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Featured local agent — Bell Gardens, CA
Sarah Mitchell
Compass Real Estate · Bell Gardens, CA
“Your trusted relocation specialist since 2009. 350+ homes sold. Zero-pressure, data-first approach.”
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Bell Gardens, CA Housing Market
The typical home in Bell Gardens, CA is worth $699,237, rose 1.4% over the past year (Zillow Home Value Index, July 2026). The last median sale price Redfin published was $825,000, +72.2% year over year (through May 2026). With 10.5 months of supply and homes going under contract in about 31 days, Bell Gardens is a balanced market. At today's 6.66% 30-year fixed rate, 20% down on a $699,237 home is about $3,595/mo in principal and interest.
Key numbers for Bell Gardens, CA
Typical home value
$699,237
+1.4% in 12 months
Zillow, July 2026
Median sale price
$825,000
+72.2% year over year
Redfin, through May 2026
Days on market
31
Average pace
Redfin, through May 2026
Active listings
21
10.5 months of supply
Redfin, through May 2026
30-yr fixed rate
6.66%
Freddie Mac weekly average
Freddie Mac via FRED, August 2026
Median household income
$55,372
Home costs 12.6x income
U.S. Census ACS, 2023
Sale-to-list ratio
103.2%
Selling above asking
Redfin, through May 2026
Zillow figures are as of July 2026 and refresh monthly. Redfin figures are through May 2026 — Redfin stopped publishing its public market trackers in June 2026, so those numbers are final, not current. Mortgage rates come from Freddie Mac via FRED and update weekly.
Is Bell Gardens a buyer's or seller's market?
Bell Gardens, CA is a balanced market, based on 10.5 months of supply and homes selling in about 31 days. Above 7 months of supply is a glut: inventory is well ahead of the sales pace, and buyers can take time to inspect, compare, and negotiate concessions.
Inputs are Redfin's final published period (May 2026). How we classify markets · Where the data comes from
What does the Bell Gardens housing market data show?
Every row below is Redfin's final published month for Bell Gardens, CA. Redfin, through May 2026
| Metric | Value |
|---|---|
| Median sale price | $825,000 |
| Median list price | $924,250 |
| Year-over-year price change | +72.2% |
| Median price per sq ft | $673/sq ft |
| Median days on market | 31 days |
| Active inventory | 21 listings |
| Months of supply | 10.5 months |
| Sale-to-list price ratio | 103.2% |
| Homes sold (that month) | 2 |
| New listings (that month) | 6 |
| Listings with a price cut | 19.1% |
| Market condition | Balanced market |
How to read these numbers
- Median sale price
- Half the homes that closed sold for more than this, half for less. It moves with what kind of home sold that month, so a quiet month with two big sales can swing it. Redfin's figure for Bell Gardens is frozen at May 2026.
- Typical home value (ZHVI)
- Zillow's estimate of what a mid-market home in Bell Gardens is worth right now, whether or not it sold. It is smoother than the median sale price and it still refreshes monthly, which is why this page leads with it.
- Months of supply
- How long it would take to sell every active listing at the current pace. Under 3 favors sellers, over 6 favors buyers, and 3 to 6 is the balanced band.
- Days on market
- Median time from listing to accepted offer. Short means you should have financing ready before you tour; long means there is room to negotiate on price and repairs.
- Sale-to-list ratio
- Sale price divided by the last asking price. Above 100% means bidding above asking is normal here; below 100% means the typical buyer got a discount.
- Price per square foot
- The size-adjusted price. Use it to compare a 1,400 sq ft house to a 2,600 sq ft house, not to value your own home — lot, condition and age move it a lot.
- Listings with a price cut
- Share of active listings that dropped their asking price in the month. A high share is the earliest visible sign that sellers are ahead of what buyers will pay.
- Typical asking rent (ZORI)
- Zillow's repeat-rent index for asking rents on new leases. Paired with the home value it gives the price-to-rent ratio in the rent-vs-buy section below.
How have Bell Gardens home prices moved?
Over the last three years the median sale price in Bell Gardens, CA fell 27.2%, from $1.13M to $825,000. The live Zillow value series has rose 1.4% in the last 12 months, which is the more current read now that Redfin's series has stopped. 19.1% of Bell Gardens listings cut their asking price in the final Redfin month — a modest share, which is what a market looks like when sellers are pricing close to where homes actually clear. For prices to fall meaningfully from here, supply would have to keep building past 10.5 months while the sale-to-list ratio slips below its current 103.2%. Watch those two together — they move before the median does.
