$305,000
7725 Gabarda Rd
Atascadero, CA
Land1.74 acres
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Atascadero, CA(512) 555-0184TX License #0512847
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Atascadero, CA Housing Market
Seller's market+2.0% YoY
Zillow, July 2026 · Refreshes monthlyRedfin, through May 2026 · No longer updatingFreddie Mac via FRED, August 2026 · Refreshes weekly
The typical home in Atascadero, CA is worth $787,600, rose 2.0% over the past year (Zillow Home Value Index, July 2026). The last median sale price Redfin published was $830,000, +9.9% year over year (through May 2026). With 2.1 months of supply and homes going under contract in about 45 days, Atascadero is a seller's market. At today's 6.66% 30-year fixed rate, 20% down on a $787,600 home is about $4,049/mo in principal and interest.
Key numbers for Atascadero, CA
Typical home value
$787,600
+2.0% in 12 months
Zillow, July 2026
Typical asking rent
$2,410/mo
Zillow Observed Rent Index
Zillow, July 2026
Median sale price
$830,000
+9.9% year over year
Redfin, through May 2026
Days on market
45
Average pace
Redfin, through May 2026
Active listings
61
2.1 months of supply
Redfin, through May 2026
30-yr fixed rate
6.66%
Freddie Mac weekly average
Freddie Mac via FRED, August 2026
Median household income
$88,830
Home costs 8.9x income
U.S. Census ACS, 2023
Sale-to-list ratio
99.4%
Selling below asking
Redfin, through May 2026
Zillow figures are as of July 2026 and refresh monthly. Redfin figures are through May 2026 — Redfin stopped publishing its public market trackers in June 2026, so those numbers are final, not current. Mortgage rates come from Freddie Mac via FRED and update weekly.
Is Atascadero a buyer's or seller's market?
Seller's market2.1 months of supply45 days on market99.4% of asking
Atascadero, CA is a seller's market, based on 2.1 months of supply and homes selling in about 45 days. Under 4 months of supply tilts the market toward sellers: homes clear faster than they are replaced, so concessions are scarce.
Inputs are Redfin's final published period (May 2026). How we classify markets · Where the data comes from
What does the Atascadero housing market data show?
Every row below is Redfin's final published month for Atascadero, CA. Redfin, through May 2026
| Metric | Value |
|---|---|
| Median sale price | $830,000 |
| Median list price | $782,450 |
| Year-over-year price change | +9.9% |
| Median price per sq ft | $454/sq ft |
| Median days on market | 45 days |
| Active inventory | 61 listings |
| Months of supply | 2.1 months |
| Sale-to-list price ratio | 99.4% |
| Homes sold (that month) | 29 |
| New listings (that month) | 28 |
| Listings with a price cut | 36.1% |
| Market condition | Seller's market |
How to read these numbers
- Median sale price
- Half the homes that closed sold for more than this, half for less. It moves with what kind of home sold that month, so a quiet month with two big sales can swing it. Redfin's figure for Atascadero is frozen at May 2026.
- Typical home value (ZHVI)
- Zillow's estimate of what a mid-market home in Atascadero is worth right now, whether or not it sold. It is smoother than the median sale price and it still refreshes monthly, which is why this page leads with it.
- Months of supply
- How long it would take to sell every active listing at the current pace. Under 3 favors sellers, over 6 favors buyers, and 3 to 6 is the balanced band.
- Days on market
- Median time from listing to accepted offer. Short means you should have financing ready before you tour; long means there is room to negotiate on price and repairs.
- Sale-to-list ratio
- Sale price divided by the last asking price. Above 100% means bidding above asking is normal here; below 100% means the typical buyer got a discount.
- Price per square foot
- The size-adjusted price. Use it to compare a 1,400 sq ft house to a 2,600 sq ft house, not to value your own home — lot, condition and age move it a lot.
- Listings with a price cut
- Share of active listings that dropped their asking price in the month. A high share is the earliest visible sign that sellers are ahead of what buyers will pay.
