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Featured local agent — Monte Sereno, CA
Sarah Mitchell
Compass Real Estate · Monte Sereno, CA
“Your trusted relocation specialist since 2009. 350+ homes sold. Zero-pressure, data-first approach.”
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Monte Sereno, CA Housing Market
The last median sale price Redfin published was $4.78M, +7.0% year over year (through May 2026). With 1.8 months of supply and homes going under contract in about 22 days, Monte Sereno is a strong seller's market. At today's 6.66% 30-year fixed rate, 20% down on a $4.78M home is about $24,548/mo in principal and interest.
Key numbers for Monte Sereno, CA
Median sale price
$4.78M
+7.0% year over year
Redfin, through May 2026
Days on market
22
Average pace
Redfin, through May 2026
Active listings
7
1.8 months of supply
Redfin, through May 2026
30-yr fixed rate
6.66%
Freddie Mac weekly average
Freddie Mac via FRED, August 2026
Median household income
$250,001
Home costs 19.1x income
U.S. Census ACS, 2023
Sale-to-list ratio
103.0%
Selling above asking
Redfin, through May 2026
Zillow figures refresh monthly. Redfin figures are through May 2026 — Redfin stopped publishing its public market trackers in June 2026, so those numbers are final, not current. Mortgage rates come from Freddie Mac via FRED and update weekly.
Is Monte Sereno a buyer's or seller's market?
Monte Sereno, CA is a strong seller's market, based on 1.8 months of supply and homes selling in about 22 days. Under 2 months of supply is a severe shortage: expect competition on almost anything priced correctly, and little room to negotiate below asking.
Inputs are Redfin's final published period (May 2026). How we classify markets · Where the data comes from
What does the Monte Sereno housing market data show?
Every row below is Redfin's final published month for Monte Sereno, CA. Redfin, through May 2026
| Metric | Value |
|---|---|
| Median sale price | $4.78M |
| Median list price | $4.25M |
| Year-over-year price change | +7.0% |
| Median price per sq ft | $1,422/sq ft |
| Median days on market | 22 days |
| Active inventory | 7 listings |
| Months of supply | 1.8 months |
| Sale-to-list price ratio | 103.0% |
| Homes sold (that month) | 4 |
| New listings (that month) | 5 |
| Listings with a price cut | 42.9% |
| Market condition | Strong seller's market |
How to read these numbers
- Median sale price
- Half the homes that closed sold for more than this, half for less. It moves with what kind of home sold that month, so a quiet month with two big sales can swing it. Redfin's figure for Monte Sereno is frozen at May 2026.
- Typical home value (ZHVI)
- Zillow's estimate of what a mid-market home in Monte Sereno is worth right now, whether or not it sold. It is smoother than the median sale price and it still refreshes monthly, which is why this page leads with it.
- Months of supply
- How long it would take to sell every active listing at the current pace. Under 3 favors sellers, over 6 favors buyers, and 3 to 6 is the balanced band.
- Days on market
- Median time from listing to accepted offer. Short means you should have financing ready before you tour; long means there is room to negotiate on price and repairs.
- Sale-to-list ratio
- Sale price divided by the last asking price. Above 100% means bidding above asking is normal here; below 100% means the typical buyer got a discount.
- Price per square foot
- The size-adjusted price. Use it to compare a 1,400 sq ft house to a 2,600 sq ft house, not to value your own home — lot, condition and age move it a lot.
- Listings with a price cut
- Share of active listings that dropped their asking price in the month. A high share is the earliest visible sign that sellers are ahead of what buyers will pay.
- Typical asking rent (ZORI)
- Zillow's repeat-rent index for asking rents on new leases. Paired with the home value it gives the price-to-rent ratio in the rent-vs-buy section below.
How have Monte Sereno home prices moved?
