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Featured local agent — Smith River, CA
Sarah Mitchell
Compass Real Estate · Smith River, CA
“Your trusted relocation specialist since 2009. 350+ homes sold. Zero-pressure, data-first approach.”
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Smith River, CA Housing Market
The typical home in Smith River, CA is worth $435,316, held roughly flat 0.1% over the past year (Zillow Home Value Index, July 2026). The last median sale price Redfin published was $415,000, +20.6% year over year (through May 2026). With homes going under contract in about 88 days, Smith River is a leaning buyer's. At today's 6.66% 30-year fixed rate, 20% down on a $435,316 home is about $2,238/mo in principal and interest.
Key numbers for Smith River, CA
Typical home value
$435,316
-0.1% in 12 months
Zillow, July 2026
Median sale price
$415,000
+20.6% year over year
Redfin, through September 2025
Days on market
88
Slow-moving
Redfin, through September 2025
30-yr fixed rate
6.66%
Freddie Mac weekly average
Freddie Mac via FRED, August 2026
Median household income
$100,461
Home costs 4.3x income
U.S. Census ACS, 2023
Sale-to-list ratio
100.0%
Selling above asking
Redfin, through September 2025
Zillow figures are as of July 2026 and refresh monthly. Redfin figures are through May 2026 — Redfin stopped publishing its public market trackers in June 2026, so those numbers are final, not current. Mortgage rates come from Freddie Mac via FRED and update weekly.
Is Smith River a buyer's or seller's market?
Smith River, CA is a leaning buyer's and homes selling in about 88 days. We classify markets from months of supply, sale-to-list ratio and days on market together — no single number decides it.
Inputs are Redfin's final published period (May 2026). How we classify markets · Where the data comes from
What does the Smith River housing market data show?
Every row below is Redfin's final published month for Smith River, CA. Redfin, through September 2025
| Metric | Value |
|---|---|
| Median sale price | $415,000 |
| Year-over-year price change | +20.6% |
| Median price per sq ft | $241/sq ft |
| Median days on market | 88 days |
| Sale-to-list price ratio | 100.0% |
| Homes sold (that month) | 1 |
| Market condition | Leaning buyer's |
How to read these numbers
- Median sale price
- Half the homes that closed sold for more than this, half for less. It moves with what kind of home sold that month, so a quiet month with two big sales can swing it. Redfin's figure for Smith River is frozen at May 2026.
- Typical home value (ZHVI)
- Zillow's estimate of what a mid-market home in Smith River is worth right now, whether or not it sold. It is smoother than the median sale price and it still refreshes monthly, which is why this page leads with it.
- Months of supply
- How long it would take to sell every active listing at the current pace. Under 3 favors sellers, over 6 favors buyers, and 3 to 6 is the balanced band.
- Days on market
- Median time from listing to accepted offer. Short means you should have financing ready before you tour; long means there is room to negotiate on price and repairs.
- Sale-to-list ratio
- Sale price divided by the last asking price. Above 100% means bidding above asking is normal here; below 100% means the typical buyer got a discount.
- Price per square foot
- The size-adjusted price. Use it to compare a 1,400 sq ft house to a 2,600 sq ft house, not to value your own home — lot, condition and age move it a lot.
- Listings with a price cut
- Share of active listings that dropped their asking price in the month. A high share is the earliest visible sign that sellers are ahead of what buyers will pay.
- Typical asking rent (ZORI)
- Zillow's repeat-rent index for asking rents on new leases. Paired with the home value it gives the price-to-rent ratio in the rent-vs-buy section below.
How have Smith River home prices moved?
Across the 26 months we hold for Smith River, CA, the median sale price rose 59.6%, from $260,000 in April 2021 to $415,000. The live Zillow value series has held roughly flat 0.1% in the last 12 months, which is the more current read now that Redfin's series has stopped.
Redfin, through September 2025 — the chart ends at Redfin's final published month.
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What does it cost to buy a home in Smith River?
Priced off the typical home value of $435,316 at the current 6.66% 30-year fixed rate. These are principal and interest only — property taxes, homeowner's insurance, HOA dues and mortgage insurance are on top, and they vary enough by property that we will not guess them for you.
| Down payment | Cash at close | Loan amount | Monthly P&I |
|---|---|---|---|
| 20% | $87,063 | $348,253 | $2,238/mo |
| 5% | $21,766 | $413,550 | $2,658/mo |
Zillow, July 2026 for the price · Freddie Mac via FRED, August 2026 for the rate
What income do you need?
Lenders generally want housing costs under 28% of gross income. On the 20%-down payment of $2,238, that implies roughly $95,913 a year before you add taxes and insurance. The median household in Smith River earns $100,461, about $4,548 more than that threshold — the typical local household clears the payment on a typical local home with 20% down. That puts the price-to-income ratio at 4.3x — above the historical 3x norm but in line with much of the country in 2026.
Run it with your own numbers: affordability calculator · mortgage calculator
Buying in Smith River in the next 12 months?
Tell us your timeline. We send the Smith River market brief: the price ranges that actually clear, how long homes sit, and what to fix on your credit before you apply.
Is it cheaper to rent or buy in Smith River?
Zillow does not publish a rent index (ZORI) for Smith River, CA, so we cannot compute a price-to-rent ratio here without borrowing a nearby market's rents and calling them local — which we will not do. The rent vs. buy calculator works with a rent figure you supply.
Is inventory rising or falling in Smith River?
