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Featured local agent — Big Lagoon, CA
Sarah Mitchell
Compass Real Estate · Big Lagoon, CA
“Your trusted relocation specialist since 2009. 350+ homes sold. Zero-pressure, data-first approach.”
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Big Lagoon, CA Housing Market
The last median sale price Redfin published was $480,000 (through May 2026). With homes going under contract in about 5 days, Big Lagoon is a seller's market. At today's 6.66% 30-year fixed rate, 20% down on a $480,000 home is about $2,468/mo in principal and interest.
Key numbers for Big Lagoon, CA
Median sale price
$480,000
Last published period
Redfin, through September 2025
Days on market
5
Fast-moving
Redfin, through September 2025
30-yr fixed rate
6.66%
Freddie Mac weekly average
Freddie Mac via FRED, August 2026
Median household income
$56,875
Home costs 8.4x income
U.S. Census ACS, 2023
Sale-to-list ratio
106.7%
Selling above asking
Redfin, through September 2025
Zillow figures refresh monthly. Redfin figures are through May 2026 — Redfin stopped publishing its public market trackers in June 2026, so those numbers are final, not current. Mortgage rates come from Freddie Mac via FRED and update weekly.
Is Big Lagoon a buyer's or seller's market?
Big Lagoon, CA is a seller's market and homes selling in about 5 days. We classify markets from months of supply, sale-to-list ratio and days on market together — no single number decides it.
Inputs are Redfin's final published period (May 2026). How we classify markets · Where the data comes from
What does the Big Lagoon housing market data show?
Every row below is Redfin's final published month for Big Lagoon, CA. Redfin, through September 2025
| Metric | Value |
|---|---|
| Median sale price | $480,000 |
| Median list price | $450,000 |
| Median price per sq ft | $184/sq ft |
| Median days on market | 5 days |
| Sale-to-list price ratio | 106.7% |
| Homes sold (that month) | 1 |
| New listings (that month) | 1 |
| Market condition | Seller's market |
How to read these numbers
- Median sale price
- Half the homes that closed sold for more than this, half for less. It moves with what kind of home sold that month, so a quiet month with two big sales can swing it. Redfin's figure for Big Lagoon is frozen at May 2026.
- Typical home value (ZHVI)
- Zillow's estimate of what a mid-market home in Big Lagoon is worth right now, whether or not it sold. It is smoother than the median sale price and it still refreshes monthly, which is why this page leads with it.
- Months of supply
- How long it would take to sell every active listing at the current pace. Under 3 favors sellers, over 6 favors buyers, and 3 to 6 is the balanced band.
- Days on market
- Median time from listing to accepted offer. Short means you should have financing ready before you tour; long means there is room to negotiate on price and repairs.
- Sale-to-list ratio
- Sale price divided by the last asking price. Above 100% means bidding above asking is normal here; below 100% means the typical buyer got a discount.
- Price per square foot
- The size-adjusted price. Use it to compare a 1,400 sq ft house to a 2,600 sq ft house, not to value your own home — lot, condition and age move it a lot.
- Listings with a price cut
- Share of active listings that dropped their asking price in the month. A high share is the earliest visible sign that sellers are ahead of what buyers will pay.
- Typical asking rent (ZORI)
- Zillow's repeat-rent index for asking rents on new leases. Paired with the home value it gives the price-to-rent ratio in the rent-vs-buy section below.
How have Big Lagoon home prices moved?
Across the 8 months we hold for Big Lagoon, CA, the median sale price fell 4.2%, from $501,000 in August 2021 to $480,000.
Redfin, through September 2025 — the chart ends at Redfin's final published month.
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What does it cost to buy a home in Big Lagoon?
Priced off the median sale price of $480,000 at the current 6.66% 30-year fixed rate. These are principal and interest only — property taxes, homeowner's insurance, HOA dues and mortgage insurance are on top, and they vary enough by property that we will not guess them for you.
| Down payment | Cash at close | Loan amount | Monthly P&I |
|---|---|---|---|
| 20% | $96,000 | $384,000 | $2,468/mo |
| 5% | $24,000 | $456,000 | $2,930/mo |
Redfin, through September 2025 for the price · Freddie Mac via FRED, August 2026 for the rate
What income do you need?
Lenders generally want housing costs under 28% of gross income. On the 20%-down payment of $2,468, that implies roughly $105,758 a year before you add taxes and insurance. The median household in Big Lagoon earns $56,875, about $48,883 short of that threshold — the typical local household needs a larger down payment, a co-borrower, or a home below the median sale price to fit the 28% rule. That puts the price-to-income ratio at 8.4x — well above the 3x that was historically considered affordable, which is why down payment size drives who can buy here.
Run it with your own numbers: affordability calculator · mortgage calculator
Buying in Big Lagoon in the next 12 months?
Tell us your timeline. We send the Big Lagoon market brief: the price ranges that actually clear, how long homes sit, and what to fix on your credit before you apply.