Redfin, through May 2026 — the chart ends at Redfin's final published month.
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What does it cost to buy a home in Bell Gardens?
Priced off the typical home value of $699,237 at the current 6.66% 30-year fixed rate. These are principal and interest only — property taxes, homeowner's insurance, HOA dues and mortgage insurance are on top, and they vary enough by property that we will not guess them for you.
| Down payment | Cash at close | Loan amount | Monthly P&I |
|---|---|---|---|
| 20% | $139,847 | $559,389 | $3,595/mo |
| 5% | $34,962 | $664,275 | $4,269/mo |
Zillow, July 2026 for the price · Freddie Mac via FRED, August 2026 for the rate
What income do you need?
Lenders generally want housing costs under 28% of gross income. On the 20%-down payment of $3,595, that implies roughly $154,062 a year before you add taxes and insurance. The median household in Bell Gardens earns $55,372, about $98,690 short of that threshold — the typical local household needs a larger down payment, a co-borrower, or a home below the typical home value to fit the 28% rule. That puts the price-to-income ratio at 12.6x — well above the 3x that was historically considered affordable, which is why down payment size drives who can buy here.
Run it with your own numbers: affordability calculator · mortgage calculator
Buying in Bell Gardens in the next 12 months?
Tell us your timeline. We send the Bell Gardens market brief: the price ranges that actually clear, how long homes sit, and what to fix on your credit before you apply.
Is it cheaper to rent or buy in Bell Gardens?
Zillow does not publish a rent index (ZORI) for Bell Gardens, CA, so we cannot compute a price-to-rent ratio here without borrowing a nearby market's rents and calling them local — which we will not do. The rent vs. buy calculator works with a rent figure you supply.
Is inventory rising or falling in Bell Gardens?
Active listings in Bell Gardens, CA went from 13 in March 2025 to 21 in May 2026, a +61.5% change. Rising inventory is the single most useful leading indicator for buyers: more choice, longer marketing times, and more sellers willing to negotiate before price cuts show up in the median.
| Month | Active listings | New listings |
|---|---|---|
| April 2025 | 13 | 7 |
| May 2025 | 15 | 5 |
| July 2025 | 12 | 5 |
| August 2025 | 17 | 8 |
| September 2025 | 14 | 2 |
| October 2025 | 12 | 3 |
| November 2025 | 12 | 1 |
| December 2025 | 12 | 5 |
| January 2026 | 15 | 7 |
| February 2026 | 14 | 7 |
| March 2026 | 13 | 4 |
| May 2026 | 21 | 6 |
Redfin, through May 2026
How does Bell Gardens compare to California and the U.S.?
Bell Gardens homes sell for $825,000 — 7% below the California median of $887,400. Against the national median of $410,700, Bell Gardens runs 101% higher. Year-over-year, Bell Gardens moved +72.2% against California's +3.4% — a bigger swing than the state as a whole.
| Market | Median sale price | YoY | Days on market |
|---|---|---|---|
| Bell Gardens, CA | $825,000 | +72.2% | 31 days |
| California statewide | $887,400 | +3.4% | 33 days |
| United States | $410,700 | not published | not published |
City and state rows: Redfin, through May 2026 · U.S. row: Freddie Mac via FRED, April 2026 (MSPUS, quarterly)
What to do next in Bell Gardens
What buyers should watch
- Months of supply, currently 10.5. It turns before price does — when it climbs past 6, sellers start taking offers they would have rejected a quarter earlier.
- The share of listings cutting price, currently 19.1%. A listing that has already cut once is the one most likely to accept below asking.
- The gap between 5% and 20% down here is $674 a month in principal and interest alone, before mortgage insurance. That gap, not the price, is usually what decides your timeline.
- Rate moves. At 6.66%, every full point of rate change moves the payment on a $699,237 home more than a 5% price change does.
- Your credit tier before you shop, not after — it sets the rate you are quoted. Run your numbers first.
What sellers should know
- The median Bell Gardens listing goes under contract in 31 days. If yours passes that mark, the market is telling you the price is wrong — not that you need more showings.
- Homes here close at 103.2% of asking. Price at the number you want and let competition do the rest.
- In the last published month Bell Gardens added 6 new listings against 2 sales — more competition arriving than clearing, so early timing matters.
- Your equity moved +1.4% in the last 12 months on the Zillow value series. That, not the price you paid, is what sets your net proceeds.