Active listings in Smith River, CA went from 5 in March 2023 to 1 in July 2025, a -80.0% change. Falling inventory tightens competition. When supply drops while demand holds, sale-to-list ratios rise before the median sale price does.
| Month | Active listings | New listings |
|---|---|---|
| April 2023 | 3 | 2 |
| May 2023 | 5 | 2 |
| July 2023 | 4 | 1 |
| August 2023 | 3 | not published |
| September 2023 | 1 | not published |
| December 2023 | 1 | not published |
| March 2024 | 2 | not published |
| September 2024 | 5 | not published |
| October 2024 | 4 | not published |
| January 2025 | 1 | not published |
| June 2025 | 2 | 1 |
| July 2025 | 1 | not published |
Redfin, through July 2025
How does Smith River compare to California and the U.S.?
Smith River homes sell for $415,000 — 53% below the California median of $887,400. Against the national median of $410,700, Smith River runs 1% higher. Year-over-year, Smith River moved +20.6% against California's +3.4% — a bigger swing than the state as a whole.
| Market | Median sale price | YoY | Days on market |
|---|---|---|---|
| Smith River, CA | $415,000 | +20.6% | 88 days |
| California statewide | $887,400 | +3.4% | 33 days |
| United States | $410,700 | not published | not published |
City and state rows: Redfin, through September 2025 · U.S. row: Freddie Mac via FRED, April 2026 (MSPUS, quarterly)
What to do next in Smith River
What buyers should watch
- The gap between 5% and 20% down here is $420 a month in principal and interest alone, before mortgage insurance. That gap, not the price, is usually what decides your timeline.
- Rate moves. At 6.66%, every full point of rate change moves the payment on a $435,316 home more than a 5% price change does.
- Your credit tier before you shop, not after — it sets the rate you are quoted. Run your numbers first.
What sellers should know
- The median Smith River listing goes under contract in 88 days. If yours passes that mark, the market is telling you the price is wrong — not that you need more showings.
- Homes here close at 100.0% of asking. Price at the number you want and let competition do the rest.
- Your equity moved -0.1% in the last 12 months on the Zillow value series. That, not the price you paid, is what sets your net proceeds.
- Comparable ZIP-level pricing inside Smith River varies more than the citywide median suggests — check the ZIP pages below before you set a number.
Homes for sale in Smith River
Explore homes currently listed for sale in Smith River, California across major real estate platforms.
How much do homes cost in Smith River by property type?
How the Smith River, CA market breaks down across single-family homes, condos and townhouses. Redfin, through September 2025
| Property type | Median price | Price / sq ft | Homes sold | Days on market |
|---|---|---|---|---|
| Single-family | $415,000 | $241/sq ft | 1 | 88 days |
Who lives in Smith River?
American Community Survey estimates for Smith River. U.S. Census ACS, 2023
Population
1,270
Households
425
Median income
$100,461/yr
Median age
29.4 years
Owner-occupied
76.7%
Median home value
$345,800
Mean commute
12.7 min
76.7% of occupied homes in Smith River are owner-occupied, and the rest are rented — which is the share that decides how much of the local housing stock ever reaches the for-sale market. The Census self-reported median home value is $345,800 against Zillow's $435,316 typical value; the gap is normal — ACS asks owners what they think their home is worth, Zillow models transactions.
Which public schools serve Smith River?
1 schools tracked · 233 students
The largest public schools serving Smith River, CA by enrollment, drawn from the National Center for Education Statistics. School quality is a commonly cited factor in home-buying decisions — these are the campuses families in this area are most likely to encounter.
Smith River Elementary
Grades K-8 · 233 students
Source: National Center for Education Statistics, Common Core of Data directory. Updated annually. Ratings and test scores are not currently displayed.
Which cities are near Smith River, CA?
Ordered by distance from Smith River, not by size. Compare Smith River side by side with any of them.
Smith River housing market FAQ
Is Smith River a buyer's or seller's market?
Smith River, CA is currently a leaning buyer's based on the supply, pace-of-sale and sale-to-list data we hold for this city. Redfin's public market tracker last published in May 2026, so this classification will not move until a new source fills that gap.
How much do homes cost in Smith River?
The typical home in Smith River, CA is worth $435,316 (Zillow Home Value Index, July 2026). The median sale price in the last month Redfin published was $415,000, about $241 per square foot.
Is Smith River cheaper than the rest of California?
Smith River's median sale price of $415,000 is 53% lower than the California statewide median of $887,400, and 1% above the U.S. median of $410,700. Both figures are for the same period.
How long do homes take to sell in Smith River?
Homes in Smith River, CA spent a median of 88 days on market before going under contract, versus 33 days statewide. Over two months means buyers have time to inspect, compare and negotiate. (Redfin, through May 2026.)
What income do you need to buy a home in Smith River?
At the current 30-year fixed rate of 6.66%, 20% down on a $435,316 home is about $2,238 a month in principal and interest. Lenders typically want that under 28% of gross income, which works out to roughly $95,913 a year before taxes, insurance, HOA dues or mortgage insurance. The local median household income is $100,461.
Are home prices rising in Smith River?
The typical home value in Smith River, CA held roughly flat 0.1% over the last 12 months, from $435,535 to $435,316 (Zillow, July 2026). This is the live series — it refreshes monthly.
What are the cheapest ZIP codes in Smith River?
Smith River ZIP-level sale prices are not all published for the same period, so ranking them would compare different months. The ZIP pages listed on this page show what we hold for each one individually.
Is now a good time to buy in Smith River?
That depends on your timeline, not on a headline. What the data says today: Smith River, CA is a leaning buyer's, the 30-year fixed rate is 6.66%. Properties Incorporated publishes the data; it does not give financial advice.
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One email: what homes are actually clearing at around $435,316, how long they sit, which ZIPs run cheaper, and what to fix on your credit before you apply.