$140,000
55 Pacifica Ave Trlr 90
Bay Point, CA
2 bd2 ba1,032 sqft$136/ft²
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Compass Real Estate · Bay Point, CA
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Bay Point, CA Housing Market
Seller's market+16.7% YoY
Redfin, through May 2026 · No longer updatingFreddie Mac via FRED, August 2026 · Refreshes weekly
The last median sale price Redfin published was $595,000, +16.7% year over year (through May 2026). With 3.1 months of supply and homes going under contract in about 49 days, Bay Point is a seller's market. At today's 6.66% 30-year fixed rate, 20% down on a $595,000 home is about $3,059/mo in principal and interest.
Key numbers for Bay Point, CA
Median sale price
$595,000
+16.7% year over year
Redfin, through May 2026
Days on market
49
Average pace
Redfin, through May 2026
Active listings
22
3.1 months of supply
Redfin, through May 2026
30-yr fixed rate
6.66%
Freddie Mac weekly average
Freddie Mac via FRED, August 2026
Median household income
$80,684
Home costs 7.4x income
U.S. Census ACS, 2023
Sale-to-list ratio
102.0%
Selling above asking
Redfin, through May 2026
Zillow figures refresh monthly. Redfin figures are through May 2026 — Redfin stopped publishing its public market trackers in June 2026, so those numbers are final, not current. Mortgage rates come from Freddie Mac via FRED and update weekly.
Is Bay Point a buyer's or seller's market?
Seller's market3.1 months of supply49 days on market102.0% of asking
Bay Point, CA is a seller's market, based on 3.1 months of supply and homes selling in about 49 days. Under 4 months of supply tilts the market toward sellers: homes clear faster than they are replaced, so concessions are scarce.
Inputs are Redfin's final published period (May 2026). How we classify markets · Where the data comes from
What does the Bay Point housing market data show?
Every row below is Redfin's final published month for Bay Point, CA. Redfin, through May 2026
| Metric | Value |
|---|---|
| Median sale price | $595,000 |
| Median list price | $489,000 |
| Year-over-year price change | +16.7% |
| Median price per sq ft | $416/sq ft |
| Median days on market | 49 days |
| Active inventory | 22 listings |
| Months of supply | 3.1 months |
| Sale-to-list price ratio | 102.0% |
| Homes sold (that month) | 7 |
| New listings (that month) | 21 |
| Listings with a price cut | 31.8% |
| Market condition | Seller's market |
How to read these numbers
- Median sale price
- Half the homes that closed sold for more than this, half for less. It moves with what kind of home sold that month, so a quiet month with two big sales can swing it. Redfin's figure for Bay Point is frozen at May 2026.
- Typical home value (ZHVI)
- Zillow's estimate of what a mid-market home in Bay Point is worth right now, whether or not it sold. It is smoother than the median sale price and it still refreshes monthly, which is why this page leads with it.
- Months of supply
- How long it would take to sell every active listing at the current pace. Under 3 favors sellers, over 6 favors buyers, and 3 to 6 is the balanced band.
- Days on market
- Median time from listing to accepted offer. Short means you should have financing ready before you tour; long means there is room to negotiate on price and repairs.
- Sale-to-list ratio
- Sale price divided by the last asking price. Above 100% means bidding above asking is normal here; below 100% means the typical buyer got a discount.
- Price per square foot
- The size-adjusted price. Use it to compare a 1,400 sq ft house to a 2,600 sq ft house, not to value your own home — lot, condition and age move it a lot.
- Listings with a price cut
- Share of active listings that dropped their asking price in the month. A high share is the earliest visible sign that sellers are ahead of what buyers will pay.
- Typical asking rent (ZORI)
- Zillow's repeat-rent index for asking rents on new leases. Paired with the home value it gives the price-to-rent ratio in the rent-vs-buy section below.
How have Bay Point home prices moved?
Over the last three years the median sale price in Bay Point, CA rose 10.2%, from $540,000 to $595,000. 31.8% of Bay Point listings cut their asking price in the final Redfin month — a high share, and the clearest sign that list prices were running ahead of what buyers would pay. For prices to fall meaningfully from here, supply would have to keep building past 3.1 months while the sale-to-list ratio slips below its current 102.0%. Watch those two together — they move before the median does.
Redfin, through May 2026 — the chart ends at Redfin's final published month.
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What does it cost to buy a home in Bay Point?
Priced off the median sale price of $595,000 at the current 6.66% 30-year fixed rate. These are principal and interest only — property taxes, homeowner's insurance, HOA dues and mortgage insurance are on top, and they vary enough by property that we will not guess them for you.
| Down payment | Cash at close | Loan amount | Monthly P&I |
|---|---|---|---|
| 20% | $119,000 | $476,000 | $3,059/mo |
| 5% | $29,750 | $565,250 | $3,632/mo |
Redfin, through May 2026 for the price · Freddie Mac via FRED, August 2026 for the rate
What income do you need?
