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Featured local agent — Palm Harbor, FL
Sarah Mitchell
Compass Real Estate · Palm Harbor, FL
“Your trusted relocation specialist since 2009. 350+ homes sold. Zero-pressure, data-first approach.”
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Palm Harbor, FL Housing Market & Real Estate
Housing market overview · Updated monthly ·
$396,250median sale price
How is the Palm Harbor, FL housing market right now?
The median home sale price in Palm Harbor, FL is $396,250, down 4.5% year-over-year. Homes sell in an average of 49 days with 372 active listings. The market is currently a balanced market. (Source: Redfin monthly MLS data, as of May 2026 — the most recent Redfin release; Redfin publishes each month's data on a ~6-week lag.)
Is Palm Harbor a buyer's or seller's market?
Palm Harbor, FL is currently a balanced market, based on 3.3 months of supply and homes selling in about 49 days. How we determine this →
Homes sold
114
Last 12 weeks
Days on market
49
Average pace
Active listings
372
3.3 months supply
Sale-to-list
96.7%
Below asking
What does the Palm Harbor housing market data show?
| Metric | Value |
|---|---|
| Median sale price | $396,250 |
| Median list price | $391,995 |
| Year-over-year price change | -4.5% |
| Average days on market | 49 days |
| Active inventory | 372 listings |
| Months of supply | 3.3 months |
| Sale-to-list price ratio | 96.7% |
| Median price per sq ft | $256/sq ft |
| Homes sold (latest month) | 114 |
| New listings (latest month) | 170 |
| Listings with a price cut | 36.8% |
| Market condition | Balanced market |
Source: Redfin · Updated monthly
How much do homes cost in Palm Harbor by property type?
How the Palm Harbor, FL market breaks down across single-family homes, condos, and townhouses.
| Property type | Median price | Price / sq ft | Homes sold | Days on market |
|---|---|---|---|---|
| Single-family | $450,000 | $276/sq ft | 77 | 44 days |
| Condo / Co-op | $201,000 | $215/sq ft | 24 | 87 days |
| Townhouse | $361,745 | $241/sq ft | 13 | 42 days |
Source: Redfin · Updated monthly
The Palm Harbor housing market is currently classified as a balanced market with a median sale price of $396,250. Prices have fallen 4.5% compared to last year, with homes spending an average of 49 days on market, indicating 3.3 months of inventory.With limited inventory, homes sell quickly and buyers should be prepared to act decisively and competitively to secure a property.The price-to-income ratio of 5.3x provides context for how home values compare to local earning capacity.
Market trends
Homes for sale in Palm Harbor
There are currently 372 homes listed for sale in Palm Harbor, Florida. The median listing price is $392K.
Active listings
372
Homes on market
Median list price
$392K
Avg. days on market
49
Days until sale
New this week
170
Newly listed
Who lives in Palm Harbor?
Population
61,454
Median income
$75,354/yr
Median age
50.5 years
Owner-occupied
77.0%
College grads
39.2%
Avg commute
27.6 min
Source: U.S. Census Bureau ACS
What are homes worth in Palm Harbor?
Zillow home value
$401,626
Zillow rent index
$1,835/mo
Price-to-rent ratio
18.2x
Price-to-income
5.3x
Source: Zillow Research
What is it like to live in Palm Harbor?
Palm Harbor is a community of approximately 61K residents with a median age of 50.5 years.The median household income is $75,354, which reflects a relatively affluent area with strong earning potential. 39.2% of residents hold a bachelor's degree or higher, indicating a highly educated population.
Homeownership rates are at 77.0%, reflecting strong community stability and long-term resident commitment. The average commute time is 27.6 minutes, which makes this an excellent choice for those seeking short commutes to employment centers.Overall, Palm Harbor offers a balanced lifestyle with accessible home values relative to local income levels.
Which public schools serve Palm Harbor?
11 schools tracked · 9,048 students
The largest public schools serving Palm Harbor, FL by enrollment, drawn from the National Center for Education Statistics. School quality is a commonly cited factor in home-buying decisions — these are the campuses families in this area are most likely to encounter.
PALM HARBOR UNIVERSITY HIGH
Grades 9-12 · 2,502 students
PALM HARBOR MIDDLE SCHOOL
Grades 6-8 · 1,040 students
JOSEPH L. CARWISE MIDDLE SCHOOL
Grades 6-8 · 957 students
OZONA ELEMENTARY SCHOOL
Grades PK-5 · 763 students
CYPRESS WOODS ELEMENTARY SCHOOL
Grades PK-5 · 712 students
SUTHERLAND ELEMENTARY SCHOOL
Grades PK-5 · 630 students
CURLEW CREEK ELEMENTARY SCHOOL
Grades PK-5 · 620 students
LAKE ST. GEORGE ELEMENTARY SCHOOL
Grades PK-5 · 572 students
Source: National Center for Education Statistics, Common Core of Data directory. Updated annually. Ratings and test scores are not currently displayed.
Which cities are near Palm Harbor, FL?
Want a head-to-head view? Compare Palm Harbor side-by-side with any other U.S. city using our market-comparison tool.
Is Palm Harbor a good real estate investment market?
For investors evaluating Palm Harbor, the price-to-rent ratio of 18.2x indicates higher purchase prices relative to rental income, typical of appreciation-focused markets. The market has softened 4.5% year-over-year, potentially creating entry opportunities for strategic buyers.Use our rent vs. buy calculator to analyze whether owning or renting makes more financial sense based on Palm Harbor's current market conditions and your specific situation. Estimate your monthly payment with the mortgage calculator using Palm Harbor's median home price.
Frequently asked questions
What is the average home price in Palm Harbor?
The median home sale price in Palm Harbor is $396,250, down 4.5% from last year.
How long do homes stay on market in Palm Harbor?
Homes typically spend 49 days on market before going under contract.
What is the median income in Palm Harbor?
The median household income is $75,354 per year.
Is Palm Harbor a buyer's or seller's market?
With 3.3 months of supply, Palm Harbor is currently a balanced market.
What is the Zillow home value estimate for Palm Harbor?
The Zillow Home Value Index (ZHVI) for Palm Harbor is $401,626, representing the typical home value in the area.
What is the median condo price in Palm Harbor?
The median condo/co-op sale price in Palm Harbor, FL is $201,000, compared to $450,000 for a single-family home, based on the latest Redfin data.
How much does a single-family home cost in Palm Harbor?
The median single-family home price in Palm Harbor, FL is $450,000 (about $276 per square foot).
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