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Featured local agent — Las Lomas, CA
Sarah Mitchell
Compass Real Estate · Las Lomas, CA
“Your trusted relocation specialist since 2009. 350+ homes sold. Zero-pressure, data-first approach.”
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Las Lomas, CA Housing Market
The last median sale price Redfin published was $625,000, -15.0% year over year (through May 2026). On the supply and pace-of-sale data we hold, Las Lomas is a balanced market. At today's 6.66% 30-year fixed rate, 20% down on a $625,000 home is about $3,213/mo in principal and interest.
Key numbers for Las Lomas, CA
Median sale price
$625,000
-15.0% year over year
Redfin, through May 2026
30-yr fixed rate
6.66%
Freddie Mac weekly average
Freddie Mac via FRED, August 2026
Median household income
$78,869
Home costs 7.9x income
U.S. Census ACS, 2023
Sale-to-list ratio
100.0%
Selling above asking
Redfin, through May 2026
Zillow figures refresh monthly. Redfin figures are through May 2026 — Redfin stopped publishing its public market trackers in June 2026, so those numbers are final, not current. Mortgage rates come from Freddie Mac via FRED and update weekly.
Is Las Lomas a buyer's or seller's market?
Las Lomas, CA is a balanced market. We classify markets from months of supply, sale-to-list ratio and days on market together — no single number decides it.
Inputs are Redfin's final published period (May 2026). How we classify markets · Where the data comes from
What does the Las Lomas housing market data show?
Every row below is Redfin's final published month for Las Lomas, CA. Redfin, through May 2026
| Metric | Value |
|---|---|
| Median sale price | $625,000 |
| Median list price | $625,000 |
| Year-over-year price change | -15.0% |
| Median price per sq ft | $485/sq ft |
| Sale-to-list price ratio | 100.0% |
| Homes sold (that month) | 1 |
| New listings (that month) | 1 |
| Market condition | Balanced market |
How to read these numbers
- Median sale price
- Half the homes that closed sold for more than this, half for less. It moves with what kind of home sold that month, so a quiet month with two big sales can swing it. Redfin's figure for Las Lomas is frozen at May 2026.
- Typical home value (ZHVI)
- Zillow's estimate of what a mid-market home in Las Lomas is worth right now, whether or not it sold. It is smoother than the median sale price and it still refreshes monthly, which is why this page leads with it.
- Months of supply
- How long it would take to sell every active listing at the current pace. Under 3 favors sellers, over 6 favors buyers, and 3 to 6 is the balanced band.
- Days on market
- Median time from listing to accepted offer. Short means you should have financing ready before you tour; long means there is room to negotiate on price and repairs.
- Sale-to-list ratio
- Sale price divided by the last asking price. Above 100% means bidding above asking is normal here; below 100% means the typical buyer got a discount.
- Price per square foot
- The size-adjusted price. Use it to compare a 1,400 sq ft house to a 2,600 sq ft house, not to value your own home — lot, condition and age move it a lot.
- Listings with a price cut
- Share of active listings that dropped their asking price in the month. A high share is the earliest visible sign that sellers are ahead of what buyers will pay.
- Typical asking rent (ZORI)
- Zillow's repeat-rent index for asking rents on new leases. Paired with the home value it gives the price-to-rent ratio in the rent-vs-buy section below.
How have Las Lomas home prices moved?
Across the 18 months we hold for Las Lomas, CA, the median sale price rose 4.2%, from $600,000 in April 2021 to $625,000.
Redfin, through May 2026 — the chart ends at Redfin's final published month.
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What does it cost to buy a home in Las Lomas?
Priced off the median sale price of $625,000 at the current 6.66% 30-year fixed rate. These are principal and interest only — property taxes, homeowner's insurance, HOA dues and mortgage insurance are on top, and they vary enough by property that we will not guess them for you.
| Down payment | Cash at close | Loan amount | Monthly P&I |
|---|---|---|---|
| 20% | $125,000 | $500,000 | $3,213/mo |
| 5% | $31,250 | $593,750 | $3,816/mo |
Redfin, through May 2026 for the price · Freddie Mac via FRED, August 2026 for the rate
What income do you need?
Lenders generally want housing costs under 28% of gross income. On the 20%-down payment of $3,213, that implies roughly $137,706 a year before you add taxes and insurance. The median household in Las Lomas earns $78,869, about $58,837 short of that threshold — the typical local household needs a larger down payment, a co-borrower, or a home below the median sale price to fit the 28% rule. That puts the price-to-income ratio at 7.9x — well above the 3x that was historically considered affordable, which is why down payment size drives who can buy here.
Run it with your own numbers: affordability calculator · mortgage calculator
Buying in Las Lomas in the next 12 months?
Tell us your timeline. We send the Las Lomas market brief: the price ranges that actually clear, how long homes sit, and what to fix on your credit before you apply.
Is it cheaper to rent or buy in Las Lomas?
Zillow does not publish a rent index (ZORI) for Las Lomas, CA, so we cannot compute a price-to-rent ratio here without borrowing a nearby market's rents and calling them local — which we will not do. The rent vs. buy calculator works with a rent figure you supply.