- Comparable ZIP-level pricing inside Bell Gardens varies more than the citywide median suggests — check the ZIP pages below before you set a number.
Homes for sale in Bell Gardens
There are currently 21 homes listed for sale in Bell Gardens, California. The median listing price is $924K.
Active listings
21
Homes on market
Median list price
$924K
Avg. days on market
31
Days until sale
New this week
6
Newly listed
How much do homes cost in Bell Gardens by property type?
How the Bell Gardens, CA market breaks down across single-family homes, condos and townhouses. Redfin, through May 2026
| Property type | Median price | Price / sq ft | Homes sold | Days on market |
|---|---|---|---|---|
| Single-family | $825,000 | $565/sq ft | 1 | 40 days |
| Condo / co-op | $490,000 | $476/sq ft | 2 | 17 days |
| Townhouse | $510,000 | $483/sq ft | 1 | 22 days |
Who lives in Bell Gardens?
American Community Survey estimates for Bell Gardens. U.S. Census ACS, 2023
Population
38,661
Households
9,748
Median income
$55,372/yr
Median age
32 years
Owner-occupied
21.2%
Median home value
$527,900
Median gross rent
$1,658/mo
Mean commute
28.4 min
21.2% of occupied homes in Bell Gardens are owner-occupied, and the rest are rented — which is the share that decides how much of the local housing stock ever reaches the for-sale market. The Census self-reported median home value is $527,900 against Zillow's $699,237 typical value; the gap is normal — ACS asks owners what they think their home is worth, Zillow models transactions.
Which public schools serve Bell Gardens?
7 schools tracked · 6,166 students
The largest public schools serving Bell Gardens, CA by enrollment, drawn from the National Center for Education Statistics. School quality is a commonly cited factor in home-buying decisions — these are the campuses families in this area are most likely to encounter.
Bell Gardens High
Grades 9-12 · 2,139 students
Bell Gardens Intermediate
Grades 6-8 · 822 students
Cesar E. Chavez Elementary
Grades K-5 · 747 students
Suva Intermediate
Grades 6-8 · 705 students
Bell Gardens Elementary
Grades K-5 · 659 students
Suva Elementary
Grades K-5 · 595 students
Garfield Elementary
Grades K-5 · 499 students
Source: National Center for Education Statistics, Common Core of Data directory. Updated annually. Ratings and test scores are not currently displayed.
Which cities are near Bell Gardens, CA?
Ordered by distance from Bell Gardens, not by size. Compare Bell Gardens side by side with any of them.
Bell Gardens housing market FAQ
Is Bell Gardens a buyer's or seller's market?
Bell Gardens, CA is currently a balanced market. That read comes from 10.5 months of supply, homes going under contract in about 31 days, and sellers getting 103.2% of their asking price in the last month Redfin published (May 2026).
How much do homes cost in Bell Gardens?
The typical home in Bell Gardens, CA is worth $699,237 (Zillow Home Value Index, July 2026). The median sale price in the last month Redfin published was $825,000, about $673 per square foot.
Is Bell Gardens cheaper than the rest of California?
Bell Gardens's median sale price of $825,000 is 7% lower than the California statewide median of $887,400, and 101% above the U.S. median of $410,700. Both figures are for the same period.
How long do homes take to sell in Bell Gardens?
Homes in Bell Gardens, CA spent a median of 31 days on market before going under contract, versus 33 days statewide. That is a normal pace: enough time to see a home twice, not enough to wait a month. (Redfin, through May 2026.)
What income do you need to buy a home in Bell Gardens?
At the current 30-year fixed rate of 6.66%, 20% down on a $699,237 home is about $3,595 a month in principal and interest. Lenders typically want that under 28% of gross income, which works out to roughly $154,062 a year before taxes, insurance, HOA dues or mortgage insurance. The local median household income is $55,372.
Are home prices rising in Bell Gardens?
The typical home value in Bell Gardens, CA rose 1.4% over the last 12 months, from $689,641 to $699,237 (Zillow, July 2026). This is the live series — it refreshes monthly.
What are the cheapest ZIP codes in Bell Gardens?
Bell Gardens ZIP-level sale prices are not all published for the same period, so ranking them would compare different months. The ZIP pages listed on this page show what we hold for each one individually.
Is now a good time to buy in Bell Gardens?
That depends on your timeline, not on a headline. What the data says today: Bell Gardens, CA is a balanced market with 10.5 months of supply, the 30-year fixed rate is 6.66%. Properties Incorporated publishes the data; it does not give financial advice.
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