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Featured local agent — Coloma, CA
Sarah Mitchell
Compass Real Estate · Coloma, CA
“Your trusted relocation specialist since 2009. 350+ homes sold. Zero-pressure, data-first approach.”
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Coloma, CA Housing Market
The last median sale price Redfin published was $1.10M (through May 2026). With 0.5 months of supply and homes going under contract in about 55 days, Coloma is a seller's market. At today's 6.66% 30-year fixed rate, 20% down on a $1.10M home is about $5,653/mo in principal and interest.
Key numbers for Coloma, CA
Median sale price
$1.10M
Last published period
Redfin, through May 2026
Days on market
55
Average pace
Redfin, through May 2026
Active listings
1
0.5 months of supply
Redfin, through May 2026
30-yr fixed rate
6.66%
Freddie Mac weekly average
Freddie Mac via FRED, August 2026
Median household income
$119,189
Home costs 9.2x income
U.S. Census ACS, 2023
Sale-to-list ratio
98.0%
Selling below asking
Redfin, through May 2026
Zillow figures refresh monthly. Redfin figures are through May 2026 — Redfin stopped publishing its public market trackers in June 2026, so those numbers are final, not current. Mortgage rates come from Freddie Mac via FRED and update weekly.
Is Coloma a buyer's or seller's market?
Coloma, CA is a seller's market, based on 0.5 months of supply and homes selling in about 55 days. Under 2 months of supply is a severe shortage: expect competition on almost anything priced correctly, and little room to negotiate below asking.
Inputs are Redfin's final published period (May 2026). How we classify markets · Where the data comes from
What does the Coloma housing market data show?
Every row below is Redfin's final published month for Coloma, CA. Redfin, through May 2026
| Metric | Value |
|---|---|
| Median sale price | $1.10M |
| Median list price | $999,000 |
| Median price per sq ft | $733/sq ft |
| Median days on market | 55 days |
| Active inventory | 1 listings |
| Months of supply | 0.5 months |
| Sale-to-list price ratio | 98.0% |
| Homes sold (that month) | 2 |
| New listings (that month) | 1 |
| Market condition | Seller's market |
How to read these numbers
- Median sale price
- Half the homes that closed sold for more than this, half for less. It moves with what kind of home sold that month, so a quiet month with two big sales can swing it. Redfin's figure for Coloma is frozen at May 2026.
- Typical home value (ZHVI)
- Zillow's estimate of what a mid-market home in Coloma is worth right now, whether or not it sold. It is smoother than the median sale price and it still refreshes monthly, which is why this page leads with it.
- Months of supply
- How long it would take to sell every active listing at the current pace. Under 3 favors sellers, over 6 favors buyers, and 3 to 6 is the balanced band.
- Days on market
- Median time from listing to accepted offer. Short means you should have financing ready before you tour; long means there is room to negotiate on price and repairs.
- Sale-to-list ratio
- Sale price divided by the last asking price. Above 100% means bidding above asking is normal here; below 100% means the typical buyer got a discount.
- Price per square foot
- The size-adjusted price. Use it to compare a 1,400 sq ft house to a 2,600 sq ft house, not to value your own home — lot, condition and age move it a lot.
- Listings with a price cut
- Share of active listings that dropped their asking price in the month. A high share is the earliest visible sign that sellers are ahead of what buyers will pay.
- Typical asking rent (ZORI)
- Zillow's repeat-rent index for asking rents on new leases. Paired with the home value it gives the price-to-rent ratio in the rent-vs-buy section below.
How have Coloma home prices moved?
Across the 19 months we hold for Coloma, CA, the median sale price rose 47.0%, from $748,000 in April 2021 to $1.10M. For prices to fall meaningfully from here, supply would have to keep building past 0.5 months while the sale-to-list ratio slips below its current 98.0%. Watch those two together — they move before the median does.
Redfin, through May 2026 — the chart ends at Redfin's final published month.
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What does it cost to buy a home in Coloma?
Priced off the median sale price of $1.10M at the current 6.66% 30-year fixed rate. These are principal and interest only — property taxes, homeowner's insurance, HOA dues and mortgage insurance are on top, and they vary enough by property that we will not guess them for you.
| Down payment | Cash at close | Loan amount | Monthly P&I |
|---|---|---|---|
| 20% | $219,900 | $879,600 | $5,653/mo |
| 5% | $54,975 | $1.04M | $6,712/mo |
Redfin, through May 2026 for the price · Freddie Mac via FRED, August 2026 for the rate
What income do you need?
Lenders generally want housing costs under 28% of gross income. On the 20%-down payment of $5,653, that implies roughly $242,252 a year before you add taxes and insurance. The median household in Coloma earns $119,189, about $123,063 short of that threshold — the typical local household needs a larger down payment, a co-borrower, or a home below the median sale price to fit the 28% rule. That puts the price-to-income ratio at 9.2x — well above the 3x that was historically considered affordable, which is why down payment size drives who can buy here.
Run it with your own numbers: affordability calculator · mortgage calculator
Buying in Coloma in the next 12 months?
Tell us your timeline. We send the Coloma market brief: the price ranges that actually clear, how long homes sit, and what to fix on your credit before you apply.
Is it cheaper to rent or buy in Coloma?