Is it cheaper to rent or buy in Big Lagoon?
Zillow does not publish a rent index (ZORI) for Big Lagoon, CA, so we cannot compute a price-to-rent ratio here without borrowing a nearby market's rents and calling them local — which we will not do. The rent vs. buy calculator works with a rent figure you supply.
Is inventory rising or falling in Big Lagoon?
We hold fewer than two months of inventory readings for Big Lagoon, CA, so there is no trend to report yet.
How does Big Lagoon compare to California and the U.S.?
Big Lagoon homes sell for $480,000 — 46% below the California median of $887,400. Against the national median of $410,700, Big Lagoon runs 17% higher.
| Market | Median sale price | YoY | Days on market |
|---|---|---|---|
| Big Lagoon, CA | $480,000 | not published | 5 days |
| California statewide | $887,400 | +3.4% | 33 days |
| United States | $410,700 | not published | not published |
City and state rows: Redfin, through September 2025 · U.S. row: Freddie Mac via FRED, April 2026 (MSPUS, quarterly)
What to do next in Big Lagoon
What buyers should watch
- The gap between 5% and 20% down here is $463 a month in principal and interest alone, before mortgage insurance. That gap, not the price, is usually what decides your timeline.
- Rate moves. At 6.66%, every full point of rate change moves the payment on a $480,000 home more than a 5% price change does.
- Your credit tier before you shop, not after — it sets the rate you are quoted. Run your numbers first.
What sellers should know
- The median Big Lagoon listing goes under contract in 5 days. If yours passes that mark, the market is telling you the price is wrong — not that you need more showings.
- Homes here close at 106.7% of asking. Price at the number you want and let competition do the rest.
- In the last published month Big Lagoon added 1 new listings against 1 sales — more clearing than arriving, which is the better window to list.
- Comparable ZIP-level pricing inside Big Lagoon varies more than the citywide median suggests — check the ZIP pages below before you set a number.
Homes for sale in Big Lagoon
Explore homes currently listed for sale in Big Lagoon, California across major real estate platforms.
How much do homes cost in Big Lagoon by property type?
How the Big Lagoon, CA market breaks down across single-family homes, condos and townhouses. Redfin, through September 2025
| Property type | Median price | Price / sq ft | Homes sold | Days on market |
|---|---|---|---|---|
| Single-family | $480,000 | $184/sq ft | 1 | 5 days |
Who lives in Big Lagoon?
American Community Survey estimates for Big Lagoon. U.S. Census ACS, 2023
Population
115
Households
79
Median income
$56,875/yr
Median age
61.5 years
Owner-occupied
78.5%
Median home value
$493,900
78.5% of occupied homes in Big Lagoon are owner-occupied, and the rest are rented — which is the share that decides how much of the local housing stock ever reaches the for-sale market.
Which cities are near Big Lagoon, CA?
Ordered by distance from Big Lagoon, not by size. Compare Big Lagoon side by side with any of them.
Big Lagoon housing market FAQ
Is Big Lagoon a buyer's or seller's market?
Big Lagoon, CA is currently a seller's market based on the supply, pace-of-sale and sale-to-list data we hold for this city. Redfin's public market tracker last published in May 2026, so this classification will not move until a new source fills that gap.
How much do homes cost in Big Lagoon?
The median sale price in the last month Redfin published was $480,000, about $184 per square foot.
Is Big Lagoon cheaper than the rest of California?
Big Lagoon's median sale price of $480,000 is 46% lower than the California statewide median of $887,400, and 17% above the U.S. median of $410,700. Both figures are for the same period.
How long do homes take to sell in Big Lagoon?
Homes in Big Lagoon, CA spent a median of 5 days on market before going under contract, versus 33 days statewide. Under three weeks means well-priced listings move before most buyers can schedule a second showing. (Redfin, through May 2026.)
What income do you need to buy a home in Big Lagoon?
At the current 30-year fixed rate of 6.66%, 20% down on a $480,000 home is about $2,468 a month in principal and interest. Lenders typically want that under 28% of gross income, which works out to roughly $105,758 a year before taxes, insurance, HOA dues or mortgage insurance. The local median household income is $56,875.
Are home prices rising in Big Lagoon?
We do not hold a complete 12-month value series for Big Lagoon, CA yet, so we are not going to call a direction. The price chart above shows every period we do have.
What are the cheapest ZIP codes in Big Lagoon?
Big Lagoon ZIP-level sale prices are not all published for the same period, so ranking them would compare different months. The ZIP pages listed on this page show what we hold for each one individually.
Is now a good time to buy in Big Lagoon?
That depends on your timeline, not on a headline. What the data says today: Big Lagoon, CA is a seller's market, the 30-year fixed rate is 6.66%. Properties Incorporated publishes the data; it does not give financial advice.
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One email: what homes are actually clearing at around $480,000, how long they sit, which ZIPs run cheaper, and what to fix on your credit before you apply.