Lenders generally want housing costs under 28% of gross income. On the 20%-down payment of $3,059, that implies roughly $131,096 a year before you add taxes and insurance. The median household in Bay Point earns $80,684, about $50,412 short of that threshold — the typical local household needs a larger down payment, a co-borrower, or a home below the median sale price to fit the 28% rule. That puts the price-to-income ratio at 7.4x — well above the 3x that was historically considered affordable, which is why down payment size drives who can buy here.
Run it with your own numbers: affordability calculator · mortgage calculator
Buying in Bay Point in the next 12 months?
Tell us your timeline. We send the Bay Point market brief: the price ranges that actually clear, how long homes sit, and what to fix on your credit before you apply.
Is it cheaper to rent or buy in Bay Point?
Zillow does not publish a rent index (ZORI) for Bay Point, CA, so we cannot compute a price-to-rent ratio here without borrowing a nearby market's rents and calling them local — which we will not do. The rent vs. buy calculator works with a rent figure you supply.
Is inventory rising or falling in Bay Point?
Active listings in Bay Point, CA went from 22 in May 2025 to 22 in May 2026, a +0.0% change. Inventory has been roughly flat, which usually keeps prices moving with rates rather than with local supply.
| Month | Active listings | New listings |
|---|---|---|
| June 2025 | 25 | 16 |
| July 2025 | 19 | 10 |
| August 2025 | 21 | 13 |
| September 2025 | 15 | 5 |
| October 2025 | 14 | 11 |
| November 2025 | 16 | 9 |
| December 2025 | 14 | 7 |
| January 2026 | 17 | 13 |
| February 2026 | 21 | 10 |
| March 2026 | 18 | 9 |
| April 2026 | 24 | 15 |
| May 2026 | 22 | 21 |
Redfin, through May 2026
How does Bay Point compare to California and the U.S.?
Bay Point homes sell for $595,000 — 33% below the California median of $887,400. Against the national median of $410,700, Bay Point runs 45% higher. Year-over-year, Bay Point moved +16.7% against California's +3.4% — a bigger swing than the state as a whole.
| Market | Median sale price | YoY | Days on market |
|---|---|---|---|
| Bay Point, CA | $595,000 | +16.7% | 49 days |
| California statewide | $887,400 | +3.4% | 33 days |
| United States | $410,700 | not published | not published |
City and state rows: Redfin, through May 2026 · U.S. row: Freddie Mac via FRED, April 2026 (MSPUS, quarterly)
What to do next in Bay Point
What buyers should watch
- Months of supply, currently 3.1. It turns before price does — when it climbs past 6, sellers start taking offers they would have rejected a quarter earlier.
- The share of listings cutting price, currently 31.8%. A listing that has already cut once is the one most likely to accept below asking.
- The gap between 5% and 20% down here is $574 a month in principal and interest alone, before mortgage insurance. That gap, not the price, is usually what decides your timeline.
- Rate moves. At 6.66%, every full point of rate change moves the payment on a $595,000 home more than a 5% price change does.
- Your credit tier before you shop, not after — it sets the rate you are quoted. Run your numbers first.
What sellers should know
- The median Bay Point listing goes under contract in 49 days. If yours passes that mark, the market is telling you the price is wrong — not that you need more showings.
- Homes here close at 102.0% of asking. Price at the number you want and let competition do the rest.
- In the last published month Bay Point added 21 new listings against 7 sales — more competition arriving than clearing, so early timing matters.
- Comparable ZIP-level pricing inside Bay Point varies more than the citywide median suggests — check the ZIP pages below before you set a number.
Homes for sale in Bay Point
There are currently 22 homes listed for sale in Bay Point, California. The median listing price is $489K. Featured listings range from $140,000 to $930,000.