- Typical asking rent (ZORI)
- Zillow's repeat-rent index for asking rents on new leases. Paired with the home value it gives the price-to-rent ratio in the rent-vs-buy section below.
How have Atascadero home prices moved?
Over the last three years the median sale price in Atascadero, CA rose 8.5%, from $765,000 to $830,000. The live Zillow value series has rose 2.0% in the last 12 months, which is the more current read now that Redfin's series has stopped. 36.1% of Atascadero listings cut their asking price in the final Redfin month — a high share, and the clearest sign that list prices were running ahead of what buyers would pay. For prices to fall meaningfully from here, supply would have to keep building past 2.1 months while the sale-to-list ratio slips below its current 99.4%. Watch those two together — they move before the median does.
Redfin, through May 2026 — the chart ends at Redfin's final published month.
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What does it cost to buy a home in Atascadero?
Priced off the typical home value of $787,600 at the current 6.66% 30-year fixed rate. These are principal and interest only — property taxes, homeowner's insurance, HOA dues and mortgage insurance are on top, and they vary enough by property that we will not guess them for you.
| Down payment | Cash at close | Loan amount | Monthly P&I |
|---|---|---|---|
| 20% | $157,520 | $630,080 | $4,049/mo |
| 5% | $39,380 | $748,220 | $4,808/mo |
Zillow, July 2026 for the price · Freddie Mac via FRED, August 2026 for the rate
What income do you need?
Lenders generally want housing costs under 28% of gross income. On the 20%-down payment of $4,049, that implies roughly $173,531 a year before you add taxes and insurance. The median household in Atascadero earns $88,830, about $84,701 short of that threshold — the typical local household needs a larger down payment, a co-borrower, or a home below the typical home value to fit the 28% rule. That puts the price-to-income ratio at 8.9x — well above the 3x that was historically considered affordable, which is why down payment size drives who can buy here.
Run it with your own numbers: affordability calculator · mortgage calculator
Buying in Atascadero in the next 12 months?
Tell us your timeline. We send the Atascadero market brief: the price ranges that actually clear, how long homes sit, and what to fix on your credit before you apply.
Is it cheaper to rent or buy in Atascadero?
Typical asking rent in Atascadero, CA is $2,410/mo, against a typical home value of $787,600. That is a price-to-rent ratio of 27.2x, which means renting tends to be the cheaper monthly option unless you stay long enough for appreciation to close the gap. Compared head to head, 20% down puts principal and interest at $4,049 a month — $1,639 more than renting before taxes and insurance, so the ownership case here rests on equity and appreciation rather than monthly cash flow.
Zillow, July 2026 for both value and rent
Add your own down payment, tax rate and time horizon in the rent vs. buy calculator.
Is inventory rising or falling in Atascadero?
Active listings in Atascadero, CA went from 103 in May 2025 to 61 in May 2026, a -40.8% change. Falling inventory tightens competition. When supply drops while demand holds, sale-to-list ratios rise before the median sale price does.
| Month | Active listings | New listings |
|---|---|---|
| June 2025 | 89 | 32 |
| July 2025 | 85 | 31 |
| August 2025 | 88 | 38 |
| September 2025 | 73 | 23 |
| October 2025 | 69 | 27 |
| November 2025 | 65 | 20 |
| December 2025 | 48 | 4 |
| January 2026 | 48 | 25 |
| February 2026 | 61 | 32 |
| March 2026 | 62 | 35 |
| April 2026 | 70 | 37 |
| May 2026 | 61 | 28 |
Redfin, through May 2026
How does Atascadero compare to California and the U.S.?
Atascadero homes sell for $830,000 — 6% below the California median of $887,400. Against the national median of $410,700, Atascadero runs 102% higher. Year-over-year, Atascadero moved +9.9% against California's +3.4% — a bigger swing than the state as a whole.
| Market | Median sale price | YoY | Days on market |
|---|---|---|---|
| Atascadero, CA | $830,000 | +9.9% | 45 days |
| California statewide | $887,400 | +3.4% | 33 days |
| United States | $410,700 | not published | not published |
City and state rows: Redfin, through May 2026 · U.S. row: Freddie Mac via FRED, April 2026 (MSPUS, quarterly)
What to do next in Atascadero
What buyers should watch
- Months of supply, currently 2.1. It turns before price does — when it climbs past 6, sellers start taking offers they would have rejected a quarter earlier.
