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Featured local agent — Ponderosa, CA
Sarah Mitchell
Compass Real Estate · Ponderosa, CA
“Your trusted relocation specialist since 2009. 350+ homes sold. Zero-pressure, data-first approach.”
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Ponderosa, CA Housing Market
The last median sale price Redfin published was $262,000 (through May 2026). With 5.0 months of supply and homes going under contract in about 183 days, Ponderosa is a leaning buyer's. At today's 6.66% 30-year fixed rate, 20% down on a $262,000 home is about $1,347/mo in principal and interest.
Key numbers for Ponderosa, CA
Median sale price
$262,000
Last published period
Redfin, through May 2026
Days on market
183
Slow-moving
Redfin, through May 2026
Active listings
10
5.0 months of supply
Redfin, through May 2026
30-yr fixed rate
6.66%
Freddie Mac weekly average
Freddie Mac via FRED, August 2026
Sale-to-list ratio
96.5%
Selling below asking
Redfin, through May 2026
Zillow figures refresh monthly. Redfin figures are through May 2026 — Redfin stopped publishing its public market trackers in June 2026, so those numbers are final, not current. Mortgage rates come from Freddie Mac via FRED and update weekly.
Is Ponderosa a buyer's or seller's market?
Ponderosa, CA is a leaning buyer's, based on 5.0 months of supply and homes selling in about 183 days. 4 to 5 months of supply is the neutral band: neither side holds a structural advantage, and outcomes turn on the individual property.
Inputs are Redfin's final published period (May 2026). How we classify markets · Where the data comes from
What does the Ponderosa housing market data show?
Every row below is Redfin's final published month for Ponderosa, CA. Redfin, through May 2026
| Metric | Value |
|---|---|
| Median sale price | $262,000 |
| Median list price | $335,000 |
| Median price per sq ft | $174/sq ft |
| Median days on market | 183 days |
| Active inventory | 10 listings |
| Months of supply | 5.0 months |
| Sale-to-list price ratio | 96.5% |
| Homes sold (that month) | 2 |
| New listings (that month) | 3 |
| Market condition | Leaning buyer's |
How to read these numbers
- Median sale price
- Half the homes that closed sold for more than this, half for less. It moves with what kind of home sold that month, so a quiet month with two big sales can swing it. Redfin's figure for Ponderosa is frozen at May 2026.
- Typical home value (ZHVI)
- Zillow's estimate of what a mid-market home in Ponderosa is worth right now, whether or not it sold. It is smoother than the median sale price and it still refreshes monthly, which is why this page leads with it.
- Months of supply
- How long it would take to sell every active listing at the current pace. Under 3 favors sellers, over 6 favors buyers, and 3 to 6 is the balanced band.
- Days on market
- Median time from listing to accepted offer. Short means you should have financing ready before you tour; long means there is room to negotiate on price and repairs.
- Sale-to-list ratio
- Sale price divided by the last asking price. Above 100% means bidding above asking is normal here; below 100% means the typical buyer got a discount.
- Price per square foot
- The size-adjusted price. Use it to compare a 1,400 sq ft house to a 2,600 sq ft house, not to value your own home — lot, condition and age move it a lot.
- Listings with a price cut
- Share of active listings that dropped their asking price in the month. A high share is the earliest visible sign that sellers are ahead of what buyers will pay.
- Typical asking rent (ZORI)
- Zillow's repeat-rent index for asking rents on new leases. Paired with the home value it gives the price-to-rent ratio in the rent-vs-buy section below.
How have Ponderosa home prices moved?
Across the 20 months we hold for Ponderosa, CA, the median sale price fell 3.0%, from $270,000 in May 2021 to $262,000. For prices to fall meaningfully from here, supply would have to keep building past 5.0 months while the sale-to-list ratio slips below its current 96.5%. Watch those two together — they move before the median does.
Redfin, through May 2026 — the chart ends at Redfin's final published month.
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What does it cost to buy a home in Ponderosa?
Priced off the median sale price of $262,000 at the current 6.66% 30-year fixed rate. These are principal and interest only — property taxes, homeowner's insurance, HOA dues and mortgage insurance are on top, and they vary enough by property that we will not guess them for you.
| Down payment | Cash at close | Loan amount | Monthly P&I |
|---|---|---|---|
| 20% | $52,400 | $209,600 | $1,347/mo |
| 5% | $13,100 | $248,900 | $1,599/mo |
Redfin, through May 2026 for the price · Freddie Mac via FRED, August 2026 for the rate
What income do you need?
Lenders generally want housing costs under 28% of gross income. On the 20%-down payment of $1,347, that implies roughly $57,726 a year before you add taxes and insurance. We do not hold a Census income figure for Ponderosa, so we cannot compare that threshold to local earnings.
Run it with your own numbers: affordability calculator · mortgage calculator
Buying in Ponderosa in the next 12 months?
Tell us your timeline. We send the Ponderosa market brief: the price ranges that actually clear, how long homes sit, and what to fix on your credit before you apply.
Is it cheaper to rent or buy in Ponderosa?
Zillow does not publish a rent index (ZORI) for Ponderosa, CA, so we cannot compute a price-to-rent ratio here without borrowing a nearby market's rents and calling them local — which we will not do. The rent vs. buy calculator works with a rent figure you supply.
Is inventory rising or falling in Ponderosa?
