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Featured local agent — Pine Island, FL
Sarah Mitchell
Compass Real Estate · Pine Island, FL
“Your trusted relocation specialist since 2009. 350+ homes sold. Zero-pressure, data-first approach.”
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Pine Island, FL Housing Market
The last median sale price Redfin published was $450,000 (through May 2026). With 4.0 months of supply and homes going under contract in about 96 days, Pine Island is a buyer's market. At today's 7.03% 30-year fixed rate, 20% down on a $450,000 home is about $2,402/mo in principal and interest.
Key numbers for Pine Island, FL
Median sale price
$450,000
Last published period
Redfin, through December 2025
Days on market
96
Slow-moving
Redfin, through December 2025
Active listings
4
4.0 months of supply
Redfin, through December 2025
30-yr fixed rate
7.03%
Freddie Mac weekly average
Freddie Mac via FRED, September 2026
Sale-to-list ratio
90.8%
Selling below asking
Redfin, through December 2025
Zillow figures refresh monthly. Redfin figures are through May 2026 — Redfin stopped publishing its public market trackers in June 2026, so those numbers are final, not current. Mortgage rates come from Freddie Mac via FRED and update weekly.
Is Pine Island a buyer's or seller's market?
Pine Island, FL is a buyer's market, based on 4.0 months of supply and homes selling in about 96 days. 4 to 5 months of supply is the neutral band: neither side holds a structural advantage, and outcomes turn on the individual property.
Inputs are Redfin's final published period (May 2026). How we classify markets · Where the data comes from
What does the Pine Island housing market data show?
Every row below is Redfin's final published month for Pine Island, FL. Redfin, through December 2025
| Metric | Value |
|---|---|
| Median sale price | $450,000 |
| Median price per sq ft | $563/sq ft |
| Median days on market | 96 days |
| Active inventory | 4 listings |
| Months of supply | 4.0 months |
| Sale-to-list price ratio | 90.8% |
| Homes sold (that month) | 1 |
| Listings with a price cut | 25.0% |
| Market condition | Buyer's market |
How to read these numbers
- Median sale price
- Half the homes that closed sold for more than this, half for less. It moves with what kind of home sold that month, so a quiet month with two big sales can swing it. Redfin's figure for Pine Island is frozen at May 2026.
- Typical home value (ZHVI)
- Zillow's estimate of what a mid-market home in Pine Island is worth right now, whether or not it sold. It is smoother than the median sale price and it still refreshes monthly, which is why this page leads with it.
- Months of supply
- How long it would take to sell every active listing at the current pace. Under 3 favors sellers, over 6 favors buyers, and 3 to 6 is the balanced band.
- Days on market
- Median time from listing to accepted offer. Short means you should have financing ready before you tour; long means there is room to negotiate on price and repairs.
- Sale-to-list ratio
- Sale price divided by the last asking price. Above 100% means bidding above asking is normal here; below 100% means the typical buyer got a discount.
- Price per square foot
- The size-adjusted price. Use it to compare a 1,400 sq ft house to a 2,600 sq ft house, not to value your own home — lot, condition and age move it a lot.
- Listings with a price cut
- Share of active listings that dropped their asking price in the month. A high share is the earliest visible sign that sellers are ahead of what buyers will pay.
- Typical asking rent (ZORI)
- Zillow's repeat-rent index for asking rents on new leases. Paired with the home value it gives the price-to-rent ratio in the rent-vs-buy section below.
How have Pine Island home prices moved?
Across the 13 months we hold for Pine Island, FL, the median sale price fell 72.7%, from $1.65M in April 2021 to $450,000. 25.0% of Pine Island listings cut their asking price in the final Redfin month — a modest share, which is what a market looks like when sellers are pricing close to where homes actually clear. For prices to fall meaningfully from here, supply would have to keep building past 4.0 months while the sale-to-list ratio slips below its current 90.8%. Watch those two together — they move before the median does.
Redfin, through December 2025 — the chart ends at Redfin's final published month.
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What does it cost to buy a home in Pine Island?
Priced off the median sale price of $450,000 at the current 7.03% 30-year fixed rate. These are principal and interest only — property taxes, homeowner's insurance, HOA dues and mortgage insurance are on top, and they vary enough by property that we will not guess them for you.
| Down payment | Cash at close | Loan amount | Monthly P&I |
|---|---|---|---|
| 20% | $90,000 | $360,000 | $2,402/mo |
| 5% | $22,500 | $427,500 | $2,853/mo |
Redfin, through December 2025 for the price · Freddie Mac via FRED, September 2026 for the rate
What income do you need?
Lenders generally want housing costs under 28% of gross income. On the 20%-down payment of $2,402, that implies roughly $102,958 a year before you add taxes and insurance. We do not hold a Census income figure for Pine Island, so we cannot compare that threshold to local earnings.
Run it with your own numbers: affordability calculator · mortgage calculator
Buying in Pine Island in the next 12 months?
Tell us your timeline. We send the Pine Island market brief: the price ranges that actually clear, how long homes sit, and what to fix on your credit before you apply.
Is it cheaper to rent or buy in Pine Island?
Zillow does not publish a rent index (ZORI) for Pine Island, FL, so we cannot compute a price-to-rent ratio here without borrowing a nearby market's rents and calling them local — which we will not do. The rent vs. buy calculator works with a rent figure you supply.
