2026.)
What income do you need to buy a home in Ocean Pointe?
At the current 30-year fixed rate of 7.03%, 20% down on a $992,500 home is about $5,299 a month in principal and interest. Lenders typically want that under 28% of gross income, which works out to roughly $227,079 a year before taxes, insurance, HOA dues or mortgage insurance. The local median household income is $143,394.
Are home prices rising in Ocean Pointe?
Redfin's last published year-over-year change for Ocean Pointe, HI was +12.2%, measured through May 2026. That series is frozen; treat it as a historical reading rather than a current trend.
What are the cheapest ZIP codes in Ocean Pointe?
Ocean Pointe ZIP-level sale prices are not all published for the same period, so ranking them would compare different months. The ZIP pages listed on this page show what we hold for each one individually.
Is now a good time to buy in Ocean Pointe?
That depends on your timeline, not on a headline. What the data says today: Ocean Pointe, HI is a buyer's market with 5.7 months of supply, the 30-year fixed rate is 7.03%. Properties Incorporated publishes the data; it does not give financial advice.
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