- The share of listings cutting price, currently 36.1%. A listing that has already cut once is the one most likely to accept below asking.
- The gap between 5% and 20% down here is $759 a month in principal and interest alone, before mortgage insurance. That gap, not the price, is usually what decides your timeline.
- Rate moves. At 6.66%, every full point of rate change moves the payment on a $787,600 home more than a 5% price change does.
- Your credit tier before you shop, not after — it sets the rate you are quoted. Run your numbers first.
What sellers should know
- The median Atascadero listing goes under contract in 45 days. If yours passes that mark, the market is telling you the price is wrong — not that you need more showings.
- Homes here close at 99.4% of asking. Price to that ratio from day one rather than chasing the market down in cuts.
- In the last published month Atascadero added 28 new listings against 29 sales — more clearing than arriving, which is the better window to list.
- Your equity moved +2.0% in the last 12 months on the Zillow value series. That, not the price you paid, is what sets your net proceeds.
- Comparable ZIP-level pricing inside Atascadero varies more than the citywide median suggests — check the ZIP pages below before you set a number.
Homes for sale in Atascadero
There are currently 61 homes listed for sale in Atascadero, California. The median listing price is $782K. Featured listings range from $305,000 to $1,655,000.
$550,000
5074 Palma Ave
Atascadero, CA
2 bd1 ba996 sqft$552/ft²
House5,489 sqft lot
View photos & details
$600,000
7650 Carmelita Ave
Atascadero, CA
4 bd2 ba1,969 sqft$305/ft²
House16,000 sqft lot
View photos & details
$629,900
5204 Ensenada Ave
Atascadero, CA
2 bd2 ba1,008 sqft$625/ft²
House5,663 sqft lot
View photos & details
$725,000
5075 Rosario Ave
Atascadero, CA
3 bd2 ba1,337 sqft$542/ft²
House20,909 sqft lot
View photos & details
$739,900
7858 Curbaril Ave
Atascadero, CA
3 bd2 ba1,356 sqft$546/ft²
House5,998 sqft lot
View photos & details
$921,000
10825 Colorado Rd
Atascadero, CA
3 bd2 ba1,535 sqft$600/ft²
House41,818 sqft lot
View photos & details
$989,000
13730 El Camino Real
Atascadero, CA
3 bd2 ba2,229 sqft$444/ft²
House2.80 acres
View photos & details
$1,180,000
12355 Santa Ana Rd
Atascadero, CA
4 bd4 ba2,430 sqft$486/ft²
House4.29 acres
View photos & details
$1,275,000
4255 San Benito Rd
Atascadero, CA
3 bd2 ba1,583 sqft$805/ft²
House2.68 acres
View photos & details
$1,350,000
2180 San Fernando Rd
Atascadero, CA
3 bd3 ba3,226 sqft$418/ft²
House3.00 acres
View photos & details
$1,655,000
9071 Palomar Ave
Atascadero, CA
4 bd2 ba2,249 sqft$736/ft²
House40,511 sqft lot
View photos & details
Looking to buy in Atascadero?
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Active listings
61
Homes on market
Median list price
$782K
Avg. days on market
45
Days until sale
New this week
28
Newly listed
Price drops:36.1%of listings
Sale-to-list:99.4%
How much do homes cost in Atascadero by property type?
How the Atascadero, CA market breaks down across single-family homes, condos and townhouses. Redfin, through May 2026
| Property type | Median price | Price / sq ft | Homes sold | Days on market |
|---|---|---|---|---|
| Single-family | $865,000 | $459/sq ft | 21 | 34 days |
| Condo / co-op | $399,000 | $432/sq ft | 7 | 61 days |
| Townhouse | $642,500 | $338/sq ft | 2 | 81 days |
Who lives in Atascadero?