Active listings in Ponderosa, CA went from 2 in April 2022 to 10 in May 2026, a +400.0% change. Rising inventory is the single most useful leading indicator for buyers: more choice, longer marketing times, and more sellers willing to negotiate before price cuts show up in the median.
| Month | Active listings | New listings |
|---|---|---|
| June 2022 | 1 | not published |
| July 2022 | 2 | 2 |
| August 2022 | 3 | 2 |
| November 2023 | 6 | not published |
| April 2024 | 4 | 1 |
| November 2024 | 1 | not published |
| June 2025 | 10 | 1 |
| August 2025 | 11 | 1 |
| September 2025 | 11 | 1 |
| December 2025 | 6 | not published |
| March 2026 | 4 | 2 |
| May 2026 | 10 | 3 |
Redfin, through May 2026
How does Ponderosa compare to California and the U.S.?
Ponderosa homes sell for $262,000 — 70% below the California median of $887,400. Against the national median of $410,700, Ponderosa runs 36% lower.
| Market | Median sale price | YoY | Days on market |
|---|---|---|---|
| Ponderosa, CA | $262,000 | not published | 183 days |
| California statewide | $887,400 | +3.4% | 33 days |
| United States | $410,700 | not published | not published |
City and state rows: Redfin, through May 2026 · U.S. row: Freddie Mac via FRED, April 2026 (MSPUS, quarterly)
What to do next in Ponderosa
What buyers should watch
- Months of supply, currently 5.0. It turns before price does — when it climbs past 6, sellers start taking offers they would have rejected a quarter earlier.
- The gap between 5% and 20% down here is $253 a month in principal and interest alone, before mortgage insurance. That gap, not the price, is usually what decides your timeline.
- Rate moves. At 6.66%, every full point of rate change moves the payment on a $262,000 home more than a 5% price change does.
- Your credit tier before you shop, not after — it sets the rate you are quoted. Run your numbers first.
What sellers should know
- The median Ponderosa listing goes under contract in 183 days. If yours passes that mark, the market is telling you the price is wrong — not that you need more showings.
- Homes here close at 96.5% of asking. Price to that ratio from day one rather than chasing the market down in cuts.
- In the last published month Ponderosa added 3 new listings against 2 sales — more competition arriving than clearing, so early timing matters.
- Comparable ZIP-level pricing inside Ponderosa varies more than the citywide median suggests — check the ZIP pages below before you set a number.
Homes for sale in Ponderosa
There are currently 10 homes listed for sale in Ponderosa, California. The median listing price is $335K.
Active listings
10
Homes on market
Median list price
$335K
Avg. days on market
183
Days until sale
New this week
3
Newly listed
How much do homes cost in Ponderosa by property type?
How the Ponderosa, CA market breaks down across single-family homes, condos and townhouses. Redfin, through May 2026
| Property type | Median price | Price / sq ft | Homes sold | Days on market |
|---|---|---|---|---|
| Single-family | $262,000 | $174/sq ft | 2 | 183 days |
Who lives in Ponderosa?
American Community Survey estimates for Ponderosa. U.S. Census ACS, 2023
Population
64
Households
35
Median age
54.4 years
Owner-occupied
100.0%
100.0% of occupied homes in Ponderosa are owner-occupied, and the rest are rented — which is the share that decides how much of the local housing stock ever reaches the for-sale market.
Which cities are near Ponderosa, CA?
Ordered by distance from Ponderosa, not by size. Compare Ponderosa side by side with any of them.
Ponderosa housing market FAQ
Is Ponderosa a buyer's or seller's market?
Ponderosa, CA is currently a leaning buyer's. That read comes from 5.0 months of supply, homes going under contract in about 183 days, and sellers getting 96.5% of their asking price in the last month Redfin published (May 2026).
How much do homes cost in Ponderosa?
The median sale price in the last month Redfin published was $262,000, about $174 per square foot.
Is Ponderosa cheaper than the rest of California?
Ponderosa's median sale price of $262,000 is 70% lower than the California statewide median of $887,400, and 36% below the U.S. median of $410,700. Both figures are for the same period.
How long do homes take to sell in Ponderosa?
Homes in Ponderosa, CA spent a median of 183 days on market before going under contract, versus 33 days statewide. Over two months means buyers have time to inspect, compare and negotiate. (Redfin, through May 2026.)
What income do you need to buy a home in Ponderosa?
At the current 30-year fixed rate of 6.66%, 20% down on a $262,000 home is about $1,347 a month in principal and interest. Lenders typically want that under 28% of gross income, which works out to roughly $57,726 a year before taxes, insurance, HOA dues or mortgage insurance.
Are home prices rising in Ponderosa?
We do not hold a complete 12-month value series for Ponderosa, CA yet, so we are not going to call a direction. The price chart above shows every period we do have.
What are the cheapest ZIP codes in Ponderosa?
Ponderosa ZIP-level sale prices are not all published for the same period, so ranking them would compare different months. The ZIP pages listed on this page show what we hold for each one individually.
Is now a good time to buy in Ponderosa?
That depends on your timeline, not on a headline. What the data says today: Ponderosa, CA is a leaning buyer's with 5.0 months of supply, the 30-year fixed rate is 6.66%. Properties Incorporated publishes the data; it does not give financial advice.
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One email: what homes are actually clearing at around $262,000, how long they sit, which ZIPs run cheaper, and what to fix on your credit before you apply.