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Featured local agent — Lost Creek, WV
Sarah Mitchell
Compass Real Estate · Lost Creek, WV
“Your trusted relocation specialist since 2009. 350+ homes sold. Zero-pressure, data-first approach.”
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Lost Creek, WV Housing Market
The typical home in Lost Creek, WV is worth $166,775, rose 2.9% over the past year (Zillow Home Value Index, August 2026). The last median sale price Redfin published was $247,000, -22.8% year over year (through May 2026). With homes going under contract in about 199 days, Lost Creek is a balanced market. At today's 7.03% 30-year fixed rate, 20% down on a $166,775 home is about $890/mo in principal and interest.
Key numbers for Lost Creek, WV
Typical home value
$166,775
+2.9% in 12 months
Zillow, August 2026
Median sale price
$247,000
-22.8% year over year
Redfin, through November 2025
Days on market
199
Slow-moving
Redfin, through November 2025
30-yr fixed rate
7.03%
Freddie Mac weekly average
Freddie Mac via FRED, September 2026
Median household income
$68,750
Home costs 2.4x income
U.S. Census ACS, 2023
Sale-to-list ratio
100.6%
Selling above asking
Redfin, through November 2025
Zillow figures are as of August 2026 and refresh monthly. Redfin figures are through May 2026 — Redfin stopped publishing its public market trackers in June 2026, so those numbers are final, not current. Mortgage rates come from Freddie Mac via FRED and update weekly.
Is Lost Creek a buyer's or seller's market?
Lost Creek, WV is a balanced market and homes selling in about 199 days. We classify markets from months of supply, sale-to-list ratio and days on market together — no single number decides it.
Inputs are Redfin's final published period (May 2026). How we classify markets · Where the data comes from
What does the Lost Creek housing market data show?
Every row below is Redfin's final published month for Lost Creek, WV. Redfin, through November 2025
| Metric | Value |
|---|---|
| Median sale price | $247,000 |
| Year-over-year price change | -22.8% |
| Median price per sq ft | $94/sq ft |
| Median days on market | 199 days |
| Sale-to-list price ratio | 100.6% |
| Homes sold (that month) | 1 |
| Market condition | Balanced market |
How to read these numbers
- Median sale price
- Half the homes that closed sold for more than this, half for less. It moves with what kind of home sold that month, so a quiet month with two big sales can swing it. Redfin's figure for Lost Creek is frozen at May 2026.
- Typical home value (ZHVI)
- Zillow's estimate of what a mid-market home in Lost Creek is worth right now, whether or not it sold. It is smoother than the median sale price and it still refreshes monthly, which is why this page leads with it.
- Months of supply
- How long it would take to sell every active listing at the current pace. Under 3 favors sellers, over 6 favors buyers, and 3 to 6 is the balanced band.
- Days on market
- Median time from listing to accepted offer. Short means you should have financing ready before you tour; long means there is room to negotiate on price and repairs.
- Sale-to-list ratio
- Sale price divided by the last asking price. Above 100% means bidding above asking is normal here; below 100% means the typical buyer got a discount.
- Price per square foot
- The size-adjusted price. Use it to compare a 1,400 sq ft house to a 2,600 sq ft house, not to value your own home — lot, condition and age move it a lot.
- Listings with a price cut
- Share of active listings that dropped their asking price in the month. A high share is the earliest visible sign that sellers are ahead of what buyers will pay.
- Typical asking rent (ZORI)
- Zillow's repeat-rent index for asking rents on new leases. Paired with the home value it gives the price-to-rent ratio in the rent-vs-buy section below.
How have Lost Creek home prices moved?
Across the 6 months we hold for Lost Creek, WV, the median sale price rose 139.8%, from $103,000 in February 2022 to $247,000. The live Zillow value series has rose 2.9% in the last 12 months, which is the more current read now that Redfin's series has stopped.
Redfin, through November 2025 — the chart ends at Redfin's final published month.
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What does it cost to buy a home in Lost Creek?
Priced off the typical home value of $166,775 at the current 7.03% 30-year fixed rate. These are principal and interest only — property taxes, homeowner's insurance, HOA dues and mortgage insurance are on top, and they vary enough by property that we will not guess them for you.
| Down payment | Cash at close | Loan amount | Monthly P&I |
|---|---|---|---|
| 20% | $33,355 | $133,420 | $890/mo |
| 5% | $8,339 | $158,436 | $1,057/mo |
Zillow, August 2026 for the price · Freddie Mac via FRED, September 2026 for the rate
What income do you need?
Lenders generally want housing costs under 28% of gross income. On the 20%-down payment of $890, that implies roughly $38,157 a year before you add taxes and insurance. The median household in Lost Creek earns $68,750, about $30,593 more than that threshold — the typical local household clears the payment on a typical local home with 20% down. That puts the price-to-income ratio at 2.4x — close to the historical 3x norm, which is unusual in 2026.
Run it with your own numbers: affordability calculator · mortgage calculator
Buying in Lost Creek in the next 12 months?
Tell us your timeline. We send the Lost Creek market brief: the price ranges that actually clear, how long homes sit, and what to fix on your credit before you apply.
Is it cheaper to rent or buy in Lost Creek?
Zillow does not publish a rent index (ZORI) for Lost Creek, WV, so we cannot compute a price-to-rent ratio here without borrowing a nearby market's rents and calling them local — which we will not do. The rent vs. buy calculator works with a rent figure you supply.
Is inventory rising or falling in Lost Creek?