$150,000
205 Solano Ave
Bay Point, CA
Land6,798 sqft lot
View photos & details
$175,000
80 Bay Dr
Bay Point, CA
Land5,502 sqft lot
View photos & details
$299,000
8 Lancaster Cir Apt 224
Bay Point, CA
2 bd2 ba884 sqft$338/ft²
Condo
View photos & details
$550,000
27 Loftus Rd
Bay Point, CA
3 bd1 ba1,069 sqft$514/ft²
House11,250 sqft lot
View photos & details
$598,000
166 San Joaquin Ct
Bay Point, CA
3 bd2 ba1,206 sqft$496/ft²
House32,500 sqft lot
View photos & details
$618,000
22 Sharon Dr
Bay Point, CA
3 bd2 ba1,500 sqft$412/ft²
House7,500 sqft lot
View photos & details
$650,000
5 Island View Dr
Bay Point, CA
4 bd2 ba1,260 sqft$516/ft²
House28 sqft lot
View photos & details
$699,000
130 Savona Way
Bay Point, CA
4 bd3 ba2,027 sqft$345/ft²
House5,377 sqft lot
View photos & details
$750,000
2300 Verona Dr
Bay Point, CA
4 bd3 ba2,038 sqft$368/ft²
House
View photos & details
$849,999
2861 Rio Seco Dr
Bay Point, CA
5 bd3 ba2,808 sqft$303/ft²
House4,282 sqft lot
View photos & details
$930,000
2617 Tampico Dr
Bay Point, CA
5 bd3 ba2,734 sqft$340/ft²
House5,000 sqft lot
View photos & details
Looking to buy in Bay Point?
Get connected with a local real estate expert — free, no obligation.
Active listings
22
Homes on market
Median list price
$489K
Avg. days on market
49
Days until sale
New this week
21
Newly listed
Price drops:31.8%of listings
Sale-to-list:102.0%
How much do homes cost in Bay Point by property type?
How the Bay Point, CA market breaks down across single-family homes, condos and townhouses. Redfin, through May 2026
| Property type | Median price | Price / sq ft | Homes sold | Days on market |
|---|---|---|---|---|
| Single-family | $595,000 | $416/sq ft | 7 | 49 days |
| Condo / co-op | $299,000 | $281/sq ft | 1 | 46 days |
| Townhouse | $497,000 | $468/sq ft | 1 | 17 days |
Who lives in Bay Point?
American Community Survey estimates for Bay Point. U.S. Census ACS, 2023
Population
24,065
Households
6,765
Median income
$80,684/yr
Median age
32.7 years
Owner-occupied
57.2%
Median home value
$479,100
Median gross rent
$1,946/mo
Mean commute
37.5 min
57.2% of occupied homes in Bay Point are owner-occupied, and the rest are rented — which is the share that decides how much of the local housing stock ever reaches the for-sale market.
Which public schools serve Bay Point?
4 schools tracked · 1,951 students
The largest public schools serving Bay Point, CA by enrollment, drawn from the National Center for Education Statistics. School quality is a commonly cited factor in home-buying decisions — these are the campuses families in this area are most likely to encounter.
Riverview Middle
Grades 6-8 · 751 students
Rio Vista Elementary
Grades K-5 · 455 students
Shore Acres Elementary
Grades K-5 · 396 students
Bel Air Elementary
Grades K-5 · 349 students
Source: National Center for Education Statistics, Common Core of Data directory. Updated annually. Ratings and test scores are not currently displayed.
Which cities are near Bay Point, CA?
Ordered by distance from Bay Point, not by size. Compare Bay Point side by side with any of them.
Bay Point housing market FAQ
Is Bay Point a buyer's or seller's market?
Bay Point, CA is currently a seller's market. That read comes from 3.1 months of supply, homes going under contract in about 49 days, and sellers getting 102.0% of their asking price in the last month Redfin published (May 2026).
How much do homes cost in Bay Point?
The median sale price in the last month Redfin published was $595,000, about $416 per square foot.
Is Bay Point cheaper than the rest of California?
Bay Point's median sale price of $595,000 is 33% lower than the California statewide median of $887,400, and 45% above the U.S. median of $410,700. Both figures are for the same period.
How long do homes take to sell in Bay Point?
Homes in Bay Point, CA spent a median of 49 days on market before going under contract, versus 33 days statewide. That is a normal pace: enough time to see a home twice, not enough to wait a month. (Redfin, through May 2026.)
What income do you need to buy a home in Bay Point?
At the current 30-year fixed rate of 6.66%, 20% down on a $595,000 home is about $3,059 a month in principal and interest. Lenders typically want that under 28% of gross income, which works out to roughly $131,096 a year before taxes, insurance, HOA dues or mortgage insurance. The local median household income is $80,684.
Are home prices rising in Bay Point?
Redfin's last published year-over-year change for Bay Point, CA was +16.7%, measured through May 2026. That series is frozen; treat it as a historical reading rather than a current trend.
What are the cheapest ZIP codes in Bay Point?
Bay Point ZIP-level sale prices are not all published for the same period, so ranking them would compare different months. The ZIP pages listed on this page show what we hold for each one individually.
Is now a good time to buy in Bay Point?
That depends on your timeline, not on a headline. What the data says today: Bay Point, CA is a seller's market with 3.1 months of supply, the 30-year fixed rate is 6.66%. Properties Incorporated publishes the data; it does not give financial advice.
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