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Featured local agent — Fernandina Beach, FL
Sarah Mitchell
Compass Real Estate · Fernandina Beach, FL
“Your trusted relocation specialist since 2009. 350+ homes sold. Zero-pressure, data-first approach.”
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Fernandina Beach, FL Housing Market & Real Estate
Housing market overview · Updated monthly ·
$685,000median sale price
How is the Fernandina Beach, FL housing market right now?
The median home sale price in Fernandina Beach, FL is $685,000, down 5.2% year-over-year. Homes sell in an average of 66 days with 147 active listings. The market is currently a balanced market. (Source: Redfin monthly MLS data, as of May 2026 — the most recent Redfin release; Redfin publishes each month's data on a ~6-week lag.)
Is Fernandina Beach a buyer's or seller's market?
Fernandina Beach, FL is currently a balanced market, based on 3.9 months of supply and homes selling in about 66 days. How we determine this →
Homes sold
38
Last 12 weeks
Days on market
66
Average pace
Active listings
147
3.9 months supply
Sale-to-list
96.6%
Below asking
What does the Fernandina Beach housing market data show?
| Metric | Value |
|---|---|
| Median sale price | $685,000 |
| Median list price | $729,900 |
| Year-over-year price change | -5.2% |
| Average days on market | 66 days |
| Active inventory | 147 listings |
| Months of supply | 3.9 months |
| Sale-to-list price ratio | 96.6% |
| Median price per sq ft | $370/sq ft |
| Homes sold (latest month) | 38 |
| New listings (latest month) | 49 |
| Listings with a price cut | 32.6% |
| Market condition | Balanced market |
Source: Redfin · Updated monthly
How much do homes cost in Fernandina Beach by property type?
How the Fernandina Beach, FL market breaks down across single-family homes, condos, and townhouses.
| Property type | Median price | Price / sq ft | Homes sold | Days on market |
|---|---|---|---|---|
| Single-family | $702,500 | $372/sq ft | 30 | 51 days |
| Condo / Co-op | $379,500 | $331/sq ft | 6 | 82 days |
| Townhouse | $580,250 | $254/sq ft | 2 | 113 days |
Source: Redfin · Updated monthly
The Fernandina Beach housing market is currently classified as a balanced market with a median sale price of $685,000. Prices have fallen 5.2% compared to last year, with homes spending an average of 66 days on market, indicating 3.9 months of inventory.With limited inventory, homes sell quickly and buyers should be prepared to act decisively and competitively to secure a property.The price-to-income ratio of 6.5x provides context for how home values compare to local earning capacity.
Market trends
Homes for sale in Fernandina Beach
There are currently 147 homes listed for sale in Fernandina Beach, Florida. The median listing price is $730K.
Active listings
147
Homes on market
Median list price
$730K
Avg. days on market
66
Days until sale
New this week
49
Newly listed
Who lives in Fernandina Beach?
Population
13,239
Median income
$92,535/yr
Median age
58.3 years
Owner-occupied
78.7%
College grads
51.1%
Avg commute
23.6 min
Source: U.S. Census Bureau ACS
What are homes worth in Fernandina Beach?
Zillow home value
$605,962
Zillow rent index
$2,408/mo
Price-to-rent ratio
21.0x
Price-to-income
6.5x
Source: Zillow Research
What is it like to live in Fernandina Beach?
Fernandina Beach is a community of approximately 13K residents with a median age of 58.3 years.The median household income is $92,535, which reflects a relatively affluent area with strong earning potential. 51.1% of residents hold a bachelor's degree or higher, indicating a highly educated population.
Homeownership rates are at 78.7%, reflecting strong community stability and long-term resident commitment. The average commute time is 23.6 minutes, which makes this an excellent choice for those seeking short commutes to employment centers.Overall, Fernandina Beach offers a balanced lifestyle with accessible home values relative to local income levels.
Which public schools serve Fernandina Beach?
10 schools tracked · 3,109 students
The largest public schools serving Fernandina Beach, FL by enrollment, drawn from the National Center for Education Statistics. School quality is a commonly cited factor in home-buying decisions — these are the campuses families in this area are most likely to encounter.
FERNANDINA BEACH HIGH SCHOOL
Grades 9-12 · 980 students
FERNANDINA BEACH MIDDLE SCHOOL
Grades 6-8 · 689 students
EMMA LOVE HARDEE ELEMENTARY
Grades 3-5 · 645 students
SOUTHSIDE ELEMENTARY SCHOOL
Grades PK-2 · 619 students
NASSAU COUNTY COMMUNITY SCHOOL
Grades 6-12 · 90 students
NASSAU VIRTUAL FRANCHISE
Grades K-12 · 86 students
NASSAU VIRTUAL INSTRUCTION PROGRAM
Grades K-12
NASSAU VIRTUAL INSTRUCTION PROGRAM (DISTRICT PROVIDED)
Grades K-12
Source: National Center for Education Statistics, Common Core of Data directory. Updated annually. Ratings and test scores are not currently displayed.
Which cities are near Fernandina Beach, FL?
Want a head-to-head view? Compare Fernandina Beach side-by-side with any other U.S. city using our market-comparison tool.
Is Fernandina Beach a good real estate investment market?
For investors evaluating Fernandina Beach, the price-to-rent ratio of 21.0x indicates higher purchase prices relative to rental income, typical of appreciation-focused markets. The market has softened 5.2% year-over-year, potentially creating entry opportunities for strategic buyers.Use our rent vs. buy calculator to analyze whether owning or renting makes more financial sense based on Fernandina Beach's current market conditions and your specific situation. Estimate your monthly payment with the mortgage calculator using Fernandina Beach's median home price.
Frequently asked questions
What is the average home price in Fernandina Beach?
The median home sale price in Fernandina Beach is $685,000, down 5.2% from last year.
How long do homes stay on market in Fernandina Beach?
Homes typically spend 66 days on market before going under contract.
What is the median income in Fernandina Beach?
The median household income is $92,535 per year.
Is Fernandina Beach a buyer's or seller's market?
With 3.9 months of supply, Fernandina Beach is currently a balanced market.
What is the Zillow home value estimate for Fernandina Beach?
The Zillow Home Value Index (ZHVI) for Fernandina Beach is $605,962, representing the typical home value in the area.
What is the median condo price in Fernandina Beach?
The median condo/co-op sale price in Fernandina Beach, FL is $379,500, compared to $702,500 for a single-family home, based on the latest Redfin data.
How much does a single-family home cost in Fernandina Beach?
The median single-family home price in Fernandina Beach, FL is $702,500 (about $372 per square foot).
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