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Sarah Mitchell
Compass Real Estate · ZIP 95304
“Your trusted relocation specialist since 2009. 350+ homes sold. Zero-pressure, data-first approach.”
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95304 ZIP Code Housing Market
$885,000median sale price
What is the 95304 housing market like right now?
The median home sale price in ZIP code 95304 is $885,000, down 3.8% year-over-year. Homes sell in an average of 35 days with 34 active listings. The market is currently a balanced market. (Source: Redfin monthly MLS data, as of March 2026 — the most recent Redfin release; Redfin publishes each month's data on a ~6-week lag.)
Is the 95304 ZIP code a buyer's or seller's market?
ZIP code 95304 is currently a balanced market and homes selling in about 35 days. How we determine this →
What are the latest 95304 housing market stats?
| Metric | Value |
|---|---|
| Median sale price | $885,000 |
| Median list price | $1.00M |
| Year-over-year price change | -3.8% |
| Average days on market | 35 days |
| Active inventory | 34 listings |
| Sale-to-list price ratio | 97.2% |
| Market condition | Balanced market |
Source: Redfin · Updated monthly
The 95304 zip code, located in Tracy, CA, is currently classified as a balanced market. The median sale price stands at $885,000, representing a -3.8% change year over year. Homes in this area spend an average of 35 days on the market before going under contract. There are currently 34 active listings in the area, which influences how much negotiating power buyers and sellers have.
ZIP 95304 sits in the Tracy, CA area, roughly 5 miles from downtown Tracy. Because home prices are set street by street, this ZIP can move differently from Tracy's citywide averages. The figures below reflect 95304 specifically — drawn from Redfin transactions, U.S. Census data for its 15,841 residents, and Zillow value estimates.
Homes sold
17
Last 12 weeks
Days on market
35
Average pace
Active listings
34
Sale-to-list
97.2%
Below asking
Market trends
What is driving the 95304 housing market?
The 95304 real estate market is shaped by a combination of local demand, housing supply, and broader economic trends. As a balanced market, homes are selling at approximately 97.2% of their listed price.
Year-over-year price trends are one of the most important indicators for both homebuyers and investors. Prices in 95304 have declined -3.8% compared to last year, which may present opportunities for buyers looking to enter the market at a lower price point. For context, it's valuable to compare this trend against neighboring zip codes and the broader metro area to determine whether this performance is localized or part of a regional pattern.
The Zillow Home Value Index (ZHVI) for 95304 stands at $923,910, which represents Zillow's estimate of the typical home value in the area. The Zillow Observed Rent Index (ZORI) indicates typical rents of $2,732 per month. This gives a price-to-rent ratio of approximately 28.2, which indicates that renting may be more cost-effective than buying in the short term, though long-term appreciation could shift that calculus. Use our mortgage calculator to estimate monthly payments based on current home values and interest rates.
Who lives in 95304?
Population
15,841
Median income
$115,007/yr
Median age
37.3 years
Owner-occupied
60.1%
College grads
27.4%
Avg commute
40.85 min
What is it like living in 95304?
Zip code 95304 is home to approximately 15,841 residents. The median household income is $115,007 per year, which shapes the types of homes and amenities available in the area. With a median age of 37.3 years, the community's age profile influences everything from school enrollment to local business types and recreational offerings. Approximately 60.1% of housing units are owner-occupied, indicating a stable, ownership-oriented community where residents have a vested interest in maintaining property values and neighborhood quality.
About 27.4% of residents hold a bachelor's degree or higher, which often correlates with access to knowledge-economy jobs and higher earning potential in the area. The average commute time is 40.85 minutes, which is above the national average and may reflect a suburban or exurban setting where residents trade commute time for more affordable housing or larger lots. These demographic factors, combined with the market data above, help paint a complete picture of what it's like to live and own property in 95304.
Which public schools serve ZIP 95304?
11 schools tracked · 3,239 students
The largest public schools serving ZIP code 95304 by enrollment, drawn from the National Center for Education Statistics. School quality is a commonly cited factor in home-buying decisions — these are the campuses families in this area are most likely to encounter.
Delta Charter
Grades K-12 · 811 students
Valley View Charter Prep
Grades K-12 · 669 students
Jefferson
Grades 5-8 · 522 students
Delta Home Charter
Grades K-12 · 235 students
New Jerusalem
Grades 1-8 · 228 students
Delta Charter Online
Grades K-12 · 228 students
Lammersville Elementary
Grades K-8 · 168 students
Banta Elementary
Grades K-8 · 168 students
Source: National Center for Education Statistics, Common Core of Data directory. Updated annually. Ratings and test scores are not currently displayed.
Frequently asked questions about 95304
What is the median home price in 95304?
The current median sale price in 95304 is $885,000, based on recent Redfin transaction data. Prices have changed -3.8% compared to last year. For the most up-to-date pricing and to see how this compares to nearby areas, use our comparison tool.
Is 95304 a buyer's or seller's market?
The 95304 zip code is currently classified as a balanced market. This assessment is based on key indicators including months of supply, sale-to-list price ratios, and average days on market.
What is the population of zip code 95304?
Zip code 95304 has a population of approximately 15,841 residents. The median household income is $115,007 per year. About 60.1% of homes are owner-occupied. This data is sourced from the U.S. Census Bureau and is updated annually.
How do I research neighborhoods in 95304?
Properties Incorporated provides comprehensive data for 95304 including median home prices, price history charts, days on market, active inventory, and Census Bureau demographics. To compare this area with other zip codes or cities, use our comparison tool. For mortgage planning, our mortgage calculator estimates monthly payments based on current prices and interest rates.
How often is the data for 95304 updated?
Market data on Properties Incorporated is updated regularly as new information becomes available. Redfin sales data is typically refreshed monthly, Zillow home value and rent estimates update monthly, and Census Bureau demographics are updated annually.
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