Zillow does not publish a rent index (ZORI) for Coloma, CA, so we cannot compute a price-to-rent ratio here without borrowing a nearby market's rents and calling them local — which we will not do. The rent vs. buy calculator works with a rent figure you supply.
Is inventory rising or falling in Coloma?
Active listings in Coloma, CA went from 1 in August 2022 to 1 in May 2026, a +0.0% change. Inventory has been roughly flat, which usually keeps prices moving with rates rather than with local supply.
| Month | Active listings | New listings |
|---|---|---|
| September 2022 | 1 | 1 |
| August 2023 | 2 | not published |
| May 2024 | 1 | not published |
| August 2024 | 2 | 1 |
| September 2024 | 1 | 1 |
| October 2024 | 1 | not published |
| September 2025 | 2 | not published |
| December 2025 | 3 | 1 |
| February 2026 | 4 | 2 |
| March 2026 | 2 | not published |
| April 2026 | 1 | not published |
| May 2026 | 1 | 1 |
Redfin, through May 2026
How does Coloma compare to California and the U.S.?
Coloma homes sell for $1.10M — 24% above the California median of $887,400. Against the national median of $410,700, Coloma runs 168% higher.
| Market | Median sale price | YoY | Days on market |
|---|---|---|---|
| Coloma, CA | $1.10M | not published | 55 days |
| California statewide | $887,400 | +3.4% | 33 days |
| United States | $410,700 | not published | not published |
City and state rows: Redfin, through May 2026 · U.S. row: Freddie Mac via FRED, April 2026 (MSPUS, quarterly)
What to do next in Coloma
What buyers should watch
- Months of supply, currently 0.5. It turns before price does — when it climbs past 6, sellers start taking offers they would have rejected a quarter earlier.
- The gap between 5% and 20% down here is $1,060 a month in principal and interest alone, before mortgage insurance. That gap, not the price, is usually what decides your timeline.
- Rate moves. At 6.66%, every full point of rate change moves the payment on a $1.10M home more than a 5% price change does.
- Your credit tier before you shop, not after — it sets the rate you are quoted. Run your numbers first.
What sellers should know
- The median Coloma listing goes under contract in 55 days. If yours passes that mark, the market is telling you the price is wrong — not that you need more showings.
- Homes here close at 98.0% of asking. Price to that ratio from day one rather than chasing the market down in cuts.
- In the last published month Coloma added 1 new listings against 2 sales — more clearing than arriving, which is the better window to list.
- Comparable ZIP-level pricing inside Coloma varies more than the citywide median suggests — check the ZIP pages below before you set a number.
Homes for sale in Coloma
There are currently 1 homes listed for sale in Coloma, California. The median listing price is $999K.
Active listings
1
Homes on market
Median list price
$999K
Avg. days on market
55
Days until sale
New this week
1
Newly listed
How much do homes cost in Coloma by property type?
How the Coloma, CA market breaks down across single-family homes, condos and townhouses. Redfin, through May 2026
| Property type | Median price | Price / sq ft | Homes sold | Days on market |
|---|---|---|---|---|
| Single-family | $1.10M | $733/sq ft | 2 | 55 days |
Who lives in Coloma?
American Community Survey estimates for Coloma. U.S. Census ACS, 2023
Population
372
Households
108
Median income
$119,189/yr
Median age
29.6 years
Owner-occupied
29.6%
Median gross rent
$2,178/mo
Mean commute
19.9 min
29.6% of occupied homes in Coloma are owner-occupied, and the rest are rented — which is the share that decides how much of the local housing stock ever reaches the for-sale market.
Which cities are near Coloma, CA?
Ordered by distance from Coloma, not by size. Compare Coloma side by side with any of them.
Coloma housing market FAQ
Is Coloma a buyer's or seller's market?
Coloma, CA is currently a seller's market. That read comes from 0.5 months of supply, homes going under contract in about 55 days, and sellers getting 98.0% of their asking price in the last month Redfin published (May 2026).
How much do homes cost in Coloma?
The median sale price in the last month Redfin published was $1.10M, about $733 per square foot.
Is Coloma cheaper than the rest of California?
Coloma's median sale price of $1.10M is 24% higher than the California statewide median of $887,400, and 168% above the U.S. median of $410,700. Both figures are for the same period.
How long do homes take to sell in Coloma?
Homes in Coloma, CA spent a median of 55 days on market before going under contract, versus 33 days statewide. That is a normal pace: enough time to see a home twice, not enough to wait a month. (Redfin, through May 2026.)
What income do you need to buy a home in Coloma?
At the current 30-year fixed rate of 6.66%, 20% down on a $1.10M home is about $5,653 a month in principal and interest. Lenders typically want that under 28% of gross income, which works out to roughly $242,252 a year before taxes, insurance, HOA dues or mortgage insurance. The local median household income is $119,189.
Are home prices rising in Coloma?
We do not hold a complete 12-month value series for Coloma, CA yet, so we are not going to call a direction. The price chart above shows every period we do have.
What are the cheapest ZIP codes in Coloma?
Coloma ZIP-level sale prices are not all published for the same period, so ranking them would compare different months. The ZIP pages listed on this page show what we hold for each one individually.
Is now a good time to buy in Coloma?
That depends on your timeline, not on a headline. What the data says today: Coloma, CA is a seller's market with 0.5 months of supply, the 30-year fixed rate is 6.66%. Properties Incorporated publishes the data; it does not give financial advice.
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