American Community Survey estimates for Atascadero. U.S. Census ACS, 2023
Population
29,735
Households
11,510
Median income
$88,830/yr
Median age
40.5 years
Owner-occupied
62.5%
Median home value
$673,400
Median gross rent
$1,855/mo
Mean commute
21.9 min
62.5% of occupied homes in Atascadero are owner-occupied, and the rest are rented — which is the share that decides how much of the local housing stock ever reaches the for-sale market. The Census self-reported median home value is $673,400 against Zillow's $787,600 typical value; the gap is normal — ACS asks owners what they think their home is worth, Zillow models transactions. Census median gross rent (all leases, including long-held ones) is $1,855/mo, below Zillow's $2,410/mo asking rent on new leases — the difference is roughly what a mover pays over a stayer.
Which public schools serve Atascadero?
9 schools tracked · 3,958 students
The largest public schools serving Atascadero, CA by enrollment, drawn from the National Center for Education Statistics. School quality is a commonly cited factor in home-buying decisions — these are the campuses families in this area are most likely to encounter.
Atascadero High
Grades 9-12 · 1,114 students
Atascadero Middle
Grades 6-8 · 855 students
San Benito Elementary
Grades K-5 · 405 students
Monterey Road Elementary
Grades K-5 · 384 students
Santa Rosa Road Academic Academy
Grades K-5 · 370 students
San Gabriel Elementary
Grades K-5 · 359 students
Fine Arts Academy
Grades 4-8 · 221 students
Atascadero Choices in Education Academy (ACE)
Grades 9-12 · 166 students
Source: National Center for Education Statistics, Common Core of Data directory. Updated annually. Ratings and test scores are not currently displayed.
Which cities are near Atascadero, CA?
Ordered by distance from Atascadero, not by size. Compare Atascadero side by side with any of them.
Atascadero housing market FAQ
Is Atascadero a buyer's or seller's market?
Atascadero, CA is currently a seller's market. That read comes from 2.1 months of supply, homes going under contract in about 45 days, and sellers getting 99.4% of their asking price in the last month Redfin published (May 2026).
How much do homes cost in Atascadero?
The typical home in Atascadero, CA is worth $787,600 (Zillow Home Value Index, July 2026). The median sale price in the last month Redfin published was $830,000, about $454 per square foot.
Is Atascadero cheaper than the rest of California?
Atascadero's median sale price of $830,000 is 6% lower than the California statewide median of $887,400, and 102% above the U.S. median of $410,700. Both figures are for the same period.
How long do homes take to sell in Atascadero?
Homes in Atascadero, CA spent a median of 45 days on market before going under contract, versus 33 days statewide. That is a normal pace: enough time to see a home twice, not enough to wait a month. (Redfin, through May 2026.)
What income do you need to buy a home in Atascadero?
At the current 30-year fixed rate of 6.66%, 20% down on a $787,600 home is about $4,049 a month in principal and interest. Lenders typically want that under 28% of gross income, which works out to roughly $173,531 a year before taxes, insurance, HOA dues or mortgage insurance. The local median household income is $88,830.
Are home prices rising in Atascadero?
The typical home value in Atascadero, CA rose 2.0% over the last 12 months, from $772,265 to $787,600 (Zillow, July 2026). This is the live series — it refreshes monthly.
What are the cheapest ZIP codes in Atascadero?
Atascadero ZIP-level sale prices are not all published for the same period, so ranking them would compare different months. The ZIP pages listed on this page show what we hold for each one individually.
Is now a good time to buy in Atascadero?
That depends on your timeline, not on a headline. What the data says today: Atascadero, CA is a seller's market with 2.1 months of supply, the 30-year fixed rate is 6.66%, and the price-to-rent ratio of 27.2x means renting tends to be the cheaper monthly option unless you stay long enough for appreciation to close the gap. Properties Incorporated publishes the data; it does not give financial advice.
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