Over the last three years the median sale price in Monte Sereno, CA rose 52.8%, from $3.13M to $4.78M. 42.9% of Monte Sereno listings cut their asking price in the final Redfin month — a high share, and the clearest sign that list prices were running ahead of what buyers would pay. For prices to fall meaningfully from here, supply would have to keep building past 1.8 months while the sale-to-list ratio slips below its current 103.0%. Watch those two together — they move before the median does.
Redfin, through May 2026 — the chart ends at Redfin's final published month.
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What does it cost to buy a home in Monte Sereno?
Priced off the median sale price of $4.78M at the current 6.66% 30-year fixed rate. These are principal and interest only — property taxes, homeowner's insurance, HOA dues and mortgage insurance are on top, and they vary enough by property that we will not guess them for you.
| Down payment | Cash at close | Loan amount | Monthly P&I |
|---|---|---|---|
| 20% | $955,000 | $3.82M | $24,548/mo |
| 5% | $238,750 | $4.54M | $29,151/mo |
Redfin, through May 2026 for the price · Freddie Mac via FRED, August 2026 for the rate
What income do you need?
Lenders generally want housing costs under 28% of gross income. On the 20%-down payment of $24,548, that implies roughly $1.05M a year before you add taxes and insurance. The median household in Monte Sereno earns $250,001, about $802,071 short of that threshold — the typical local household needs a larger down payment, a co-borrower, or a home below the median sale price to fit the 28% rule. That puts the price-to-income ratio at 19.1x — well above the 3x that was historically considered affordable, which is why down payment size drives who can buy here.
Run it with your own numbers: affordability calculator · mortgage calculator
Buying in Monte Sereno in the next 12 months?
Tell us your timeline. We send the Monte Sereno market brief: the price ranges that actually clear, how long homes sit, and what to fix on your credit before you apply.
Is it cheaper to rent or buy in Monte Sereno?
Zillow does not publish a rent index (ZORI) for Monte Sereno, CA, so we cannot compute a price-to-rent ratio here without borrowing a nearby market's rents and calling them local — which we will not do. The rent vs. buy calculator works with a rent figure you supply.
Is inventory rising or falling in Monte Sereno?
Active listings in Monte Sereno, CA went from 6 in March 2025 to 7 in May 2026, a +16.7% change. Rising inventory is the single most useful leading indicator for buyers: more choice, longer marketing times, and more sellers willing to negotiate before price cuts show up in the median.
| Month | Active listings | New listings |
|---|---|---|
| April 2025 | 9 | 5 |
| May 2025 | 6 | 3 |
| June 2025 | 7 | 5 |
| July 2025 | 6 | 1 |
| September 2025 | 5 | 1 |
| October 2025 | 7 | 6 |
| November 2025 | 4 | 1 |
| December 2025 | 3 | 1 |
| February 2026 | 5 | 5 |
| March 2026 | 6 | 10 |
| April 2026 | 6 | 7 |
| May 2026 | 7 | 5 |
Redfin, through May 2026
How does Monte Sereno compare to California and the U.S.?
Monte Sereno homes sell for $4.78M — 438% above the California median of $887,400. Against the national median of $410,700, Monte Sereno runs 1063% higher. Year-over-year, Monte Sereno moved +7.0% against California's +3.4% — a bigger swing than the state as a whole.
| Market | Median sale price | YoY | Days on market |
|---|---|---|---|
| Monte Sereno, CA | $4.78M | +7.0% | 22 days |
| California statewide | $887,400 | +3.4% | 33 days |
| United States | $410,700 | not published | not published |
City and state rows: Redfin, through May 2026 · U.S. row: Freddie Mac via FRED, April 2026 (MSPUS, quarterly)
What to do next in Monte Sereno
What buyers should watch
- Months of supply, currently 1.8. It turns before price does — when it climbs past 6, sellers start taking offers they would have rejected a quarter earlier.
- The share of listings cutting price, currently 42.9%. A listing that has already cut once is the one most likely to accept below asking.
- The gap between 5% and 20% down here is $4,603 a month in principal and interest alone, before mortgage insurance. That gap, not the price, is usually what decides your timeline.