Is inventory rising or falling in Las Lomas?
Active listings in Las Lomas, CA went from 1 in April 2021 to 3 in February 2024, a +200.0% change. Rising inventory is the single most useful leading indicator for buyers: more choice, longer marketing times, and more sellers willing to negotiate before price cuts show up in the median.
| Month | Active listings | New listings |
|---|---|---|
| April 2021 | 1 | 2 |
| December 2021 | 2 | not published |
| October 2022 | 1 | not published |
| August 2023 | 1 | not published |
| November 2023 | 3 | 2 |
| February 2024 | 3 | not published |
Redfin, through February 2024
How does Las Lomas compare to California and the U.S.?
Las Lomas homes sell for $625,000 — 30% below the California median of $887,400. Against the national median of $410,700, Las Lomas runs 52% higher. Year-over-year, Las Lomas moved -15.0% against California's +3.4% — a bigger swing than the state as a whole.
| Market | Median sale price | YoY | Days on market |
|---|---|---|---|
| Las Lomas, CA | $625,000 | -15.0% | not published |
| California statewide | $887,400 | +3.4% | 33 days |
| United States | $410,700 | not published | not published |
City and state rows: Redfin, through May 2026 · U.S. row: Freddie Mac via FRED, April 2026 (MSPUS, quarterly)
What to do next in Las Lomas
What buyers should watch
- The gap between 5% and 20% down here is $602 a month in principal and interest alone, before mortgage insurance. That gap, not the price, is usually what decides your timeline.
- Rate moves. At 6.66%, every full point of rate change moves the payment on a $625,000 home more than a 5% price change does.
- Your credit tier before you shop, not after — it sets the rate you are quoted. Run your numbers first.
What sellers should know
- Homes here close at 100.0% of asking. Price at the number you want and let competition do the rest.
- In the last published month Las Lomas added 1 new listings against 1 sales — more clearing than arriving, which is the better window to list.
- Comparable ZIP-level pricing inside Las Lomas varies more than the citywide median suggests — check the ZIP pages below before you set a number.
Homes for sale in Las Lomas
Explore homes currently listed for sale in Las Lomas, California across major real estate platforms.
How much do homes cost in Las Lomas by property type?
How the Las Lomas, CA market breaks down across single-family homes, condos and townhouses. Redfin, through May 2026
| Property type | Median price | Price / sq ft | Homes sold | Days on market |
|---|---|---|---|---|
| Single-family | $625,000 | $485/sq ft | 1 | not published |
Who lives in Las Lomas?
American Community Survey estimates for Las Lomas. U.S. Census ACS, 2023
Population
3,223
Households
743
Median income
$78,869/yr
Median age
30.9 years
Owner-occupied
69.6%
Median home value
$683,900
Median gross rent
$1,570/mo
Mean commute
27.5 min
69.6% of occupied homes in Las Lomas are owner-occupied, and the rest are rented — which is the share that decides how much of the local housing stock ever reaches the for-sale market.
Which cities are near Las Lomas, CA?
Ordered by distance from Las Lomas, not by size. Compare Las Lomas side by side with any of them.
Las Lomas housing market FAQ
Is Las Lomas a buyer's or seller's market?
Las Lomas, CA is currently a balanced market based on the supply, pace-of-sale and sale-to-list data we hold for this city. Redfin's public market tracker last published in May 2026, so this classification will not move until a new source fills that gap.
How much do homes cost in Las Lomas?
The median sale price in the last month Redfin published was $625,000, about $485 per square foot.
Is Las Lomas cheaper than the rest of California?
Las Lomas's median sale price of $625,000 is 30% lower than the California statewide median of $887,400, and 52% above the U.S. median of $410,700. Both figures are for the same period.
How long do homes take to sell in Las Lomas?
We do not hold a days-on-market figure for Las Lomas, CA. Redfin stopped publishing its public market tracker in June 2026, so this metric is frozen wherever it exists and missing where it never landed.
What income do you need to buy a home in Las Lomas?
At the current 30-year fixed rate of 6.66%, 20% down on a $625,000 home is about $3,213 a month in principal and interest. Lenders typically want that under 28% of gross income, which works out to roughly $137,706 a year before taxes, insurance, HOA dues or mortgage insurance. The local median household income is $78,869.
Are home prices rising in Las Lomas?
Redfin's last published year-over-year change for Las Lomas, CA was -15.0%, measured through May 2026. That series is frozen; treat it as a historical reading rather than a current trend.
What are the cheapest ZIP codes in Las Lomas?
Las Lomas ZIP-level sale prices are not all published for the same period, so ranking them would compare different months. The ZIP pages listed on this page show what we hold for each one individually.
Is now a good time to buy in Las Lomas?
That depends on your timeline, not on a headline. What the data says today: Las Lomas, CA is a balanced market, the 30-year fixed rate is 6.66%. Properties Incorporated publishes the data; it does not give financial advice.
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One email: what homes are actually clearing at around $625,000, how long they sit, which ZIPs run cheaper, and what to fix on your credit before you apply.