Is inventory rising or falling in Pine Island?
Active listings in Pine Island, FL went from 2 in April 2021 to 4 in December 2025, a +100.0% change. Rising inventory is the single most useful leading indicator for buyers: more choice, longer marketing times, and more sellers willing to negotiate before price cuts show up in the median.
| Month | Active listings | New listings |
|---|---|---|
| July 2021 | 1 | not published |
| August 2021 | 1 | not published |
| February 2022 | 2 | 1 |
| August 2022 | 2 | not published |
| September 2022 | 3 | 1 |
| August 2023 | 2 | not published |
| April 2024 | 2 | 2 |
| August 2024 | 4 | 1 |
| January 2025 | 2 | 1 |
| August 2025 | 2 | 1 |
| September 2025 | 4 | 2 |
| December 2025 | 4 | not published |
Redfin, through December 2025
How does Pine Island compare to Florida and the U.S.?
Pine Island homes sell for $450,000 — 7% above the Florida median of $421,500. Against the national median of $410,700, Pine Island runs 10% higher.
| Market | Median sale price | YoY | Days on market |
|---|---|---|---|
| Pine Island, FL | $450,000 | not published | 96 days |
| Florida statewide | $421,500 | +2.6% | 66 days |
| United States | $410,700 | not published | not published |
City and state rows: Redfin, through December 2025 · U.S. row: Freddie Mac via FRED, April 2026 (MSPUS, quarterly)
What to do next in Pine Island
What buyers should watch
- Months of supply, currently 4.0. It turns before price does — when it climbs past 6, sellers start taking offers they would have rejected a quarter earlier.
- The share of listings cutting price, currently 25.0%. A listing that has already cut once is the one most likely to accept below asking.
- The gap between 5% and 20% down here is $450 a month in principal and interest alone, before mortgage insurance. That gap, not the price, is usually what decides your timeline.
- Rate moves. At 7.03%, every full point of rate change moves the payment on a $450,000 home more than a 5% price change does.
- Your credit tier before you shop, not after — it sets the rate you are quoted. Run your numbers first.
What sellers should know
- The median Pine Island listing goes under contract in 96 days. If yours passes that mark, the market is telling you the price is wrong — not that you need more showings.
- Homes here close at 90.8% of asking. Price to that ratio from day one rather than chasing the market down in cuts.
- Comparable ZIP-level pricing inside Pine Island varies more than the citywide median suggests — check the ZIP pages below before you set a number.
Homes for sale in Pine Island
There are currently 4 homes listed for sale in Pine Island, Florida.
Active listings
4
Homes on market
Avg. days on market
96
Days until sale
How much do homes cost in Pine Island by property type?
How the Pine Island, FL market breaks down across single-family homes, condos and townhouses. Redfin, through December 2025
| Property type | Median price | Price / sq ft | Homes sold | Days on market |
|---|---|---|---|---|
| Single-family | $450,000 | $563/sq ft | 1 | 96 days |
Who lives in Pine Island?
American Community Survey estimates for Pine Island. U.S. Census ACS, 2023
Population
158
Households
73
Median age
51.7 years
Owner-occupied
100.0%
100.0% of occupied homes in Pine Island are owner-occupied, and the rest are rented — which is the share that decides how much of the local housing stock ever reaches the for-sale market.
Which cities are near Pine Island, FL?
Ordered by distance from Pine Island, not by size. Compare Pine Island side by side with any of them.
Pine Island housing market FAQ
Is Pine Island a buyer's or seller's market?
Pine Island, FL is currently a buyer's market. That read comes from 4.0 months of supply, homes going under contract in about 96 days, and sellers getting 90.8% of their asking price in the last month Redfin published (May 2026).
How much do homes cost in Pine Island?
The median sale price in the last month Redfin published was $450,000, about $563 per square foot.
Is Pine Island cheaper than the rest of Florida?
Pine Island's median sale price of $450,000 is 7% higher than the Florida statewide median of $421,500, and 10% above the U.S. median of $410,700. Both figures are for the same period.
How long do homes take to sell in Pine Island?
Homes in Pine Island, FL spent a median of 96 days on market before going under contract, versus 66 days statewide. Over two months means buyers have time to inspect, compare and negotiate. (Redfin, through May 2026.)
What income do you need to buy a home in Pine Island?
At the current 30-year fixed rate of 7.03%, 20% down on a $450,000 home is about $2,402 a month in principal and interest. Lenders typically want that under 28% of gross income, which works out to roughly $102,958 a year before taxes, insurance, HOA dues or mortgage insurance.
Are home prices rising in Pine Island?
We do not hold a complete 12-month value series for Pine Island, FL yet, so we are not going to call a direction. The price chart above shows every period we do have.
What are the cheapest ZIP codes in Pine Island?
Pine Island ZIP-level sale prices are not all published for the same period, so ranking them would compare different months. The ZIP pages listed on this page show what we hold for each one individually.
Is now a good time to buy in Pine Island?
That depends on your timeline, not on a headline. What the data says today: Pine Island, FL is a buyer's market with 4.0 months of supply, the 30-year fixed rate is 7.03%. Properties Incorporated publishes the data; it does not give financial advice.
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One email: what homes are actually clearing at around $450,000, how long they sit, which ZIPs run cheaper, and what to fix on your credit before you apply.