- Rate moves. At 6.66%, every full point of rate change moves the payment on a $4.78M home more than a 5% price change does.
- Your credit tier before you shop, not after — it sets the rate you are quoted. Run your numbers first.
What sellers should know
- The median Monte Sereno listing goes under contract in 22 days. If yours passes that mark, the market is telling you the price is wrong — not that you need more showings.
- Homes here close at 103.0% of asking. Price at the number you want and let competition do the rest.
- In the last published month Monte Sereno added 5 new listings against 4 sales — more competition arriving than clearing, so early timing matters.
- Comparable ZIP-level pricing inside Monte Sereno varies more than the citywide median suggests — check the ZIP pages below before you set a number.
Homes for sale in Monte Sereno
There are currently 7 homes listed for sale in Monte Sereno, California. The median listing price is $4.3M.
Active listings
7
Homes on market
Median list price
$4.3M
Avg. days on market
22
Days until sale
New this week
5
Newly listed
How much do homes cost in Monte Sereno by property type?
How the Monte Sereno, CA market breaks down across single-family homes, condos and townhouses. Redfin, through May 2026
| Property type | Median price | Price / sq ft | Homes sold | Days on market |
|---|---|---|---|---|
| Single-family | $4.78M | $1,422/sq ft | 4 | 22 days |
| Condo / co-op | $2.35M | $1,214/sq ft | 1 | 67 days |
Who lives in Monte Sereno?
American Community Survey estimates for Monte Sereno. U.S. Census ACS, 2023
Population
3,459
Households
1,335
Median income
$250,001/yr
Median age
55.1 years
Owner-occupied
95.7%
Median home value
$2.00M
Median gross rent
$2,947/mo
Mean commute
24.3 min
95.7% of occupied homes in Monte Sereno are owner-occupied, and the rest are rented — which is the share that decides how much of the local housing stock ever reaches the for-sale market.
Which cities are near Monte Sereno, CA?
Ordered by distance from Monte Sereno, not by size. Compare Monte Sereno side by side with any of them.
Monte Sereno housing market FAQ
Is Monte Sereno a buyer's or seller's market?
Monte Sereno, CA is currently a strong seller's market. That read comes from 1.8 months of supply, homes going under contract in about 22 days, and sellers getting 103.0% of their asking price in the last month Redfin published (May 2026).
How much do homes cost in Monte Sereno?
The median sale price in the last month Redfin published was $4.78M, about $1,422 per square foot.
Is Monte Sereno cheaper than the rest of California?
Monte Sereno's median sale price of $4.78M is 438% higher than the California statewide median of $887,400, and 1063% above the U.S. median of $410,700. Both figures are for the same period.
How long do homes take to sell in Monte Sereno?
Homes in Monte Sereno, CA spent a median of 22 days on market before going under contract, versus 33 days statewide. That is a normal pace: enough time to see a home twice, not enough to wait a month. (Redfin, through May 2026.)
What income do you need to buy a home in Monte Sereno?
At the current 30-year fixed rate of 6.66%, 20% down on a $4.78M home is about $24,548 a month in principal and interest. Lenders typically want that under 28% of gross income, which works out to roughly $1.05M a year before taxes, insurance, HOA dues or mortgage insurance. The local median household income is $250,001.
Are home prices rising in Monte Sereno?
Redfin's last published year-over-year change for Monte Sereno, CA was +7.0%, measured through May 2026. That series is frozen; treat it as a historical reading rather than a current trend.
What are the cheapest ZIP codes in Monte Sereno?
Monte Sereno ZIP-level sale prices are not all published for the same period, so ranking them would compare different months. The ZIP pages listed on this page show what we hold for each one individually.
Is now a good time to buy in Monte Sereno?
That depends on your timeline, not on a headline. What the data says today: Monte Sereno, CA is a strong seller's market with 1.8 months of supply, the 30-year fixed rate is 6.66%. Properties Incorporated publishes the data; it does not give financial advice.
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