Active listings in Lost Creek, WV went from 1 in February 2022 to 1 in June 2025, a +0.0% change. Inventory has been roughly flat, which usually keeps prices moving with rates rather than with local supply.
| Month | Active listings | New listings |
|---|---|---|
| February 2022 | 1 | 1 |
| November 2022 | 1 | not published |
| November 2024 | 1 | not published |
| June 2025 | 1 | not published |
Redfin, through June 2025
How does Lost Creek compare to West Virginia and the U.S.?
Lost Creek homes sell for $247,000 — 7% below the West Virginia median of $265,200. Against the national median of $410,700, Lost Creek runs 40% lower. Year-over-year, Lost Creek moved -22.8% against West Virginia's +7.8% — a bigger swing than the state as a whole.
| Market | Median sale price | YoY | Days on market |
|---|---|---|---|
| Lost Creek, WV | $247,000 | -22.8% | 199 days |
| West Virginia statewide | $265,200 | +7.8% | 50 days |
| United States | $410,700 | not published | not published |
City and state rows: Redfin, through November 2025 · U.S. row: Freddie Mac via FRED, April 2026 (MSPUS, quarterly)
What to do next in Lost Creek
What buyers should watch
- The gap between 5% and 20% down here is $167 a month in principal and interest alone, before mortgage insurance. That gap, not the price, is usually what decides your timeline.
- Rate moves. At 7.03%, every full point of rate change moves the payment on a $166,775 home more than a 5% price change does.
- Your credit tier before you shop, not after — it sets the rate you are quoted. Run your numbers first.
What sellers should know
- The median Lost Creek listing goes under contract in 199 days. If yours passes that mark, the market is telling you the price is wrong — not that you need more showings.
- Homes here close at 100.6% of asking. Price at the number you want and let competition do the rest.
- Your equity moved +2.9% in the last 12 months on the Zillow value series. That, not the price you paid, is what sets your net proceeds.
- Comparable ZIP-level pricing inside Lost Creek varies more than the citywide median suggests — check the ZIP pages below before you set a number.
Homes for sale in Lost Creek
Explore homes currently listed for sale in Lost Creek, West Virginia across major real estate platforms.
How much do homes cost in Lost Creek by property type?
How the Lost Creek, WV market breaks down across single-family homes, condos and townhouses. Redfin, through November 2025
| Property type | Median price | Price / sq ft | Homes sold | Days on market |
|---|---|---|---|---|
| Single-family | $247,000 | $94/sq ft | 1 | 199 days |
Who lives in Lost Creek?
American Community Survey estimates for Lost Creek. U.S. Census ACS, 2023
Population
317
Households
122
Median income
$68,750/yr
Median age
40.4 years
Owner-occupied
77.0%
Median home value
$106,300
Mean commute
24.4 min
77.0% of occupied homes in Lost Creek are owner-occupied, and the rest are rented — which is the share that decides how much of the local housing stock ever reaches the for-sale market. The Census self-reported median home value is $106,300 against Zillow's $166,775 typical value; the gap is normal — ACS asks owners what they think their home is worth, Zillow models transactions.
Which public schools serve Lost Creek?
3 schools tracked · 715 students
The largest public schools serving Lost Creek, WV by enrollment, drawn from the National Center for Education Statistics. School quality is a commonly cited factor in home-buying decisions — these are the campuses families in this area are most likely to encounter.
South Harrison High School
Grades 9-12 · 348 students
South Harrison Middle School
Grades 6-8 · 254 students
Lost Creek Elementary School
Grades PK-5 · 113 students
Source: National Center for Education Statistics, Common Core of Data directory. Updated annually. Ratings and test scores are not currently displayed.
Which cities are near Lost Creek, WV?
Ordered by distance from Lost Creek, not by size. Compare Lost Creek side by side with any of them.
Lost Creek housing market FAQ
Is Lost Creek a buyer's or seller's market?
Lost Creek, WV is currently a balanced market based on the supply, pace-of-sale and sale-to-list data we hold for this city. Redfin's public market tracker last published in May 2026, so this classification will not move until a new source fills that gap.
How much do homes cost in Lost Creek?
The typical home in Lost Creek, WV is worth $166,775 (Zillow Home Value Index, August 2026). The median sale price in the last month Redfin published was $247,000, about $94 per square foot.
Is Lost Creek cheaper than the rest of West Virginia?
Lost Creek's median sale price of $247,000 is 7% lower than the West Virginia statewide median of $265,200, and 40% below the U.S. median of $410,700. Both figures are for the same period.
How long do homes take to sell in Lost Creek?
Homes in Lost Creek, WV spent a median of 199 days on market before going under contract, versus 50 days statewide. Over two months means buyers have time to inspect, compare and negotiate. (Redfin, through May 2026.)
What income do you need to buy a home in Lost Creek?
At the current 30-year fixed rate of 7.03%, 20% down on a $166,775 home is about $890 a month in principal and interest. Lenders typically want that under 28% of gross income, which works out to roughly $38,157 a year before taxes, insurance, HOA dues or mortgage insurance. The local median household income is $68,750.
Are home prices rising in Lost Creek?
The typical home value in Lost Creek, WV rose 2.9% over the last 12 months, from $162,152 to $166,775 (Zillow, August 2026). This is the live series — it refreshes monthly.
What are the cheapest ZIP codes in Lost Creek?
Lost Creek ZIP-level sale prices are not all published for the same period, so ranking them would compare different months. The ZIP pages listed on this page show what we hold for each one individually.
Is now a good time to buy in Lost Creek?
That depends on your timeline, not on a headline. What the data says today: Lost Creek, WV is a balanced market, the 30-year fixed rate is 7.03%. Properties Incorporated publishes the data; it does not give financial advice.
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One email: what homes are actually clearing at around $166,775, how long they sit, which ZIPs run cheaper, and what to fix on your credit before you apply.
